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9 Countryside Ct
B Composite 70.04
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.6/10.0
  • ARV discount +7.5/15.0
  • Schools +4.9/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

9 Countryside Ct · Aurora, NE 68818
3 bd · 2.0 ba · 1,456 sqft · Manufactured public records · 140 Days on market
Built 1998

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This Impressive updated mobile home is a tremendous value. Check out the large primary suite with convient walk-in shower. The bedrooms are spacious. Large kitchen with updated appliances. The large living room and dinning provides open floor plan. The backyard is fully fenced in. The lot lease is $365 a month and includes large shed with electricity. Sellers to find suitable housing.

Key facts

  • Updated appliances
  • Open floor plan
  • Large kitchen

Tags

LARGE PRIMARY SUITEWALK-IN SHOWERLARGE KITCHENUPDATED APPLIANCESOPEN FLOOR PLANFULLY FENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $308 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#14 in NE, #1,333 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Aurora Public Schools (town): math 53% / reading 60% proficiency, ranked #29 of 111 in NE (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 27 active listings in the ZIP; 47 units permitted in Hamilton County in 2024 (8 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 140 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $32k; list at $80k implies a 150% gain — meaningful room to come down on a strong offer.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
10.92%
Cash-on-cash
16.51%
DSCR
1.73
GRM
6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.6%
Equity multiple
1.30×
Total profit
$6,684
Equity at exit
$11,928
10-year hold
IRR
16.9%
Equity multiple
2.39×
Total profit
$31,165
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Nebraska
83 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; moderate court pace.

ZIP-level market 68818

Home prices YoY
-27.3%
Active inventory
27
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,090 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$229
Net cashflow
$308

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 67%

Sensitivity live

Price -10% $364 -5% $336 +0% $308 +5% $281 +10% $253
Rent -10% $222 -5% $265 +0% $308 +5% $351 +10% $394
Rate -1.0pp $349 -0.5pp $329 base $308 +0.5pp $287 +1.0pp $266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-06-02
    status $80,000 Pending 140 DOM
  2. 2026-06-01
    days on market $80,000 Active 140 DOM
  3. 2026-05-31
    days on market $80,000 Active 139 DOM
  4. 2026-05-30
    days on market $80,000 Active 138 DOM
  5. 2026-01-12
    listed $80,000 Active 387-char remark
    Show marketing remark (387 chars)

    This Impressive updated mobile home is a tremendous value. Check out the large primary suite with convient walk-in shower. The bedrooms are spacious. Large kitchen with updated appliances. The large living room and dinning provides open floor plan. The backyard is fully fenced in. The lot lease is $365 a month and includes large shed with electricity. Sellers to find suitable housing.

  6. 2009-06-03
    soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌡 Heat 3/10 Moderate
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,080
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,046
− Management
−$1,046
− Depreciation
−$2,327
Taxable income
$2,578
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$619
After-tax cash flow
$3,080/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aurora Public Schools
NCES district ID
3103360
Math proficiency
53% ▼ -7.00%
Reading proficiency
60% ▼ -2.00%
Median HH income
$55,532
Composite
48.68/100
National rank
#2103
State rank
#29 of 111 in NE

Livability — Aurora

Score
81/100
State rank
#14
US rank
#1333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aurora, NE
Population (ZIP)
5,596

Population outlook (Hamilton County) Hauer SSP2

Today (2025)
9,378 people
By 2030
9,448 · +0.7%
By 2040
9,536 · +1.7%
By 2050
9,575 · +2.1%
By 2075
10,358 · +10.4%
By 2100
10,504 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Romanian 5% Italian 4% Lithuanian 2%
Foreign-born
0%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Hamilton

2024 margin
Solid R (+60.4) · D 19.2% · R 79.6% · Other 1.1%
2008→2024 swing
-17.5pp toward R · 2008: -42.9pp · 2024: -60.4pp
All cycles
2024: R+60.4 2020: R+57.3 2016: R+59.0 2012: R+50.7 2008: R+42.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -93.35%
Current HPI
249.0646
Rent YoY
Metro
State GDP YoY
▲ 0.68%
F500 in state
2

Industry mix (Fortune 500 HQ in NE)

Industry F500 HQs Revenue

Price history

+150.0% since first listed
2 events — show timeline
  • 2026-01-12 Listed $80,000 GIBOR
  • 2009-06-03 Sold (Public Records) $32,000 Public Records

Property tax history

-11.1%/yr

Latest (2025): $106 · -41.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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