25103 Thrushwood Ln · Spring, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.8/30.0
- ARV discount +15.0/15.0
- 1% rule +5.3/10.0
- DSCR +4.9/10.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$217,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
Key facts
- Large deck
- Updated kitchen
- Dedicated office
Tags
Property features AI
Finance
- Other: Living area approximately 1,373; Lot about 0.17 acre
- HOA & community: Association: Goodwin & Company; Annual association fee of $455
Exterior
- Parking: Detached garage; 2 garage spaces
- Utilities: Public water; Public sewer
- Home design: Residential property; One story; Full ownership; Slab foundation; Faces unknown
- Construction: Brick construction; Composition roof; Built in 1983
- Exterior features: Fence; Private yard; Corner lot; Backs to greenbelt/park
Interior
- Kitchen: Dishwasher; Electric oven; Electric range; Microwave
- Bedrooms: Primary bedroom, first level (15 x 14); Bedroom, first level (12 x 10); Bedroom, first level (11 x 11)
- Flooring: Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (gas); Central air (gas)
- Interior features: Breakfast bar; Double vanity; Kitchen/family room combo; Pantry; Tub with shower; Window treatments; Ceiling fan(s); Kitchen/dining combo; 1 fireplace
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $217k.
Deal economics
- At list price, monthly cash flow is $98 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $217k).
- Recommended offer: $210k (3.0% below list) — sets the bar for market timing.
- Cap rate 6.8% vs local median 4.5% in Spring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#635 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: crime D, amenities F, commute F.
- Spring ISD (suburban): math 19% / reading 26% proficiency, ranked #730 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: John Winship El (math 29% / reading 29%, grade F, #2,668 of 4,322 statewide, top 63%, 471 students, 72% FRL); Twin Creeks Middle (math 23% / reading 24%, grade F, #1,317 of 1,662 statewide, top 80%, 973 students, 83% FRL); Spring H S (math 12% / reading 21%, grade F, #1,497 of 1,632 statewide, top 92%, 2,760 students, 72% FRL).
- Market conditions: Rents soft (-0.3%/yr); 595 active listings in the ZIP; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 30% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 6.84%
- Cash-on-cash
- 1.94%
- DSCR
- 1.09
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $280,055
- List price
- $217,000
- Delta
- -22.52%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.0%
- Equity multiple
- 0.42×
- Total profit
- $-35,323
- Equity at exit
- $32,355
- IRR
- -16.5%
- Equity multiple
- 0.22×
- Total profit
- $-47,454
- Equity at exit
- $18,762
Cash invested: $60,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77373
- Rents YoY
- -0.3%
- Active inventory
- 595
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,234 medium interval (Pro) →
- Mortgage (P&I)
- −$1,138
- Tax from tax record
- −$400 /mo · $4,800/yr
- Insurance
- −$90
- HOA
- −$38
- Vacancy / Maint / Mgmt
- −$469
- Net cashflow
- $98
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,250
- Closing costs
- $6,510
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $38 · $456/yr
Listing history 43 events
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2026-06-18days on market $217,000 Active 42 DOM
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2026-06-17days on market $217,000 Active 41 DOM
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2026-06-16days on market $217,000 Active 40 DOM
-
2026-06-15days on market $217,000 Active 39 DOM
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2026-06-13days on market $217,000 Active 37 DOM
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2026-06-13days on market $217,000 Active 36 DOM
-
2026-06-09days on market $217,000 Active 33 DOM
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2026-06-08days on market $217,000 Active 32 DOM
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2026-06-07pricedays on market $217,000 Active 31 DOM
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2026-06-04days on market $225,000 Active 28 DOM
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2026-06-03days on market $225,000 Active 27 DOM
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2026-06-02days on market $225,000 Active 26 DOM
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2026-06-01days on market $225,000 Active 25 DOM
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2026-05-31days on market $225,000 Active 24 DOM
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2026-05-07$225,000 Active 911-char remark
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2024-07-05soldstatus
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2024-07-03soldstatus Sold 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-06-18status Pending 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-06-11status Option Pending 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-06-05price $220,000 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-06-04status Active 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-04-16status Pending 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-04-09status Option Pending 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
-
2024-04-01$210,000 Active 486-char remark
Show marketing remark (486 chars)
Welcome to 25103 Thrushwood Lane, where tranquility meets convenience. Nestled on a large corner lot adorned with majestic mature trees, this delightful residence offers the perfect blend of comfort and style. This serene 3-bed, 2-bath haven has tons of natural light, an open floorplan, and no carpet. It also has a wood burning fireplace for cozy evenings and a backyard haven with an oversized deck with partial covering. Perfect for relaxing or hosting. Schedule your showing today!
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2022-05-25historical
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2022-05-23status Active
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2022-05-13status Option Pending
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2022-05-06status Active
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2022-05-06historical
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2022-05-06$210,000 Active
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2021-01-27soldstatus
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2021-01-25soldstatus Sold
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2020-12-28status Pending
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2020-12-21status Option Pending
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2020-12-16status Active
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2020-12-14status Option Pending
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2020-12-09status Active
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2020-11-18status Pending
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2020-11-06status Option Pending
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2020-11-03status Active
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2020-10-29status Option Pending
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2020-10-23$165,000 Active
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1988-07-11soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,800 · $400/mo
- Projected year-2 tax
- $4,800 · $400/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,803
- − Mortgage interest
- −$12,155
- − Property taxes
- −$4,800
- − Insurance
- −$1,085
- − Repairs & maintenance
- −$2,144
- − Management
- −$2,144
- − HOA
- −$456
- − Depreciation
- −$6,313
- Taxable loss
- −$2,295
- Est. tax savings @ 24.0%
- +$551
- After-tax cash flow
- $1,728/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Spring ISD
- NCES district ID
- 4841220
- Math proficiency
- 19% ▼ -13.00%
- Reading proficiency
- 26% ▼ -6.00%
- Median HH income
- $51,584
- Composite
- 20.12/100
- National rank
- #8643
- State rank
- #730 of 826 in TX
Livability — Spring
- Score
- 66/100
- State rank
- #635
- US rank
- #12101
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Spring, TX
- County
- Harris County · 4,702,590 people
- City population
- 430,529
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 69,739
- Household income
- $88,617
- Rent vs Own
- Severe rent burden
- 1050.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 40% White 30% Black 23% Two or more races 22% Asian 3%
- Hispanic origin (detail)
- Mexican 27% Puerto Rican 2% Cuban 2% Dominican 2%
- Common ancestry
- Lithuanian 2% Italian 1% Slovak 1%
- Foreign-born
- 17% · Canada, Jamaica, Vietnam
- Languages at home
- 64% English-only · Spanish 32% Vietnamese 1% Other Indo-European 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.98%
- Current HPI
- 251.7231
- Rent YoY
- ▼ -0.30%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+31.5% since first listed30 events — show timeline
- 2026-06-04 Price Changed $217,000 HARMLS
- 2026-05-07 Listed $225,000 HARMLS
- 2024-07-05 Sold (Public Records) — Public Records
- 2024-07-03 Sold (MLS) — HARMLS
- 2024-06-18 Pending — HARMLS
- 2024-06-11 Pending — HARMLS
- 2024-06-05 Price Changed $220,000 HARMLS
- 2024-06-04 Relisted — HARMLS
- 2024-04-16 Pending — HARMLS
- 2024-04-09 Pending — HARMLS
- 2024-04-01 Listed $210,000 HARMLS
- 2022-05-25 Listing Removed — HARMLS
- 2022-05-23 Relisted — HARMLS
- 2022-05-13 Pending — HARMLS
- 2022-05-06 Relisted — HARMLS
- 2022-05-06 Listed $210,000 HARMLS
- 2022-05-06 Listing Removed — HARMLS
- 2021-01-27 Sold (Public Records) — Public Records
- 2021-01-25 Sold (MLS) — HARMLS
- 2020-12-28 Pending — HARMLS
- 2020-12-21 Pending — HARMLS
- 2020-12-16 Relisted — HARMLS
- 2020-12-14 Pending — HARMLS
- 2020-12-09 Relisted — HARMLS
- 2020-11-18 Pending — HARMLS
- 2020-11-06 Pending — HARMLS
- 2020-11-03 Relisted — HARMLS
- 2020-10-29 Pending — HARMLS
- 2020-10-23 Listed $165,000 HARMLS
- 1988-07-11 Sold (Public Records) — Public Records
Property tax history
+11.7%/yrLatest (2025): $4,800 · +14.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…