441 W Mesquite St · Boise City, ID
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Schools +5.2/10.0
- Appreciation +5.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
$141,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI
Key facts
- Newer oven
- Newer dishwasher
- Vibrant green lawn
Tags
Property features AI
Finance
- Other: Located in Rustic Acres subdivision; Situated in a mobile home park/used as single-family; Public and private road frontage; paved road surface
Exterior
- Parking: 1 covered space; 1-car carport; RV access/parking; Finished driveway
- Utilities: Shared well water; Sewer connected; Cable connected; Broadband internet
- Home design: Mobile/manufactured home (rented lot)
- Construction: Built in 2020; Wood siding; Composition roof
- Exterior features: Full metal fencing; Garden; Sidewalks; Storage shed
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator
- Bedrooms: 4 bedrooms, all on the main level (Primary: 14 x 11; Bedroom 2: 11 x 11; Bedroom 3: 11 x 10; Bedroom 4: 11 x 11)
- Flooring: Carpet; Engineered vinyl plank
- Bathrooms: 2 bathrooms (includes bath in primary bedroom)
- Heating & cooling: Forced air heating with electric and heat pump options; Central air conditioning
- Interior features: Bath in master bedroom; Master bedroom on main level; Split bedroom layout; Walk-in closet(s); Breakfast bar; Pantry; Laminate countertops
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $142k.
Deal economics
- At list price, monthly cash flow is $575 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $142k).
- Recommended offer: $138k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Joint School District No. 2 (suburban): math 53% / reading 67% proficiency, ranked #11 of 92 in ID (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Ustick Elementary School (math 32% / reading 37%, grade F, #272 of 357 statewide, top 80%, 357 students, 60% FRL); Centennial High School (math 53% / reading 76%, grade B-, #10 of 169 statewide, top 7%, 1,931 students, 22% FRL) — zoned schools average 41% FRL vs 23% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 1 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($981 loan paydown + $4k appreciation (3.0% local appreciation)).
- Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $40k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 11.15%
- Cash-on-cash
- 17.36%
- DSCR
- 1.77
- GRM
- 6.0
CMA / ARV
- ARV (on-the-fly)
- $110,160
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 441 W Mesquite St | 0.00mi | 4/2.0 | 1,296 (0%) | 0mo | $141,900 | $109 | 100 |
| 507 N Meadowland Dr | 0.10mi | 3/2.0 (-1) | 1,296 (0%) | 8mo | $79,900 | $62 | 83 |
| 260 N Checola Cir | 0.26mi | 3/1.5 (-1) | 1,248 (-4%) | 2mo | $85,000 | $68 | 73 |
| 551 Silver City Dr | 0.16mi | 3/2.0 (-1) | 1,200 (-7%) | 7mo | $100,000 | $83 | 69 |
| 602 Empress | 0.08mi | 3/2.0 (-1) | 1,404 (+8%) | 10mo | $119,900 | $85 | 69 |
| 621 Timathy St | 0.13mi | 3/2.0 (-1) | 1,152 (-11%) | 3mo | $74,990 | $65 | 68 |
| 130 N Rainbow Dr | 0.32mi | 3/2.0 (-1) | 1,248 (-4%) | 12mo | $139,900 | $112 | 64 |
| 392 Silver City Dr | 0.15mi | 3/2.0 (-1) | 1,430 (+10%) | 11mo | $162,000 | $113 | 62 |
| 529 N Meadowland Cir | 0.09mi | 3/2.0 (-1) | 1,152 (-11%) | 13mo | $85,000 | $74 | 62 |
| 1349 N Meadowland Ln | 0.28mi | 3/2.0 (-1) | 1,152 (-11%) | 7mo | $131,900 | $114 | 58 |
| 137 Rainbow Dr | 0.34mi | 3/2.0 (-1) | 1,152 (-11%) | 5mo | $137,000 | $119 | 57 |
| 1247 N Timathy Rd | 0.25mi | 3/2.0 (-1) | 1,152 (-11%) | 11mo | $95,000 | $82 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.8%
- Equity multiple
- 2.35×
- Total profit
- $53,740
- Equity at exit
- $63,804
- IRR
- 24.7%
- Equity multiple
- 4.53×
- Total profit
- $140,056
- Equity at exit
- $98,330
Cash invested: $39,732 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83713-7918
- Active inventory
- 1
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,969 high interval (Pro) →
- Mortgage (P&I)
- −$744
- Tax est. 1.5%
- −$177 /mo · $2,128/yr
- Insurance
- −$59
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$414
- Net cashflow
- $575
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,475
- Closing costs
- $4,257
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10096 W Garverdale Ln Boise, ID | 3.0 | 2.0 | 1113 | $1,600 | $1.44 | 23d | 1 | 0.91mi |
| 3848 E Presidential Dr Meridian, ID | 3.0 | 3.0 | 1356 | $2,250 | $1.66 | 14d | 1 | 1.25mi |
| 2663 N Fastwater Ave Boise, ID | 3.0 | 2.0 | 1204 | $1,795 | $1.49 | 14d | 1 | 1.26mi |
| 11274 W Race St Boise, ID | 3.0 | 2.5 | 1744 | $2,150 | $1.23 | 14d | 1 | 1.33mi |
| 10887 W Ustick Rd Boise, ID | 2.0–3.0 | 1.0–2.0 | 874 | $1,605 | $1.84 | 2d | 3 | 1.41mi |
| 12401 W Norristown St Boise, ID | 3.0 | 2.0 | 1343 | $1,950 | $1.45 | 2d | 1 | 1.41mi |
| 8973 W Irving St Bldg 6 Boise, ID | 3.0 | 2.5 | 1524 | $2,250 | $1.48 | 14d | 1 | 1.42mi |
| 930 N Maple Grove Rd Boise, ID | 1.0–3.0 | 1.0–2.0 | 950 | $2,333 | $2.46 | 2d | 14 | 1.48mi |
Listing history 7 events
-
2026-04-29status Pending
-
2026-04-09price $141,900
-
2026-03-01$145,000 Active
-
2024-01-30price $90,000 680-char remark
Show marketing remark (680 chars)
SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI
-
2024-01-30soldstatus Sold 680-char remark
Show marketing remark (680 chars)
SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI
-
2024-01-16status Pending 680-char remark
Show marketing remark (680 chars)
SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI
-
2023-12-15$109,900 Active 680-char remark
Show marketing remark (680 chars)
SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $23,629
- − Mortgage interest
- −$7,949
- − Property taxes
- −$2,128
- − Insurance
- −$710
- − Repairs & maintenance
- −$1,890
- − Management
- −$1,890
- − Depreciation
- −$4,128
- Taxable income
- $4,933
- Est. tax owed @ 24.0%
- −$1,184
- After-tax cash flow
- $5,715/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Joint School District No. 2
- NCES district ID
- 1602100
- Math proficiency
- 53% ▼ -6.00%
- Reading proficiency
- 67% ▼ -1.00%
- Median HH income
- $64,573
- Composite
- 52.42/100
- National rank
- #1576
- State rank
- #11 of 92 in ID
Livability — Boise City
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Boise City, ID
Population outlook (Ada County) Hauer SSP2
- Today (2025)
- 535,818 people
- By 2030
- 585,751 · +9.3%
- By 2040
- 682,435 · +27.4%
- By 2050
- 775,818 · +44.8%
- By 2075
- 994,458 · +85.6%
- By 2100
- 1,148,884 · +114.4%
Not yet ingested
- Political lean
- —
- Race & ethnicity
- —
- Common origin
- —
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+29.1% since first listed7 events — show timeline
- 2026-04-29 Pending — IMLS
- 2026-04-09 Price Changed $141,900 IMLS
- 2026-03-01 Listed $145,000 IMLS
- 2024-01-30 Price Changed $90,000 IMLS
- 2024-01-30 Sold (MLS) — IMLS
- 2024-01-16 Pending — IMLS
- 2023-12-15 Listed $109,900 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…