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B Composite 74.18
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.9/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.1/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.7/5.0

$110,000

None · Williamsburg, FL 32821
1 bd · 1.0 ba · 546 sqft · Condo public records · 80 Days on market
Built 1989 $49/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Turnkey Investment Opportunity in Prime Orlando Location! Beautifully maintained condo located in the highly desirable area of Orlando, just minutes from world-renowned attractions, shopping, dining, and major highways. This well-appointed unit offers a functional layout with comfortable living space, abundant natural light, and a private balcony perfect for relaxing. Ideal for investors or end users, the property is fully equipped and ready for immediate use. Enjoy access to resort-style amenities and a prime location that attracts consistent demand year-round. Whether you’re looking for a vacation property or income-producing asset, this is an excellent opportunity in the heart of C

Key facts

  • Private balcony
  • Prime location
  • $49 HOA

Tags

PRIME LOCATIONPRIVATE BALCONYRESORT STYLE AMENITIES

Property features AI

Finance

  • Other: Property type: Residential (Condo - Hotel); Zoning: P-D; Furnished; Total acreage approximately 0.34 acres; Asphalt road surface; Total rooms: 5; Living area about 546 square feet; Total stories in building: 4
  • HOA & community: Parc Corniche Condominium Association; HOA fee $594 annually ($49.50 monthly); Association fee required; Community features: Airport/Runway, Park; Pets not allowed

Exterior

  • Parking: 1-car garage
  • Utilities: Public water; No sewer (listed as none); Cable available; Electricity available
  • Home design: Residential condo-hotel; One level; Faces west; Located on 3rd floor (unit on 3rd floor)
  • Construction: Block and concrete construction; Shingle roof; Concrete perimeter foundation and slab
  • Exterior features: Balcony; Outdoor shower; Exterior lighting; Sidewalks

Interior

  • Kitchen: Cooktop; Range; Microwave; Dishwasher; Refrigerator; Electric water heater
  • Bedrooms: 1 bedroom
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo; Building has elevator
  • Laundry & utility: Laundry located outside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $110k.

Deal economics

  • At list price, monthly cash flow is $439 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $103k (6.0% below list) — sets the bar for market timing.
  • Cap rate 11.1% vs local median 3.9% in Williamsburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 85/100 on livability (#29 in FL, #608 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A; Watch: amenities D, schools F.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents falling (-3.2%/yr); 275 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($761 loan paydown + $326 appreciation (0.3% local appreciation)).
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (0.3% appreciation + 0.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
Recommended offer $103,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.39%
Cap rate
11.08%
Cash-on-cash
17.11%
DSCR
1.76
GRM
6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.3% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
14.9%
Equity multiple
1.71×
Total profit
$21,835
Equity at exit
$33,583
10-year hold
IRR
17.1%
Equity multiple
2.75×
Total profit
$53,989
Equity at exit
$41,703

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32821

Home prices YoY
0.1%
Rents YoY
-3.2%
Active inventory
275
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,533 high interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$100 /mo · $1,202/yr
Insurance
$46
HOA
$49
Vacancy / Maint / Mgmt
$322
Net cashflow
$439

Break-even live

Break-even rent $977
Max offer price $110,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6600 Banner Lake Cir Orlando, FL 1.0–3.0 1.0–2.0 975 $1,199 $1.23 1d 18 0.32mi
11508 Westwood Blvd #313 Orlando, FL 1.0 1.0 715 $2,800 $3.92 23d 1 0.54mi
6902 Villa De Costa Dr Orlando, FL 2.0 2.0 738 $1,500 $2.03 13d 1 0.56mi
6820 Axis West Cir Orlando, FL 1.0–3.0 1.0–2.0 1033 $1,845 $1.79 2d 18 0.81mi
6801 Integra Cove Blvd Orlando, FL 3.0 1.0–2.0 966 $1,921 $1.99 2d 30 0.82mi
6739 Mission Club Blvd Orlando, FL 1.0–3.0 1.0–2.0 947 $1,305 $1.38 1d 24 0.96mi
6260 Juniper Pine Way Orlando, FL 1.0–3.0 1.0–2.0 1094 $1,753 $1.60 2d 32 1.08mi
6701 Westwood Blvd Orlando, FL 1.0–2.0 1.0–2.0 735 $1,099 $1.50 2d 6 1.09mi
7010 Bayfront Scenic Dr Orlando, FL 1.0–2.0 1.0–2.0 903 $1,725 $1.91 2d 21 1.22mi
12515 Lake Square Cir Orlando, FL 1.0–3.0 1.0–2.0 1087 $1,475 $1.36 1d 21 1.33mi
7511 Solstice Cir Orlando, FL 3.0 1.0–2.0 1168 $2,110 $1.81 2d 36 1.35mi
11115 S Beach Cir Orlando, FL 1.0–3.0 1.0–2.0 1116 $1,814 $1.63 1d 50 1.39mi
7119 Sand Lake Reserve Dr Orlando, FL 1.0–3.0 1.0–2.0 1041 $1,780 $1.71 1d 17 1.40mi
10535 Hamilton Dawn St Orlando, FL 1.0–2.0 1.0–2.0 936 $1,663 $1.78 2d 22 1.40mi

HOA detail condo

Monthly dues
$49 · $588/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 15 events

  1. 2026-06-18
    days on market $110,000 Active 80 DOM
  2. 2026-06-17
    days on market $110,000 Active 79 DOM
  3. 2026-06-16
    days on market $110,000 Active 78 DOM
  4. 2026-06-15
    days on market $110,000 Active 77 DOM
  5. 2026-06-13
    days on market $110,000 Active 75 DOM
  6. 2026-06-13
    days on market $110,000 Active 74 DOM
  7. 2026-06-09
    days on market $110,000 Active 71 DOM
  8. 2026-06-08
    days on market $110,000 Active 70 DOM
  9. 2026-06-07
    days on market $110,000 Active 69 DOM
  10. 2026-06-04
    days on market $110,000 Active 66 DOM
  11. 2026-06-03
    days on market $110,000 Active 65 DOM
  12. 2026-06-02
    days on market $110,000 Active 64 DOM
  13. 2026-06-02
    days on market $110,000 Active 63 DOM
  14. 2026-05-31
    days on market $110,000 Active 62 DOM
  15. 2026-03-30
    listed $110,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,202 · $100/mo
Projected year-2 tax
$1,202 · $100/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,395
− Mortgage interest
−$6,162
− Property taxes
−$1,202
− Insurance
−$550
− Repairs & maintenance
−$1,472
− Management
−$1,472
− HOA
−$588
− Depreciation
−$3,200
Taxable income
$3,750
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$900
After-tax cash flow
$4,370/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Williamsburg

Score
85/100
State rank
#29
US rank
#608

Category grades

Amenities D Commute A Cost of living B Crime A Employment A- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 1,471,359 people
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
26,161
Household income
$69,348
Rent vs Own
68.3% rent · 31.7% own
Severe rent burden
1840.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 43% Hispanic / Latino 41% Two or more races 19% Black 6% Asian 3% Pacific Islander 1% Native American 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 11% Cuban 1% Dominican 4%
Common ancestry
Romanian 3% Lithuanian 2% Estonian 2%
Foreign-born
29% · Canada, Jamaica, China
Languages at home
58% English-only · Spanish 32% Other Indo-European 4% Other Asian/Pacific 2%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.30%
Current HPI
300.2268
Rent YoY
▼ -3.20%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-30 Listed $110,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+5.9%/yr

Latest (2025): $1,202 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…