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441 W Mesquite St
B- Composite 66.62
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.9/10.0
  • Schools +5.2/10.0
  • Appreciation +5.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$141,900

441 W Mesquite St · Boise City, ID 83713-7918
4 bd · 2.0 ba · 1,296 sqft · Manufactured · 59 Days on market
Built 2020 Est $110k · 29% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI

Key facts

  • Newer oven
  • Newer dishwasher
  • Vibrant green lawn

Tags

LUSH LANDSCAPINGVIBRANT GREEN LAWNFRESH INTERIOR PAINTUPGRADED APPLIANCESNEWER OVENNEWER DISHWASHER

Property features AI

Finance

  • Other: Located in Rustic Acres subdivision; Situated in a mobile home park/used as single-family; Public and private road frontage; paved road surface

Exterior

  • Parking: 1 covered space; 1-car carport; RV access/parking; Finished driveway
  • Utilities: Shared well water; Sewer connected; Cable connected; Broadband internet
  • Home design: Mobile/manufactured home (rented lot)
  • Construction: Built in 2020; Wood siding; Composition roof
  • Exterior features: Full metal fencing; Garden; Sidewalks; Storage shed

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator
  • Bedrooms: 4 bedrooms, all on the main level (Primary: 14 x 11; Bedroom 2: 11 x 11; Bedroom 3: 11 x 10; Bedroom 4: 11 x 11)
  • Flooring: Carpet; Engineered vinyl plank
  • Bathrooms: 2 bathrooms (includes bath in primary bedroom)
  • Heating & cooling: Forced air heating with electric and heat pump options; Central air conditioning
  • Interior features: Bath in master bedroom; Master bedroom on main level; Split bedroom layout; Walk-in closet(s); Breakfast bar; Pantry; Laminate countertops
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $142k.

Deal economics

  • At list price, monthly cash flow is $575 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $142k).
  • Recommended offer: $138k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Joint School District No. 2 (suburban): math 53% / reading 67% proficiency, ranked #11 of 92 in ID (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Ustick Elementary School (math 32% / reading 37%, grade F, #272 of 357 statewide, top 80%, 357 students, 60% FRL); Centennial High School (math 53% / reading 76%, grade B-, #10 of 169 statewide, top 7%, 1,931 students, 22% FRL) — zoned schools average 41% FRL vs 23% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 1 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($981 loan paydown + $4k appreciation (3.0% local appreciation)).
  • Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $40k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $137,643 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.39%
Cap rate
11.15%
Cash-on-cash
17.36%
DSCR
1.77
GRM
6.0

CMA / ARV

ARV (on-the-fly)
$110,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
441 W Mesquite St 0.00mi 4/2.0 1,296 (0%) 0mo $141,900 $109 100
507 N Meadowland Dr 0.10mi 3/2.0 (-1) 1,296 (0%) 8mo $79,900 $62 83
260 N Checola Cir 0.26mi 3/1.5 (-1) 1,248 (-4%) 2mo $85,000 $68 73
551 Silver City Dr 0.16mi 3/2.0 (-1) 1,200 (-7%) 7mo $100,000 $83 69
602 Empress 0.08mi 3/2.0 (-1) 1,404 (+8%) 10mo $119,900 $85 69
621 Timathy St 0.13mi 3/2.0 (-1) 1,152 (-11%) 3mo $74,990 $65 68
130 N Rainbow Dr 0.32mi 3/2.0 (-1) 1,248 (-4%) 12mo $139,900 $112 64
392 Silver City Dr 0.15mi 3/2.0 (-1) 1,430 (+10%) 11mo $162,000 $113 62
529 N Meadowland Cir 0.09mi 3/2.0 (-1) 1,152 (-11%) 13mo $85,000 $74 62
1349 N Meadowland Ln 0.28mi 3/2.0 (-1) 1,152 (-11%) 7mo $131,900 $114 58
137 Rainbow Dr 0.34mi 3/2.0 (-1) 1,152 (-11%) 5mo $137,000 $119 57
1247 N Timathy Rd 0.25mi 3/2.0 (-1) 1,152 (-11%) 11mo $95,000 $82 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.8%
Equity multiple
2.35×
Total profit
$53,740
Equity at exit
$63,804
10-year hold
IRR
24.7%
Equity multiple
4.53×
Total profit
$140,056
Equity at exit
$98,330

Cash invested: $39,732 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83713-7918

Active inventory
1
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,969 high interval (Pro) →
Mortgage (P&I)
$744
Tax est. 1.5%
$177 /mo · $2,128/yr
Insurance
$59
HOA
$0
Vacancy / Maint / Mgmt
$414
Net cashflow
$575

Break-even live

Break-even rent $1,241
Max offer price $141,900
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,475
Closing costs
$4,257
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10096 W Garverdale Ln Boise, ID 3.0 2.0 1113 $1,600 $1.44 23d 1 0.91mi
3848 E Presidential Dr Meridian, ID 3.0 3.0 1356 $2,250 $1.66 14d 1 1.25mi
2663 N Fastwater Ave Boise, ID 3.0 2.0 1204 $1,795 $1.49 14d 1 1.26mi
11274 W Race St Boise, ID 3.0 2.5 1744 $2,150 $1.23 14d 1 1.33mi
10887 W Ustick Rd Boise, ID 2.0–3.0 1.0–2.0 874 $1,605 $1.84 2d 3 1.41mi
12401 W Norristown St Boise, ID 3.0 2.0 1343 $1,950 $1.45 2d 1 1.41mi
8973 W Irving St Bldg 6 Boise, ID 3.0 2.5 1524 $2,250 $1.48 14d 1 1.42mi
930 N Maple Grove Rd Boise, ID 1.0–3.0 1.0–2.0 950 $2,333 $2.46 2d 14 1.48mi

Listing history 7 events

  1. 2026-04-29
    status Pending
  2. 2026-04-09
    price $141,900
  3. 2026-03-01
    listed $145,000 Active
  4. 2024-01-30
    price $90,000 680-char remark
    Show marketing remark (680 chars)

    SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI

  5. 2024-01-30
    soldstatus Sold 680-char remark
    Show marketing remark (680 chars)

    SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI

  6. 2024-01-16
    status Pending 680-char remark
    Show marketing remark (680 chars)

    SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI

  7. 2023-12-15
    listed $109,900 Active 680-char remark
    Show marketing remark (680 chars)

    SELLER IS OFFERING TO PAY 2nd, 4th and 6th month of space rent with full price offer. Space rent is $970/ mo. $2910. In your pocket! Welcome home to Rustic Acres, a family park. We have a 2020 Fleetwood Waverly Crest ready for your family to call home! The landscaping and luxurious green grass are beautiful and well maintained. All appliances stay with the home. Large walk-in closet compliments the large master suite. There is RV storage, clubhouse with activities, a dog park and playground for the kiddos! Conveniently located right off Fairview; close to 84, with shopping, and restaurants. Park can offer in house financing. Please remove shoes / use shoe covers. B/BATVAI

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,629
− Mortgage interest
−$7,949
− Property taxes
−$2,128
− Insurance
−$710
− Repairs & maintenance
−$1,890
− Management
−$1,890
− Depreciation
−$4,128
Taxable income
$4,933
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,184
After-tax cash flow
$5,715/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Joint School District No. 2
NCES district ID
1602100
Math proficiency
53% ▼ -6.00%
Reading proficiency
67% ▼ -1.00%
Median HH income
$64,573
Composite
52.42/100
National rank
#1576
State rank
#11 of 92 in ID

Livability — Boise City

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Boise City, ID

Population outlook (Ada County) Hauer SSP2

Today (2025)
535,818 people
By 2030
585,751 · +9.3%
By 2040
682,435 · +27.4%
By 2050
775,818 · +44.8%
By 2075
994,458 · +85.6%
By 2100
1,148,884 · +114.4%

Not yet ingested

Political lean
Race & ethnicity
Common origin
Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+29.1% since first listed
7 events — show timeline
  • 2026-04-29 Pending IMLS
  • 2026-04-09 Price Changed $141,900 IMLS
  • 2026-03-01 Listed $145,000 IMLS
  • 2024-01-30 Price Changed $90,000 IMLS
  • 2024-01-30 Sold (MLS) IMLS
  • 2024-01-16 Pending IMLS
  • 2023-12-15 Listed $109,900 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…