105 Yorkshire Dr · Piney Green, NC 28546

$167,000

4 bd · 1.5 ba · 1,296 sqft · SingleFamily public records · 38 Days on market

Built 1970 0.47 ac lot Est $216k · 23% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.9/30.0
• ARV discount +15.0/15.0
• DSCR +9.9/10.0
• 1% rule +6.6/10.0
• Schools +3.9/10.0
• Rent growth +3.5/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Located in quiet Montclair subdivision, this home is 10 minutes from Camp Lejeune''s main gate, several shopping plaza''s, the Jacksonville Mall and movie theater. There are 3 bedrooms, 1 full bath and a bonus room with 1/2 bath. Galley style kitchen with cozy eat-in dining area separated from front living space by a beautiful arced bar. A large laundry room followed by an attached workshop lead out onto a large, covered, cement patio and fenced in back yard. One owner, well loved and cared for home. Great neighborhood. Enjoy life family style. Call today.

Key facts

• Walk-in tiled shower
• Walk-in closet
• Large bathroom

Tags

• RANCH STYLE BRICK HOME
• LARGE BATHROOM
• WALK-IN TILED SHOWER
• DOUBLE VANITIES
• WALK-IN CLOSET

Property features AI

Exterior

• Parking: Paved parking
• Utilities: Public water; Septic tank sewer; Cable available; Water connected
• Home design: Single-family residence; One-story / single level; Entry level: 1
• Construction: Brick and frame construction
• Exterior features: Covered porch; No fencing; Shingle roof; Has view; Accessible full bath and customized wheelchair access

Interior

• Kitchen: Dishwasher; Electric water heater
• Bedrooms: Total rooms: 7
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pump heating; Electric heating; Central air conditioning; Heat pump cooling
• Interior features: Walk-in closets; Tray ceilings; Ceiling fans; Vented exhaust fan
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $167k.

Deal economics

• At list price, monthly cash flow is $514 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $167k).
• Recommended offer: $162k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.0% vs local median 3.6% in Piney Green — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#524 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, employment D+, amenities F.
• Onslow County Schools (other): math 42% / reading 49% proficiency, ranked #84 of 178 in NC (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Morton Elementary (math 53% / reading 48%, grade D+, #403 of 1,410 statewide, top 29%, 682 students, 58% FRL); Hunters Creek Middle (math 32% / reading 44%, grade F, #251 of 475 statewide, top 54%, 922 students, 55% FRL); White Oak High (math 57% / reading 54%, grade C, #265 of 535 statewide, top 50%, 1,207 students, 49% FRL) — zoned schools average 54% FRL vs 37% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.9%/yr); 612 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,246 units permitted in Onslow County in 2024 (0 in 5+ unit buildings).
• This rent runs 36% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.9% rent growth), your $47k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 13y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $161,990 (3.0% below list)

Questions for the listing agent

1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 9.99%
• Cash-on-cash: 13.19%
• DSCR: 1.59
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $216,432
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
111 Yorkshire Dr	0.05mi	3/1.5 (-1)	1,280 (-1%)	4mo	$202,500	$158	87
2 Yorkshire Dr	0.30mi	4/2.0	1,290 (-0%)	1mo	$231,000	$179	83
120 Princeton Dr	0.19mi	3/2.0 (-1)	1,350 (+4%)	2mo	$246,000	$182	76
38 Cornell Dr	0.13mi	3/2.0 (-1)	1,400 (+8%)	2mo	$225,000	$161	71
203 Devon Ct	0.23mi	3/1.5 (-1)	1,400 (+8%)	3mo	$233,900	$167	68
15 Oxford Dr	0.16mi	3/1.0 (-1)	1,130 (-13%)	2mo	$122,999	$109	62
12 Cornell Dr	0.32mi	3/2.0 (-1)	1,400 (+8%)	3mo	$245,000	$175	62
408 Sterling Rd	0.31mi	3/1.5 (-1)	1,170 (-10%)	4mo	$205,000	$175	61
1 Berkshire Dr	0.35mi	3/1.0 (-1)	1,416 (+9%)	2mo	$132,000	$93	60
304 Sheffield Rd	0.47mi	3/1.5 (-1)	1,400 (+8%)	3mo	$224,900	$161	57
103 Wilda Dr	0.60mi	3/2.0 (-1)	1,425 (+10%)	2mo	$246,000	$173	47
201 Slate Ct	0.66mi	3/2.0 (-1)	1,438 (+11%)	4mo	$240,000	$167	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.86% rent growth · sell at horizon

5-year hold

• IRR: 4.0%
• Equity multiple: 1.16×
• Total profit: $7,294
• Equity at exit: $24,900

10-year hold

• IRR: 14.2%
• Equity multiple: 2.18×
• Total profit: $55,301
• Equity at exit: $14,439

Cash invested: $46,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

ZIP-level market 28546

• Home prices YoY: -19.3%
• Rents YoY: 3.9%
• Active inventory: 612
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,933 medium
• Mortgage (P&I): −$876
• Tax from tax record: −$68 /mo · $813/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$406
• Net cashflow: $514

Break-even live

Break-even rent $1,282

Max offer price $167,000

Occupancy floor 68%

Sensitivity live

Price	-10% $608	-5% $561	+0% $514	+5% $467	+10% $419
Rent	-10% $361	-5% $437	+0% $514	+5% $590	+10% $667
Rate	-1.0pp $598	-0.5pp $556	base $514	+0.5pp $471	+1.0pp $427

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,750
• Closing costs: $5,010
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
108 White Stone Ct Jacksonville, NC	4.0	2.0	1460	$2,150	$1.47	22d	1	0.67mi
122 Basswood Ct Jacksonville, NC	3.0	1.0	1104	$1,400	$1.27	22d	1	1.26mi
110 Sycamore Dr Jacksonville, NC	3.0	2.0	1433	$1,750	$1.22	22d	1	1.38mi
303 Elk Ct Jacksonville, NC	3.0	2.5	1716	$2,000	$1.17	15d	1	1.46mi

Listing history 11 events

1. 2026-05-13
   status Pending
2. 2026-05-04
   price $167,000
3. 2026-04-24
   status Active
4. 2026-03-31
   status Pending
5. 2026-03-20
   status Active
6. 2026-03-13
   soldstatus $168,100
7. 2026-03-04
   status Pending
8. 2026-02-24
   listed $177,000 Active
9. 2015-04-07
   soldstatus $72,000 562-char remark

   Show marketing remark (562 chars)

   Located in quiet Montclair subdivision, this home is 10 minutes from Camp Lejeune''s main gate, several shopping plaza''s, the Jacksonville Mall and movie theater. There are 3 bedrooms, 1 full bath and a bonus room with 1/2 bath. Galley style kitchen with cozy eat-in dining area separated from front living space by a beautiful arced bar. A large laundry room followed by an attached workshop lead out onto a large, covered, cement patio and fenced in back yard. One owner, well loved and cared for home. Great neighborhood. Enjoy life family style. Call today.

10. 2015-04-07
    soldstatus $72,000

    Show marketing remark (562 chars)

    Located in quiet Montclair subdivision, this home is 10 minutes from Camp Lejeune''s main gate, several shopping plaza''s, the Jacksonville Mall and movie theater. There are 3 bedrooms, 1 full bath and a bonus room with 1/2 bath. Galley style kitchen with cozy eat-in dining area separated from front living space by a beautiful arced bar. A large laundry room followed by an attached workshop lead out onto a large, covered, cement patio and fenced in back yard. One owner, well loved and cared for home. Great neighborhood. Enjoy life family style. Call today.

11. 2013-07-25
    listed $74,850 562-char remark

    Show marketing remark (562 chars)

    Located in quiet Montclair subdivision, this home is 10 minutes from Camp Lejeune''s main gate, several shopping plaza''s, the Jacksonville Mall and movie theater. There are 3 bedrooms, 1 full bath and a bonus room with 1/2 bath. Galley style kitchen with cozy eat-in dining area separated from front living space by a beautiful arced bar. A large laundry room followed by an attached workshop lead out onto a large, covered, cement patio and fenced in back yard. One owner, well loved and cared for home. Great neighborhood. Enjoy life family style. Call today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

• Current annual tax: $813 · $68/mo
• Projected year-2 tax: $1,369 · $114/mo
• Expected delta: +$556/yr (+$46/mo · 68.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,194
• − Mortgage interest: −$9,355
• − Property taxes: −$813
• − Insurance: −$835
• − Repairs & maintenance: −$1,856
• − Management: −$1,856
• − Depreciation: −$4,858
• Taxable income: $3,622
• Est. tax owed @ 24.0%: −$869
• After-tax cash flow: $5,297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Onslow County Schools
• NCES district ID: 3703450
• Math proficiency: 42% ▲ 6.00%
• Reading proficiency: 49% ▲ 5.00%
• Median HH income: $46,076
• Composite: 38.66/100
• National rank: #4148
• State rank: #84 of 178 in NC

Livability — Piney Green

• Score: 60/100
• State rank: #524
• US rank: #19401

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety D- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Piney Green, NC
• County: Onslow County · 164,453 people
• Metro: Jacksonville, NC
• Population (ZIP): 47,256
• Household income: $63,561
• Rent vs Own: 42.2% rent · 57.8% own
• Severe rent burden: 1830.0

Population outlook (Onslow County) Hauer SSP2

• Today (2025): 189,789 people
• By 2030: 194,463 · +2.5%
• By 2040: 193,629 · +2.0%
• By 2050: 193,248 · +1.8%
• By 2075: 196,995 · +3.8%
• By 2100: 201,513 · +6.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 57% Black 18% Hispanic / Latino 16% Two or more races 13% Asian 2%
• Hispanic origin (detail): Mexican 5% Puerto Rican 5% Dominican 1%
• Common ancestry: Romanian 1% Serbian 1% Slovak 1%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 89% English-only · Spanish 8% German/W. Germanic 1% Tagalog/Filipino 1%

Political lean MEDSL · Onslow

• 2024 margin: Solid R (+35.9) · D 31.5% · R 67.5% · Other 1.0%
• 2008→2024 swing: -14.5pp toward R · 2008: -21.5pp · 2024: -35.9pp
• All cycles: 2024: R+35.9 2020: R+30.2 2016: R+34.6 2012: R+27.0 2008: R+21.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -50.75%
• Current HPI: 211.9993
• Rent YoY: ▲ 3.86%
• Metro: Jacksonville, NC
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Price history

+123.1% since first listed

11 events — show timeline

• 2026-05-13 Pending — Hive MLS
• 2026-05-04 Price Changed $167,000 Hive MLS
• 2026-04-24 Relisted — Hive MLS
• 2026-03-31 Pending — Hive MLS
• 2026-03-20 Relisted — Hive MLS
• 2026-03-13 Sold (Public Records) $168,100 Public Records
• 2026-03-04 Pending — Hive MLS
• 2026-02-24 Listed $177,000 Hive MLS
• 2015-04-07 Sold (Public Records) $72,000 Public Records
• 2015-04-07 Sold (MLS) $72,000 Hive MLS
• 2013-07-25 Listed $74,850 Hive MLS

Property tax history

+1.1%/yr

Latest (2025): $813 · +0.0% YoY. Source: county tax records.