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325 Rock Quarry Rd
D Composite 41.61
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.3/10.0
  • Schools +4.2/10.0
  • Livability +3.7/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

325 Rock Quarry Rd · Travelers Rest, SC 29690
2 bd · 1.0 ba · 676 sqft · SingleFamily public records · 88 Days on market
Built 1945 0.50 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

Key facts

  • Move in ready
  • 0.5 acre lot
  • Garage

Tags

MOVE IN READY

Property features AI

Finance

  • Other: Lead-based paint and residential property disclosures required
  • HOA & community: No HOA fees or community amenities

Exterior

  • Parking: Gravel driveway; Driveway parking; Workshop (outbuilding) available
  • Utilities: Well water; Septic system; Electric water heater; Private garbage pickup
  • Home design: Single-story residence; Built around 1945; Crawl space foundation; Vinyl siding exterior; Architectural roof; Approximately half-acre lot
  • Construction: Vinyl siding; Architectural shingle roof; Crawl space foundation; Outbuilding with electricity and water
  • Exterior features: Front porch; Deck; Tilt-out windows; Vinyl/aluminum trim; Thermal windows; Underground utilities; Some trees; Level to gently sloped lot

Interior

  • Kitchen: Kitchen (approx. 9 x 13); Dishwasher; Electric freestanding range; Built-in microwave
  • Bedrooms: Primary bedroom on main level (approx. 8 x 15); Second bedroom (approx. 8 x 11); Third bedroom (approx. 8 x 11); Three bedrooms on the main level
  • Flooring: Ceramic tile; Hardwood; Luxury vinyl tile/plank
  • Bathrooms: One full bathroom (on main level)
  • Heating & cooling: Heat pump (provides heating and cooling); Ductless heating system
  • Interior features: Ceiling fans; Open floor plan; Laminate countertops; No fireplace
  • Laundry & utility: First-floor laundry with washer connection and electric dryer hookup; Walk-in laundry area; Workshop space

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $29 ($346/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (22.4% below list).
  • Recommended offer: $136k (22.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 2.4% in Travelers Rest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#41 in SC) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, amenities B+; Watch: commute F, employment F.
  • Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Elementary (math 52% / reading 47%, grade D, #168 of 597 statewide, top 31%, 561 students, 83% FRL) — zoned schools average 83% FRL vs 42% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 340 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 5,595 units permitted in Greenville County in 2024 (566 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Greenville County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $95k; list at $175k implies a 84% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,717 (22.4% below list)

Questions for the listing agent

  1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.49%
Cash-on-cash
0.71%
DSCR
1.03
GRM
10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.2%
Equity multiple
0.46×
Total profit
$-26,605
Equity at exit
$26,093
10-year hold
IRR
-6.8%
Equity multiple
0.57×
Total profit
$-21,136
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29690

Home prices YoY
-32.6%
Active inventory
340
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,357 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$53 /mo · $633/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$285
Net cashflow
$29

Break-even live

Break-even rent $1,321
Max offer price $175,000
Occupancy floor 93%

Sensitivity live

Price -10% $128 -5% $78 +0% $29 +5% $-21 +10% $-70
Rent -10% $-78 -5% $-25 +0% $29 +5% $82 +10% $136
Rate -1.0pp $117 -0.5pp $73 base $29 +0.5pp $-17 +1.0pp $-63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
116 Tubbs Mountain Rd Unit 6 Travelers Rest, SC 2.0 1.0 644 $850 $1.32 15d 1 1.42mi
110 Tubbs Mountain Rd Unit 5 Travelers Rest, SC 2.0 1.0 650 $1,050 $1.62 22d 1 1.46mi

Listing history 26 events

  1. 2026-06-18
    days on market $175,000 Active 88 DOM
  2. 2026-06-17
    days on market $175,000 Active 87 DOM
  3. 2026-06-16
    days on market $175,000 Active 86 DOM
  4. 2026-06-15
    days on market $175,000 Active 85 DOM
  5. 2026-06-13
    days on market $175,000 Active 83 DOM
  6. 2026-06-13
    remarks 681-char remark
  7. 2026-06-13
    pricestatus $175,000 Active 82 DOM
  8. 2026-05-31
    status $180,000 Pending 82 DOM
  9. 2026-05-13
    price $180,000
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  10. 2026-05-13
    price $180,000 727-char remark
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  11. 2026-04-08
    price $185,000
  12. 2026-04-07
    price $185,000 727-char remark
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  13. 2026-03-24
    price $195,000
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  14. 2026-03-24
    price $195,000 727-char remark
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  15. 2026-03-08
    listed $199,999 Active
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  16. 2026-03-08
    listed $199,999 Active 727-char remark
    Show marketing remark (727 chars)

    Welcome to 325 Rock Quarry Rd in Travelers Rest — a charming 3-bedroom, 1-bath home perfectly located just minutes from vibrant downtown with direct access to the popular Swamp Rabbit Trail. This home offers peace of mind with all major components recently replaced, including the roof, HVAC system, water heater, well, and septic, making it a great opportunity for a new owner looking for reliability and convenience. Whether you’re searching for a primary residence, investment property, or a place close to everything Travelers Rest has to offer, this home is move-in ready and full of potential. Don’t miss your chance to own a property in one of the Upstate’s most desirable and fast-growing areas!

  17. 2019-05-16
    soldstatus $95,000
  18. 2019-05-09
    soldstatus $95,000 Sold 222-char remark
    Show marketing remark (222 chars)

    Super Cute! Freshly painted! Move-in ready! Access to the Swamp Rabbit trail from Rock Quarry Rd! Cutest house in Travelers Rest under $100,000! 3 Bedroom 1 Bath with open living and kitchen space. Possible USDA financing.

  19. 2019-04-03
    historical Contingency Contract 222-char remark
    Show marketing remark (222 chars)

    Super Cute! Freshly painted! Move-in ready! Access to the Swamp Rabbit trail from Rock Quarry Rd! Cutest house in Travelers Rest under $100,000! 3 Bedroom 1 Bath with open living and kitchen space. Possible USDA financing.

  20. 2019-03-29
    listed $95,000 Active 222-char remark
    Show marketing remark (222 chars)

    Super Cute! Freshly painted! Move-in ready! Access to the Swamp Rabbit trail from Rock Quarry Rd! Cutest house in Travelers Rest under $100,000! 3 Bedroom 1 Bath with open living and kitchen space. Possible USDA financing.

  21. 2016-12-05
    soldstatus $60,000
  22. 2016-12-02
    soldstatus $60,000 Sold
  23. 2016-11-02
    historical Contingency Contract
  24. 2016-10-28
    price $65,000
  25. 2016-08-27
    price $68,500
  26. 2016-07-14
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$633 · $53/mo
Projected year-2 tax
$998 · $83/mo
Expected delta
+$365/yr (+$30/mo · 57.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 6 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,286
− Mortgage interest
−$9,803
− Property taxes
−$633
− Insurance
−$875
− Repairs & maintenance
−$1,303
− Management
−$1,303
− Depreciation
−$5,091
Taxable loss
−$2,721
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$653
After-tax cash flow
$999/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenville 01
NCES district ID
4502310
Math proficiency
44% ▼ -10.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$49,596
Composite
41.88/100
National rank
#3370
State rank
#10 of 80 in SC

Livability — Travelers Rest

Score
73/100
State rank
#41
US rank
#5283

Category grades

Amenities B+ Commute F Cost of living A Crime C Employment F Housing B Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Greenville County · 573,815 people
City population
26,358
Metro
Greenville-Anderson, SC
Population (ZIP)
26,358
Household income
$69,956
Rent vs Own
18.7% rent · 81.3% own
Severe rent burden
557.0

Population outlook (Greenville County) Hauer SSP2

Today (2025)
574,580 people
By 2030
615,615 · +7.1%
By 2040
695,373 · +21.0%
By 2050
769,367 · +33.9%
By 2075
933,296 · +62.4%
By 2100
1,029,196 · +79.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 6% Hispanic / Latino 5% Asian 1%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Slovak 3% Lithuanian 2% Serbian 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 4% German/W. Germanic 1%

Political lean MEDSL · Greenville

2024 margin
Strong R (+22.2) · D 38.0% · R 60.2% · Other 1.8%
2008→2024 swing
+1.7pp toward D · 2008: -23.9pp · 2024: -22.2pp
All cycles
2024: R+22.2 2020: R+18.2 2016: R+24.7 2012: R+27.8 2008: R+23.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -119.30%
Current HPI
246.9974
Rent YoY
Metro
Greenville-Anderson, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+140.0% since first listed
18 events — show timeline
  • 2026-05-13 Price Changed $180,000 Greater Greenville MLS
  • 2026-05-13 Price Changed $180,000 WUMLS
  • 2026-04-08 Price Changed $185,000 Greater Greenville MLS
  • 2026-04-07 Price Changed $185,000 WUMLS
  • 2026-03-24 Price Changed $195,000 Greater Greenville MLS
  • 2026-03-24 Price Changed $195,000 WUMLS
  • 2026-03-08 Listed $199,999 WUMLS
  • 2026-03-08 Listed $199,999 Greater Greenville MLS
  • 2019-05-16 Sold (Public Records) $95,000 Public Records
  • 2019-05-09 Sold (MLS) $95,000 Greater Greenville MLS
  • 2019-04-03 Contingent Greater Greenville MLS
  • 2019-03-29 Listed $95,000 Greater Greenville MLS
  • 2016-12-05 Sold (Public Records) $60,000 Public Records
  • 2016-12-02 Sold (MLS) $60,000 Greater Greenville MLS
  • 2016-11-02 Contingent Greater Greenville MLS
  • 2016-10-28 Price Changed $65,000 Greater Greenville MLS
  • 2016-08-27 Price Changed $68,500 Greater Greenville MLS
  • 2016-07-14 Listed $75,000 Greater Greenville MLS

Property tax history

+10.5%/yr

Latest (2025): $633 · +5.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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