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9825 Sally Ave
C Composite 55.77
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.1/30.0
  • Appreciation +10.0/10.0
  • DSCR +3.9/10.0
  • Rent growth +3.9/5.0
  • 1% rule +3.0/10.0
  • Condition / age +2.5/5.0
  • Livability +2.2/5.0
  • Schools +2.1/10.0

$264,900

9825 Sally Ave · California City, CA 93505
3 bd · 2.0 ba · 1,823 sqft · SingleFamily public records · 152 Days on market
Built 1985 10,454 sqft lot $145/sqft · 19% below area Est $327k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

Key facts

  • 0.24 acre lot
  • 2 garage spots
  • Built 1985

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

  • At list price, monthly cash flow is $-8 ($-94/yr) — negative.
  • To cash-flow at today's rent, offer at most $264k (0.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (20.1% below list).
  • Recommended offer: $212k (20.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 44/100 on livability (#1,329 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
  • Mojave Unified (town): math 25% / reading 25% proficiency, ranked #411 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.5%/yr); 703 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 5.5% rent growth), your $74k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 152 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
  • 20 sale attempts since 14y ago; this cycle's ask has dropped $30k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $150k; list at $265k implies a 77% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $211,644 (20.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 152 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.26%
Cash-on-cash
-0.13%
DSCR
0.99
GRM
10.4

CMA / ARV

ARV (median comp)
$327,275
List price
$264,900
Delta
-19.06%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9925 Irene Ave 0.12mi 3/2.5 1,750 (-4%) 0mo $280,000 $160 85
21601 Adler 0.24mi 3/2.0 1,859 (+2%) 1mo $360,000 $194 85
9701 Susan Ave 0.19mi 3/2.0 1,753 (-4%) 3mo $345,000 $197 82
9840 Margery Ave 0.23mi 3/2.0 1,625 (-11%) 2mo $275,000 $169 70
9801 Evelyn Ave 0.30mi 4/2.0 (+1) 1,923 (+6%) 4mo $325,000 $169 68
9629 Mendiburu Rd 0.51mi 3/2.0 1,900 (+4%) 3mo $410,000 $216 66
21851 101st St 0.39mi 3/2.0 1,960 (+8%) 4mo $209,000 $107 66
9709 Susan Ave 0.19mi 4/3.5 (+1) 1,994 (+9%) 3mo $390,000 $196 62
9418 Karen Ave 0.46mi 3/2.0 1,626 (-11%) 3mo $258,000 $159 58
10121 Margery Ave 0.37mi 4/2.5 (+1) 2,035 (+12%) 0mo $370,000 $182 56
9644 Raymond Ave 0.59mi 4/2.0 (+1) 1,720 (-6%) 4mo $360,000 $209 55
21631 Sheridan Ct 0.74mi 4/2.0 (+1) 1,792 (-2%) 4mo $389,000 $217 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 5.45% rent growth · sell at horizon

5-year hold
IRR
24.9%
Equity multiple
3.01×
Total profit
$149,058
Equity at exit
$238,643
10-year hold
IRR
22.6%
Equity multiple
7.08×
Total profit
$451,198
Equity at exit
$514,642

Cash invested: $74,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93505

Home prices YoY
13.0%
Rents YoY
5.5%
Active inventory
703
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,116 high interval (Pro) →
Mortgage (P&I)
$1,389
Tax from tax record
$180 /mo · $2,163/yr
Insurance
$110
HOA
$0
Vacancy / Maint / Mgmt
$444
Net cashflow
$-8

Break-even live

Break-even rent $2,126
Max offer price $263,520
Occupancy floor 95%

Sensitivity live

Price -10% $142 -5% $67 +0% $-8 +5% $-83 +10% $-158
Rent -10% $-175 -5% $-91 +0% $-8 +5% $76 +10% $159
Rate -1.0pp $126 -0.5pp $60 base $-8 +0.5pp $-76 +1.0pp $-146

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,225
Closing costs
$7,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
21319 Conklin Ct California City, CA 2.0 2.0 1816 $2,200 $1.21 44d 1 0.25mi
21235 Windsong St California City, CA 3.0 3.0 1780 $2,100 $1.18 24d 1 0.32mi
21187 Conklin Blvd California City, CA 3.0 2.0 1473 $1,800 $1.22 15d 1 0.40mi
9931 Putter Ct California City, CA 3.0 2.0 1445 $1,675 $1.16 4d 1 0.41mi
10193 Evelyn Ave California City, CA 3.0 2.0 1616 $2,150 $1.33 15d 1 0.53mi
9019 Evelyn Ave California City, CA 4.0 2.0 1731 $2,600 $1.50 4d 1 0.85mi
21231 Corwin St California City, CA 3.0 2.0 1632 $2,500 $1.53 24d 1 0.95mi
21398 Baldwin Ln California City, CA 4.0 2.0 1527 $2,000 $1.31 3d 1 1.07mi
9213 Holly Ave California City, CA 3.0 2.0 1339 $1,900 $1.42 4d 1 1.17mi
8801 S Loop Blvd California City, CA 3.0 2.0 1537 $2,600 $1.69 24d 1 1.41mi
9610 Oleander Ave Unit A California City, CA 2.0 1.0 1300 $1,575 $1.21 24d 1 1.47mi

Listing history 50 events

  1. 2026-06-18
    days on market $264,900 Active 152 DOM
  2. 2026-06-17
    pricedays on market $264,900 Active 151 DOM
  3. 2026-06-16
    days on market $273,900 Active 150 DOM
  4. 2026-06-15
    days on market $273,900 Active 149 DOM
  5. 2026-06-14
    days on market $273,900 Active 147 DOM
  6. 2026-06-13
    days on market $273,900 Active 146 DOM
  7. 2026-06-10
    days on market $273,900 Active 144 DOM
  8. 2026-06-09
    days on market $273,900 Active 143 DOM
  9. 2026-06-08
    days on market $273,900 Active 142 DOM
  10. 2026-06-07
    days on market $273,900 Active 141 DOM
  11. 2026-06-05
    days on market $273,900 Active 138 DOM
  12. 2026-06-03
    days on market $273,900 Active 137 DOM
  13. 2026-06-03
    days on market $273,900 Active 136 DOM
  14. 2026-06-01
    days on market $273,900 Active 135 DOM
  15. 2026-05-31
    days on market $273,900 Active 134 DOM
  16. 2026-04-17
    price $274,000 163-char remark
    Show marketing remark (163 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  17. 2026-04-12
    price $274,000 164-char remark
    Show marketing remark (164 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  18. 2026-02-05
    price $279,000 164-char remark
    Show marketing remark (163 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  19. 2026-02-05
    price $279,000 163-char remark
    Show marketing remark (163 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  20. 2026-01-23
    price $285,000 164-char remark
    Show marketing remark (163 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  21. 2026-01-23
    price $285,000 163-char remark
    Show marketing remark (163 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  22. 2026-01-17
    historical $2,300
  23. 2026-01-16
    listed $295,000 Active 163-char remark
    Show marketing remark (164 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  24. 2026-01-16
    listed $295,000 Active 164-char remark
    Show marketing remark (164 chars)

    Large an Spacious 3 bedroom/2 baths custom home new appliances, flooring and painting upgrades on a pool sized lot with new appliances, flooring and paint upgrades

  25. 2026-01-01
    listed $2,300
  26. 2025-12-21
    historical $2,300
  27. 2025-12-17
    listed $2,300
  28. 2025-11-21
    historical $2,300
  29. 2025-10-29
    listed $2,300
  30. 2025-09-26
    listed Active
  31. 2025-06-20
    listed $268,800 Active
  32. 2025-06-13
    price $268,800
  33. 2025-06-13
    price
  34. 2025-05-17
    price $268,900
  35. 2025-05-16
    price
  36. 2025-04-26
    price $269,000
  37. 2025-04-25
    price
  38. 2025-04-18
    price $274,900
  39. 2025-04-17
    price
  40. 2025-04-14
    price $284,900
  41. 2025-04-14
    price
  42. 2025-02-20
    price $289,900
  43. 2025-02-20
    price
  44. 2025-01-29
    listed Active
  45. 2024-12-11
    historical
  46. 2024-08-08
    listed $315,000 Active
  47. 2019-09-05
    historical Canceled
  48. 2019-09-04
    historical
  49. 2019-06-27
    price $175,000
  50. 2019-05-22
    listed $179,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,163 · $180/mo
Projected year-2 tax
$2,163 · $180/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 5 d/yr ≥101°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,397
− Mortgage interest
−$14,839
− Property taxes
−$2,163
− Insurance
−$1,324
− Repairs & maintenance
−$2,032
− Management
−$2,032
− Depreciation
−$7,706
Taxable loss
−$4,699
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,128
After-tax cash flow
$1,034/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mojave Unified
NCES district ID
0625230
Math proficiency
25% ▲ 11.00%
Reading proficiency
25% ▼ -1.00%
Median HH income
$43,017
Composite
21.4/100
National rank
#8350
State rank
#411 of 517 in CA

Livability — California City

Score
44/100
State rank
#1329
US rank
#26753

Category grades

Amenities F Commute F Cost of living C Crime F Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
California City, CA
County
Kern County · 710,371 people
City population
14,353
Metro
Bakersfield, CA
Population (ZIP)
14,353
Household income
$59,827
Rent vs Own
44.6% rent · 55.4% own
Severe rent burden
883.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 40% White 30% Black 22% Two or more races 16% Native American 3% Asian 1%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Italian 3% Lithuanian 1% Romanian 1%
Foreign-born
13% · Canada, Dominican Republic
Languages at home
68% English-only · Spanish 29%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 46.32%
Current HPI
402.4192
Rent YoY
▲ 5.45%
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+112.4% since first listed
63 events — show timeline
  • 2026-04-17 Price Changed $274,000 TheMLS
  • 2026-04-12 Price Changed $274,000 AVMLS
  • 2026-02-05 Price Changed $279,000 AVMLS
  • 2026-02-05 Price Changed $279,000 TheMLS
  • 2026-01-23 Price Changed $285,000 AVMLS
  • 2026-01-23 Price Changed $285,000 TheMLS
  • 2026-01-17 Rental Removed $2,300 CLAW
  • 2026-01-16 Listed $295,000 AVMLS
  • 2026-01-16 Listed $295,000 TheMLS
  • 2026-01-01 Listed for Rent $2,300 CLAW
  • 2025-12-21 Rental Removed $2,300 CLAW
  • 2025-12-17 Listed for Rent $2,300 CLAW
  • 2025-11-21 Rental Removed $2,300 CLAW
  • 2025-10-29 Listed for Rent $2,300 CLAW
  • 2025-09-26 Listed TheMLS
  • 2025-06-20 Listed $268,800 SSMLS
  • 2025-06-13 Price Changed $268,800 AVMLS
  • 2025-06-13 Price Changed TheMLS
  • 2025-05-17 Price Changed $268,900 AVMLS
  • 2025-05-16 Price Changed TheMLS
  • 2025-04-26 Price Changed $269,000 AVMLS
  • 2025-04-25 Price Changed TheMLS
  • 2025-04-18 Price Changed $274,900 AVMLS
  • 2025-04-17 Price Changed TheMLS
  • 2025-04-14 Price Changed $284,900 AVMLS
  • 2025-04-14 Price Changed TheMLS
  • 2025-02-20 Price Changed $289,900 AVMLS
  • 2025-02-20 Price Changed TheMLS
  • 2025-01-29 Listed TheMLS
  • 2024-12-11 Listing Removed CRMLS
  • 2024-08-08 Listed $315,000 CRMLS
  • 2019-09-05 Delisted TheMLS
  • 2019-09-04 Listing Removed AVMLS
  • 2019-06-27 Price Changed $175,000 AVMLS
  • 2019-05-22 Listed $179,900 AVMLS
  • 2019-05-20 Listed TheMLS
  • 2017-07-27 Sold (Public Records) $150,100 Public Records
  • 2017-07-27 Sold (MLS) $150,000 AVMLS
  • 2017-07-26 Sold (MLS) $150,000 CRMLS
  • 2017-05-16 Pending CRMLS
  • 2017-05-16 Pending AVMLS
  • 2017-04-08 Relisted CRMLS
  • 2017-04-08 Relisted AVMLS
  • 2017-02-09 Pending CRMLS
  • 2017-02-09 Pending AVMLS
  • 2016-08-23 Price Changed $149,500 AVMLS
  • 2016-08-23 Price Changed $149,500 CRMLS
  • 2016-07-14 Listing Removed CRMLS
  • 2016-07-14 Listed $154,900 CRMLS
  • 2016-07-14 Listed $154,900 CRMLS
  • 2016-07-14 Listed $154,900 AVMLS
  • 2015-08-13 Listing Removed CRMLS
  • 2014-12-12 Listed $155,000 CRMLS
  • 2013-12-02 Sold (Public Records) $93,500 Public Records
  • 2013-11-30 Sold (MLS) $93,333 TheMLS
  • 2013-10-01 Delisted TheMLS
  • 2013-06-07 Listed $99,950 TheMLS
  • 2013-02-28 Sold (MLS) $63,000 AVMLS
  • 2013-02-28 Sold (MLS) $63,000 CRMLS
  • 2013-01-28 Listing Removed CRMLS
  • 2012-06-25 Listed $82,900 AVMLS
  • 2012-06-25 Listed $82,900 CRMLS
  • 2003-02-27 Sold (Public Records) $129,000 Public Records

Property tax history

+4.4%/yr

Latest (2025): $2,163 · -5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…