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5772 W Albany Pl #120 🏷️ Likely Rental
D+ Composite 46.8
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.6/10.0
  • Livability +3.9/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$1,795

5772 W Albany Pl #120 · Kennewick, WA 99336
3 bd · 2.0 ba · 1,354 sqft · Townhouse · 16 Days on market
Built 2019 5,227 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

We do not accept 3rd party applications or viewing requests. 3 Bedrooms, 2 Bath 1354 sqft Townhome in Kennewick This thoughtfully designed two-story residence offers 3 bedrooms, 2.5 bathrooms, and modern finishes throughout. The bright and inviting main level features an open-concept layout with durable hard-surface flooring, large windows, and plenty of natural light. The stylish kitchen is equipped with granite countertops, a subway tile backsplash, stainless steel appliances, and a convenient breakfast bar that's perfect for casual dining or entertaining. Upstairs, the spacious primary suite includes a private en suite bathroom and a walk-in closet. Two additional bedrooms offer comfort

Key facts

  • Granite countertops
  • Breakfast bar
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTGRANITE COUNTERTOPSSUBWAY TILE BACKSPLASHSTAINLESS STEEL APPLIANCESBREAKFAST BARPRIVATE FENCED BACKYARD

Property features AI

Finance

  • Other: Information not provided
  • Financial info: Information not provided
  • HOA & community: Information not provided

Exterior

  • Parking: 1 parking space (1 covered); 1-car garage
  • Security: Information not provided
  • Utilities: Information not provided
  • Home design: Townhouse; Residential property; Two levels / 2 stories; New construction
  • Construction: Information not provided
  • Exterior features: Lot approximately 0.12 acres (5,227.2 sq ft); Zoned single-family residential

Interior

  • Kitchen: Information not provided
  • Bedrooms: Information not provided
  • Flooring: Information not provided
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Information not provided
  • Interior features: No basement
  • Laundry & utility: Information not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $1,795 price doesn't fit this home's estimated sale value (~$319,544) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $2k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $2k).
  • Recommended offer: $2k (1.5% below list) — sets the bar for market timing.
  • Cap rate 938.8% vs local median 3.3% in Kennewick — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#131 in WA, #2,599 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A; Watch: schools D+, amenities D+, crime F.
  • Kennewick School District (urban): math 43% / reading 58% proficiency, ranked #141 of 291 in WA (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.4%/yr); 286 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,532 units permitted in Benton County in 2024 (389 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $12 of loan paydown is wiped out by about $54 of value loss. Plan a longer hold.
  • Benton County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.4% rent growth), your $503 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($2k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,768 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
99.24%
Cap rate
938.81%
Cash-on-cash
3330.41%
DSCR
149.18
GRM
0.1

CMA / ARV

ARV (on-the-fly)
$319,544
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9 N Jefferson Pl #110 0.04mi 3/2.5 1,408 (+4%) 17mo $1,745 $1 76
80 S Dawes St Unit C St Unit C 0.39mi 3/2.5 1,258 (-7%) 0mo $303,000 $241 68
21 N Jefferson Pl #120 0.04mi 3/2.5 1,495 (+10%) 18mo $1,745 $1 64
48 S Dawes St 0.38mi 3/2.5 1,490 (+10%) 1mo $313,000 $210 63
100 S Dawes St , Unit D St 0.40mi 3/2.5 1,258 (-7%) 7mo $310,000 $246 62
54 S Dawes St 0.38mi 3/2.0 1,440 (+6%) 17mo $340,000 $236 57
60 S Dawes St 0.40mi 3/2.0 1,440 (+6%) 17mo $345,000 $240 56
547 N Grant St 0.36mi 2/2.0 (-1) 1,280 (-6%) 18mo $310,000 $242 54
28 S Dawes St 0.40mi 3/2.5 1,490 (+10%) 15mo $332,000 $223 51
40 S Dawes St 0.38mi 3/2.5 1,490 (+10%) 22mo $310,000 $208 45
550 N Grant St 0.37mi 2/2.0 (-1) 1,156 (-15%) 12mo $307,000 $266 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.39% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
178.63×
Total profit
$89,279
Equity at exit
$268
10-year hold
IRR
Equity multiple
389.28×
Total profit
$195,151
Equity at exit
$155

Cash invested: $503 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 99336

Rents YoY
3.4%
Active inventory
286
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$1,781 high interval (Pro) →
Mortgage (P&I)
$9
Tax est. 1.5%
$2 /mo · $27/yr
Insurance
$1
HOA
$0
Vacancy / Maint / Mgmt
$374
Net cashflow
$1,395

Break-even live

Break-even rent $16
Max offer price $1,795
Occupancy floor 17%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$449
Closing costs
$54
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 34 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
33 N Jefferson Pl Unit 110 Kennewick, WA 3.0 2.5 1536 $1,950 $1.27 43d 1 0.05mi
5702 W Kennewick Pl #110 Kennewick, WA 3.0 2.5 1435 $1,695 $1.18 13d 1 0.10mi
100 N Irving Pl Kennewick, WA 1.0–3.0 1.0–1.5 939 $1,750 $1.86 13d 11 0.14mi
100 N Irving Pl Unit H101 Kennewick, WA 3.0 1.5 1120 $1,699 $1.52 44d 1 0.14mi
100 N Irving Pl Unit K101 Kennewick, WA 3.0 1.5 1120 $1,700 $1.52 44d 1 0.14mi
5100 W Clearwater Ave Kennewick, WA 1.0–3.0 1.0–2.0 1068 $1,843 $1.72 13d 6 0.43mi
24 S Quay St Unit 3 Kennewick, WA 3.0 1.5 1128 $1,625 $1.44 13d 1 0.51mi
6809 W Kennewick Ave Unit C Kennewick, WA 2.0 1.0 1043 $1,250 $1.20 43d 1 0.58mi
318 N Arthur St Kennewick, WA 2.0–3.0 2.0 1113 $1,975 $1.77 13d 1 0.64mi
460 N Arthur St Kennewick, WA 2.0 1.0–2.0 749 $1,700 $2.27 13d 7 0.65mi
445 N Volland St Kennewick, WA 1.0–2.0 1.0 735 $1,294 $1.76 13d 7 0.80mi
720 N Arthur St Kennewick, WA 3.0 1.5 1200 $1,545 $1.29 13d 9 0.82mi
4711 W Metaline Ave Kennewick, WA 1.0–2.0 1.0 777 $1,525 $1.96 21d 7 0.90mi
1102 N Cleveland St Unit D Kennewick, WA 2.0 1.0 936 $1,250 $1.34 43d 1 0.93mi
4421 W Hood Ave Kennewick, WA 2.0 1.5 942 $1,412 $1.50 13d 3 0.94mi
440 N Volland St Kennewick, WA 1.0–3.0 1.0–1.5 958 $1,600 $1.67 13d 7 0.98mi
E 6th Ave Kennewick, WA 2.0 1.0 1100 $1,500 $1.36 43d 1 1.00mi
609 N Tweedt St Kennewick, WA 2.0 1.0 950 $1,295 $1.36 13d 1 1.01mi
108 S Tweedt Pl Kennewick, WA 2.0 2.0 1258 $1,795 $1.43 43d 1 1.01mi
4215 W 2nd Ave Kennewick, WA 3.0 2.0 1348 $2,595 $1.93 43d 1 1.02mi
801 N Tweedt St Kennewick, WA 1.0–2.0 1.0 779 $1,350 $1.73 21d 3 1.08mi
717 S Union St Kennewick, WA 3.0 1.0 1340 $1,895 $1.41 43d 1 1.09mi
1148 N Yost St Kennewick, WA 3.0 2.5 1324 $1,863 $1.41 21d 1 1.10mi
4108 W Albany Ave Unit A-D Kennewick, WA 2.0 1.5 945 $1,395 $1.48 43d 1 1.12mi
1216 N Williams St Unit B Kennewick, WA 2.0 1.5 1080 $1,700 $1.57 43d 1 1.21mi
3910 W Kennewick Ave Unit 3910 Kennewick, WA 3.0 1.5 1645 $1,800 $1.09 43d 1 1.26mi
3703 W Kennewick Ave Kennewick, WA 1.0–2.0 1.0 782 $1,594 $2.04 13d 8 1.32mi
7803 W Deschutes Ave Kennewick, WA 1.0–3.0 1.0–2.0 925 $2,010 $2.17 13d 13 1.35mi
3887 W 7th Ave Unit B-230 Kennewick, WA 3.0 2.0 1262 $1,850 $1.47 21d 1 1.40mi
12 S Morain St Kennewick, WA 1.0–3.0 1.0 604 $1,599 $2.65 13d 3 1.40mi
502 S Florida Pl Kennewick, WA 2.0 1.0 1003 $1,850 $1.84 43d 1 1.40mi
3708 W 6th Ave Unit B Kennewick, WA 2.0 1.0 918 $1,325 $1.44 43d 1 1.41mi
400 S Morain St #7 Kennewick, WA 3.0 2.5 1100 $1,500 $1.36 21d 1 1.45mi
7960 W 10th Ave Kennewick, WA 1.0–2.0 1.0–2.0 946 $2,345 $2.48 13d 9 1.46mi

Listing history 13 events

  1. 2026-06-18
    days on market $1,795 Active 16 DOM
  2. 2026-06-17
    days on market $1,795 Active 15 DOM
  3. 2026-06-16
    days on market $1,795 Active 14 DOM
  4. 2026-06-15
    days on market $1,795 Active 13 DOM
  5. 2026-06-14
    days on market $1,795 Active 11 DOM
  6. 2026-06-13
    days on market $1,795 Active 10 DOM
  7. 2026-06-10
    days on market $1,795 Active 8 DOM
  8. 2026-06-09
    days on market $1,795 Active 7 DOM
  9. 2026-06-08
    days on market $1,795 Active 6 DOM
  10. 2026-06-07
    days on market $1,795 Active 5 DOM
  11. 2026-06-05
    days on market $1,795 Active 2 DOM
  12. 2026-06-03
    remarks 699-char remark
  13. 2026-06-03
    listed $1,795 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 14 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,377
− Mortgage interest
−$101
− Property taxes
−$27
− Insurance
−$9
− Repairs & maintenance
−$1,710
− Management
−$1,710
− Depreciation
−$52
Taxable income
$17,768
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,264
After-tax cash flow
$12,474/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kennewick School District
NCES district ID
5303930
Math proficiency
43% ▼ -1.00%
Reading proficiency
58% ▬ 0.00%
Median HH income
$54,191
Composite
45.56/100
National rank
#5667
State rank
#141 of 291 in WA

Livability — Kennewick

Score
78/100
State rank
#131
US rank
#2599

Category grades

Amenities D+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kennewick, WA
County
Benton County · 186,895 people
City population
104,655
Metro
Kennewick-Richland, WA
Population (ZIP)
50,735
Household income
$62,527
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2605.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
219,421 people
By 2030
233,813 · +6.6%
By 2040
262,134 · +19.5%
By 2050
290,100 · +32.2%
By 2075
363,525 · +65.7%
By 2100
418,667 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 55% Hispanic / Latino 37% Two or more races 15% Black 3% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 31% Cuban 2%
Common ancestry
Portuguese 4% Slovak 3% Romanian 1%
Foreign-born
16% · Canada, Jamaica
Languages at home
68% English-only · Spanish 29% Arabic 1%

Political lean MEDSL · Benton

2024 margin
Strong R (+21.9) · D 37.7% · R 59.6% · Other 2.7%
2008→2024 swing
+4.2pp toward D · 2008: -26.1pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+21.0 2016: R+26.6 2012: R+27.0 2008: R+26.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -408.26%
Current HPI
256.1143
Rent YoY
▲ 3.39%
Metro
Kennewick-Richland, WA
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-01 Listed $1,795 PACMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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