53 Bristol Ln · Palm Coast, FL 32137

$348,900

2 bd · 2.0 ba · 1,277 sqft · SingleFamily public records · 108 Days on market

Built 1994 5,227 sqft lot Est $446k · 22% under $250/mo HOA · 8% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.1/30.0
• ARV discount +15.0/15.0
• DSCR +4.6/10.0
• Schools +4.6/10.0
• 1% rule +3.9/10.0
• Livability +3.5/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

Key facts

• Gated community
• Clubhouse
• Refreshing pool

Tags

• PRIVATE BEACH
• CLUBHOUSE
• REFRESHING POOL
• GATED COMMUNITY
• FRUIT TREES

Property features AI

Finance

• HOA & community: HOA present with $250 monthly fee

Exterior

• Parking: Attached 2-car garage
• Utilities: City water; Sewer
• Home design: Single-family property with ground-level entry; Other living area of about 535
• Construction: Frame construction with vinyl siding; Shingle roof; Slab foundation; Built on a 5314 sq ft lot
• Exterior features: Less than 1/4 acre lot; Approximately 0.12 acres; Appraisal as source of lot measurement; Beach access; Clubhouse; Gated community

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
• Bedrooms: Primary bedroom on the ground level
• Flooring: Tile
• Bathrooms: 2 bathrooms
• Interior features: Tile flooring; Dining area is a combo layout; Ceiling fans
• Laundry & utility: Washer and dryer included

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $349k.

Deal economics

• At list price, monthly cash flow is $49 ($584/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (10.9% below list).
• Recommended offer: $311k (10.9% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 3.8% in Palm Coast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#478 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: amenities F, commute F.
• Flagler (rural): math 53% / reading 56% proficiency, ranked #20 of 73 in FL (top 27%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Old Kings Elementary School (math 74% / reading 72%, grade A, #271 of 2,144 statewide, top 13%, 979 students, 52% FRL); Indian Trails Middle School (math 64% / reading 59%, grade B+, #124 of 571 statewide, top 22%, 1,518 students, 50% FRL); Matanzas High School (math 36% / reading 53%, grade F, #237 of 667 statewide, top 36%, 1,978 students, 48% FRL) — zoned schools at 50% FRL track the district average.
• Market conditions: Rents flat; 1616 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,588 units permitted in Flagler County in 2024 (0 in 5+ unit buildings).
• This rent runs 44% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Flagler County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 108 days — a 9% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 3y ago; this cycle's ask has dropped $93k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $100k; list at $349k implies a 249% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $310,850 (10.9% below list)

Questions for the listing agent

1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.69%
• Cash-on-cash: 1.41%
• DSCR: 1.06
• GRM: 9.4

CMA / ARV

• ARV (on-the-fly): $445,673
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
58 Bristol Ln	0.04mi	3/2.0 (+1)	1,306 (+2%)	3mo	$459,000	$351	87
7 Nantucket Ter	0.24mi	2/2.0	1,276 (-0%)	4mo	$360,000	$282	85
4 Avalon Dr	0.15mi	2/2.0	1,314 (+3%)	11mo	$400,000	$304	79
29 Bristol Ln	0.07mi	3/2.0 (+1)	1,398 (+10%)	1mo	$519,000	$371	75
28 Bristol Ln	0.05mi	2/2.0	1,397 (+9%)	12mo	$365,000	$261	72
14 Seminole Ave	0.45mi	3/2.0 (+1)	1,234 (-3%)	1mo	$415,000	$336	68
27 Andover Dr	0.25mi	2/2.0	1,189 (-7%)	15mo	$374,000	$315	65
27 Flagler Dr	0.41mi	3/2.0 (+1)	1,344 (+5%)	5mo	$414,436	$308	63
30 Osceola Ave	0.29mi	3/2.0 (+1)	1,145 (-10%)	7mo	$410,000	$358	58
46 Medford Dr	0.32mi	3/2.0 (+1)	1,416 (+11%)	11mo	$575,000	$406	52
9 Ocean St	0.58mi	3/2.0 (+1)	1,218 (-5%)	12mo	$425,000	$349	50
29 Nantucket Dr	0.30mi	3/2.0 (+1)	1,417 (+11%)	15mo	$562,150	$397	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.85% rent growth · sell at horizon

5-year hold

• IRR: -17.8%
• Equity multiple: 0.39×
• Total profit: $-59,976
• Equity at exit: $52,022

10-year hold

• IRR: -14.6%
• Equity multiple: 0.24×
• Total profit: $-73,929
• Equity at exit: $30,166

Cash invested: $97,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32137

• Home prices YoY: -34.5%
• Rents YoY: 0.8%
• Active inventory: 1616
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $3,108 high
• Mortgage (P&I): −$1,830
• Tax from tax record: −$116 /mo · $1,387/yr
• Insurance: −$145
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$250
• Vacancy / Maint / Mgmt: −$653
• Net cashflow: $49

Break-even live

Break-even rent $3,047

Max offer price $348,900

Occupancy floor 93%

Sensitivity live

Price	-10% $246	-5% $147	+0% $49	+5% $-50	+10% $-149
Rent	-10% $-197	-5% $-74	+0% $49	+5% $171	+10% $294
Rate	-1.0pp $224	-0.5pp $137	base $49	+0.5pp $-42	+1.0pp $-134

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,225
• Closing costs: $10,467
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
22 Bristol Dr Palm Coast, FL	2.0	2.0	1637	$1,975	$1.21	16d	1	0.11mi
35 Andover Dr Unit 1060869P Palm Coast, FL	3.0	2.0	1496	$3,150	$2.11	16d	1	0.20mi
25 Andover Dr Palm Coast, FL	2.0	2.0	1156	$1,900	$1.64	25d	1	0.24mi
22 Atlantic Dr Palm Coast, FL	2.0	1.0	1056	$3,500	$3.31	16d	1	0.43mi
37 Atlantic Dr Palm Coast, FL	3.0	2.0	1501	$7,500	$5.00	25d	1	0.46mi
20 Sabal Bnd Unit 1 Palm Coast, FL	3.0	2.5	1466	$2,100	$1.43	23d	1	1.30mi
35 Ocean Crest Way #1124 Palm Coast, FL	2.0	2.0	1264	$3,500	$2.77	25d	1	1.45mi
200 Ocean Crest Dr #1111 Palm Coast, FL	3.0	3.0	1818	$7,000	$3.85	25d	1	1.47mi

HOA detail

• Monthly dues: $250 · $3,000/yr
• Likely covers: poolsecurity

Listing history 50 events

1. 2026-06-21
   days on market $348,900 Active 108 DOM
2. 2026-06-18
   days on market $348,900 Active 105 DOM
3. 2026-06-17
   days on market $348,900 Active 104 DOM
4. 2026-06-16
   days on market $348,900 Active 103 DOM
5. 2026-06-15
   days on market $348,900 Active 102 DOM
6. 2026-06-14
   days on market $348,900 Active 100 DOM
7. 2026-06-13
   days on market $348,900 Active 99 DOM
8. 2026-06-10
   days on market $348,900 Active 97 DOM
9. 2026-06-09
   days on market $348,900 Active 96 DOM
10. 2026-06-08
    days on market $348,900 Active 95 DOM
11. 2026-06-07
    days on market $348,900 Active 94 DOM
12. 2026-06-03
    days on market $348,900 Active 90 DOM
13. 2026-06-02
    days on market $348,900 Active 89 DOM
14. 2026-06-01
    days on market $348,900 Active 88 DOM
15. 2026-05-31
    days on market $348,900 Active 87 DOM
16. 2026-03-06
    price $348,900 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

17. 2026-03-06
    price $348,900

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

18. 2026-03-06
    price $342,000

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

19. 2026-03-05
    price $348,900 995-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

20. 2026-03-05
    price $342,000 995-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

21. 2026-03-05
    price $342,000 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

22. 2026-03-05
    status Active 995-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

23. 2026-03-05
    price $442,000 995-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

24. 2026-03-05
    price $442,000 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

25. 2026-03-05
    status Active 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

26. 2026-03-04
    listed $442,000 Active
27. 2026-03-02
    historical 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

28. 2026-02-28
    historical 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

29. 2026-02-09
    price $359,000 991-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

30. 2026-02-09
    price $359,000 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

31. 2026-02-08
    price $359,000
32. 2026-01-07
    status Active 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

33. 2025-12-01
    status Active 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

34. 2025-11-30
    historical 991-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

35. 2025-11-30
    historical 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

36. 2025-11-03
    price $368,422

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

37. 2025-11-03
    price $368,422 991-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

38. 2025-11-03
    price $368,422 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

39. 2025-07-23
    price $379,900
40. 2025-07-22
    price $379,900 995-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

41. 2025-07-22
    price $379,900 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

42. 2025-05-16
    price $384,900
43. 2025-05-15
    price $384,900 995-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

44. 2025-05-15
    price $384,900 991-char remark

    Show marketing remark (991 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

45. 2025-03-04
    price $386,900
46. 2025-03-03
    price $386,900 991-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

47. 2025-03-03
    price $386,900 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

48. 2025-01-23
    price $389,900
49. 2025-01-22
    price $389,900 991-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

50. 2025-01-22
    price $389,900 995-char remark

    Show marketing remark (995 chars)

    Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,387 · $116/mo
• Projected year-2 tax: $2,896 · $241/mo
• Expected delta: +$1,509/yr (+$126/mo · 108.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 98% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $37,302
• − Mortgage interest: −$19,544
• − Property taxes: −$1,387
• − Insurance: −$2,542
• − Repairs & maintenance: −$2,984
• − Management: −$2,984
• − HOA: −$3,000
• − Depreciation: −$10,150
• Taxable loss: −$5,288
• Est. tax savings @ 24.0%: +$1,269
• After-tax cash flow: $1,853/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Flagler
• NCES district ID: 1200540
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 56% ▼ -4.00%
• Median HH income: $48,354
• Composite: 46.35/100
• National rank: #2464
• State rank: #20 of 73 in FL

Livability — Palm Coast

• Score: 69/100
• State rank: #478
• US rank: #8721

Category grades

Amenities F Commute F Cost of living B+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Flagler County · 113,412 people
• City population: 105,049
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 48,391
• Household income: $83,923
• Rent vs Own: 13.6% rent · 86.4% own
• Severe rent burden: 816.0

Population outlook (Flagler County) Hauer SSP2

• Today (2025): 123,474 people
• By 2030: 131,864 · +6.8%
• By 2040: 146,176 · +18.4%
• By 2050: 157,398 · +27.5%
• By 2075: 177,990 · +44.2%
• By 2100: 183,381 · +48.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 10% Two or more races 8% Black 6% Asian 3%
• Hispanic origin (detail): Puerto Rican 4% Cuban 1%
• Common ancestry: Romanian 4% Russian 2% Lithuanian 2%
• Foreign-born: 13% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 7% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Flagler

• 2024 margin: Strong R (+28.2) · D 35.6% · R 63.8%
• 2008→2024 swing: -29.8pp toward R · 2008: 1.6pp · 2024: -28.2pp
• All cycles: 2024: R+28.2 2020: R+20.8 2016: R+20.6 2012: R+7.4 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -153.27%
• Current HPI: 290.4607
• Rent YoY: ▲ 0.85%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+248.9% since first listed

69 events — show timeline

• 2026-03-06 Price Changed $348,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-06 Price Changed $348,900 St. Augustine and St. Johns County Board of REALTORS®
• 2026-03-06 Price Changed $342,000 St. Augustine and St. Johns County Board of REALTORS®
• 2026-03-05 Price Changed $348,900 realMLS
• 2026-03-05 Price Changed $342,000 realMLS
• 2026-03-05 Price Changed $342,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-05 Relisted — realMLS
• 2026-03-05 Price Changed $442,000 realMLS
• 2026-03-05 Price Changed $442,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-05 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-04 Listed $442,000 St. Augustine and St. Johns County Board of REALTORS®
• 2026-03-02 Listing Removed — realMLS
• 2026-02-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Price Changed $359,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Price Changed $359,000 realMLS
• 2026-02-08 Price Changed $359,000 St. Augustine and St. Johns County Board of REALTORS®
• 2026-01-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-01 Relisted — realMLS
• 2025-11-30 Listing Removed — realMLS
• 2025-11-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-11-03 Price Changed $368,422 St. Augustine and St. Johns County Board of REALTORS®
• 2025-11-03 Price Changed $368,422 Stellar MLS as Distributed by MLS Grid
• 2025-11-03 Price Changed $368,422 realMLS
• 2025-07-23 Price Changed $379,900 St. Augustine and St. Johns County Board of REALTORS®
• 2025-07-22 Price Changed $379,900 realMLS
• 2025-07-22 Price Changed $379,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-16 Price Changed $384,900 St. Augustine and St. Johns County Board of REALTORS®
• 2025-05-15 Price Changed $384,900 realMLS
• 2025-05-15 Price Changed $384,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-04 Price Changed $386,900 St. Augustine and St. Johns County Board of REALTORS®
• 2025-03-03 Price Changed $386,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-03 Price Changed $386,900 realMLS
• 2025-01-23 Price Changed $389,900 St. Augustine and St. Johns County Board of REALTORS®
• 2025-01-22 Price Changed $389,900 Stellar MLS as Distributed by MLS Grid
• 2025-01-22 Price Changed $389,900 realMLS
• 2024-12-18 Price Changed $394,900 St. Augustine and St. Johns County Board of REALTORS®
• 2024-12-17 Price Changed $394,900 Stellar MLS as Distributed by MLS Grid
• 2024-12-17 Price Changed $394,900 realMLS
• 2024-10-30 Price Changed $399,900 St. Augustine and St. Johns County Board of REALTORS®
• 2024-10-30 Price Changed $399,900 Stellar MLS as Distributed by MLS Grid
• 2024-10-30 Price Changed $399,900 realMLS
• 2024-10-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-10-19 Price Changed $420,000 Stellar MLS as Distributed by MLS Grid
• 2024-10-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-10-15 Price Changed $420,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-10-15 Price Changed $420,000 realMLS
• 2024-08-20 Relisted — realMLS
• 2024-08-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-08-19 Listing Removed — realMLS
• 2024-08-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-06-24 Price Changed $439,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-06-24 Price Changed $439,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-24 Price Changed $439,000 realMLS
• 2024-05-28 Price Changed $443,250 St. Augustine and St. Johns County Board of REALTORS®
• 2024-05-28 Price Changed $443,250 Stellar MLS as Distributed by MLS Grid
• 2024-05-28 Price Changed $443,250 realMLS
• 2024-05-02 Price Changed $444,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-05-02 Price Changed $444,000 Stellar MLS as Distributed by MLS Grid
• 2024-05-02 Price Changed $444,000 realMLS
• 2024-04-15 Listed $449,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-04 Listed $449,000 realMLS
• 2024-03-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-02-27 Price Changed $450,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Price Changed $475,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-08 Price Changed $525,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-08-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-01-02 Listed $475,300 Stellar MLS as Distributed by MLS Grid
• 2000-05-16 Sold (Public Records) $100,000 Public Records

Property tax history

+0.2%/yr

Latest (2025): $1,387 · +4.7% YoY. Source: county tax records.