48014 Jaruco Bay · Boynton Beach, FL 33436

$169,000

2 bd · 2.0 ba · 1,152 sqft · Condo public records · 67 Days on market

Built 1985 $270/mo HOA · 11% of rent ↓ 9% since listing

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.9/30.0
• DSCR +9.8/10.0
• 1% rule +9.2/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious, furnished 2-bed, 2-bath home—super clean and well-maintained! The open kitchen boasts updated white cabinets, modern appliances, ample counter space, a pantry, and a window over the sink. The dining area includes a built-in buffet for extra storage. A large living room features vaulted ceilings, abundant natural light, and a sliding door leading to a raised patio with windows for an eastern breeze. The oversized main bedroom has vaulted ceilings, a walk-in closet, and an en-suite bath with a step-in shower, vanity space, and linen closet. The guest bedroom also has a walk-in closet. An indoor laundry room offers extra storage. Enjoy outdoor living with a covered patio, large shed, accordion hurricane shutters, and an electric car charger. Manned Gated Community with an active clubhouse, Heated Pools, Shuffleboard, Bingo, Cards, Library, Ping Pong, Dances and so much more. Located close to the locale beaches and plenty of dining and shoppng.

Key facts

• Built in storage
• Natural light
• Walk in closet

Tags

• RAISED ENCLOSED PORCH
• OPEN STYLE KITCHEN
• BUILT IN STORAGE
• NATURAL LIGHT
• VAULTED CEILINGS
• WALK IN CLOSET

Property features AI

Finance

• Other: Not a land-lease property; Senior community; Pets allowed with number and size limits
• HOA & community: Part of Jamaica Bay association; Monthly HOA dues (fee) $270; HOA includes internet, grounds maintenance, security, sewer, trash, water, common areas, reserve funds, recreation facilities, and pool service; Community amenities include clubhouse, heated pool, pool, billiard room, library, community room, laundry, management/on-site manager, storage, picnic area, street lights, security, bocce, shuffleboard, putting green, pickleball courts

Exterior

• Parking: 3 total parking spaces; Attached carport with 2 covered carport spaces; Driveway providing 1 open parking space
• Security: Gated community with guard
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Water and sewer available
• Home design: Manufactured home (double wide); Single-story / one level; Resale condition; Faces south; Located west of US-1
• Construction: Metal roof; Vinyl siding; Skirting (other)
• Exterior features: Screened porch; Porch (glass enclosed option listed); Paved road frontage; Not waterfront

Interior

• Kitchen: Electric range; Dishwasher; Microwave; Refrigerator; Garbage disposal; Electric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Vinyl flooring
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central electric heating; Central air conditioning; Ceiling fans
• Interior features: Cathedral and vaulted ceilings; Walk-in closets; Partially furnished; Blinds and sliding windows
• Laundry & utility: Laundry inside in a laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $169k.

Deal economics

• At list price, monthly cash flow is $518 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $169k).
• Recommended offer: $159k (6.0% below list) — sets the bar for market timing.
• Cap rate 10.0% vs local median 4.3% in Boynton Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#351 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, cost of living B; Watch: amenities D+, crime D-, commute F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hidden Oaks K-8 (math 42% / reading 53%, grade D, #1,182 of 2,144 statewide, top 55%, 785 students, 54% FRL); Congress Community Middle School (math 21% / reading 28%, grade F, #522 of 571 statewide, top 93%, 988 students, 72% FRL); Boynton Beach Community High (math 13% / reading 25%, grade F, #565 of 667 statewide, top 85%, 1,547 students, 65% FRL).
• Zoned-school proficiency averages 30% at this address vs 50% district-wide (-19 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.6%/yr); 457 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• This rent runs 38% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 67 days — a 6% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,860 (6.0% below list)

Questions for the listing agent

1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 9.97%
• Cash-on-cash: 13.14%
• DSCR: 1.58
• GRM: 5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -0.7%
• Equity multiple: 0.97×
• Total profit: $-1,280
• Equity at exit: $25,198

10-year hold

• IRR: 5.0%
• Equity multiple: 1.31×
• Total profit: $14,789
• Equity at exit: $14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33436

• Home prices YoY: -26.0%
• Rents YoY: -0.6%
• Active inventory: 457
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $2,407 high
• Mortgage (P&I): −$886
• Tax from tax record: −$157 /mo · $1,886/yr
• Insurance: −$70
• HOA: −$270
• Vacancy / Maint / Mgmt: −$506
• Net cashflow: $518

Break-even live

Break-even rent $1,752

Max offer price $169,000

Occupancy floor 73%

Sensitivity live

Price	-10% $614	-5% $566	+0% $518	+5% $470	+10% $422
Rent	-10% $328	-5% $423	+0% $518	+5% $613	+10% $708
Rate	-1.0pp $603	-0.5pp $561	base $518	+0.5pp $474	+1.0pp $430

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4482 King Theodore Dr Boynton Beach, FL	1.0	1.0	800	$1,795	$2.24	25d	1	0.17mi
8949 Oak St Boynton Beach, FL	2.0	2.0	1040	$1,300	$1.25	25d	1	0.41mi
9498 S Military Trl #5 Boynton Beach, FL	3.0	2.5	1317	$2,900	$2.20	25d	1	0.77mi
3736 Coelebs Ave Boynton Beach, FL	3.0	2.0	1232	$3,000	$2.44	25d	1	0.89mi
3930 Max Pl Boynton Beach, FL	2.0	2.0	1250	$2,370	$1.90	0d	1	0.91mi
3930 Max Pl Boynton Beach, FL	1.0	1.0	925	$2,550	$2.76	23d	1	0.91mi
3500 Sandpiper Dr Boynton Beach, FL	1.0–2.0	1.0–2.0	1147	$2,579	$2.25	23d	22	0.99mi
5155 Europa Dr Unit J Boynton Beach, FL	3.0	2.0	1333	$2,750	$2.06	25d	1	1.00mi
5373 Mirror Lakes Blvd Boynton Beach, FL	3.0	2.0	1310	$2,100	$1.60	25d	1	1.04mi
5072 Arbor Glen Cir Lake Worth, FL	3.0	2.0	1232	$3,300	$2.68	15d	1	1.04mi
920 Sun Acres Ln Boynton Beach, FL	2.0	2.0	1352	$2,200	$1.63	25d	1	1.04mi
5537 Pebble Brook Ln Boynton Beach, FL	3.0	2.0	1166	$2,825	$2.42	15d	1	1.06mi
9900 Pineapple Tree Dr #106 Boynton Beach, FL	2.0	2.0	1008	$2,250	$2.23	25d	1	1.08mi
9940 Bauhinia Tree Way Unit B Boynton Beach, FL	1.0	1.0	1200	$2,000	$1.67	25d	1	1.11mi
9940 Bauhinia Tree Way Unit B Boynton Beach, FL	1.0	1.0	1200	$1,800	$1.50	8d	1	1.11mi
9935 Pineapple Tree Dr #202 Boynton Beach, FL	2.0	2.0	1008	$2,575	$2.55	15d	1	1.12mi
5157 Floria Way Unit J Boynton Beach, FL	3.0	2.0	1447	$3,300	$2.28	25d	1	1.12mi
4525 Nutmeg Tree Ln Unit A Boynton Beach, FL	2.0	2.0	1404	$3,000	$2.14	25d	1	1.15mi
4220 Grove Park Ln Unit 1 Boynton Beach, FL	3.0	2.0	1406	$3,400	$2.42	5d	1	1.17mi
4220 Grove Park Ln Unit 1 Boynton Beach, FL	3.0	2.0	1406	$3,600	$2.56	25d	1	1.17mi
9873 Lawrence Rd Boynton Beach, FL	2.0	2.0	1200	$2,315	$1.93	5d	1	1.18mi
9873 Lawrence Rd Boynton Beach, FL	2.0	2.0	1200	$2,267	$1.89	23d	1	1.18mi
7705 Forest Green Ln Boynton Beach, FL	2.0	2.0	1379	$3,200	$2.32	18d	1	1.19mi
7705 Forest Green Ln Boynton Beach, FL	3.0	2.0	1379	$3,200	$2.32	25d	1	1.19mi
5133 Brisata Cir Unit P Boynton Beach, FL	3.0	2.0	1374	$2,800	$2.04	25d	1	1.20mi
5275 Europa Dr Unit I Boynton Beach, FL	3.0	2.0	1282	$2,500	$1.95	2d	1	1.23mi
3561 Oberon Ave Boynton Beach, FL	3.0	2.0	1248	$2,850	$2.28	21d	1	1.24mi
5418 Firenze Dr Unit P Boynton Beach, FL	2.0	2.0	1139	$2,400	$2.11	3d	1	1.28mi
4259 Wood Ride Unit E Boynton Beach, FL	2.0	2.0	1240	$2,350	$1.90	8d	1	1.32mi
9746 Nickels Blvd Boynton Beach, FL	2.0	2.0	1215	$2,800	$2.30	25d	1	1.33mi
220 Savannah Lakes Dr Boynton Beach, FL	2.0	2.0	1098	$2,365	$2.15	4d	1	1.35mi
1239 Sussex St Boynton Beach, FL	3.0	2.0	1436	$3,100	$2.16	25d	1	1.35mi
1239 Sussex St Boynton Beach, FL	3.0	2.0	1436	$3,100	$2.16	20d	1	1.35mi
1515 Arezzo Cir Boynton Beach, FL	2.0	2.5	1286	$2,750	$2.14	25d	1	1.36mi
4101 Mahogany Dr Boynton Beach, FL	1.0–2.0	1.0–2.0	950	$2,159	$2.27	0d	12	1.46mi
2303 N Congress Ave #15 Boynton Beach, FL	2.0	1.0	925	$1,950	$2.11	25d	1	1.49mi
2305 N Congress Ave #18 Boynton Beach, FL	3.0	2.0	1217	$2,600	$2.14	15d	1	1.49mi

HOA detail condo

• Monthly dues: $270 · $3,240/yr
• Likely covers: electricpoolsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 22 events

1. 2026-06-21
   days on market $169,000 Active 67 DOM
2. 2026-06-18
   days on market $169,000 Active 64 DOM
3. 2026-06-17
   days on market $169,000 Active 63 DOM
4. 2026-06-16
   days on market $169,000 Active 62 DOM
5. 2026-06-15
   days on market $169,000 Active 61 DOM
6. 2026-06-13
   days on market $169,000 Active 59 DOM
7. 2026-06-09
   days on market $169,000 Active 55 DOM
8. 2026-06-08
   days on market $169,000 Active 54 DOM
9. 2026-06-07
   days on market $169,000 Active 53 DOM
10. 2026-06-04
    days on market $169,000 Active 50 DOM
11. 2026-06-03
    days on market $169,000 Active 49 DOM
12. 2026-06-02
    days on market $169,000 Active 48 DOM
13. 2026-06-01
    days on market $169,000 Active 47 DOM
14. 2026-05-31
    days on market $169,000 Active 46 DOM
15. 2026-04-15
    listed $169,000 Active
16. 2025-07-11
    soldstatus $157,000 Closed 973-char remark

    Show marketing remark (973 chars)

    Spacious, furnished 2-bed, 2-bath home—super clean and well-maintained! The open kitchen boasts updated white cabinets, modern appliances, ample counter space, a pantry, and a window over the sink. The dining area includes a built-in buffet for extra storage. A large living room features vaulted ceilings, abundant natural light, and a sliding door leading to a raised patio with windows for an eastern breeze. The oversized main bedroom has vaulted ceilings, a walk-in closet, and an en-suite bath with a step-in shower, vanity space, and linen closet. The guest bedroom also has a walk-in closet. An indoor laundry room offers extra storage. Enjoy outdoor living with a covered patio, large shed, accordion hurricane shutters, and an electric car charger. Manned Gated Community with an active clubhouse, Heated Pools, Shuffleboard, Bingo, Cards, Library, Ping Pong, Dances and so much more. Located close to the locale beaches and plenty of dining and shoppng.

17. 2025-07-07
    historical Active Under Contract 973-char remark

    Show marketing remark (973 chars)

    Spacious, furnished 2-bed, 2-bath home—super clean and well-maintained! The open kitchen boasts updated white cabinets, modern appliances, ample counter space, a pantry, and a window over the sink. The dining area includes a built-in buffet for extra storage. A large living room features vaulted ceilings, abundant natural light, and a sliding door leading to a raised patio with windows for an eastern breeze. The oversized main bedroom has vaulted ceilings, a walk-in closet, and an en-suite bath with a step-in shower, vanity space, and linen closet. The guest bedroom also has a walk-in closet. An indoor laundry room offers extra storage. Enjoy outdoor living with a covered patio, large shed, accordion hurricane shutters, and an electric car charger. Manned Gated Community with an active clubhouse, Heated Pools, Shuffleboard, Bingo, Cards, Library, Ping Pong, Dances and so much more. Located close to the locale beaches and plenty of dining and shoppng.

18. 2025-05-24
    price $167,000 973-char remark

    Show marketing remark (973 chars)

    Spacious, furnished 2-bed, 2-bath home—super clean and well-maintained! The open kitchen boasts updated white cabinets, modern appliances, ample counter space, a pantry, and a window over the sink. The dining area includes a built-in buffet for extra storage. A large living room features vaulted ceilings, abundant natural light, and a sliding door leading to a raised patio with windows for an eastern breeze. The oversized main bedroom has vaulted ceilings, a walk-in closet, and an en-suite bath with a step-in shower, vanity space, and linen closet. The guest bedroom also has a walk-in closet. An indoor laundry room offers extra storage. Enjoy outdoor living with a covered patio, large shed, accordion hurricane shutters, and an electric car charger. Manned Gated Community with an active clubhouse, Heated Pools, Shuffleboard, Bingo, Cards, Library, Ping Pong, Dances and so much more. Located close to the locale beaches and plenty of dining and shoppng.

19. 2025-03-29
    listed $189,000 Active 973-char remark

    Show marketing remark (973 chars)

    Spacious, furnished 2-bed, 2-bath home—super clean and well-maintained! The open kitchen boasts updated white cabinets, modern appliances, ample counter space, a pantry, and a window over the sink. The dining area includes a built-in buffet for extra storage. A large living room features vaulted ceilings, abundant natural light, and a sliding door leading to a raised patio with windows for an eastern breeze. The oversized main bedroom has vaulted ceilings, a walk-in closet, and an en-suite bath with a step-in shower, vanity space, and linen closet. The guest bedroom also has a walk-in closet. An indoor laundry room offers extra storage. Enjoy outdoor living with a covered patio, large shed, accordion hurricane shutters, and an electric car charger. Manned Gated Community with an active clubhouse, Heated Pools, Shuffleboard, Bingo, Cards, Library, Ping Pong, Dances and so much more. Located close to the locale beaches and plenty of dining and shoppng.

20. 2023-06-28
    soldstatus $173,000 Closed 1201-char remark

    Show marketing remark (1201 chars)

    Spacious 2 Bedroom, 2 Bathroom home in desirable gated community of Jamaica Bay. This home is bright and open and features, vaulted ceilings, large open kitchen with tile flooring, newer appliances, lots of cabinet space and newer countertop. Dining area with buffet, large living room with laminate wood flooring, Enoy your spacious Florida Room with new glass windows and portable air conditioning. Accordion shutters covers the front florida room windows. Inside laundry room with plenty of storage. 2nd Bedroom has walk in closet. Oversized master bedroom with walk in closet. Master Bathroom has step shower, linen closet and plenty of counter space. Electric has been updated, Wood subfloor, moisture barrier has been replaced and roof has 10 year silicone covering. Additional patio with extended roof behind shed perfect to park your golf cart or entertaining space. This is a must see in a desirable 55+ community which features active clubhouse, heated pools, shuffleboard, billiards, bingo, etc. Close to beaches, shopping and dining. Low monthly fee of $240 which includes lawn care, water, sewer, fiber optic internet, antenna TV, Gate and more. Call today for a showing.

21. 2023-06-13
    historical Active Under Contract 1201-char remark

    Show marketing remark (1201 chars)

    Spacious 2 Bedroom, 2 Bathroom home in desirable gated community of Jamaica Bay. This home is bright and open and features, vaulted ceilings, large open kitchen with tile flooring, newer appliances, lots of cabinet space and newer countertop. Dining area with buffet, large living room with laminate wood flooring, Enoy your spacious Florida Room with new glass windows and portable air conditioning. Accordion shutters covers the front florida room windows. Inside laundry room with plenty of storage. 2nd Bedroom has walk in closet. Oversized master bedroom with walk in closet. Master Bathroom has step shower, linen closet and plenty of counter space. Electric has been updated, Wood subfloor, moisture barrier has been replaced and roof has 10 year silicone covering. Additional patio with extended roof behind shed perfect to park your golf cart or entertaining space. This is a must see in a desirable 55+ community which features active clubhouse, heated pools, shuffleboard, billiards, bingo, etc. Close to beaches, shopping and dining. Low monthly fee of $240 which includes lawn care, water, sewer, fiber optic internet, antenna TV, Gate and more. Call today for a showing.

22. 2023-04-26
    listed $185,000 Active 1201-char remark

    Show marketing remark (1201 chars)

    Spacious 2 Bedroom, 2 Bathroom home in desirable gated community of Jamaica Bay. This home is bright and open and features, vaulted ceilings, large open kitchen with tile flooring, newer appliances, lots of cabinet space and newer countertop. Dining area with buffet, large living room with laminate wood flooring, Enoy your spacious Florida Room with new glass windows and portable air conditioning. Accordion shutters covers the front florida room windows. Inside laundry room with plenty of storage. 2nd Bedroom has walk in closet. Oversized master bedroom with walk in closet. Master Bathroom has step shower, linen closet and plenty of counter space. Electric has been updated, Wood subfloor, moisture barrier has been replaced and roof has 10 year silicone covering. Additional patio with extended roof behind shed perfect to park your golf cart or entertaining space. This is a must see in a desirable 55+ community which features active clubhouse, heated pools, shuffleboard, billiards, bingo, etc. Close to beaches, shopping and dining. Low monthly fee of $240 which includes lawn care, water, sewer, fiber optic internet, antenna TV, Gate and more. Call today for a showing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,886 · $157/mo
• Projected year-2 tax: $1,886 · $157/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,888
• − Mortgage interest: −$9,467
• − Property taxes: −$1,886
• − Insurance: −$845
• − Repairs & maintenance: −$2,311
• − Management: −$2,311
• − HOA: −$3,240
• − Depreciation: −$4,916
• Taxable income: $3,912
• Est. tax owed @ 24.0%: −$939
• After-tax cash flow: $5,277/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Boynton Beach

• Score: 72/100
• State rank: #351
• US rank: #6098

Category grades

Amenities D+ Commute F Cost of living B Crime D- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• City population: 148,060
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 48,743
• Household income: $75,789
• Rent vs Own: 25.5% rent · 74.5% own
• Severe rent burden: 1813.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 52% Black 24% Hispanic / Latino 19% Two or more races 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4% Cuban 3% Dominican 1%
• Common ancestry: Hispanic 12% Romanian 3% Scotch-Irish 2%
• Foreign-born: 27% · Canada, Jamaica, Vietnam
• Languages at home: 64% English-only · Spanish 14% French/Haitian/Cajun 13% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.59%
• Current HPI: 311.7742
• Rent YoY: ▼ -0.57%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-8.6% since first listed

8 events — show timeline

• 2026-04-15 Listed $169,000 Beaches MLS
• 2025-07-11 Sold (MLS) $157,000 Beaches MLS
• 2025-07-07 Contingent — Beaches MLS
• 2025-05-24 Price Changed $167,000 Beaches MLS
• 2025-03-29 Listed $189,000 Beaches MLS
• 2023-06-28 Sold (MLS) $173,000 Beaches MLS
• 2023-06-13 Contingent — Beaches MLS
• 2023-04-26 Listed $185,000 Beaches MLS

Property tax history

+6.1%/yr

Latest (2025): $1,886 · +3.6% YoY. Source: county tax records.