26431 Trowbridge St S · Inkster, MI 48141

$89,000

2 bd · 1.0 ba · 440 sqft · SingleFamily public records · 222 Days on market

Built 1924 6,970 sqft lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +7.6/10.0
• ARV discount +7.5/15.0
• Livability +3.4/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

Key facts

• 6,970 sq ft lot
• Built 1924
• Listed 222 days

Property features AI

Finance

• HOA & community: Sidewalks in the community

Exterior

• Parking: Driveway (no garage)
• Security: Smoke detectors; Closed-circuit cameras; Fire alarm
• Utilities: Electric service with fuses; Public sewer
• Home design: Single-family residence; One story; Ground-level entry with steps
• Construction: Vinyl siding; Asphalt roof
• Exterior features: Covered patio/porch; Deck; Porch; Fenced yard; Paved road access

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas heating; ENERGY STAR qualified equipment; No central cooling
• Interior features: Gas water heater; Crawl space basement; Two total rooms

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $89k.

Deal economics

• At list price, monthly cash flow is $348 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $89k).
• Recommended offer: $78k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#406 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D, schools F, crime F.
• Westwood Community School District (suburban): math 6% / reading 11% proficiency, ranked #529 of 540 in MI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.0%/yr); 142 active listings in the ZIP; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 34% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 222 days — a 12% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $11k; list at $89k implies a 709% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $78,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 10.98%
• Cash-on-cash: 16.76%
• DSCR: 1.75
• GRM: 6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold

• IRR: 7.8%
• Equity multiple: 1.31×
• Total profit: $7,654
• Equity at exit: $13,270

10-year hold

• IRR: 17.1%
• Equity multiple: 2.40×
• Total profit: $34,849
• Equity at exit: $7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48141

• Home prices YoY: -2.9%
• Rents YoY: 3.0%
• Active inventory: 142
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,122 medium
• Mortgage (P&I): −$467
• Tax from tax record: −$35 /mo · $420/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$236
• Net cashflow: $348

Break-even live

Break-even rent $682

Max offer price $89,000

Occupancy floor 64%

Sensitivity live

Price	-10% $398	-5% $373	+0% $348	+5% $323	+10% $298
Rent	-10% $259	-5% $304	+0% $348	+5% $392	+10% $437
Rate	-1.0pp $393	-0.5pp $371	base $348	+0.5pp $325	+1.0pp $301

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,250
• Closing costs: $2,670
• Reserves months: —
• Total cash needed: —

Listing history 34 events

1. 2026-06-18
   days on market $89,000 Active 222 DOM
2. 2026-06-17
   days on market $89,000 Active 221 DOM
3. 2026-06-16
   days on market $89,000 Active 220 DOM
4. 2026-06-15
   days on market $89,000 Active 219 DOM
5. 2026-06-13
   days on market $89,000 Active 217 DOM
6. 2026-06-13
   days on market $89,000 Active 216 DOM
7. 2026-06-09
   days on market $89,000 Active 213 DOM
8. 2026-06-08
   days on market $89,000 Active 212 DOM
9. 2026-06-07
   days on market $89,000 Active 211 DOM
10. 2026-06-04
    days on market $89,000 Active 208 DOM
11. 2026-06-03
    days on market $89,000 Active 207 DOM
12. 2026-06-02
    days on market $89,000 Active 206 DOM
13. 2026-06-01
    days on market $89,000 Active 205 DOM
14. 2026-05-31
    days on market $89,000 Active 204 DOM
15. 2025-12-21
    status Active 739-char remark

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

16. 2025-12-21
    status Active

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

17. 2025-12-11
    status Pending

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

18. 2025-12-11
    status Pending 739-char remark

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

19. 2025-11-13
    historical Accepting Backup Offers 739-char remark

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

20. 2025-11-13
    historical Active Under Contract

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

21. 2025-09-06
    status Pending 739-char remark

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

22. 2025-09-06
    status Pending

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

23. 2025-08-24
    listed $89,000 Active 739-char remark

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

24. 2025-08-24
    listed $89,000 Active

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

25. 2025-08-19
    historical $89,000 739-char remark

    Show marketing remark (739 chars)

    Fully Remodeled Gem – Inside & Out (2023!) Investment opportunity! (Leased) This fully remodeled property, updated top to bottom in 2023. Granite countertops to sleek luxe flooring. Nestled on a Lage lot, the property greets you with curb appeal. Outback, you'll find a large fenced yard with a privacy wall - perfect for kids, pets, or peaceful evenings outdoors. Hosting unforgettable gatherings or simply unwind on the deck, ideal for relaxing or entertaining. Searching a smart investment opportunity, this property offers both comfort and potential. Located on a uniquely quiet street, just one block from city amenities, this location stands out from others in the ZIP code. Don't approach property or tents.

26. 2025-01-01
    historical
27. 2025-01-01
    historical
28. 2024-12-15
    price $90,000
29. 2024-12-15
    price $90,000
30. 2024-11-04
    price $99,000
31. 2024-11-04
    price $99,000
32. 2024-08-15
    listed $110,000 Active
33. 2024-08-15
    listed $110,000 Active
34. 1998-03-25
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $420 · $35/mo
• Projected year-2 tax: $895 · $75/mo
• Expected delta: +$475/yr (+$40/mo · 113.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,470
• − Mortgage interest: −$4,985
• − Property taxes: −$420
• − Insurance: −$445
• − Repairs & maintenance: −$1,078
• − Management: −$1,078
• − Depreciation: −$2,589
• Taxable income: $2,875
• Est. tax owed @ 24.0%: −$690
• After-tax cash flow: $3,485/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Westwood Community School District
• NCES district ID: 2611640
• Math proficiency: 6% ▼ -6.00%
• Reading proficiency: 11% ▼ -6.00%
• Median HH income: $36,350
• Composite: 7.06/100
• National rank: #9967
• State rank: #529 of 540 in MI

Livability — Inkster

• Score: 67/100
• State rank: #406
• US rank: #11087

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Inkster, MI
• County: Wayne County · 1,562,939 people
• City population: 25,428
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 25,428
• Household income: $39,252
• Rent vs Own: 53.2% rent · 46.8% own
• Severe rent burden: 1558.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 17% Two or more races 7% Hispanic / Latino 2% Asian 1%
• Common ancestry: Romanian 3% Slovak 1% Italian 1%
• Foreign-born: 5% · Canada, China
• Languages at home: 92% English-only · Arabic 3% Other Asian/Pacific 1% Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -11.74%
• Current HPI: 390.2139
• Rent YoY: ▲ 2.95%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+709.1% since first listed

20 events — show timeline

• 2025-12-21 Relisted — MiRealSource-MiMLS
• 2025-12-21 Relisted — REALCOMP
• 2025-12-11 Pending — REALCOMP
• 2025-12-11 Pending — MiRealSource-MiMLS
• 2025-11-13 Contingent — MiRealSource-MiMLS
• 2025-11-13 Contingent — REALCOMP
• 2025-09-06 Pending — MiRealSource-MiMLS
• 2025-09-06 Pending — REALCOMP
• 2025-08-24 Listed $89,000 MiRealSource-MiMLS
• 2025-08-24 Listed $89,000 REALCOMP
• 2025-08-19 Coming Soon $89,000 MiRealSource-MiMLS
• 2025-01-01 Listing Removed — MiRealSource-MiMLS
• 2025-01-01 Listing Removed — REALCOMP
• 2024-12-15 Price Changed $90,000 MiRealSource-MiMLS
• 2024-12-15 Price Changed $90,000 REALCOMP
• 2024-11-04 Price Changed $99,000 MiRealSource-MiMLS
• 2024-11-04 Price Changed $99,000 REALCOMP
• 2024-08-15 Listed $110,000 REALCOMP
• 2024-08-15 Listed $110,000 MiRealSource-MiMLS
• 1998-03-25 Sold (Public Records) $11,000 Public Records

Property tax history

+0.0%/yr

Latest (2025): $420 · -33.1% YoY. Source: county tax records.