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6770 W State Route 89a -- #84
D- Composite 35.85
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.4/5.0
  • Rent growth +2.2/5.0
  • Schools +1.5/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$59,900

6770 W State Route 89a -- #84 · Sedona, AZ 86336
2 bd · 2.0 ba · 1,056 sqft · Manufactured · 59 Days on market
Built 1978 Good condition Est $49k · 23% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 55+ community at Sedona Shadows, with amenities of swimming pool, Jacuzzi, large clubhouse, billiards rm, large patio and BBQ area. Home has open living and dining area, with galley kitchen. Recently remodeled guest bathroom. Vinyl plank floors in the kitchen, dining area, hallway and bathrooms. Carpet in bedrooms and living area. Large Master Bedroom with patio access and ensuite bathroom. Wonderful home for easy living lifestyle and seller to pay first month lot rent.

Key facts

  • Modern updates
  • New hot water heater
  • 2 parking spots

Tags

MODERN UPDATESUPGRADED NEW PLUMBINGNEW HOT WATER HEATERBRAND-NEW WASHER AND DRYERFRESHLY PAINTED EXTERIORLOW-MAINTENANCE GARDEN

Property features AI

Finance

  • HOA & community: Land lease (monthly) of $1,380; Association fee includes: other (see remarks); Community pool; Community fitness center

Exterior

  • Parking: 2 covered parking spaces; 2 carport spaces
  • Security: Owned security system
  • Utilities: Propane service; Public sewer; City water; 220 volts in kitchen (electric)
  • Home design: Manufactured/mobile home; Leasehold ownership
  • Construction: Wood siding; Wood frame construction; Building area reported by owner
  • Exterior features: Desert front and desert back landscaping; County-maintained road access; Asphalt road surface; Composition roof; Fencing (see remarks/other)

Interior

  • Kitchen: Non-laminate counters; 220-volt outlet in kitchen; Refrigerator; Dishwasher; Garbage disposal
  • Bedrooms: 2 possible bedrooms
  • Flooring: Carpet; Vinyl; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Mini split heating and cooling; Ceiling heating; Propane heating
  • Interior features: High-speed internet available; Furnished (see remarks); Pantry; Master bedroom with 3/4 bath; Dual-pane windows
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $60k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $2k ($19k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $60k).
  • Recommended offer: $58k (3.0% below list) — sets the bar for market timing.
  • Cap rate 38.8% vs local median 1.4% in Sedona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#55 in AZ) — a middle-class / working-renter tenant base. Strengths: commute A+, amenities B+; Watch: cost of living F.
  • Sedona-Oak Creek JUSD #9 (4467) (town): math 12% / reading 21% proficiency, ranked #197 of 249 in AZ (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: West Sedona Elementary School (math 12% / reading 17%, grade F, #898 of 1,109 statewide, top 83%, 256 students, 62% FRL); Sedona Red Rock Junior/Senior High School (math 12% / reading 22%, grade F, #252 of 381 statewide, top 67%, 482 students, 45% FRL).
  • Market conditions: Rents soft (-1.3%/yr); 313 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
  • At $2,580/mo this rent would consume 45% of the median local household income ($68k/yr) (locally 239% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $17k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $58,103 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.31%
Cap rate
38.84%
Cash-on-cash
116.23%
DSCR
6.17
GRM
1.9

CMA / ARV

ARV (on-the-fly)
$48,576
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6770 W State Route 89a -- #60 0.00mi 2/2.0 960 (-9%) 15mo $44,500 $46 72
6770 W State Route 89a -- #24 0.00mi 2/1.0 900 (-15%) 4mo $6,000 $7 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.14×
Total profit
$86,240
Equity at exit
$8,931
10-year hold
IRR
Equity multiple
11.69×
Total profit
$179,264
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86336

Home prices YoY
-26.1%
Rents YoY
-1.3%
Active inventory
313
Price-to-rent
1.9×

Monthly cashflow live

Estimated rent
$2,580 medium interval (Pro) →
Mortgage (P&I)
$314
Tax est. 1.5%
$75 /mo · $898/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$542
Net cashflow
$1,625

Break-even live

Break-even rent $524
Max offer price $59,900
Occupancy floor 32%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6770 W State Route 89A Unit NA Sedona, AZ 3.0 2.0 1400 $2,495 $1.78 13d 1 0.02mi
3385 Calle del Sol Sedona, AZ 2.0 2.0 1254 $3,300 $2.63 21d 1 0.59mi
3340 W State Route 89A Apt 18 Sedona, AZ 2.0 1.5 1160 $2,100 $1.81 21d 1 0.66mi
145 Navajo Dr Sedona, AZ 1.0–2.0 1.0 805 $2,200 $2.73 13d 4 1.25mi

Listing history 19 events

  1. 2026-06-18
    days on market $59,900 Active 59 DOM
  2. 2026-06-17
    days on market $59,900 Active 58 DOM
  3. 2026-06-16
    days on market $59,900 Active 57 DOM
  4. 2026-06-15
    days on market $59,900 Active 56 DOM
  5. 2026-06-14
    days on market $59,900 Active 54 DOM
  6. 2026-06-13
    statusdays on market $59,900 Active 53 DOM
  7. 2026-06-10
    days on market $59,900 Under Contract Accepting Backups 51 DOM
  8. 2026-06-09
    days on market $59,900 Under Contract Accepting Backups 50 DOM
  9. 2026-06-08
    days on market $59,900 Under Contract Accepting Backups 49 DOM
  10. 2026-06-07
    statusdays on market $59,900 Under Contract Accepting Backups 48 DOM
  11. 2026-06-02
    days on market $59,900 Active 43 DOM
  12. 2026-06-01
    days on market $59,900 Active 42 DOM
  13. 2026-05-31
    days on market $59,900 Active 41 DOM
  14. 2026-05-30
    days on market $59,900 Active 40 DOM
  15. 2026-04-20
    listed $59,900 Active
  16. 2023-10-03
    soldstatus $74,000 484-char remark
    Show marketing remark (484 chars)

    Beautiful 55+ community at Sedona Shadows, with amenities of swimming pool, Jacuzzi, large clubhouse, billiards rm, large patio and BBQ area. Home has open living and dining area, with galley kitchen. Recently remodeled guest bathroom. Vinyl plank floors in the kitchen, dining area, hallway and bathrooms. Carpet in bedrooms and living area. Large Master Bedroom with patio access and ensuite bathroom. Wonderful home for easy living lifestyle and seller to pay first month lot rent.

  17. 2023-05-24
    listed $82,500 484-char remark
    Show marketing remark (484 chars)

    Beautiful 55+ community at Sedona Shadows, with amenities of swimming pool, Jacuzzi, large clubhouse, billiards rm, large patio and BBQ area. Home has open living and dining area, with galley kitchen. Recently remodeled guest bathroom. Vinyl plank floors in the kitchen, dining area, hallway and bathrooms. Carpet in bedrooms and living area. Large Master Bedroom with patio access and ensuite bathroom. Wonderful home for easy living lifestyle and seller to pay first month lot rent.

  18. 2021-10-26
    soldstatus $38,000 167-char remark
    Show marketing remark (167 chars)

    Charming home in Sedona Shadows with cosmetic updates, newer appliances, and furniture included. 55+ community, lot rent is $1005/month. Home sold in as-is condition.

  19. 2021-08-20
    listed $39,900 167-char remark
    Show marketing remark (167 chars)

    Charming home in Sedona Shadows with cosmetic updates, newer appliances, and furniture included. 55+ community, lot rent is $1005/month. Home sold in as-is condition.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,965
− Mortgage interest
−$3,355
− Property taxes
−$898
− Insurance
−$300
− Repairs & maintenance
−$2,477
− Management
−$2,477
− Depreciation
−$1,743
Taxable income
$19,715
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,732
After-tax cash flow
$14,763/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This charming 55+ community home is in good condition with recent updates and a fresh exterior. It offers a blend of comfort and style, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both paint exterior — enhances curb appeal and value
  • Both replace carpet in bedrooms — improves comfort and appearance
  • Resale clean and organize kitchen — improves functionality and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both paint exterior — enhances curb appeal and value
  • Both replace carpet in bedrooms — improves comfort and appearance
  • Resale clean and organize kitchen — improves functionality and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sedona-Oak Creek JUSD #9 (4467)
NCES district ID
0409733
Math proficiency
12% ▼ -12.00%
Reading proficiency
21% ▼ -12.00%
Median HH income
$52,988
Composite
15.27/100
National rank
#9332
State rank
#197 of 249 in AZ

Livability — Sedona

Score
68/100
State rank
#55
US rank
#9645

Category grades

Amenities B+ Commute A+ Cost of living F Crime C+ Employment C Housing C Health & safety C+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sedona, AZ
County
Yavapai County · 190,406 people
City population
18,102
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
11,381
Household income
$68,435
Rent vs Own
27.4% rent · 72.6% own
Severe rent burden
239.0

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 19% Two or more races 7% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Slovak 4% Lithuanian 3% Romanian 3%
Foreign-born
17% · Canada, China
Languages at home
78% English-only · Spanish 16% Russian/Polish/Slavic 2% French/Haitian/Cajun 1%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.06%
Current HPI
408.6459
Rent YoY
▼ -1.29%
Metro
Prescott Valley-Prescott, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+50.1% since first listed
5 events — show timeline
  • 2026-04-20 Listed $59,900 ARMLS
  • 2023-10-03 Sold (MLS) $74,000 ARMLS
  • 2023-05-24 Listed $82,500 ARMLS
  • 2021-10-26 Sold (MLS) $38,000 ARMLS
  • 2021-08-20 Listed $39,900 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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