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265 Paisley Pkwy
C+ Composite 60.19
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.3/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.7/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$285,000

265 Paisley Pkwy · Sulphur, LA 70665
4 bd · 2.0 ba · 1,786 sqft · SingleFamily · 57 Days on market
Built 2023 Good condition 5,663 sqft lot $160/sqft · 20% above area Est $238k · 20% over $35/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

"Huntsville AL" The Huntsville plan is a charming 4 bedroom with an open concept living, kitchen dining layout. The kitchen is designed with sleek cabinets, granite countertops and a subway tile backsplash and is equipped with stainless steel appliances that include a gas stove, dishwasher, and micro hood. This home comes with a 10-year warranty. All homes offer smart home automation, wood laminate flooring, fully sodded yards, and electric garages with garage door openers.

Key facts

  • 5,663 sq ft lot
  • 2 garage spots
  • Built 2023

Property features AI

Finance

  • Other: Directions to property available
  • Financial info: Financial details beyond HOA fees not provided
  • HOA & community: Homeowners association with annual fee of $418 (about $34.83/month)

Exterior

  • Parking: Attached garage with 2 spaces
  • Security: Security information not provided
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
  • Home design: Single-family house; Single story
  • Construction: Construction details not provided
  • Exterior features: City lot with rectangular shape; Lot dimensions approximately 50 x 110 (0.13 acres); Residential zoning

Interior

  • Kitchen: Kitchen details not provided
  • Bedrooms: Bedrooms information not provided
  • Flooring: Flooring information not provided
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: No fireplace reported
  • Laundry & utility: Laundry information not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $285k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $285k).
  • Recommended offer: $276k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cypress Cove Elementary School (math 42% / reading 60%, grade C-, #120 of 646 statewide, top 19%, 512 students, 61% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: 236 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $80k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $276,450 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
10.52%
Cash-on-cash
15.08%
DSCR
1.67
GRM
6.6

CMA / ARV

ARV (median comp)
$238,027
List price
$285,000
Delta
19.73%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
308 Paisley Pkwy 0.13mi 3/2.0 (-1) 1,755 (-2%) 3mo $233,000 $133 84
213 Pipers Ln 0.23mi 4/2.0 1,817 (+2%) 4mo $248,000 $136 83
329 Paisley Pkwy 0.17mi 3/2.0 (-1) 1,826 (+2%) 2mo $221,000 $121 82
277 Paisley Pkwy 0.03mi 3/2.0 (-1) 1,616 (-10%) 2mo $214,000 $132 76
216 Pipers Ln 0.25mi 3/2.0 (-1) 1,738 (-3%) 3mo $240,000 $138 76
305 Paisley Pkwy 0.11mi 3/2.0 (-1) 1,618 (-9%) 4mo $217,000 $134 71
329 Leawood Ave 0.27mi 4/2.0 1,959 (+10%) 2mo $225,000 $115 70
248 Long Hill Dr Dr 0.36mi 3/2.0 (-1) 1,698 (-5%) 7mo $205,000 $121 64
235 Aston Ln 0.11mi 3/2.0 (-1) 1,563 (-12%) 10mo $214,000 $137 61
224 Pipers Ln 0.25mi 3/2.0 (-1) 1,641 (-8%) 12mo $233,900 $143 60
344 Madison Crossing Dr 0.43mi 3/2.0 (-1) 1,710 (-4%) 12mo $219,500 $128 57
109 Briar Ct 0.43mi 3/2.0 (-1) 1,642 (-8%) 7mo $212,500 $129 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.7%
Equity multiple
1.22×
Total profit
$17,670
Equity at exit
$42,494
10-year hold
IRR
15.1%
Equity multiple
2.22×
Total profit
$97,560
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70665

Active inventory
236
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$3,615 medium interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$205 /mo · $2,459/yr
Insurance
$119
HOA
$35
Vacancy / Maint / Mgmt
$759
Net cashflow
$1,003

Break-even live

Break-even rent $2,346
Max offer price $285,000
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
293 Sawyer Dr Sulphur, LA 4.0 2.0 2079 $4,400 $2.12 44d 1 0.05mi
1000 E Carlyss Blvd Sulphur, LA 1.0–3.0 1.0–2.0 966 $2,296 $2.38 13d 10 0.12mi
1141 Mosswood Dr Sulphur, LA 2.0–3.0 2.0–3.5 1332 $2,195 $1.65 44d 1 1.24mi

HOA detail

Monthly dues
$35 · $420/yr
Likely covers
gaselectric

Listing history 19 events

  1. 2026-06-19
    days on market $285,000 Active 57 DOM
  2. 2026-06-18
    days on market $285,000 Active 56 DOM
  3. 2026-06-17
    days on market $285,000 Active 55 DOM
  4. 2026-06-16
    days on market $285,000 Active 54 DOM
  5. 2026-06-15
    days on market $285,000 Active 53 DOM
  6. 2026-06-14
    days on market $285,000 Active 51 DOM
  7. 2026-06-13
    days on market $285,000 Active 50 DOM
  8. 2026-06-10
    days on market $285,000 Active 48 DOM
  9. 2026-06-09
    days on market $285,000 Active 47 DOM
  10. 2026-06-08
    days on market $285,000 Active 46 DOM
  11. 2026-06-07
    days on market $285,000 Active 45 DOM
  12. 2026-06-05
    days on market $285,000 Active 42 DOM
  13. 2026-06-02
    days on market $285,000 Active 40 DOM
  14. 2026-06-01
    days on market $285,000 Active 39 DOM
  15. 2026-05-31
    days on market $285,000 Active 38 DOM
  16. 2026-05-30
    days on market $285,000 Active 37 DOM
  17. 2026-04-23
    listed $285,000 Active 394-char remark
  18. 2023-07-28
    soldstatus 488-char remark
    Show marketing remark (488 chars)

    "Huntsville AL" The Huntsville plan is a charming 4 bedroom with an open concept living, kitchen dining layout. The kitchen is designed with sleek cabinets, granite countertops and a subway tile backsplash and is equipped with stainless steel appliances that include a gas stove, dishwasher, and micro hood. This home comes with a 10-year warranty. All homes offer smart home automation, wood laminate flooring, fully sodded yards, and electric garages with garage door openers.

  19. 2023-03-23
    listed $236,500 488-char remark
    Show marketing remark (488 chars)

    "Huntsville AL" The Huntsville plan is a charming 4 bedroom with an open concept living, kitchen dining layout. The kitchen is designed with sleek cabinets, granite countertops and a subway tile backsplash and is equipped with stainless steel appliances that include a gas stove, dishwasher, and micro hood. This home comes with a 10-year warranty. All homes offer smart home automation, wood laminate flooring, fully sodded yards, and electric garages with garage door openers.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,459 · $205/mo
Projected year-2 tax
$2,459 · $205/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$43,383
− Mortgage interest
−$15,964
− Property taxes
−$2,459
− Insurance
−$1,425
− Repairs & maintenance
−$3,471
− Management
−$3,471
− HOA
−$420
− Depreciation
−$8,291
Taxable income
$7,882
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,892
After-tax cash flow
$10,142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained single-family home in a beautiful subdivision is ready for new owners to make it their own. It features modern updates and a good condition score, making it a great investment opportunity.

Value-add opportunities

  • Resale Paint exterior trim — Enhances curb appeal
  • Rental Clean gutters — Keeps home in good condition

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior trim — Enhances curb appeal
  • Rental Clean gutters — Keeps home in good condition

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
Population (ZIP)
12,891

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 8% Italian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.65%
Current HPI
99.2379
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+20.5% since first listed
3 events — show timeline
  • 2026-04-23 Listed $285,000 SWLAR
  • 2023-07-28 Sold (MLS) SWLAR
  • 2023-03-23 Listed $236,500 SWLAR

Property tax history

+0.8%/yr

Latest (2025): $2,459 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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