449 Golden River Dr · West Palm Beach, FL 33411

$199,990

2 bd · 2.0 ba · 1,302 sqft · Condo public records · 50 Days on market

Built 1979 $705/mo HOA · 35% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• Cash flow +4.3/30.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• DSCR +0.0/10.0

Listing remarks MLS

Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

Key facts

• Stunning lake view
• Formal dining area
• Guard-gated security

Tags

• FORMAL DINING AREA
• WELL-MAINTAINED KITCHEN
• OVERSIZED ENCLOSED PATIO
• STUNNING LAKE VIEW
• ADDITIONAL STORAGE CLOSET
• GUARD-GATED SECURITY

Property features AI

Finance

• Other: Senior community; Pets not allowed
• HOA & community: Part of Golden Lakes Village association; Monthly HOA fee of 705; HOA covers cable TV, internet, water, grounds maintenance, common areas, recreation facility and pool service; Association amenities include clubhouse, fitness center, pool (heated), tennis courts, shuffleboard, billiard room, community room, picnic area, jogging path, courtesy bus, and kitchen facilities

Exterior

• Parking: 2 open parking spaces (total 2)
• Security: On-site security guard
• Utilities: Public water; Public sewer; Cable available; Water available; Sewer available
• Home design: Condominium; Single-story; Entry level 1; Faces south; Resale property
• Construction: Built with CBS construction; Aluminum and barrel roof
• Exterior features: Porch; Screened porch; Waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Flooring: Tile; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air; Ceiling paddle fans
• Interior features: Walk-in closets; Screened porch
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $200k.

Deal economics

• At list price, monthly cash flow is $-538 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $105k (47.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (0.2% below list).
• Recommended offer: $105k (47.5% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 82/100 on livability (#75 in FL, #1,255 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-, crime F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Benoist Farms Elementary School (math 22% / reading 28%, grade F, #2,030 of 2,144 statewide, top 95%, 421 students, 80% FRL); Jeaga Middle School (math 18% / reading 30%, grade F, #532 of 571 statewide, top 94%, 941 students, 78% FRL); Royal Palm Beach High School (math 22% / reading 38%, grade F, #441 of 667 statewide, top 67%, 2,343 students, 57% FRL) — zoned schools average 72% FRL vs 52% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 26% at this address vs 50% district-wide (-23 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 574 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $21k of equity ($1k loan paydown + $20k appreciation (10.0% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 35% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,018 (47.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 3.07%
• Cash-on-cash: -11.52%
• DSCR: 0.49
• GRM: 8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.85% rent growth · sell at horizon

5-year hold

• IRR: 15.5%
• Equity multiple: 2.27×
• Total profit: $70,931
• Equity at exit: $180,167

10-year hold

• IRR: 14.5%
• Equity multiple: 5.09×
• Total profit: $228,915
• Equity at exit: $388,537

Cash invested: $55,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33411

• Home prices YoY: 1.9%
• Rents YoY: 0.8%
• Active inventory: 574
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,996 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$278 /mo · $3,331/yr
• Insurance: −$83
• HOA: −$705
• Vacancy / Maint / Mgmt: −$419
• Net cashflow: $-538

Break-even live

Break-even rent $2,677

Max offer price $105,018

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,998
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
221 Lake Meryl Dr West Palm Beach, FL	2.0	2.0	1000	$1,550	$1.55	24d	1	0.33mi
230 Lake Dora Dr #230 West Palm Beach, FL	2.0	2.0	888	$1,700	$1.91	7d	1	0.38mi
108 Lake Nancy Dr West Palm Beach, FL	2.0	2.0	967	$1,800	$1.86	24d	1	0.41mi
7130 Okeechobee Blvd West Palm Beach, FL	1.0–3.0	1.0–2.0	1086	$2,488	$2.29	3d	9	0.47mi
125 Lake Nancy Dr #241 West Palm Beach, FL	2.0	2.0	1193	$1,900	$1.59	10d	1	0.49mi
1133 Golden Lakes Blvd #813 West Palm Beach, FL	3.0	2.0	999	$2,050	$2.05	24d	1	0.57mi
1133 Golden Lakes Blvd #813 West Palm Beach, FL	3.0	2.0	1054	$1,950	$1.85	5d	1	0.57mi
1133 Golden Lakes Blvd #813 West Palm Beach, FL	3.0	2.0	999	$2,050	$2.05	2d	1	0.57mi
1103 Golden Lakes Blvd #1011 West Palm Beach, FL	3.0	2.0	999	$2,100	$2.10	24d	1	0.59mi
1103 Golden Lakes Blvd #1013 West Palm Beach, FL	3.0	2.0	999	$2,000	$2.00	2d	1	0.59mi
1542 Lake Crystal Dr Unit H West Palm Beach, FL	2.0	2.0	900	$1,900	$2.11	24d	1	0.63mi
1542 Lake Crystal Dr Unit H West Palm Beach, FL	2.0	2.0	900	$1,900	$2.11	21d	1	0.63mi
314 Lake Dora Dr West Palm Beach, FL	2.0	2.0	888	$1,650	$1.86	20d	1	0.65mi
200 Lake Carol Dr West Palm Beach, FL	2.0	2.0	888	$1,750	$1.97	24d	1	0.65mi
321 Lake Evelyn Dr West Palm Beach, FL	2.0	2.0	888	$1,600	$1.80	24d	1	0.65mi
1564 Lake Crystal Dr Unit F West Palm Beach, FL	2.0	2.0	904	$1,850	$2.05	16d	1	0.66mi
1477 Lake Crystal Dr Unit D West Palm Beach, FL	2.0	2.0	928	$1,975	$2.13	16d	1	0.66mi
1566 Lake Crystal Dr West Palm Beach, FL	2.0	2.0	1200	$1,800	$1.50	18d	1	0.67mi
1566 Lake Crystal Dr West Palm Beach, FL	2.0	2.0	1200	$1,800	$1.50	24d	1	0.67mi
1139 Lake Terry Dr Unit A West Palm Beach, FL	3.0	2.0	918	$2,300	$2.51	20d	1	0.67mi
1547 Lake Crystal Dr Unit A West Palm Beach, FL	2.0	2.0	900	$1,900	$2.11	13d	1	0.67mi
1547 Lake Crystal Dr Unit A West Palm Beach, FL	2.0	2.0	900	$1,950	$2.17	24d	1	0.67mi
1063 Golden Lakes Blvd #322 West Palm Beach, FL	3.0	2.0	999	$2,000	$2.00	13d	1	0.68mi
1525 Lake Crystal Dr Unit C West Palm Beach, FL	2.0	2.0	904	$1,800	$1.99	7d	1	0.68mi
1465 Lake Crystal Dr Unit A West Palm Beach, FL	2.0	2.0	904	$1,900	$2.10	1d	1	0.70mi
1455 Lake Crystal Dr Unit H West Palm Beach, FL	2.0	2.0	904	$1,850	$2.05	14d	1	0.73mi
1455 Lake Crystal Dr Unit H West Palm Beach, FL	2.0	2.0	904	$1,850	$2.05	13d	1	0.73mi
1453 Lake Crystal Dr Unit D West Palm Beach, FL	2.0	2.0	904	$1,900	$2.10	13d	1	0.74mi
1760 Windorah Way Unit H West Palm Beach, FL	2.0	1.0	904	$1,850	$2.05	24d	1	0.77mi
1020 Lake Victoria Dr Unit B West Palm Beach, FL	3.0	2.0	922	$2,200	$2.39	17d	1	0.78mi
2104 Tigris Dr Unit 2104 West Palm Beach, FL	3.0	2.5	1298	$2,990	$2.30	7d	1	0.79mi
1500 Windorah Way Unit D West Palm Beach, FL	2.0	2.0	904	$1,850	$2.05	24d	1	0.79mi
1500 Windorah Way Unit D West Palm Beach, FL	2.0	2.0	904	$1,850	$2.05	7d	1	0.79mi
959 Lake Terry Dr West Palm Beach, FL	3.0	2.0	900	$2,000	$2.22	24d	1	0.79mi
1700 Windorah Way Unit A West Palm Beach, FL	2.0	2.0	904	$1,900	$2.10	13d	1	0.81mi
1540 Windorah Way Unit D West Palm Beach, FL	2.0	2.0	904	$1,850	$2.05	18d	1	0.81mi
1440 Windorah Way Unit D West Palm Beach, FL	2.0	2.0	904	$1,900	$2.10	3d	1	0.82mi
1660 Windorah Way Unit H West Palm Beach, FL	2.0	2.0	904	$1,900	$2.10	5d	1	0.82mi
1600 Windorah Way Unit C West Palm Beach, FL	3.0	2.0	1156	$2,290	$1.98	16d	1	0.85mi
1461 Windorah Way Unit E West Palm Beach, FL	2.0	2.0	904	$1,900	$2.10	7d	1	0.85mi

HOA detail condo

• Monthly dues: $705 · $8,460/yr
• Likely covers: watersewerinternetcablesecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 37 events

1. 2026-06-18
   days on market $199,990 Active 50 DOM
2. 2026-06-17
   days on market $199,990 Active 49 DOM
3. 2026-06-16
   days on market $199,990 Active 48 DOM
4. 2026-06-15
   days on market $199,990 Active 47 DOM
5. 2026-06-13
   days on market $199,990 Active 45 DOM
6. 2026-06-09
   days on market $199,990 Active 41 DOM
7. 2026-06-08
   days on market $199,990 Active 40 DOM
8. 2026-06-07
   days on market $199,990 Active 39 DOM
9. 2026-06-04
   days on market $199,990 Active 36 DOM
10. 2026-06-03
    days on market $199,990 Active 35 DOM
11. 2026-06-02
    days on market $199,990 Active 34 DOM
12. 2026-06-01
    days on market $199,990 Active 33 DOM
13. 2026-05-31
    days on market $199,990 Active 32 DOM
14. 2026-04-28
    listed $199,990 Active
15. 2024-11-08
    soldstatus $175,000 Closed 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

16. 2024-08-12
    status Pending 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

17. 2024-07-22
    status Active 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

18. 2024-07-16
    status Pending 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

19. 2024-06-28
    price $195,000 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

20. 2024-06-21
    price $210,000 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

21. 2024-05-31
    listed $219,000 Active 607-char remark

    Show marketing remark (607 chars)

    Seller Motivated!!! $5,000 Towards Buyers Closing Costs!Largest model in Golden Lakes 55+. E-Villa with formal dining area. Tile and wooden floors. Appliances purchased mid 2022 Refrigerator, range, dishwasher, microwave. Large enclosed patio, with Beautiful Lake view. Extra storage closet on patio. Lots of amenities in Golden Lakes * * HOA maintenance includes Cable, Internet, Bldg Insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director * * courtesy bus 2 days a week to grocery, shops, malls, close to turnpike and much more. .. Come Discover Golden Lakes

22. 2021-01-15
    soldstatus $130,000
23. 2020-12-29
    soldstatus $130,000 Closed 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

24. 2020-11-25
    historical Contingent 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

25. 2020-08-31
    status Active 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

26. 2020-08-26
    historical 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

27. 2020-08-08
    price $142,000 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

28. 2020-07-04
    price $146,000 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

29. 2020-06-17
    price $149,000 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

30. 2020-02-26
    listed $155,000 Active 566-char remark

    Show marketing remark (566 chars)

    Largest model in Golden Lakes, E Villa with formal dining area. Updated kitchen, flooring and baths. Tile floors. Large encl patio with removable acrylic windows. Extra storage closet on patio & full size washer/dryer. Offered with or without furniture. Lots of amenities in Golden Lakes. Phase B section's maintenance includes Comcast Xfinity Cable, Internet, bldg insurance, water/sewer, 24/7 guard gated, recreation facilities, tennis, full time social director, courtesy bus two days a wk to grocery, shops, malls and much more. Come Discover Golden Lakes.

31. 2016-02-18
    soldstatus $112,000
32. 2010-11-13
    soldstatus $52,500
33. 2010-10-27
    soldstatus $52,500
34. 2010-09-29
    historical
35. 2010-06-04
    listed $55,000
36. 2009-09-14
    historical
37. 2009-05-22
    listed $88,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,331 · $278/mo
• Projected year-2 tax: $3,331 · $278/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,955
• − Mortgage interest: −$11,203
• − Property taxes: −$3,331
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,916
• − Management: −$1,916
• − HOA: −$8,460
• − Depreciation: −$5,818
• Taxable loss: −$9,689
• Est. tax savings @ 24.0%: +$2,325
• After-tax cash flow: $-4,126/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — West Palm Beach

• Score: 82/100
• State rank: #75
• US rank: #1255

Category grades

Amenities A- Commute A+ Cost of living B- Crime F Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• City population: 222,012
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 76,863
• Household income: $92,591
• Rent vs Own: 20.5% rent · 79.5% own
• Severe rent burden: 1870.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 44% Hispanic / Latino 24% Black 23% Two or more races 16% Asian 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5% Cuban 4% Dominican 2%
• Common ancestry: Hispanic 6% Romanian 2% Italian 1%
• Foreign-born: 26% · Canada, Jamaica, China
• Languages at home: 73% English-only · Spanish 17% French/Haitian/Cajun 4% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 17.04%
• Current HPI: 903.78
• Rent YoY: ▲ 0.85%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+127.3% since first listed

24 events — show timeline

• 2026-04-28 Listed $199,990 Beaches MLS
• 2024-11-08 Sold (MLS) $175,000 MARMLS
• 2024-08-12 Pending — MARMLS
• 2024-07-22 Relisted — MARMLS
• 2024-07-16 Pending — MARMLS
• 2024-06-28 Price Changed $195,000 MARMLS
• 2024-06-21 Price Changed $210,000 MARMLS
• 2024-05-31 Listed $219,000 MARMLS
• 2021-01-15 Sold (Public Records) $130,000 Public Records
• 2020-12-29 Sold (MLS) $130,000 Beaches MLS
• 2020-11-25 Contingent — Beaches MLS
• 2020-08-31 Relisted — Beaches MLS
• 2020-08-26 Listing Removed — Beaches MLS
• 2020-08-08 Price Changed $142,000 Beaches MLS
• 2020-07-04 Price Changed $146,000 Beaches MLS
• 2020-06-17 Price Changed $149,000 Beaches MLS
• 2020-02-26 Listed $155,000 Beaches MLS
• 2016-02-18 Sold (Public Records) $112,000 Public Records
• 2010-11-13 Sold (Public Records) $52,500 Public Records
• 2010-10-27 Sold (MLS) $52,500 Beaches MLS
• 2010-09-29 Listing Removed — Beaches MLS
• 2010-06-04 Listed $55,000 Beaches MLS
• 2009-09-14 Listing Removed — Beaches MLS
• 2009-05-22 Listed $88,000 Beaches MLS

Property tax history

+13.3%/yr

Latest (2025): $3,331 · +102.0% YoY. Source: county tax records.