4553 Springview · Port LaBelle, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.5/15.0
- Cash flow +13.5/30.0
- Appreciation +10.0/10.0
- DSCR +4.1/10.0
- 1% rule +3.9/10.0
- Schools +3.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$249,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This home has only had one owner since it was built in 2007! High cathedral ceilings, pantry, laundry room, and garage doors have hurricane braces as well. The split floor plan allows room for everyone to have their own space, the master has his and hers walk in closets and bath has a separate shower and tub. Lighting throughout with access to the screened in lanai porch from 3 different areas (dining, living, and master bedroom). Plenty of room in the yard to create your own landscape, add a pool, the sky is limit. Easily within walking distance to the Port Labelle Marina and peace and quiet in this secluded neighborhood a place to call home. Come see and make this yours to call home!
Key facts
- Master suite
- Metal roof
- Laundry room
Tags
Property features AI
Finance
- Financial info: Pets allowed
- HOA & community: Homeowners association with $250 annual fee; Association covers road maintenance and street lights; Community is non-gated with street lights
Exterior
- Parking: Attached garage; 2 covered garage spaces
- Utilities: Public water; Public sewer; Cable available; High-speed internet available; Underground utilities
- Home design: Single-story home; Resale property; Faces northwest; Southeast exposure on lot
- Construction: Block, concrete and stucco construction; Metal roof
- Exterior features: Fenced yard; Lanai; Porch; Screened porch
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central electric heating; Central air conditioning
- Interior features: Bathtub; Separate shower; High ceilings; Living/dining room; Family/dining room; Walk-in closet(s); Split bedrooms; Unfurnished
- Laundry & utility: Inside laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $249k.
Deal economics
- At list price, monthly cash flow is $11 ($131/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (10.7% below list).
- Recommended offer: $222k (10.7% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 5.1% in Port LaBelle — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 62/100 on livability (#750 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Hendry (town): math 35% / reading 40% proficiency, ranked #65 of 73 in FL (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 942 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 557 units permitted in Hendry County in 2024 (45 in 5+ unit buildings).
- At $2,225/mo this rent would consume 47% of the median local household income ($57k/yr) (locally 498% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
- Hendry County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 61 days — a 6% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 61 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.35%
- Cash-on-cash
- 0.19%
- DSCR
- 1.01
- GRM
- 9.3
CMA / ARV
- ARV (on-the-fly)
- $295,218
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6069 S Moss Cir | 0.48mi | 3/2.0 | 1,494 (-4%) | 0mo | $282,000 | $189 | 70 |
| 6005 Free Ln | 0.29mi | 3/2.0 | 1,622 (+4%) | 16mo | $310,000 | $191 | 66 |
| 6046 Longfellow Ct | 0.42mi | 3/2.5 | 1,547 (-1%) | 14mo | $345,000 | $223 | 65 |
| 6010 S Moss Cir | 0.44mi | 3/2.0 | 1,637 (+5%) | 10mo | $280,000 | $171 | 63 |
| 4544 Springview Cir | 0.08mi | 2/2.0 (-1) | 1,344 (-14%) | 9mo | $215,000 | $160 | 61 |
| 1090 River Run | 0.65mi | 2/2.0 (-1) | 1,618 (+4%) | 1mo | $270,000 | $167 | 58 |
| 8056 Sunrise Cir | 0.70mi | 3/2.0 | 1,565 (+0%) | 16mo | $290,000 | $185 | 53 |
| 8081 Sunrise Cir | 0.65mi | 4/2.0 (+1) | 1,629 (+4%) | 8mo | $347,500 | $213 | 51 |
| 8054 Sunrise | 0.72mi | 4/2.0 (+1) | 1,662 (+6%) | 14mo | $339,900 | $205 | 39 |
| 6013 Kumquat Cir | 0.73mi | 4/2.0 (+1) | 1,666 (+7%) | 14mo | $294,990 | $177 | 38 |
| 8052 Sunrise Cir | 0.73mi | 3/2.0 | 1,367 (-12%) | 17mo | $265,000 | $194 | 30 |
| 1100 River Run | 0.67mi | 2/2.0 (-1) | 1,337 (-14%) | 14mo | $225,000 | $168 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.4%
- Equity multiple
- 2.96×
- Total profit
- $136,359
- Equity at exit
- $224,319
- IRR
- 21.6%
- Equity multiple
- 6.75×
- Total profit
- $401,105
- Equity at exit
- $483,752
Cash invested: $69,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33935
- Home prices YoY
- 16.3%
- Active inventory
- 942
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,225 high interval (Pro) →
- Mortgage (P&I)
- −$1,306
- Tax from tax record
- −$316 /mo · $3,790/yr
- Insurance
- −$104
- HOA
- −$21
- Vacancy / Maint / Mgmt
- −$467
- Net cashflow
- $11
Break-even live
Sensitivity live
| Price | -10% $152 | -5% $81 | +0% $11 | +5% $-60 | +10% $-130 |
|---|---|---|---|---|---|
| Rent | -10% $-165 | -5% $-77 | +0% $11 | +5% $99 | +10% $187 |
| Rate | -1.0pp $136 | -0.5pp $74 | base $11 | +0.5pp $-54 | +1.0pp $-119 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,250
- Closing costs
- $7,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6018 Acorn Cir Labelle, FL | 3.0 | 2.0 | 1408 | $2,200 | $1.56 | 16d | 1 | 0.13mi |
| 6210 Forest Ct Labelle, FL | 3.0 | 2.5 | 1503 | $2,200 | $1.46 | 24d | 1 | 0.85mi |
| 8030 Olive Cir Labelle, FL | 4.0 | 2.0 | 1499 | $2,300 | $1.53 | 4d | 1 | 1.07mi |
| 8004 Spice Ct Labelle, FL | 3.0 | 2.0 | 1292 | $2,000 | $1.55 | 20d | 1 | 1.10mi |
| 8049 Memory Cir Labelle, FL | 4.0 | 2.0 | 1686 | $2,000 | $1.19 | 4d | 1 | 1.16mi |
| 1064 Calumet Rd Labelle, FL | 3.0 | 2.5 | 1503 | $2,200 | $1.46 | 24d | 1 | 1.18mi |
| 1088 Saturn Ct Labelle, FL | 4.0 | 2.0 | 1439 | $2,200 | $1.53 | 20d | 1 | 1.22mi |
| 7016 Palpano Cir Labelle, FL | 3.0 | 2.5 | 1507 | $2,100 | $1.39 | 16d | 1 | 1.27mi |
| 1535 Argosy Rd Labelle, FL | 4.0 | 2.0 | 1836 | $1,675 | $0.91 | 4d | 1 | 1.29mi |
| 8002 Vega Ct Labelle, FL | 3.0 | 2.0 | 1389 | $1,900 | $1.37 | 24d | 1 | 1.30mi |
| 7061 Tide Cir Labelle, FL | 4.0 | 2.0 | 1500 | $1,695 | $1.13 | 24d | 1 | 1.35mi |
| 8033 Melody Cir Labelle, FL | 3.0 | 2.0 | 1215 | $1,999 | $1.65 | 16d | 1 | 1.44mi |
| 9011 Penny Cir Labelle, FL | 3.0 | 2.0 | 1731 | $2,400 | $1.39 | 24d | 1 | 1.47mi |
HOA detail
- Monthly dues
- $21 · $252/yr
- Likely covers
- pool
Listing history 22 events
-
2026-05-21status Pending
-
2026-04-20price $249,000
-
2026-03-20$258,500 Active
-
2024-04-09status Pending
-
2024-04-09historical
-
2024-04-02$279,900 Active
-
2022-04-18soldstatus $300,000
-
2022-04-13soldstatus $300,000 Closed 695-char remark
Show marketing remark (695 chars)
This home has only had one owner since it was built in 2007! High cathedral ceilings, pantry, laundry room, and garage doors have hurricane braces as well. The split floor plan allows room for everyone to have their own space, the master has his and hers walk in closets and bath has a separate shower and tub. Lighting throughout with access to the screened in lanai porch from 3 different areas (dining, living, and master bedroom). Plenty of room in the yard to create your own landscape, add a pool, the sky is limit. Easily within walking distance to the Port Labelle Marina and peace and quiet in this secluded neighborhood a place to call home. Come see and make this yours to call home!
-
2022-03-15status Pending 695-char remark
Show marketing remark (695 chars)
This home has only had one owner since it was built in 2007! High cathedral ceilings, pantry, laundry room, and garage doors have hurricane braces as well. The split floor plan allows room for everyone to have their own space, the master has his and hers walk in closets and bath has a separate shower and tub. Lighting throughout with access to the screened in lanai porch from 3 different areas (dining, living, and master bedroom). Plenty of room in the yard to create your own landscape, add a pool, the sky is limit. Easily within walking distance to the Port Labelle Marina and peace and quiet in this secluded neighborhood a place to call home. Come see and make this yours to call home!
-
2021-11-11$300,000 Active 695-char remark
Show marketing remark (695 chars)
This home has only had one owner since it was built in 2007! High cathedral ceilings, pantry, laundry room, and garage doors have hurricane braces as well. The split floor plan allows room for everyone to have their own space, the master has his and hers walk in closets and bath has a separate shower and tub. Lighting throughout with access to the screened in lanai porch from 3 different areas (dining, living, and master bedroom). Plenty of room in the yard to create your own landscape, add a pool, the sky is limit. Easily within walking distance to the Port Labelle Marina and peace and quiet in this secluded neighborhood a place to call home. Come see and make this yours to call home!
-
2016-05-11price $149,900
-
2016-05-10soldstatus $157,000 Sold
-
2016-02-22status Pending
-
2016-02-01price $157,000
-
2016-02-01historical
-
2015-11-05$149,900 Active
-
2015-10-31historical
-
2015-05-04status Active
-
2015-04-28status Pending
-
2015-01-07$149,900 Active
-
2011-12-30soldstatus $35,000
-
2005-07-29soldstatus $411,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,790 · $316/mo
- Projected year-2 tax
- $3,790 · $316/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,694
- − Mortgage interest
- −$13,948
- − Property taxes
- −$3,790
- − Insurance
- −$1,245
- − Repairs & maintenance
- −$2,136
- − Management
- −$2,136
- − HOA
- −$252
- − Depreciation
- −$7,244
- Taxable loss
- −$4,056
- Est. tax savings @ 24.0%
- +$973
- After-tax cash flow
- $1,105/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hendry
- NCES district ID
- 1200780
- Math proficiency
- 35% ▼ -11.00%
- Reading proficiency
- 40% ▼ -4.00%
- Median HH income
- $37,043
- Composite
- 31.16/100
- National rank
- #6054
- State rank
- #65 of 73 in FL
Livability — Port LaBelle
- Score
- 62/100
- State rank
- #750
- US rank
- #16264
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port LaBelle, FL
- County
- Hendry County · 23,186 people
- Metro
- Clewiston, FL
- Population (ZIP)
- 23,186
- Household income
- $57,009
- Rent vs Own
- Severe rent burden
- 498.0
Population outlook (Hendry County) Hauer SSP2
- Today (2025)
- 38,866 people
- By 2030
- 38,558 · -0.8%
- By 2040
- 37,743 · -2.9%
- By 2050
- 36,117 · -7.1%
- By 2075
- 30,070 · -22.6%
- By 2100
- 21,966 · -43.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (56%)
- Race & ethnicity
- Hispanic / Latino 56% White 39% Two or more races 21% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 40% Puerto Rican 3% Cuban 5%
- Common ancestry
- Lithuanian 2% Serbian 2% Slovak 1%
- Foreign-born
- 27% · Canada, Jamaica
- Languages at home
- 50% English-only · Spanish 50%
Political lean MEDSL · Hendry
- 2024 margin
- Solid R (+38.3) · D 30.4% · R 68.7%
- 2008→2024 swing
- -31.1pp toward R · 2008: -7.2pp · 2024: -38.3pp
- All cycles
- 2024: R+38.3 2020: R+23.0 2016: R+14.2 2012: R+5.9 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 75.20%
- Current HPI
- 537.4928
- Rent YoY
- —
- Metro
- Clewiston, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
-39.5% since first listed22 events — show timeline
- 2026-05-21 Pending — FORTMLS
- 2026-04-20 Price Changed $249,000 FORTMLS
- 2026-03-20 Listed $258,500 FORTMLS
- 2024-04-09 Pending — FORTMLS
- 2024-04-09 Listing Removed — FORTMLS
- 2024-04-02 Listed $279,900 FORTMLS
- 2022-04-18 Sold (Public Records) $300,000 Public Records
- 2022-04-13 Sold (MLS) $300,000 FORTMLS
- 2022-03-15 Pending — FORTMLS
- 2021-11-11 Listed $300,000 FORTMLS
- 2016-05-11 Price Changed $149,900 FORTMLS
- 2016-05-10 Sold (MLS) $157,000 FORTMLS
- 2016-02-22 Pending — FORTMLS
- 2016-02-01 Listing Removed — FORTMLS
- 2016-02-01 Price Changed $157,000 FORTMLS
- 2015-11-05 Listed $149,900 FORTMLS
- 2015-10-31 Listing Removed — FORTMLS
- 2015-05-04 Relisted — FORTMLS
- 2015-04-28 Pending — FORTMLS
- 2015-01-07 Listed $149,900 FORTMLS
- 2011-12-30 Sold (Public Records) $35,000 Public Records
- 2005-07-29 Sold (Public Records) $411,900 Public Records
Property tax history
+7.8%/yrLatest (2022): $3,790 · +91.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…