11776 N Hauser Lake Rd Spc 21 · Hauser, ID 83854

$135,000

2 bd · 2.0 ba · 810 sqft · SingleFamily · 57 Days on market

Built 2025 Excellent condition

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.4/30.0
• DSCR +7.9/10.0
• ARV discount +7.5/15.0
• 1% rule +6.3/10.0
• Condition / age +4.8/5.0
• Schools +4.2/10.0
• Livability +3.0/5.0
• Rent growth +2.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A brand new home in a waterfront community on Hauser Lake! This is a rare find indeed! This waterfront manufactured home community is located on the shores of Hauser Lake just a few minutes from Post Falls, Spokane, Coeur d' Alene or the freeway. The lot rent is only $510/mo and includes water, sewer & garbage. The home is brand new never been lived in and has 2 bedrooms, 2 bath, just steps from the beach. A spacious open concept layout designed to adapt with your needs. Financing options are available.

Key facts

• Waterfront community
• Steps from the water
• Built 2025

Tags

• WATERFRONT COMMUNITY
• STEPS FROM THE WATER

Property features AI

Finance

• HOA & community: Monthly association fee; Association covers water, sewer, and trash

Exterior

• Utilities: Public water; Public sewer
• Home design: Manufactured home
• Construction: T1-11 siding; Composition roof; Block foundation
• Exterior features: Partial fencing; Level lot; Paved road access (private maintained road)

Interior

• Kitchen: Electric range; Microwave; Refrigerator; Dishwasher
• Bedrooms: 2 main-level bedrooms
• Flooring: LVP flooring
• Bathrooms: 2 main-level bathrooms
• Heating & cooling: Electric forced-air furnace
• Interior features: Cable internet available; Washer hookup
• Laundry & utility: Gas dryer hookup; Washer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $135k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $274 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $135k).
• Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 1.0% in Hauser — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#192 in ID) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living B; Watch: employment C-, schools F, amenities F.
• Lakeland District (rural): math 41% / reading 57% proficiency, ranked #34 of 92 in ID (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.5%/yr); 625 active listings in the ZIP; solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $130,950 (3.0% below list)

Questions for the listing agent

1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 8.73%
• Cash-on-cash: 8.71%
• DSCR: 1.39
• GRM: 7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.46% rent growth · sell at horizon

5-year hold

• IRR: -4.8%
• Equity multiple: 0.82×
• Total profit: $-6,711
• Equity at exit: $20,129

10-year hold

• IRR: 2.9%
• Equity multiple: 1.20×
• Total profit: $7,471
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83854

• Rents YoY: 1.5%
• Active inventory: 625
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,528 medium
• Mortgage (P&I): −$708
• Tax est. 1.5%: −$169 /mo · $2,025/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$321
• Net cashflow: $274

Break-even live

Break-even rent $1,181

Max offer price $135,000

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-19
   days on market $135,000 Active 57 DOM
2. 2026-06-18
   days on market $135,000 Active 56 DOM
3. 2026-06-17
   days on market $135,000 Active 55 DOM
4. 2026-06-16
   days on market $135,000 Active 54 DOM
5. 2026-06-15
   days on market $135,000 Active 53 DOM
6. 2026-06-14
   days on market $135,000 Active 51 DOM
7. 2026-06-13
   days on market $135,000 Active 50 DOM
8. 2026-06-10
   days on market $135,000 Active 48 DOM
9. 2026-06-09
   days on market $135,000 Active 47 DOM
10. 2026-06-08
    days on market $135,000 Active 46 DOM
11. 2026-06-07
    days on market $135,000 Active 45 DOM
12. 2026-06-02
    days on market $135,000 Active 40 DOM
13. 2026-06-01
    days on market $135,000 Active 39 DOM
14. 2026-05-31
    days on market $135,000 Active 38 DOM
15. 2026-05-30
    days on market $135,000 Active 37 DOM
16. 2026-04-23
    listed $135,000 Active

    Show marketing remark (514 chars)

    A brand new home in a waterfront community on Hauser Lake! This is a rare find indeed! This waterfront manufactured home community is located on the shores of Hauser Lake just a few minutes from Post Falls, Spokane, Coeur d' Alene or the freeway. The lot rent is only $510/mo and includes water, sewer & garbage. The home is brand new never been lived in and has 2 bedrooms, 2 bath, just steps from the beach. A spacious open concept layout designed to adapt with your needs. Financing options are available.

17. 2026-04-23
    listed $135,000 Active 514-char remark

    Show marketing remark (514 chars)

    A brand new home in a waterfront community on Hauser Lake! This is a rare find indeed! This waterfront manufactured home community is located on the shores of Hauser Lake just a few minutes from Post Falls, Spokane, Coeur d' Alene or the freeway. The lot rent is only $510/mo and includes water, sewer & garbage. The home is brand new never been lived in and has 2 bedrooms, 2 bath, just steps from the beach. A spacious open concept layout designed to adapt with your needs. Financing options are available.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 2/10 Low 7 d/yr ≥93°F today · 14 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 14 unhealthy d/yr today · 16 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,339
• − Mortgage interest: −$7,562
• − Property taxes: −$2,025
• − Insurance: −$675
• − Repairs & maintenance: −$1,467
• − Management: −$1,467
• − Depreciation: −$3,927
• Taxable income: $1,215
• Est. tax owed @ 24.0%: −$292
• After-tax cash flow: $3,001/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This brand new waterfront home in Hauser Lake is move-in ready with a fresh exterior, modern kitchen, and well-maintained interior. It offers a great location and potential for further value enhancement through landscaping and smart home upgrades.

Value-add opportunities

• Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters.
• Both Add a small deck or patio area — Can increase the living space and add value for both resale and rental purposes.
• Both Install smart home technology — Can increase the home's appeal to tech-savvy buyers and renters, and potentially increase its value over time.

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters. ↑
• Both Add a small deck or patio area — Can increase the living space and add value for both resale and rental purposes. ↑
• Both Install smart home technology — Can increase the home's appeal to tech-savvy buyers and renters, and potentially increase its value over time. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Lakeland District
• NCES district ID: 1601800
• Math proficiency: 41% ▼ -6.00%
• Reading proficiency: 57% ▼ -2.00%
• Median HH income: $52,454
• Composite: 42.13/100
• National rank: #3310
• State rank: #34 of 92 in ID

Livability — Hauser

• Score: 59/100
• State rank: #192
• US rank: #19909

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment C- Housing B- Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hauser, ID
• County: Kootenai County · 146,553 people
• Metro: Coeur d'Alene, ID
• Population (ZIP): 54,851
• Household income: $82,742
• Rent vs Own: 32.1% rent · 67.9% own
• Severe rent burden: 1218.0

Population outlook (Kootenai County) Hauer SSP2

• Today (2025): 177,692 people
• By 2030: 190,689 · +7.3%
• By 2040: 214,704 · +20.8%
• By 2050: 236,510 · +33.1%
• By 2075: 285,984 · +60.9%
• By 2100: 316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Two or more races 10% Hispanic / Latino 6% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Portuguese 4% Italian 3% Slovak 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Kootenai

• 2024 margin: Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
• 2008→2024 swing: -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
• All cycles: 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -259.70%
• Current HPI: 259.7767
• Rent YoY: ▲ 1.46%
• Metro: Coeur d'Alene, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-04-23 Listed $135,000 SPOKANEMLS as Distributed by MLS Grid
• 2026-04-23 Listed $135,000 CDAMLS