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803 N Division St N
B+ Composite 76.69
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$27,000

803 N Division St N · DeQuincy, LA 70633
3 bd · 2.0 ba · 672 sqft · SingleFamily · 80 Days on market
Built 1970 6,534 sqft lot $40/sqft · 48% below area Est $52k · 48% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor special in the heart of DeQuincy! This fixer-upper offers a prime opportunity for those looking to renovate and add value. Conveniently located in the center of town, this property has great potential for a flip, rental, or long-term investment. Bring your vision and turn this property into something special!

Key facts

  • 6,534 sq ft lot
  • Built 1970
  • Listed 79 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $27k.

Deal economics

  • At list price, monthly cash flow is $541 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($921 rent vs $27k).
  • Recommended offer: $25k (6.0% below list) — sets the bar for market timing.
  • Cap rate 30.3% vs local median 5.6% in DeQuincy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#51 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 107 active listings in the ZIP; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $187 of loan paydown is wiped out by about $810 of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($25k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $25,380 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.41%
Cap rate
30.32%
Cash-on-cash
85.83%
DSCR
4.82
GRM
2.4

CMA / ARV

ARV (median comp)
$51,527
List price
$27,000
Delta
-47.60%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
86.3%
Equity multiple
4.98×
Total profit
$30,076
Equity at exit
$4,026
10-year hold
IRR
89.4%
Equity multiple
10.34×
Total profit
$70,590
Equity at exit
$2,334

Cash invested: $7,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70633

Active inventory
107
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$921 medium interval (Pro) →
Mortgage (P&I)
$142
Tax est. 1.5%
$34 /mo · $405/yr
Insurance
$11
HOA
$0
Vacancy / Maint / Mgmt
$193
Net cashflow
$541

Break-even live

Break-even rent $236
Max offer price $27,000
Occupancy floor 36%

Sensitivity live

Price -10% $559 -5% $550 +0% $541 +5% $531 +10% $522
Rent -10% $468 -5% $504 +0% $541 +5% $577 +10% $613
Rate -1.0pp $554 -0.5pp $548 base $541 +0.5pp $534 +1.0pp $527

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,750
Closing costs
$810
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-21
    days on market $27,000 Active 80 DOM
  2. 2026-06-19
    days on market $27,000 Active 78 DOM
  3. 2026-06-18
    days on market $27,000 Active 77 DOM
  4. 2026-06-17
    days on market $27,000 Active 76 DOM
  5. 2026-06-16
    days on market $27,000 Active 75 DOM
  6. 2026-06-15
    days on market $27,000 Active 74 DOM
  7. 2026-06-14
    days on market $27,000 Active 72 DOM
  8. 2026-06-13
    days on market $27,000 Active 71 DOM
  9. 2026-06-10
    days on market $27,000 Active 69 DOM
  10. 2026-06-09
    days on market $27,000 Active 68 DOM
  11. 2026-06-08
    days on market $27,000 Active 67 DOM
  12. 2026-06-07
    days on market $27,000 Active 66 DOM
  13. 2026-06-05
    days on market $27,000 Active 63 DOM
  14. 2026-06-02
    days on market $27,000 Active 61 DOM
  15. 2026-06-01
    days on market $27,000 Active 60 DOM
  16. 2026-05-31
    days on market $27,000 Active 59 DOM
  17. 2026-05-30
    days on market $27,000 Active 58 DOM
  18. 2026-04-02
    listed $27,000 Active 319-char remark
    Show marketing remark (319 chars)

    Investor special in the heart of DeQuincy! This fixer-upper offers a prime opportunity for those looking to renovate and add value. Conveniently located in the center of town, this property has great potential for a flip, rental, or long-term investment. Bring your vision and turn this property into something special!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,047
− Mortgage interest
−$1,512
− Property taxes
−$405
− Insurance
−$135
− Repairs & maintenance
−$884
− Management
−$884
− Depreciation
−$785
Taxable income
$6,442
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,546
After-tax cash flow
$4,942/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — DeQuincy

Score
71/100
State rank
#51
US rank
#7288

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment A- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
DeQuincy, LA
Population (ZIP)
8,178

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 9% Two or more races 8% Hispanic / Latino 4%
Common ancestry
Lithuanian 6% Italian 2% Iranian 2%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.41%
Current HPI
90.4407
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-02 Listed $27,000 SWLAR

Property tax history

+0.5%/yr

Latest (2025): $2,331 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…