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1870 Orquidia Ln E
B Composite 74.55
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +2.8/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +1.5/5.0
  • Appreciation +0.0/10.0

$60,000

1870 Orquidia Ln E · Rio Bravo, TX 78046
2 bd · 1.0 ba · 1,207 sqft · SingleFamily · 81 Days on market
Built 2000 Poor condition 0.39 ac lot $50/sqft · 26% below area Est $81k · 26% under ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity in Rio Bravo! This property features an oversized lot with ample space for expansion or outdoor living. The home offers a functional layout with comfortable living areas and well-sized bedrooms. Ideal for homeowners or investors seeking space and potential. Don’t miss out on this unique property!

Key facts

  • Well-sized bedrooms
  • Functional layout
  • Oversized lot

Tags

OVERSIZED LOTOUTDOOR LIVINGFUNCTIONAL LAYOUTWELL-SIZED BEDROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $60k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $612 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $56k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#1,341 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D, schools F, amenities F.
  • United ISD (urban): math 27% / reading 38% proficiency, ranked #568 of 826 in TX (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 482 active listings in the ZIP; 1,448 units permitted in Webb County in 2024 (245 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Webb County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
Recommended offer $56,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.17%
Cap rate
18.53%
Cash-on-cash
43.69%
DSCR
2.94
GRM
3.8

CMA / ARV

ARV (median comp)
$81,090
List price
$60,000
Delta
-26.01%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.6%
Equity multiple
2.74×
Total profit
$29,258
Equity at exit
$8,946
10-year hold
IRR
46.9%
Equity multiple
5.51×
Total profit
$75,725
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78046

Home prices YoY
-13.0%
Active inventory
482
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,299 medium interval (Pro) →
Mortgage (P&I)
$315
Tax est. 1.5%
$75 /mo · $900/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$612

Break-even live

Break-even rent $525
Max offer price $60,000
Occupancy floor 48%

Sensitivity live

Price -10% $653 -5% $632 +0% $612 +5% $591 +10% $570
Rent -10% $509 -5% $560 +0% $612 +5% $663 +10% $714
Rate -1.0pp $642 -0.5pp $627 base $612 +0.5pp $596 +1.0pp $580

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $60,000 Active 81 DOM
  2. 2026-06-18
    days on market $60,000 Active 80 DOM
  3. 2026-06-17
    days on market $60,000 Active 79 DOM
  4. 2026-06-16
    days on market $60,000 Active 78 DOM
  5. 2026-06-15
    days on market $60,000 Active 77 DOM
  6. 2026-06-14
    days on market $60,000 Active 75 DOM
  7. 2026-06-13
    days on market $60,000 Active 74 DOM
  8. 2026-06-10
    days on market $60,000 Active 72 DOM
  9. 2026-06-09
    days on market $60,000 Active 71 DOM
  10. 2026-06-08
    days on market $60,000 Active 70 DOM
  11. 2026-06-07
    days on market $60,000 Active 69 DOM
  12. 2026-06-03
    days on market $60,000 Active 65 DOM
  13. 2026-06-03
    price $60,000 Active 64 DOM
  14. 2026-06-02
    days on market $65,000 Active 64 DOM
  15. 2026-06-01
    days on market $65,000 Active 63 DOM
  16. 2026-05-31
    days on market $65,000 Active 62 DOM
  17. 2026-05-30
    days on market $65,000 Active 61 DOM
  18. 2026-04-28
    price $65,000 321-char remark
    Show marketing remark (321 chars)

    Great opportunity in Rio Bravo! This property features an oversized lot with ample space for expansion or outdoor living. The home offers a functional layout with comfortable living areas and well-sized bedrooms. Ideal for homeowners or investors seeking space and potential. Don’t miss out on this unique property!

  19. 2026-03-30
    listed $70,000 Active 321-char remark
    Show marketing remark (321 chars)

    Great opportunity in Rio Bravo! This property features an oversized lot with ample space for expansion or outdoor living. The home offers a functional layout with comfortable living areas and well-sized bedrooms. Ideal for homeowners or investors seeking space and potential. Don’t miss out on this unique property!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,590
− Mortgage interest
−$3,361
− Property taxes
−$900
− Insurance
−$300
− Repairs & maintenance
−$1,247
− Management
−$1,247
− Depreciation
−$1,745
Taxable income
$6,790
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,629
After-tax cash flow
$5,711/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Poor 30/100 Extensive rehab

This property requires extensive renovations, including painting, flooring, appliances, and landscaping, to improve its condition and value.

Repairs flagged

  • Major Kitchen appliances — Old and worn
  • Major Shower curtain — Old and stained
  • Major Exterior paint — Peeling and faded
  • Major Tile flooring — Poor condition
  • Major Interior walls/paint — Peeling and faded
  • Major HVAC/mechanicals — No visible systems

Value-add opportunities

  • Both Painting and repainting — Improves curb appeal and interior aesthetics
  • Both New flooring — Enhances durability and appearance
  • Both New appliances — Modernizes the kitchen and improves functionality
  • Both Landscaping — Enhances curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen appliances · Old and worn Major $15,000–50,000
Shower curtain · Old and stained Major $15,000–50,000
Exterior paint · Peeling and faded Major $15,000–50,000
Tile flooring · Poor condition Major $15,000–50,000
Interior walls/paint · Peeling and faded Major $15,000–50,000
HVAC/mechanicals · No visible systems Major $15,000–50,000
Total estimated repair cost · 6 items $90,000–300,000

Value-add ROI direction

  • Both Painting and repainting — Improves curb appeal and interior aesthetics
  • Both New flooring — Enhances durability and appearance
  • Both New appliances — Modernizes the kitchen and improves functionality
  • Both Landscaping — Enhances curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
United ISD
NCES district ID
4843650
Math proficiency
27% ▼ -36.00%
Reading proficiency
38% ▼ -11.00%
Median HH income
$47,780
Composite
28.02/100
National rank
#6848
State rank
#568 of 826 in TX

Livability — Rio Bravo

Score
55/100
State rank
#1341
US rank
#23136

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rio Bravo, TX
Population (ZIP)
71,965

Population outlook (Webb County) Hauer SSP2

Today (2025)
301,387 people
By 2030
316,307 · +5.0%
By 2040
345,636 · +14.7%
By 2050
370,647 · +23.0%
By 2075
413,907 · +37.3%
By 2100
416,458 · +38.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (97%)
Race & ethnicity
Hispanic / Latino 97% Two or more races 53% White 2%
Hispanic origin (detail)
Mexican 92%
Foreign-born
22% · Canada
Languages at home
9% English-only · Spanish 91%

Political lean MEDSL · Webb

2024 margin
Toss-up / Even · D 48.5% · R 50.7%
2008→2024 swing
-45.6pp toward R · 2008: 43.4pp · 2024: -2.2pp
All cycles
2024: R+2.2 2020: D+23.3 2016: D+51.6 2012: D+54.0 2008: D+43.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.36%
Current HPI
196.8153
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
2 events — show timeline
  • 2026-04-28 Price Changed $65,000 LAOR
  • 2026-03-30 Listed $70,000 LAOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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