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1155 Warburton Ave Unit 2S
F Composite 32.7
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.7/15.0
  • Schools +5.9/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Cash flow +2.6/30.0
  • 1% rule +1.6/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$395,000

1155 Warburton Ave Unit 2S · Yonkers, NY 10701
1 bd · 1.0 ba · 833 sqft · Condo · 27 Days on market
Built 1979 Good condition Garage $474/sqft · 9% below area Est $435k · 9% under $687/mo HOA · 26% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to waterfront living at the Riverview Club Condominium. This spacious 1-bedroom residence is filled with natural light and showcases views of the Hudson River, George Washington Bridge, and NYC skyline from the living room, private covered balcony, and bedroom. Freshly painted with brand-new vinyl wood flooring throughout, the home offers a bright, refreshed interior and plenty of closet and storage space. The kitchen and bathroom offer an excellent opportunity for the new owner to renovate, personalize, and create spaces that reflect their own style. In-unit washer and dryer hookups are permitted. A deeded indoor garage parking space is included in the purchase price.

Key facts

  • Sauna
  • Heated outdoor pool
  • 24 hour concierge

Tags

VIEWS OF THE HUDSON RIVERPRIVATE COVERED BALCONY24 HOUR CONCIERGEHEATED OUTDOOR POOLFULLY EQUIPPED FITNESS CENTERSAUNA

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $395k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-1k ($-16k/yr) — negative.
  • To cash-flow at today's rent, offer at most $199k (49.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $261k (34.0% below list).
  • Recommended offer: $199k (49.7% below list) — sets the bar for cash-flow.
  • Cap rate 2.2% vs local median 5.2% in Yonkers — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
  • Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Yonkers Early Childhood Academy (327 students, 72% FRL); Yonkers Middle School (math 17% / reading 37%, grade F, #587 of 729 statewide, top 81%, 601 students, 88% FRL); Yonkers High School (math 92% / reading 88%, grade A+, #238 of 1,100 statewide, top 23%, 1,060 students, 76% FRL) — zoned schools average 79% FRL vs 64% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.4%/yr); 271 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 71% of comp listings sitting > 30 days — soft ceiling on asking rent; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
  • At $2,608/mo this rent would consume 48% of the median local household income ($65k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($389k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 26% of rent.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $198,677 (49.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.66%
Cap rate
2.17%
Cash-on-cash
-14.72%
DSCR
0.35
GRM
12.6

CMA / ARV

ARV (median comp)
$435,457
List price
$395,000
Delta
-9.29%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1116 Warburton Ave Unit 2J 0.05mi 1/1.0 795 (-5%) 0mo $366,000 $460 90
1155 Warburton Ave Unit 6H 0.00mi 1/1.0 759 (-9%) 2mo $387,500 $511 83
1085 Warburton Ave #304 0.17mi 2/1.0 (+1) 950 (+14%) 1mo $360,000 $379 63
1 Hawley Ter Unit 1F 0.30mi 1/1.0 725 (-13%) 2mo $195,000 $269 63
76 Dehaven Dr Unit 6L 0.83mi 1/1.0 845 (+1%) 2mo $189,000 $224 61
1085 Warburton #621 0.17mi 2/1.0 (+1) 980 (+18%) 3mo $350,000 $357 60
120 Dehaven Dr #436 0.69mi 1/1.0 900 (+8%) 3mo $180,000 $200 52
44 Dehaven Dr Unit 1D 0.87mi 2/1.0 (+1) 900 (+8%) 1mo $230,000 $256 46
555 Broadway Unit 5C 1.44mi 1/1.0 685 (-18%) 1mo $415,000 $606 39
709 Warburton Ave Unit 6E 1.10mi 1/1.0 697 (-16%) 3mo $185,000 $265 38
8 Cascade Ter Unit 1D 0.93mi 2/1.0 (+1) 950 (+14%) 1mo $249,900 $263 36
6 Dehaven Dr Unit 2E 0.76mi 2/1.0 (+1) 1,000 (+20%) 2mo $165,000 $165 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.39% rent growth · sell at horizon

5-year hold
IRR
-42.1%
Equity multiple
-0.32×
Total profit
$-146,260
Equity at exit
$58,896
10-year hold
IRR
-56.4%
Equity multiple
-1.00×
Total profit
$-221,147
Equity at exit
$34,152

Cash invested: $110,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
5 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City Yonkers
5 Strongly Tenant-Friendly · D+20
Westchester rent guidelines board.

Active competition Active MLS

For sale now
0 active · 2 under contract

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 10701

Rents YoY
4.4%
Active inventory
271
Price-to-rent
12.6×

Monthly cashflow live

Estimated rent
$2,608 high interval (Pro) →
Mortgage (P&I)
$2,071
Tax est. 1.5%
$494 /mo · $5,925/yr
Insurance
$165
HOA
$687
Vacancy / Maint / Mgmt
$548
Net cashflow
$-1,357

Break-even live

Break-even rent $4,325
Max offer price $198,677
Occupancy floor

Sensitivity live

Price -10% $-1,084 -5% $-1,220 +0% $-1,357 +5% $-1,493 +10% $-1,630
Rent -10% $-1,563 -5% $-1,460 +0% $-1,357 +5% $-1,254 +10% $-1,151
Rate -1.0pp $-1,158 -0.5pp $-1,256 base $-1,357 +0.5pp $-1,459 +1.0pp $-1,563

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$98,750
Closing costs
$11,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1155 Warburton Ave Unit 8Y Yonkers, NY 1.0 1.0 644 $2,700 $4.19 70d 1 0.02mi
1116 Warburton Ave Apt 2G Yonkers, NY 1.0 1.0 795 $2,550 $3.21 6d 1 0.06mi
1133 Warburton Ave Yonkers, NY 1.0–2.0 1.0–2.0 905 $2,875 $3.18 0d 10 0.08mi
1085 Warburton Ave Apt 114 Yonkers, NY 2.0 1.0 980 $2,500 $2.55 72d 1 0.16mi
1077 Warburton Ave Yonkers, NY 1.0–2.0 1.0–2.0 987 $3,595 $3.64 0d 6 0.22mi
737 Warburton Ave Unit 1L Yonkers, NY 1.0 1.0 900 $2,100 $2.33 139d 1 0.99mi
7 Corbalis Pl Yonkers, NY 2.0 1.0 900 $2,500 $2.78 139d 1 1.01mi
228 Roberts Ave Yonkers, NY 2.0 1.0 936 $3,500 $3.74 5d 1 1.06mi
437 Warburton Ave Unit 2 Hastings-On-Hudson, NY 2.0 1.0 850 $2,700 $3.18 70d 1 1.15mi
199 Hoover Rd Yonkers, NY 2.0 1.0 950 $1,875 $1.97 45d 1 1.16mi
703 Palisade Ave Unit Third Floor Yonkers, NY 2.0 1.0 900 $2,000 $2.22 99d 1 1.18mi
596 Warburton Ave Yonkers, NY 1.0 1.0 650 $1,975 $3.04 69d 1 1.33mi
141 Southside Ave Apt 2 Hastings-On-Hudson, NY 1.0 1.0 700 $1,995 $2.85 5d 1 1.36mi
42 Main St Apt 1F Hastings-On-Hudson, NY 1.0 1.0 700 $2,250 $3.21 79d 1 1.36mi
537 Warburton Ave Hastings-On-Hudson, NY 2.0 1.0 850 $3,000 $3.53 40d 1 1.39mi
16 Spring St Unit 2C Hastings-On-Hudson, NY 1.0 1.0 600 $2,800 $4.67 101d 1 1.41mi
572 Warburton Ave Unit 2E Hastings-On-Hudson, NY 1.0 1.0 700 $2,750 $3.93 57d 1 1.47mi

Property features AI

Finance

Other
Community amenities include fitness center and pool
HOA & community
Association managed by Ferrara Management GroupMonthly association feeAssociation amenities include concierge, elevator(s), fitness center, lounge, pool, sauna, parking, landscaping, maintenance (grounds and exterior), security, trash and snow removalAssociation fee covers heat, hot water, gas, water, sewer, pool service, exterior and common area maintenance, grounds care, trash and snow removalAdditional monthly capital improvement & repairs fee

Exterior

Parking
Assigned covered parkingAttached garage with garage door opener (1 garage space)Off-street and on-street parking availablePrivate parking
Security
Building securityVideo camerasSmoke detectors
Utilities
Con Edison electricNatural gas connectedPublic sewerWater connectedTrash collection (private)Sewer connected
Home design
CondominiumLocated on the second floorOne level within a 12-story buildingProperty in actual condition
Construction
Other construction materialsOther foundation type
Exterior features
BalconyTerraceOutdoor pool (vinyl) with electric heatOutdoor spaceBuilding offers landscaping

Interior

Kitchen
DishwasherGas ovenGas rangeRefrigerator
Bedrooms
One-level unit (Entry level: 2)
Flooring
Vinyl flooringWood flooring
Bathrooms
1 full bathroom
Heating & cooling
Baseboard heatingWall/window air conditioning units
Interior features
Ceiling fan(s)Galley-style kitchenFloor-to-ceiling and oversized windows with screensTerraceOutdoor space and pool/spa accessPets allowed
Laundry & utility
Common area laundry room

HOA detail $687/mo · $8,244/yr condo

Likely covers
water
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-09-23
    days on market $395,000 Active 27 DOM
  2. 2026-09-22
    days on market $395,000 Active 26 DOM
  3. 2026-09-21
    days on market $395,000 Active 25 DOM
  4. 2026-09-20
    days on market $395,000 Active 24 DOM
  5. 2026-09-19
    days on market $395,000 Active 23 DOM
  6. 2026-09-18
    days on market $395,000 Active 22 DOM
  7. 2026-09-17
    days on market $395,000 Active 21 DOM
  8. 2026-09-16
    days on market $395,000 Active 20 DOM
  9. 2026-09-15
    days on market $395,000 Active 19 DOM
  10. 2026-09-14
    days on market $395,000 Active 18 DOM
  11. 2026-09-13
    days on market $395,000 Active 17 DOM
  12. 2026-09-12
    days on market $395,000 Active 16 DOM
  13. 2026-09-11
    days on market $395,000 Active 15 DOM
  14. 2026-09-05
    days on market $395,000 Active 9 DOM
  15. 2026-09-04
    days on market $395,000 Active 8 DOM
  16. 2026-09-02
    days on market $395,000 Active 6 DOM
  17. 2026-08-31
    days on market $395,000 Active 4 DOM
  18. 2026-08-30
    days on market $395,000 Active 3 DOM
  19. 2026-08-29
    days on market $395,000 Active 2 DOM
  20. 2026-08-28
    pricedays on marketlisting id $395,000 Active 1 DOM
  21. 2026-07-22
    days on market $375,000 Active 47 DOM
  22. 2026-07-21
    days on market $375,000 Active 46 DOM
  23. 2026-07-20
    days on market $375,000 Active 45 DOM
  24. 2026-07-18
    days on market $375,000 Active 43 DOM
  25. 2026-07-18
    days on market $375,000 Active 42 DOM
  26. 2026-07-16
    days on market $375,000 Active 41 DOM
  27. 2026-07-15
    days on market $375,000 Active 40 DOM
  28. 2026-07-14
    days on market $375,000 Active 39 DOM
  29. 2026-07-13
    days on market $375,000 Active 38 DOM
  30. 2026-07-13
    days on market $375,000 Active 37 DOM
  31. 2026-07-11
    days on market $375,000 Active 36 DOM
  32. 2026-07-10
    days on market $375,000 Active 35 DOM
  33. 2026-07-09
    days on market $375,000 Active 34 DOM
  34. 2026-07-07
    days on market $375,000 Active 32 DOM
  35. 2026-07-06
    days on market $375,000 Active 31 DOM
  36. 2026-07-06
    days on market $375,000 Active 30 DOM
  37. 2026-07-05
    days on market $375,000 Active 29 DOM
  38. 2026-07-03
    days on market $375,000 Active 28 DOM
  39. 2026-07-02
    days on market $375,000 Active 27 DOM
  40. 2026-07-01
    days on market $375,000 Active 26 DOM
  41. 2026-06-30
    days on market $375,000 Active 25 DOM
  42. 2026-06-29
    days on market $375,000 Active 24 DOM
  43. 2026-06-28
    days on market $375,000 Active 23 DOM
  44. 2026-06-27
    days on market $375,000 Active 22 DOM
  45. 2026-06-26
    days on market $375,000 Active 21 DOM
  46. 2026-06-24
    days on market $375,000 Active 19 DOM
  47. 2026-06-22
    days on market $375,000 Active 17 DOM
  48. 2026-06-21
    days on market $375,000 Active 16 DOM
  49. 2026-06-18
    days on market $375,000 Active 13 DOM
  50. 2026-06-17
    days on market $375,000 Active 12 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 14% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,291
− Mortgage interest
−$22,126
− Property taxes
−$5,925
− Insurance
−$1,975
− Repairs & maintenance
−$2,503
− Management
−$2,503
− HOA
−$8,244
− Depreciation
−$11,491
Taxable loss
−$23,476
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,634
After-tax cash flow
$-10,647/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $4,165–$12,495 screening

This 1-bedroom condo at The Riverview Club Condominium is in good condition with modern amenities and Hudson River views. It is ready for a fresh coat of paint and new flooring to enhance its curb appeal and interior aesthetics.

Value-add opportunities

  • Both Painting — Fresh paint can enhance the home's curb appeal and interior aesthetics
  • Both Flooring — New flooring can improve the home's overall appearance and increase its value
  • Resale Kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value
  • Resale Bathroom fixtures — Upgraded bathroom fixtures can increase the home's resale value and attract more buyers

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Yonkers Early Childhood Academy Middle Yonkers Middle School F NY #587/729 Nat'l #9,793/14,009 High Yonkers High School A+ NY #238/1,100 Nat'l #387/17,239

Schools (NCES district)

District
Yonkers City School District
NCES district ID
3631920
Math proficiency
41% ▼ -1.00%
Reading proficiency
54% ▲ 14.00%
Median HH income
$58,042
Composite
41.43/100
National rank
#3471
State rank
#413 of 590 in NY
C Composite livability gradescore 68/100

Livability — Yonkers

Score
68/100
State rank
#528
US rank
#9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yonkers, NY
County
Westchester County · 1,028,035 people
City population
212,407
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
70,676
Household income
$64,776
Rent vs Own
73.3% rent · 26.7% own
Severe rent burden
11% of renters

Population outlook (Westchester County) Hauer SSP2

Today (2025)
1,028,035 people
By 2030
1,051,636 · +2.3%
By 2040
1,098,520 · +6.9%
By 2050
1,136,044 · +10.5%
By 2075
1,196,925 · +16.4%
By 2100
1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 11% Puerto Rican 9% Dominican 19%
Common ancestry
Romanian 1% Russian 1% Subsaharan African 1%
Foreign-born
35% · Canada, Jamaica, South Korea
Languages at home
45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Westchester

2024 margin
Strong D (+26.3) · D 63.1% · R 36.9%
2008→2024 swing
-1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
All cycles
2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

Civics

Price history

+5.3% since first listed
2 events — show timeline
  • 2026-08-27 Listed $395,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-06-05 Listed $375,000 OneKey® MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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