1506 Gainey Ave · Flint, MI 48503

$69,900

2 bd · 1.5 ba · 1,083 sqft · SingleFamily public records · 84 Days on market

Built 1926 0.25 ac lot Est $54k · 29% over ↓ 7% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.7/10.0
• Rent growth +5.0/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

Key facts

• Natural lighting
• Double corner lot
• Full bathroom

Tags

• FENCED-IN BACKYARD
• DOUBLE CORNER LOT
• ORIGINAL HARDWOOD FLOORS
• NATURAL LIGHTING
• PARTIALLY FINISHED BASEMENT
• FULL BATHROOM

Property features AI

Exterior

• Parking: Detached 2-car garage; Paved road access
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One and one-half stories; Ground-level entry with steps; Aluminum siding
• Construction: Asphalt roof; Block foundation; Built with aluminum siding
• Exterior features: Deck; Backyard fencing (fenced)

Interior

• Bathrooms: One full bathroom; One half bathroom
• Heating & cooling: Forced air heating (natural gas); Ceiling fans; Window air conditioning units
• Interior features: Fireplace in the family room; Partially finished basement; Five total rooms

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $263 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $66k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 74/100 on livability (#196 in MI, #4,946 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, crime F, employment F.
• Flint School District (urban): math 7% / reading 13% proficiency, ranked #714 of 760 in MI (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+12.3%/yr); 135 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 419 units permitted in Genesee County in 2024 (68 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Genesee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $20k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
• 20 sale attempts since 25y ago; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $21k; list at $70k implies a 233% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; built in 1926 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $65,706 (6.0% below list)

Questions for the listing agent

1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 10.81%
• Cash-on-cash: 16.13%
• DSCR: 1.72
• GRM: 5.7

CMA / ARV

• ARV (on-the-fly): $54,150
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1555 Bradley Ave	0.11mi	3/1.0 (+1)	1,107 (+2%)	3mo	$45,000	$41	82
2621 Swayze St	0.20mi	2/1.0	1,043 (-4%)	3mo	$76,950	$74	80
1114 Clancy Ave	0.33mi	2/1.0	1,009 (-7%)	3mo	$36,000	$36	68
2624 Miller Rd	0.08mi	3/2.0 (+1)	1,220 (+13%)	4mo	$82,000	$67	65
2429 Brown St	0.20mi	2/1.0	933 (-14%)	4mo	$8,500	$9	62
1205 Stocker Ave	0.51mi	3/1.5 (+1)	1,024 (-5%)	5mo	$55,000	$54	58
1010 Hughes Ave	0.50mi	2/1.0	996 (-8%)	6mo	$50,000	$50	56
3522 Whitney Ave	0.70mi	3/1.5 (+1)	1,100 (+2%)	8mo	$41,500	$38	54
3018 Fielding St	0.54mi	3/1.0 (+1)	993 (-8%)	1mo	$21,000	$21	53
1202 Hughes Ave	0.43mi	2/1.0	950 (-12%)	6mo	$20,000	$21	53
924 Hammond Ave	0.48mi	3/1.0 (+1)	948 (-12%)	5mo	$51,000	$54	45
2710 Mansfield Ave	0.63mi	3/1.0 (+1)	1,200 (+11%)	4mo	$115,000	$96	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 13.1%
• Equity multiple: 1.56×
• Total profit: $10,913
• Equity at exit: $10,422

10-year hold

• IRR: 25.9%
• Equity multiple: 3.86×
• Total profit: $56,002
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48503

• Home prices YoY: -27.7%
• Rents YoY: 12.3%
• Active inventory: 135
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,027 high
• Mortgage (P&I): −$367
• Tax from tax record: −$152 /mo · $1,827/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$216
• Net cashflow: $263

Break-even live

Break-even rent $694

Max offer price $69,900

Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1410 Bradley Ave Flint, MI	3.0	1.5	1160	$995	$0.86	21d	1	0.16mi
2610 Swayze St Flint, MI	3.0	1.5	1194	$950	$0.80	21d	1	0.22mi
3701 Whitney Ave Flint, MI	2.0	1.0	850	$900	$1.06	14d	1	0.79mi
806 Barney Ave Flint, MI	2.0	1.0	1000	$1,000	$1.00	21d	1	0.82mi
3901 Herrick St Flint, MI	3.0	1.5	1100	$1,300	$1.18	14d	1	0.91mi
314 Sheffield Ave Flint, MI	2.0	1.0	896	$1,250	$1.40	21d	1	0.92mi
3929 Larchmont St Flint, MI	2.0	1.0	900	$1,100	$1.22	14d	1	0.98mi
1426 Pettibone Ave Flint, MI	2.0	1.0	750	$900	$1.20	21d	1	1.19mi
2428 Norbert St Flint, MI	3.0	1.0	1200	$1,250	$1.04	21d	1	1.27mi
2544 Tyrone St Flint, MI	2.0	1.0	1440	$825	$0.57	14d	1	1.42mi
2198 Utley Rd Flint, MI	3.0	2.0	1400	$1,400	$1.00	44d	1	1.49mi

Listing history 50 events

1. 2026-06-18
   days on market $69,900 Active 84 DOM
2. 2026-06-17
   days on market $69,900 Active 83 DOM
3. 2026-06-16
   days on market $69,900 Active 82 DOM
4. 2026-06-15
   days on market $69,900 Active 81 DOM
5. 2026-06-14
   days on market $69,900 Active 79 DOM
6. 2026-06-13
   days on market $69,900 Active 78 DOM
7. 2026-06-10
   days on market $69,900 Active 76 DOM
8. 2026-06-09
   days on market $69,900 Active 75 DOM
9. 2026-06-08
   days on market $69,900 Active 74 DOM
10. 2026-06-07
    days on market $69,900 Active 73 DOM
11. 2026-06-05
    days on market $69,900 Active 70 DOM
12. 2026-06-03
    days on market $69,900 Active 69 DOM
13. 2026-06-02
    days on market $69,900 Active 68 DOM
14. 2026-06-01
    days on market $69,900 Active 67 DOM
15. 2026-05-31
    days on market $69,900 Active 66 DOM
16. 2026-05-30
    days on market $69,900 Active 65 DOM
17. 2026-05-13
    price $74,000 993-char remark

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

18. 2026-05-12
    price $74,000

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

19. 2026-05-12
    status Active 993-char remark

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

20. 2026-05-12
    status Active

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

21. 2026-05-05
    status Pending 993-char remark

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

22. 2026-05-05
    status Pending

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

23. 2026-03-19
    listed $79,900 Active 993-char remark

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

24. 2026-03-19
    listed $79,900 Active

    Show marketing remark (993 chars)

    Great Investment Opportunity! This home offers a spacious fenced-in backyard on a double corner lot, complete with a 2-car detached garage, providing plenty of outdoor space and flexibility. Step inside to find original hardwood floors throughout, bringing warmth and character to the home, along with plenty of natural lighting that fills the living spaces. Featuring 2 bedrooms, this home offers a functional layout with room to make it your own. The second-floor bathroom includes a working sink and toilet and is ready to be completed with a shower, allowing you to finish the space to your preference. The basement is partially finished and includes a full bathroom and a wet bar, offering additional space that can be fully finished and customized. With some TLC, the potential is easy to see. With its lot size, existing features, and layout, this property presents a great opportunity to bring your vision to life. See the potential in this beautiful home, schedule your showing today!

25. 2019-11-09
    historical 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

26. 2019-10-31
    soldstatus $21,000 Sold

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

27. 2019-10-31
    soldstatus $21,000 Closed 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

28. 2019-10-22
    status Pending

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

29. 2019-10-22
    status Pending 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

30. 2019-10-19
    price $29,000 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

31. 2019-10-19
    price $29,000

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

32. 2019-10-13
    price $29,900 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

33. 2019-10-13
    price $29,900

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

34. 2019-10-06
    price $34,900 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

35. 2019-10-06
    price $34,900

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

36. 2019-09-28
    listed $44,900 Active

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

37. 2019-09-28
    listed $44,900 Active 777-char remark

    Show marketing remark (777 chars)

    REDUCED $10K!!! VERY Motivated Seller, 2 Bed, 2 Full Bath (2nd floor & Basement), Living Room, Dining Room, Den, Fireplace, Detached 2 Car Garage, Hard Wood Floors, Basement with Full Bath, newer 6ft fence. Sold in "AS IS" Condition, Seller will make no repairs, all appliances including Furnace & Hot Water Heater in "AS IS" Condition. Seller will not remove any items in the garage, at time of closing all goes with the sale of home. All offers to include Proof of Funds for Cash Offers or Pre-Approval for Conventional Mortgage Offer and copy of EMD. No Virtual Tours, Buyers Must Be Accompanied by a Licensed Buyers Agent at all Times. Buyers Agent to Verify All Information. All offers must include Proof of Funds and a copy of the Deposit.

38. 2016-03-01
    soldstatus $16,044 Sold
39. 2016-02-25
    status Pending
40. 2016-02-21
    status Pending
41. 2016-02-18
    status Active
42. 2016-02-18
    price $15,000
43. 2016-02-16
    price $15,000
44. 2016-02-12
    status Active
45. 2016-02-11
    status Pending
46. 2016-02-05
    status Pending
47. 2016-01-07
    listed $20,000 Active
48. 2016-01-06
    listed $20,000 Active
49. 2010-12-06
    historical
50. 2010-12-06
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $1,827 · $152/mo
• Projected year-2 tax: $1,827 · $152/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,320
• − Mortgage interest: −$3,915
• − Property taxes: −$1,827
• − Insurance: −$350
• − Repairs & maintenance: −$986
• − Management: −$986
• − Depreciation: −$2,033
• Taxable income: $2,223
• Est. tax owed @ 24.0%: −$534
• After-tax cash flow: $2,624/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Flint School District
• NCES district ID: 2614520
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 13% ▲ 3.00%
• Median HH income: $25,954
• Composite: 10.97/100
• National rank: #14642
• State rank: #714 of 760 in MI

Livability — Flint

• Score: 74/100
• State rank: #196
• US rank: #4946

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Flint, MI
• County: Genesee County · 221,329 people
• City population: 93,814
• Metro: Flint, MI
• Population (ZIP): 22,347
• Household income: $44,411
• Rent vs Own: 49.3% rent · 50.7% own
• Severe rent burden: 1293.0

Population outlook (Genesee County) Hauer SSP2

• Today (2025): 381,312 people
• By 2030: 362,731 · -4.9%
• By 2040: 321,550 · -15.7%
• By 2050: 279,212 · -26.8%
• By 2075: 193,336 · -49.3%
• By 2100: 128,118 · -66.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 55% White 36% Two or more races 4% Hispanic / Latino 3%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 5% · China, Canada
• Languages at home: 93% English-only · Arabic 4% Spanish 1% Chinese 1%

Political lean MEDSL · Genesee

• 2024 margin: Toss-up / Even · D 51.4% · R 47.2% · Other 1.4%
• 2008→2024 swing: -28.3pp toward R · 2008: 32.5pp · 2024: 4.2pp
• All cycles: 2024: D+4.2 2020: D+9.3 2016: D+9.5 2012: D+28.2 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -49.84%
• Current HPI: 130.1152
• Rent YoY: ▲ 12.35%
• Metro: Flint, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-7.4% since first listed

56 events — show timeline

• 2026-05-13 Price Changed $74,000 MiRealSource-MiMLS
• 2026-05-12 Price Changed $74,000 REALCOMP
• 2026-05-12 Relisted — MiRealSource-MiMLS
• 2026-05-12 Relisted — REALCOMP
• 2026-05-05 Pending — MiRealSource-MiMLS
• 2026-05-05 Pending — REALCOMP
• 2026-03-19 Listed $79,900 REALCOMP
• 2026-03-19 Listed $79,900 MiRealSource-MiMLS
• 2019-11-09 Listing Removed — MiRealSource-MiMLS
• 2019-10-31 Sold (MLS) $21,000 MiRealSource-MiMLS
• 2019-10-31 Sold (MLS) $21,000 REALCOMP
• 2019-10-22 Pending — REALCOMP
• 2019-10-22 Pending — MiRealSource-MiMLS
• 2019-10-19 Price Changed $29,000 MiRealSource-MiMLS
• 2019-10-19 Price Changed $29,000 REALCOMP
• 2019-10-13 Price Changed $29,900 MiRealSource-MiMLS
• 2019-10-13 Price Changed $29,900 REALCOMP
• 2019-10-06 Price Changed $34,900 MiRealSource-MiMLS
• 2019-10-06 Price Changed $34,900 REALCOMP
• 2019-09-28 Listed $44,900 MiRealSource-MiMLS
• 2019-09-28 Listed $44,900 REALCOMP
• 2016-03-01 Sold (MLS) $16,044 REALCOMP
• 2016-02-25 Pending — MiRealSource-MiMLS
• 2016-02-21 Pending — REALCOMP
• 2016-02-18 Relisted — MiRealSource-MiMLS
• 2016-02-18 Price Changed $15,000 MiRealSource-MiMLS
• 2016-02-16 Price Changed $15,000 REALCOMP
• 2016-02-12 Relisted — REALCOMP
• 2016-02-11 Pending — MiRealSource-MiMLS
• 2016-02-05 Pending — REALCOMP
• 2016-01-07 Listed $20,000 MiRealSource-MiMLS
• 2016-01-06 Listed $20,000 REALCOMP
• 2010-12-06 Listing Removed — REALCOMP
• 2010-12-06 Listing Removed — REALCOMP
• 2010-12-06 Listing Removed — REALCOMP
• 2005-10-10 Sold (Public Records) $85,500 Public Records
• 2005-09-30 Listed $84,900 MiRealSource-MiMLS
• 2005-09-30 Sold (MLS) $85,500 MiRealSource-MiMLS
• 2005-09-30 Listing Removed — MiRealSource-MiMLS
• 2005-09-30 Listed $84,900 REALCOMP
• 2005-09-30 Sold (MLS) $85,500 REALCOMP
• 2005-09-13 Listing Removed — MiRealSource-MiMLS
• 2005-08-02 Listed $89,000 REALCOMP
• 2005-08-02 Listed $89,000 MiRealSource-MiMLS
• 2004-11-05 Listing Removed — MiRealSource-MiMLS
• 2004-05-06 Listed $95,900 MiRealSource-MiMLS
• 2004-05-06 Listed $95,900 REALCOMP
• 2002-06-26 Sold (Public Records) $76,000 Public Records
• 2002-06-20 Sold (MLS) $76,000 REALCOMP
• 2002-06-20 Sold (MLS) $76,000 MiRealSource-MiMLS
• 2002-05-13 Listing Removed — MiRealSource-MiMLS
• 2002-03-08 Listed $78,900 REALCOMP
• 2002-03-08 Listed $78,900 MiRealSource-MiMLS
• 2002-02-28 Listing Removed — MiRealSource-MiMLS
• 2001-09-04 Listed $79,900 MiRealSource-MiMLS
• 2001-09-04 Listed $79,900 REALCOMP

Property tax history

+2.2%/yr

Latest (2025): $1,827 · +1.9% YoY. Source: county tax records.