130 Vines Ave · Hueytown, AL 35023

$155,000

3 bd · 1.0 ba · 1,132 sqft · SingleFamily public records · 10 Days on market

Built 1948 8,276 sqft lot Est $138k · 12% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• Appreciation +4.7/10.0
• DSCR +4.2/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• 1% rule +2.7/10.0
• Condition / age +2.5/5.0
• ARV discount +2.0/15.0
• Schools +1.8/10.0

Listing remarks MLS

Welcome Home!! 3-bedroom 1 bath home in the heart of Hueytown! Beautiful hardwood floors, dining room and eat-in-kitchen. Enjoy your morning coffee as you sit on your screened in porch. Basement for plenty of storage and workshop. Large fenced in back yard and deck for grilling.

Key facts

• Hardwood flooring
• Plenty of storage
• Fenced yard

Tags

• FIREPLACE IN THE LIVING ROOM
• HARDWOOD FLOORING
• SUNROOM
• PLENTY OF STORAGE
• LANDSCAPED YARD
• FENCED YARD

Property features AI

Finance

• Other: Lot size approximately 0.19 acres; Minor subdivision: HARDY & VINES; Property not in flood plain
• HOA & community: No association fees

Exterior

• Parking: Rear garage entry; One garage space (basement level); Basement parking, driveway parking and on-street parking available; Parking at multiple levels
• Security: No specific security features listed
• Utilities: Public water; Connected sewer; Electric water heater; Internet service available (provider TBD)
• Home design: Existing single-family residence; Basement foundation
• Construction: Siding (other); Built as existing structure
• Exterior features: Fenced yard; Porch (screened); Open deck; Street lights in neighborhood; Partial daylight basement (all unfinished)

Interior

• Kitchen: Refrigerator; Electric stove; Laminate countertops
• Bedrooms: Three bedrooms (all on main level)
• Flooring: Hardwood
• Bathrooms: One full bathroom with tub/shower combo (main level)
• Heating & cooling: Central heating; Central cooling; Ceiling fans
• Interior features: Hardwood floors; Some window treatments to remain; Brick wood-burning fireplace in the living room; Eating area in kitchen; Ceilings: additional details in remarks
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on the main level; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $15 ($175/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (22.5% below list).
• Recommended offer: $120k (22.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 68% FRL vs 49% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 255 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $142 of equity ($1k loan paydown + $-930 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $130k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,104 (22.5% below list)

Questions for the listing agent

1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 6.41%
• Cash-on-cash: 0.40%
• DSCR: 1.02
• GRM: 10.8

CMA / ARV

• ARV (on-the-fly): $138,104
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
107 Vines Ave	0.13mi	2/1.0 (-1)	1,188 (+5%)	2mo	$145,000	$122	79
1440 Hueytown Rd	0.25mi	3/1.5	1,146 (+1%)	7mo	$159,000	$139	78
129 Foust Ave	0.10mi	3/1.0	1,263 (+12%)	1mo	$155,000	$123	75
120 Honeysuckle Rd	0.10mi	2/1.0 (-1)	1,243 (+10%)	2mo	$155,000	$125	73
1218 Bunchie St	0.36mi	3/1.0	1,224 (+8%)	3mo	$154,000	$126	68
111 Florence St	0.55mi	2/1.0 (-1)	1,104 (-2%)	2mo	$78,000	$71	64
1212 Bunchie St	0.35mi	3/1.0	1,285 (+14%)	1mo	$159,900	$124	60
100 Midway Dr	0.49mi	3/1.0	1,213 (+7%)	7mo	$136,000	$112	60
118 Kennilworth Rd	0.50mi	3/1.5	1,212 (+7%)	8mo	$141,000	$116	57
111 Westbrook Rd	0.59mi	2/1.0 (-1)	1,007 (-11%)	2mo	$60,000	$60	48
119 Wheeler Dr	0.70mi	3/2.0	1,215 (+7%)	5mo	$80,500	$66	47
2028 High School Rd	0.45mi	4/2.0 (+1)	1,285 (+14%)	4mo	$148,000	$115	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -5.0%
• Equity multiple: 0.78×
• Total profit: $-9,657
• Equity at exit: $40,413

10-year hold

• IRR: 0.3%
• Equity multiple: 1.03×
• Total profit: $1,450
• Equity at exit: $45,048

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 255
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $1,201 high
• Mortgage (P&I): −$813
• Tax from tax record: −$57 /mo · $681/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $15

Break-even live

Break-even rent $1,183

Max offer price $155,000

Occupancy floor 94%

Sensitivity live

Price	-10% $102	-5% $58	+0% $15	+5% $-29	+10% $-73
Rent	-10% $-80	-5% $-33	+0% $15	+5% $62	+10% $109
Rate	-1.0pp $93	-0.5pp $54	base $15	+0.5pp $-26	+1.0pp $-66

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
622 S Parkell Ave Bessemer, AL	3.0	1.0	963	$1,200	$1.25	45d	1	0.08mi
1409 Hueytown Rd Apt 63 Bessemer, AL	2.0	1.0	876	$995	$1.14	45d	1	0.26mi
1409 Hueytown Rd Unit 76 Bessemer, AL	2.0	1.0	876	$995	$1.14	4d	1	0.26mi
1444 Hueytown Rd Unit B Hueytown, AL	2.0	1.0	725	$945	$1.30	25d	1	0.26mi
116 Vail Ave Bessemer, AL	2.0	1.0	1008	$975	$0.97	21d	1	0.26mi
2020 High School Rd Unit C Bessemer, AL	2.0	1.0	733	$750	$1.02	16d	1	0.43mi
105 Louis Ave Bessemer, AL	2.0	1.0	1073	$1,100	$1.03	45d	1	0.47mi
110 Ray Ave Apt 7 Hueytown, AL	2.0	2.0	900	$875	$0.97	4d	1	0.49mi
3269 Allison Bonnett Memorial Dr Bessemer, AL	3.0	2.0	1306	$1,435	$1.10	16d	1	0.50mi
123 Westbrook Rd Bessemer, AL	3.0	2.0	1427	$1,275	$0.89	46d	1	0.63mi
107 Wheeler Dr Bessemer, AL	2.0	1.0	950	$950	$1.00	45d	1	0.64mi
109 Oak Ave Bessemer, AL	3.0	1.0	1120	$1,200	$1.07	4d	1	0.65mi
315 Pope Dr Bessemer, AL	3.0	2.0	1292	$1,225	$0.95	21d	1	0.68mi
119 Wheeler Dr Bessemer, AL	3.0	2.0	1215	$1,300	$1.07	13d	1	0.69mi
102 Wheeler Dr Bessemer, AL	3.0	1.5	1200	$1,175	$0.98	45d	1	0.71mi
425 Oakwood Ave Bessemer, AL	2.0–3.0	2.0	1082	$800	$0.74	3d	2	0.87mi
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	13d	1	0.90mi
208 Kentwood Ave Bessemer, AL	3.0	1.0	1177	$1,075	$0.91	45d	1	1.33mi
116 Avalon Ave Bessemer, AL	4.0	1.0	1207	$1,200	$0.99	45d	1	1.39mi
216 Meadowood Ave Bessemer, AL	3.0	1.0	1430	$1,250	$0.87	4d	1	1.40mi
119 Lakeland Ave Bessemer, AL	3.0	1.0	1042	$1,125	$1.08	25d	1	1.43mi

Listing history 7 events

1. 2026-06-22
   days on market $155,000 Active 10 DOM
2. 2026-06-18
   days on market $155,000 Active 7 DOM
3. 2026-06-17
   days on market $155,000 Active 6 DOM
4. 2026-06-16
   days on market $155,000 Active 5 DOM
5. 2026-06-15
   days on market $155,000 Active 4 DOM
6. 2026-06-13
   remarks 402-char remark
7. 2026-06-13
   listed $155,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $681 · $57/mo
• Projected year-2 tax: $681 · $57/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,412
• − Mortgage interest: −$8,682
• − Property taxes: −$681
• − Insurance: −$775
• − Repairs & maintenance: −$1,153
• − Management: −$1,153
• − Depreciation: −$4,509
• Taxable loss: −$2,541
• Est. tax savings @ 24.0%: +$610
• After-tax cash flow: $785/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+158.3% since first listed

7 events — show timeline

• 2026-06-11 Listed $155,000 Greater Alabama MLS
• 2024-02-23 Sold (Public Records) $130,000 Public Records
• 2024-02-16 Sold (MLS) $130,000 Greater Alabama MLS
• 2024-01-21 Contingent — Greater Alabama MLS
• 2024-01-16 Listed $129,900 Greater Alabama MLS
• 2000-06-02 Sold (Public Records) $71,000 Public Records
• 1996-09-30 Sold (Public Records) $60,000 Public Records

Property tax history

+3.4%/yr

Latest (2025): $681 · +2.3% YoY. Source: county tax records.