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11411 N 91st Ave #143
C+ Composite 62.42
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.8/5.0
  • Schools +3.5/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$65,000

11411 N 91st Ave #143 · Peoria, AZ 85345
2 bd · 2.0 ba · 1,344 sqft · SingleFamily · 68 Days on market
Built 1977 $48/sqft · 18% above area Est $55k · 18% over ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your perfect retreat in the Casa del Sol Resort West Community! This charming 2-bedroom, 2-bath home welcomes you with a delightful country-style front porch--the perfect place to enjoy your morning coffee or unwind with peaceful evening sunsets. New Paint! Inside, you'll love the bright and inviting living space, NEW carpet in both bedrooms and durable, easy-care faux wood flooring throughout the main living areas. The kitchen is fully equipped with all appliances included, making this home truly move-in ready. Step outside to your own private fenced yard--ideal for relaxing, entertaining, or enjoying a bit of outdoor living. Located in a 55+ gated, resort-style community, Casa del Sol Resort West offers an active and vibrant lifestyle with fantastic amenities This 55+ gated resort-style community offers an active and vibrant lifestyle with fantastic amenities, including: Heated swimming pool and spa Clubhouse with regular organized activities Fitness center Shuffleboard courts RV parking Golf putting green Move-in ready and priced to sell -- this lovely home is waiting for you to make it your own!

Key facts

  • Fitness center
  • Shuffleboard courts
  • Private fenced yard

Tags

COUNTRY-STYLE FRONT PORCHPRIVATE FENCED YARDHEATED SWIMMING POOLFITNESS CENTERSHUFFLEBOARD COURTSGOLF PUTTING GREEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $986 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $65k).
  • Recommended offer: $61k (6.0% below list) — sets the bar for market timing.
  • Cap rate 24.5% vs local median 3.3% in Peoria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#14 in AZ, #3,603 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A, employment A; Watch: cost of living C-, amenities D, health & safety F.
  • Peoria Unified School District (4237) (suburban): math 36% / reading 42% proficiency, ranked #64 of 249 in AZ (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 333 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.6% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,100 (6.0% below list)

Questions for the listing agent

  1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.79%
Cap rate
24.49%
Cash-on-cash
64.98%
DSCR
3.89
GRM
3.0

CMA / ARV

ARV (median comp)
$55,281
List price
$65,000
Delta
17.58%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8881 W Cameron Dr 0.29mi 3/2.0 (+1) 1,348 (+0%) 1mo $383,000 $284 80
9237 W Cholla St 0.24mi 3/2.0 (+1) 1,401 (+4%) 1mo $358,400 $256 75
8926 W Christopher Michael Ln 0.14mi 3/2.0 (+1) 1,299 (-3%) 17mo $346,574 $267 69
11221 N 91st Dr 0.15mi 3/2.0 (+1) 1,246 (-7%) 12mo $359,000 $288 66
9257 W Gary Rd 0.30mi 3/2.0 (+1) 1,500 (+12%) 2mo $335,000 $223 60
8807 W Shaw Butte Dr 0.55mi 3/2.0 (+1) 1,264 (-6%) 3mo $350,000 $277 57
8734 W Sahuaro Dr 0.48mi 3/2.0 (+1) 1,288 (-4%) 11mo $270,000 $210 57
9118 W Cameron Dr 0.19mi 3/1.5 (+1) 1,160 (-14%) 10mo $345,000 $297 53
8921 W Laurel Ln 0.39mi 3/2.0 (+1) 1,502 (+12%) 12mo $380,000 $253 47
9232 W Mobile Ave 0.44mi 3/2.0 (+1) 1,458 (+8%) 16mo $206,000 $141 47
10824 N 88th Ave 0.40mi 3/2.0 (+1) 1,200 (-11%) 17mo $355,000 $296 45
8733 W Laurel Ln 0.53mi 3/2.0 (+1) 1,502 (+12%) 9mo $365,000 $243 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.62% rent growth · sell at horizon

5-year hold
IRR
61.4%
Equity multiple
3.64×
Total profit
$48,017
Equity at exit
$9,692
10-year hold
IRR
65.2%
Equity multiple
6.83×
Total profit
$106,131
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85345

Home prices YoY
-19.8%
Rents YoY
0.6%
Active inventory
333
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,816 high interval (Pro) →
Mortgage (P&I)
$341
Tax est. 1.5%
$81 /mo · $975/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$381
Net cashflow
$986

Break-even live

Break-even rent $569
Max offer price $65,000
Occupancy floor 41%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11411 N 91st Ave Unit 134 Peoria, AZ 3.0 2.0 1310 $1,599 $1.22 43d 1 0.02mi
8821 W Sahuaro Dr Peoria, AZ 3.0 2.0 1074 $1,595 $1.49 2d 1 0.46mi
8821 W Sahuaro Dr Peoria, AZ 3.0 2.0 1074 $1,595 $1.49 24d 1 0.46mi
8763 W Paradise Dr Peoria, AZ 3.0 2.0 1575 $1,800 $1.14 43d 1 0.54mi
8782 W Shaw Butte Dr Peoria, AZ 3.0 2.0 1575 $2,200 $1.40 24d 1 0.59mi
8650 W Peoria Ave Peoria, AZ 1.0–2.0 1.0–2.0 836 $1,492 $1.78 2d 19 0.67mi
8621 W Shaw Butte Dr Peoria, AZ 3.0 2.0 1546 $1,975 $1.28 18d 1 0.70mi
8930 W Monroe St Peoria, AZ 3.0 2.0 1300 $2,099 $1.61 23d 1 0.70mi
8930 W Monroe St Peoria, AZ 3.0 2.0 1300 $1,899 $1.46 43d 2 0.70mi
8630 W Shaw Butte Dr Peoria, AZ 3.0 2.0 1284 $1,951 $1.52 12d 1 0.71mi
8560 W Peoria Ave Peoria, AZ 2.0 1.0 888 $1,450 $1.63 1d 8 0.73mi
10221 N 87th Ln Peoria, AZ 3.0 2.0 1232 $2,059 $1.67 43d 1 0.76mi
10101 N 91st Ave #109 Peoria, AZ 2.0 2.5 1161 $1,395 $1.20 2d 1 0.83mi
10316 N 94th Ln Peoria, AZ 3.0 2.0 1352 $2,000 $1.48 24d 1 0.87mi
9002 W Malapai Dr Peoria, AZ 3.0 2.0 1270 $2,040 $1.61 20d 1 0.88mi
9426 W Monroe St Peoria, AZ 3.0 3.5 1405 $1,800 $1.28 16d 1 0.90mi
8368 W Paradise Dr Peoria, AZ 3.0 2.0 1666 $2,125 $1.28 43d 1 0.92mi
8311 W Edwards St Peoria, AZ 3.0 2.0 1242 $2,100 $1.69 24d 1 0.93mi
12751 N Plaza Del Rio Blvd Peoria, AZ 1.0–2.0 1.0–2.0 1007 $1,890 $1.88 1d 10 0.95mi
11110 N 82nd Ln Peoria, AZ 3.0 2.0 1350 $1,899 $1.41 24d 1 0.98mi
11175 N 82nd Ln Peoria, AZ 3.0 2.0 1821 $2,390 $1.31 1d 1 0.99mi
12976 N 88th Ln Peoria, AZ 3.0 2.5 1765 $1,825 $1.03 43d 1 1.01mi
12990 N 88th Ln Peoria, AZ 3.0 2.5 1624 $1,995 $1.23 21d 1 1.01mi
8773 W Dahlia Dr Peoria, AZ 3.0 2.5 1439 $2,200 $1.53 4d 1 1.03mi
12972 N 88th Ave Peoria, AZ 3.0 2.5 1522 $2,000 $1.31 43d 1 1.04mi
9323 W Ironwood Dr Peoria, AZ 3.0 2.0 1306 $1,985 $1.52 23d 1 1.05mi
9323 W Ironwood Dr Peoria, AZ 3.0 2.0 1306 $2,085 $1.60 43d 1 1.05mi
8834 W Purdue Ave Peoria, AZ 3.0 2.0 1319 $1,800 $1.36 3d 1 1.05mi
8609 W Dahlia Dr Peoria, AZ 3.0 3.0 1431 $1,550 $1.08 43d 1 1.11mi
10104 N 96th Dr Unit A Peoria, AZ 2.0 2.0 1072 $1,750 $1.63 24d 1 1.12mi
12480 N 83rd Dr Peoria, AZ 3.0 2.0 1410 $1,895 $1.34 2d 1 1.14mi
11014 N 81st Ave Peoria, AZ 3.0 3.0 1133 $1,699 $1.50 5d 1 1.19mi
10110 N 97th Dr Unit A Peoria, AZ 2.0 1.5 1025 $1,500 $1.46 24d 1 1.20mi
8375 W Dahlia Dr Peoria, AZ 3.0 2.0 1600 $1,950 $1.22 18d 1 1.22mi
10822 N Balboa Dr Sun City, AZ 2.0 1.0 942 $3,000 $3.18 24d 1 1.23mi
9626 W Mountain View Rd Unit A Peoria, AZ 2.0 2.0 1156 $1,500 $1.30 43d 1 1.25mi
8556 W Carol Ave Peoria, AZ 3.0 2.0 1573 $2,199 $1.40 3d 1 1.29mi
8656 W Willow Ave Peoria, AZ 3.0 2.0 1347 $2,000 $1.48 12d 1 1.29mi
13310 N Plaza del Rio Blvd Peoria, AZ 1.0–3.0 1.0–2.0 981 $1,556 $1.59 1d 13 1.30mi
8551 W Carol Ave Peoria, AZ 3.0 2.0 1323 $2,135 $1.61 11d 1 1.32mi

Listing history 18 events

  1. 2026-06-18
    days on market $65,000 Active 68 DOM
  2. 2026-06-17
    days on market $65,000 Active 67 DOM
  3. 2026-06-16
    days on market $65,000 Active 66 DOM
  4. 2026-06-15
    days on market $65,000 Active 65 DOM
  5. 2026-06-13
    days on market $65,000 Active 63 DOM
  6. 2026-06-13
    days on market $65,000 Active 62 DOM
  7. 2026-06-09
    days on market $65,000 Active 59 DOM
  8. 2026-06-08
    days on market $65,000 Active 58 DOM
  9. 2026-06-07
    days on market $65,000 Active 57 DOM
  10. 2026-06-04
    days on market $65,000 Active 54 DOM
  11. 2026-06-03
    days on market $65,000 Active 53 DOM
  12. 2026-06-02
    days on market $65,000 Active 52 DOM
  13. 2026-06-01
    days on market $65,000 Active 51 DOM
  14. 2026-05-31
    days on market $65,000 Active 50 DOM
  15. 2026-04-11
    listed $65,000 Active 1130-char remark
    Show marketing remark (1130 chars)

    Welcome to your perfect retreat in the Casa del Sol Resort West Community! This charming 2-bedroom, 2-bath home welcomes you with a delightful country-style front porch--the perfect place to enjoy your morning coffee or unwind with peaceful evening sunsets. New Paint! Inside, you'll love the bright and inviting living space, NEW carpet in both bedrooms and durable, easy-care faux wood flooring throughout the main living areas. The kitchen is fully equipped with all appliances included, making this home truly move-in ready. Step outside to your own private fenced yard--ideal for relaxing, entertaining, or enjoying a bit of outdoor living. Located in a 55+ gated, resort-style community, Casa del Sol Resort West offers an active and vibrant lifestyle with fantastic amenities This 55+ gated resort-style community offers an active and vibrant lifestyle with fantastic amenities, including: Heated swimming pool and spa Clubhouse with regular organized activities Fitness center Shuffleboard courts RV parking Golf putting green Move-in ready and priced to sell -- this lovely home is waiting for you to make it your own!

  16. 2026-03-29
    historical
  17. 2026-01-15
    price $69,900
  18. 2025-10-27
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,794
− Mortgage interest
−$3,641
− Property taxes
−$975
− Insurance
−$325
− Repairs & maintenance
−$1,744
− Management
−$1,744
− Depreciation
−$1,891
Taxable income
$11,475
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,754
After-tax cash flow
$9,073/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Peoria Unified School District (4237)
NCES district ID
0406250
Math proficiency
36% ▼ -14.00%
Reading proficiency
42% ▼ -8.00%
Median HH income
$60,171
Composite
34.62/100
National rank
#5152
State rank
#64 of 249 in AZ

Livability — Peoria

Score
76/100
State rank
#14
US rank
#3603

Category grades

Amenities D Commute A Cost of living C- Crime B Employment A Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Peoria, AZ
County
Maricopa County · 4,537,380 people
City population
206,687
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
60,918
Household income
$67,380
Rent vs Own
33.5% rent · 66.5% own
Severe rent burden
1879.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 51% Hispanic / Latino 34% Two or more races 14% Black 5% Asian 4% Native American 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Romanian 2% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
76% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.77%
Current HPI
328.1069
Rent YoY
▲ 0.62%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
4 events — show timeline
  • 2026-04-11 Listed $65,000 ARMLS
  • 2026-03-29 Listing Removed ARMLS
  • 2026-01-15 Price Changed $69,900 ARMLS
  • 2025-10-27 Listed $70,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…