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1283 Dell Ridge Ct #6
D Composite 42.43
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.6/15.0
  • Cash flow +7.4/30.0
  • 1% rule +5.4/10.0
  • Schools +5.2/10.0
  • Rent growth +3.3/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.5/10.0
  • Appreciation +0.0/10.0

$180,000

1283 Dell Ridge Ct #6 · St. Peters, MO 63303
2 bd · 1.5 ba · 1,214 sqft · Townhouse public records · 72 Days on market
Built 1988 596 sqft lot $148/sqft · 16% below area Est $214k · 16% under $480/mo HOA · 26% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

Key facts

  • $480 HOA
  • 2 garage spots
  • Pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath townhouse listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-232 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $139k (22.8% below list).
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $139k (22.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Francis Howell R-III (suburban): math 53% / reading 63% proficiency, ranked #11 of 324 in MO (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Zoned schools: Becky-David Elem. (math 62% / reading 71%, grade B+, #57 of 1,115 statewide, top 5%, 849 students, 13% FRL); Barnwell Middle (math 51% / reading 64%, grade B, #30 of 391 statewide, top 8%, 741 students, 16% FRL); Francis Howell North High (math 40% / reading 55%, grade D, #154 of 521 statewide, top 29%, 1,679 students, 19% FRL) — zoned schools at 16% FRL track the district average.
  • Market conditions: Rents rising (+3.3%/yr); 202 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,021 units permitted in St. Charles County in 2024 (568 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • St. Charles County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $105k; list at $180k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 26% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $138,954 (22.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
4.74%
Cash-on-cash
-5.53%
DSCR
0.75
GRM
8.0

CMA / ARV

ARV (median comp)
$213,706
List price
$180,000
Delta
-15.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1 Sunburst Ct #6 0.05mi 2/1.5 1,222 (+1%) 2mo $190,000 $155 95
43 Trailside Ct #6 0.12mi 2/1.5 1,214 (0%) 2mo $199,900 $165 93
51 Meadow Run Ct #3 0.12mi 3/2.0 (+1) 1,176 (-3%) 5mo $249,900 $213 78
60 Meadow Run Ct #4 0.12mi 2/1.5 1,212 (-0%) 21mo $200,000 $165 77
63 Meadow Run Ct #1 0.14mi 3/2.0 (+1) 1,176 (-3%) 11mo $255,000 $217 72
46 Meadow Run Ct #5 0.11mi 3/3.0 (+1) 1,290 (+6%) 3mo $235,000 $182 71
204 Waterside Crossing Ct 0.38mi 2/2.0 1,256 (+4%) 4mo $251,000 $200 71
1313 Forest Creek Dr #1 0.07mi 3/2.0 (+1) 1,176 (-3%) 19mo $250,000 $213 69
1377 Forest Creek Dr #1 0.09mi 3/2.5 (+1) 1,290 (+6%) 14mo $249,900 $194 64
1321 Forest Creek Dr 0.07mi 2/1.0 1,359 (+12%) 18mo $250,000 $184 60
109 Waterside Crossing Dr 0.28mi 2/2.5 1,300 (+7%) 24mo $249,900 $192 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.27% rent growth · sell at horizon

5-year hold
IRR
-25.1%
Equity multiple
0.14×
Total profit
$-43,147
Equity at exit
$26,839
10-year hold
IRR
-19.3%
Equity multiple
-0.06×
Total profit
$-53,264
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63303

Rents YoY
3.3%
Active inventory
202
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,865 high interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$207 /mo · $2,479/yr
Insurance
$75
HOA
$480
Vacancy / Maint / Mgmt
$392
Net cashflow
$-232

Break-even live

Break-even rent $2,159
Max offer price $138,954
Occupancy floor

Sensitivity live

Price -10% $-130 -5% $-181 +0% $-232 +5% $-283 +10% $-334
Rent -10% $-380 -5% $-306 +0% $-232 +5% $-159 +10% $-85
Rate -1.0pp $-142 -0.5pp $-187 base $-232 +0.5pp $-279 +1.0pp $-326

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1321 Forest Creek Dr St Peters, MO 2.0 1.0 1359 $2,000 $1.47 45d 1 0.08mi
1000 Jasper Ln St Peters, MO 1.0–3.0 1.0–2.0 1047 $2,000 $1.91 3d 12 0.09mi
100 Broadridge Dr St Peters, MO 1.0–2.0 1.0–2.0 845 $1,648 $1.95 3d 10 0.31mi
3039 Plum Creek Dr Saint Peters, MO 3.0 2.0 1300 $2,180 $1.68 23d 1 0.36mi
206 Waterside Crossing Ct Saint Peters, MO 2.0 2.0 1256 $2,100 $1.67 12d 1 0.38mi
531 Saravalle Dr Saint Peters, MO 2.0 2.0 1012 $1,650 $1.63 45d 1 0.57mi
2970 Aintree Dr Saint Charles, MO 3.0 2.0 1318 $2,380 $1.81 45d 1 0.69mi
1002 Heritage Ct St Charles, MO 1.0 1.0 827 $1,200 $1.45 19d 1 0.82mi
1431 Heritage Lndg Saint Charles, MO 2.0 2.0 1132 $1,800 $1.59 45d 1 0.96mi
11 Rose Dr St Charles, MO 2.0 1.5 860 $1,850 $2.15 9d 1 1.12mi
3212 Stonehenge Dr Saint Charles, MO 3.0 2.0 1189 $2,000 $1.68 45d 1 1.34mi

HOA detail

Monthly dues
$480 · $5,760/yr
Likely covers
electricpool

Listing history 24 events

  1. 2026-06-21
    days on market $180,000 Active 72 DOM
  2. 2026-06-18
    days on market $180,000 Active 69 DOM
  3. 2026-06-17
    days on market $180,000 Active 68 DOM
  4. 2026-06-16
    days on market $180,000 Active 67 DOM
  5. 2026-06-15
    days on market $180,000 Active 66 DOM
  6. 2026-06-13
    days on market $180,000 Active 64 DOM
  7. 2026-06-13
    days on market $180,000 Active 63 DOM
  8. 2026-06-09
    days on market $180,000 Active 60 DOM
  9. 2026-06-08
    days on market $180,000 Active 59 DOM
  10. 2026-06-07
    pricedays on market $180,000 Active 58 DOM
  11. 2026-06-05
    days on market $185,000 Active 55 DOM
  12. 2026-06-03
    days on market $185,000 Active 54 DOM
  13. 2026-06-02
    days on market $185,000 Active 53 DOM
  14. 2026-06-01
    days on market $185,000 Active 52 DOM
  15. 2026-05-31
    days on market $185,000 Active 51 DOM
  16. 2026-05-01
    price $187,500 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  17. 2026-04-17
    price $190,000 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  18. 2026-04-10
    listed $195,000 Active 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  19. 2026-04-10
    historical $195,000 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  20. 2026-04-03
    price $195,000 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  21. 2026-03-20
    listed $200,000 Active 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  22. 2026-03-18
    historical $200,000 1655-char remark
    Show marketing remark (1655 chars)

    Welcome to Villages of Windwood, where comfort, convenience, and location come together. This inviting 2-bedroom, 1.5-bath end-unit townhome offers a functional layout complemented by numerous recent improvements, including newer carpet, newer doors, newer windows, an updated electrical panel, and a newer roof. Upon entry, you’re greeted by a spacious, light-filled living room, highlighted by a large bay window that fills the space with natural light. Just beyond, the breakfast room flows seamlessly into the well-designed kitchen, offering ample cabinetry, a peninsula for additional workspace or seating, a pantry, and easy access to the laundry and utility room. Step out onto the back balcony, which is an ideal spot to relax and unwind. Back inside a conveniently located half bath completes the main level. Upstairs, you’ll find two generously sized bedrooms, including one with a walk-in closet and the other giving you access to the upstairs bathroom. The expansive bathroom features a double vanity, a step-in shower, a separate tub, and a skylight. The extended tuck-under 2 car garage provides both secure parking and valuable storage/workshop space. Don’t forget about the community pool that you’ll have access to during the warmer months. All of this is paired with an unbeatable location, offering quick access to highways, dining, shopping, and everyday conveniences. Schedule your showing today and experience all this home has to offer. As an added bonus, this property is approved through FHA and VA and the seller will provide a closing credit to the buyer of $2,880 to fund the first 6 months of HOA fees.

  23. 2003-08-14
    soldstatus $105,000
  24. 1989-09-01
    soldstatus $64,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,479 · $207/mo
Projected year-2 tax
$2,479 · $207/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,377
− Mortgage interest
−$10,083
− Property taxes
−$2,479
− Insurance
−$900
− Repairs & maintenance
−$1,790
− Management
−$1,790
− HOA
−$5,760
− Depreciation
−$5,236
Taxable loss
−$5,661
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,359
After-tax cash flow
$-1,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Francis Howell R-III
NCES district ID
2928950
Math proficiency
53% ▼ -12.00%
Reading proficiency
63% ▼ -5.00%
Median HH income
$79,768
Composite
52.23/100
National rank
#1602
State rank
#11 of 324 in MO

Livability — St. Peters

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Peters, MO
County
Saint Charles County · 399,703 people
City population
74,876
Metro
St. Louis, MO-IL
Population (ZIP)
46,089
Household income
$99,138
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1026.0

Population outlook (St. Charles County) Hauer SSP2

Today (2025)
437,857 people
By 2030
461,707 · +5.4%
By 2040
503,222 · +14.9%
By 2050
534,684 · +22.1%
By 2075
597,047 · +36.4%
By 2100
609,682 · +39.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 6% Asian 6% Two or more races 6% Hispanic / Latino 5%
Common ancestry
Lithuanian 3% Romanian 3% Slovak 2%
Foreign-born
7% · Canada, China, South Korea
Languages at home
91% English-only · Spanish 3% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · St. Charles

2024 margin
R (+17.0) · D 40.8% · R 57.8% · Other 1.4%
2008→2024 swing
-7.2pp toward R · 2008: -9.7pp · 2024: -17.0pp
All cycles
2024: R+17.0 2020: R+17.5 2016: R+26.4 2012: R+21.0 2008: R+9.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -260.84%
Current HPI
224.7406
Rent YoY
▲ 3.27%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+192.1% since first listed
9 events — show timeline
  • 2026-05-01 Price Changed $187,500 MARIS as Distributed by MLS Grid
  • 2026-04-17 Price Changed $190,000 MARIS as Distributed by MLS Grid
  • 2026-04-10 Listed $195,000 MARIS as Distributed by MLS Grid
  • 2026-04-10 Coming Soon $195,000 MARIS as Distributed by MLS Grid
  • 2026-04-03 Price Changed $195,000 MARIS as Distributed by MLS Grid
  • 2026-03-20 Listed $200,000 MARIS as Distributed by MLS Grid
  • 2026-03-18 Coming Soon $200,000 MARIS as Distributed by MLS Grid
  • 2003-08-14 Sold (Public Records) $105,000 Public Records
  • 1989-09-01 Sold (Public Records) $64,200 Public Records

Property tax history

+2.9%/yr

Latest (2025): $2,479 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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