42 Coble Dr · Cathedral City, CA 92234

$135,000

2 bd · 2.0 ba · 1,488 sqft · Manufactured public records · 222 Days on market

Built 1984 1,680 sqft lot $91/sqft · 9% above area Est $123k · 9% over ↓ 10% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +3.3/15.0
• Rent growth +3.3/5.0
• Livability +3.3/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Premier 55+ Mobile Home Community in the Valley. This home is located on a quiet interior street with multiple guest parking nearby. There is a front patio area with great South & Western Mtn. views! As you enter the front door, this well maintained home features a large Living & Dining Room area, Dual Pane windows help with noise and are energy efficient. The Family Room and Kitchen are open to each other and lead to a large ''California'' screened room with brick flooring. The carport has a small sitting area and large storage shed for extra belongings. Also, the entry on the carport side leads to the laundry room with newer Washer and Dryer and has a Large Linen closet and the guest bathroom with shower over tub. The guest room could also be utilized as an office and has ample closet space. The Primary Suite is large and has a separate wall A/C. The Primary bath features updated step in shower and also large garden tub. There is an alternative Evaporative cooling system, both the A/C & Roof have been replaced within the past 10 years. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living.

Key facts

• Guest parking
• Dual pane windows
• Front patio area

Tags

• QUIET INTERIOR STREET
• GUEST PARKING
• FRONT PATIO AREA
• SOUTH AND WESTERN MTN VIEWS
• LARGE LIVING AND DINING ROOM
• DUAL PANE WINDOWS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $135k.

Deal economics

• At list price, monthly cash flow is $1k ($16k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $135k).
• Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
• Cap rate 18.1% vs local median 5.1% in Cathedral City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#344 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing B+; Watch: employment D+, schools F, amenities D-.
• Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.2%/yr); 530 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• This rent runs 44% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.2% rent growth), your $38k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 222 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $23k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $118,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.00% ✓
• Cap rate: 18.12%
• Cash-on-cash: 42.25%
• DSCR: 2.88
• GRM: 4.2

CMA / ARV

• ARV (median comp): $123,394
• List price: $135,000
• Delta: 9.41%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
162 Hilligoss Dr	0.16mi	2/2.0	1,504 (+1%)	3mo	$66,000	$44	88
244 Settles Dr	0.17mi	2/2.0	1,440 (-3%)	1mo	$135,000	$94	86
89 Armenia Dr	0.06mi	2/2.0	1,416 (-5%)	3mo	$177,000	$125	86
234 Settles Dr	0.20mi	2/2.0	1,512 (+2%)	3mo	$117,000	$77	86
221 Settles Dr	0.20mi	2/2.0	1,512 (+2%)	5mo	$149,000	$99	84
263 Coble Dr	0.21mi	2/2.0	1,512 (+2%)	5mo	$119,900	$79	83
314 Armenia Dr	0.04mi	2/2.0	1,647 (+11%)	3mo	$169,900	$103	78
257 Wolf	0.33mi	2/2.0	1,440 (-3%)	3mo	$75,000	$52	77
392 Standing Bear	0.18mi	2/2.0	1,368 (-8%)	2mo	$113,000	$83	76
316 Little Deer	0.33mi	2/2.0	1,440 (-3%)	5mo	$70,000	$49	75
24 Mesa View Dr	0.47mi	2/2.0	1,440 (-3%)	2mo	$68,000	$47	71
493 Prairie	0.15mi	3/2.0 (+1)	1,344 (-10%)	5mo	$189,000	$141	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold

• IRR: 39.2%
• Equity multiple: 2.68×
• Total profit: $63,441
• Equity at exit: $20,129

10-year hold

• IRR: 45.7%
• Equity multiple: 5.41×
• Total profit: $166,683
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92234

• Home prices YoY: -27.7%
• Rents YoY: 3.2%
• Active inventory: 530
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $2,696 high
• Mortgage (P&I): −$708
• Tax from tax record: −$35 /mo · $421/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$566
• Net cashflow: $1,331

Break-even live

Break-even rent $1,012

Max offer price $135,000

Occupancy floor 46%

Sensitivity live

Price	-10% $1,407	-5% $1,369	+0% $1,331	+5% $1,293	+10% $1,254
Rent	-10% $1,118	-5% $1,224	+0% $1,331	+5% $1,437	+10% $1,544
Rate	-1.0pp $1,399	-0.5pp $1,365	base $1,331	+0.5pp $1,296	+1.0pp $1,260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
68615 Paseo Soria Cathedral City, CA	2.0	2.0	1462	$3,500	$2.39	8d	1	0.16mi
34197 Calle Mora Cathedral City, CA	2.0	2.0	1171	$2,300	$1.96	14d	1	0.30mi
34197 Calle Mora Cathedral City, CA	2.0	2.0	1171	$2,300	$1.96	11d	1	0.30mi
34197 Calle Mora Cathedral City, CA	2.0	2.0	1171	$2,300	$1.96	22d	1	0.30mi
68153 Lakeland Dr Cathedral City, CA	2.0	2.0	1255	$2,500	$1.99	25d	1	0.39mi
69180 Victoria Dr #8 Cathedral City, CA	3.0	2.0	1230	$1,995	$1.62	3d	1	0.40mi
68368 Calle Leon Cathedral City, CA	2.0	2.0	1406	$3,790	$2.70	15d	1	0.41mi
68368 Calle Leon Cathedral City, CA	2.0	2.0	1406	$3,790	$2.70	44d	1	0.41mi
69155 Dinah Shore Dr Apt 20 Cathedral City, CA	2.0	2.0	1200	$2,050	$1.71	44d	1	0.43mi
68859 Paseo Real Cathedral City, CA	2.0	2.0	1406	$3,960	$2.82	15d	1	0.44mi
68859 Paseo Real Cathedral City, CA	2.0	2.0	1406	$3,960	$2.82	44d	1	0.44mi
69155 Dinah Shore Dr Cathedral City, CA	2.0	2.0	1100	$1,795	$1.63	44d	1	0.45mi
34750 Marcia Rd Unit 02 Cathedral City, CA	3.0	2.0	1325	$2,000	$1.51	19d	1	0.46mi
35200 Cathedral Canyon Dr Unit H64 Cathedral City, CA	2.0	2.0	1375	$2,500	$1.82	44d	1	0.47mi
35200 Cathedral Canyon Dr Unit B10 Cathedral City, CA	2.0	2.0	1384	$2,600	$1.88	44d	1	0.47mi
33892 Sky Blue Water Trl Cathedral City, CA	3.0	2.0	1352	$2,800	$2.07	5d	1	0.53mi
69200 Nilda Dr Cathedral City, CA	3.0	2.0	1330	$2,495	$1.88	22d	1	0.55mi
33495 Cathedral Canyon Dr Unit B Cathedral City, CA	2.0	1.0	1100	$2,100	$1.91	44d	1	0.57mi
33495 Cathedral Canyon Dr Cathedral City, CA	2.0	1.0	1100	$2,200	$2.00	44d	1	0.57mi
33255 Date Palm Dr Cathedral City, CA	2.0	2.0	1050	$1,795	$1.71	44d	1	0.59mi
35615 Paseo Circulo E Cathedral City, CA	1.0	2.0	1029	$2,250	$2.19	44d	1	0.63mi
68882 Calle Mula Cathedral City, CA	2.0	2.0	1714	$2,500	$1.46	21d	1	0.65mi
33387 Shifting Sands Trl Unit 2 Cathedral City, CA	2.0	2.0	1300	$1,999	$1.54	25d	1	0.82mi
69603 Heather Way Rancho Mirage, CA	3.0	2.0	1218	$2,300	$1.89	44d	1	0.83mi
34073 Emily Way Rancho Mirage, CA	2.0	2.0	966	$2,100	$2.17	19d	1	0.87mi
34073 Emily Way Rancho Mirage, CA	2.0	2.0	966	$2,100	$2.17	22d	1	0.87mi
69646 Antonia Way Rancho Mirage, CA	2.0	2.0	966	$2,450	$2.54	19d	1	0.87mi
34361 Denise Way Rancho Mirage, CA	3.0	2.0	1400	$2,800	$2.00	44d	1	0.88mi
34071 Denise Way Rancho Mirage, CA	3.0	2.0	1218	$2,599	$2.13	25d	1	0.90mi
152 Estrada Way #152 Cathedral City, CA	2.0	2.0	1500	$2,200	$1.47	44d	1	0.96mi
159 Estrada Way Cathedral City, CA	3.0	2.0	1800	$2,850	$1.58	44d	1	0.99mi
36040 Avenida de las Montanas Unit E Cathedral City, CA	2.0	2.0	1220	$3,200	$2.62	44d	1	1.05mi
2010 Lawrence Crossley Rd Unit 8 Palm Springs, CA	2.0	1.5	993	$1,895	$1.91	14d	1	1.10mi
5951 Montecito Dr #5 Palm Springs, CA	3.0	2.5	1551	$2,300	$1.48	44d	1	1.13mi
26 Pueblo Vista Dr Palm Springs, CA	3.0	2.0	1487	$3,200	$2.15	44d	1	1.14mi
6071 Hazeltine Plz Palm Springs, CA	2.0	2.0	1168	$3,200	$2.74	44d	1	1.16mi
32150 Aurora Vista Rd Cathedral City, CA	2.0	1.0	1100	$2,195	$2.00	44d	1	1.18mi
32150 Aurora Vista Rd Unit C Cathedral City, CA	2.0	1.0	1100	$2,395	$2.18	44d	1	1.18mi
2420 Los Coyotes Dr Palm Springs, CA	2.0	3.0	1608	$2,600	$1.62	44d	1	1.19mi
5314 Los Coyotes Dr Palm Springs, CA	3.0	3.0	1550	$2,600	$1.68	20d	1	1.34mi

Listing history 16 events

1. 2026-06-15
   days on market $135,000 Active 222 DOM
2. 2026-06-13
   days on market $135,000 Active 220 DOM
3. 2026-06-13
   days on market $135,000 Active 219 DOM
4. 2026-06-09
   days on market $135,000 Active 216 DOM
5. 2026-06-08
   days on market $135,000 Active 215 DOM
6. 2026-06-07
   days on market $135,000 Active 214 DOM
7. 2026-06-04
   days on market $135,000 Active 211 DOM
8. 2026-06-03
   days on market $135,000 Active 210 DOM
9. 2026-06-02
   days on market $135,000 Active 209 DOM
10. 2026-06-01
    days on market $135,000 Active 208 DOM
11. 2026-05-31
    days on market $135,000 Active 207 DOM
12. 2026-05-05
    status Active 1816-char remark

    Show marketing remark (1816 chars)

    Welcome to the Premier 55+ Mobile Home Community in the Valley. This home is located on a quiet interior street with multiple guest parking nearby. There is a front patio area with great South & Western Mtn. views! As you enter the front door, this well maintained home features a large Living & Dining Room area, Dual Pane windows help with noise and are energy efficient. The Family Room and Kitchen are open to each other and lead to a large ''California'' screened room with brick flooring. The carport has a small sitting area and large storage shed for extra belongings. Also, the entry on the carport side leads to the laundry room with newer Washer and Dryer and has a Large Linen closet and the guest bathroom with shower over tub. The guest room could also be utilized as an office and has ample closet space. The Primary Suite is large and has a separate wall A/C. The Primary bath features updated step in shower and also large garden tub. There is an alternative Evaporative cooling system, both the A/C & Roof have been replaced within the past 10 years. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living.

13. 2026-05-01
    historical 1816-char remark

    Show marketing remark (1816 chars)

    Welcome to the Premier 55+ Mobile Home Community in the Valley. This home is located on a quiet interior street with multiple guest parking nearby. There is a front patio area with great South & Western Mtn. views! As you enter the front door, this well maintained home features a large Living & Dining Room area, Dual Pane windows help with noise and are energy efficient. The Family Room and Kitchen are open to each other and lead to a large ''California'' screened room with brick flooring. The carport has a small sitting area and large storage shed for extra belongings. Also, the entry on the carport side leads to the laundry room with newer Washer and Dryer and has a Large Linen closet and the guest bathroom with shower over tub. The guest room could also be utilized as an office and has ample closet space. The Primary Suite is large and has a separate wall A/C. The Primary bath features updated step in shower and also large garden tub. There is an alternative Evaporative cooling system, both the A/C & Roof have been replaced within the past 10 years. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living.

14. 2026-04-03
    price $142,000 1816-char remark

    Show marketing remark (1816 chars)

    Welcome to the Premier 55+ Mobile Home Community in the Valley. This home is located on a quiet interior street with multiple guest parking nearby. There is a front patio area with great South & Western Mtn. views! As you enter the front door, this well maintained home features a large Living & Dining Room area, Dual Pane windows help with noise and are energy efficient. The Family Room and Kitchen are open to each other and lead to a large ''California'' screened room with brick flooring. The carport has a small sitting area and large storage shed for extra belongings. Also, the entry on the carport side leads to the laundry room with newer Washer and Dryer and has a Large Linen closet and the guest bathroom with shower over tub. The guest room could also be utilized as an office and has ample closet space. The Primary Suite is large and has a separate wall A/C. The Primary bath features updated step in shower and also large garden tub. There is an alternative Evaporative cooling system, both the A/C & Roof have been replaced within the past 10 years. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living.

15. 2026-01-02
    price $149,000 1816-char remark

    Show marketing remark (1816 chars)

    Welcome to the Premier 55+ Mobile Home Community in the Valley. This home is located on a quiet interior street with multiple guest parking nearby. There is a front patio area with great South & Western Mtn. views! As you enter the front door, this well maintained home features a large Living & Dining Room area, Dual Pane windows help with noise and are energy efficient. The Family Room and Kitchen are open to each other and lead to a large ''California'' screened room with brick flooring. The carport has a small sitting area and large storage shed for extra belongings. Also, the entry on the carport side leads to the laundry room with newer Washer and Dryer and has a Large Linen closet and the guest bathroom with shower over tub. The guest room could also be utilized as an office and has ample closet space. The Primary Suite is large and has a separate wall A/C. The Primary bath features updated step in shower and also large garden tub. There is an alternative Evaporative cooling system, both the A/C & Roof have been replaced within the past 10 years. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living.

16. 2025-11-01
    listed $158,000 Active 1816-char remark

    Show marketing remark (1816 chars)

    Welcome to the Premier 55+ Mobile Home Community in the Valley. This home is located on a quiet interior street with multiple guest parking nearby. There is a front patio area with great South & Western Mtn. views! As you enter the front door, this well maintained home features a large Living & Dining Room area, Dual Pane windows help with noise and are energy efficient. The Family Room and Kitchen are open to each other and lead to a large ''California'' screened room with brick flooring. The carport has a small sitting area and large storage shed for extra belongings. Also, the entry on the carport side leads to the laundry room with newer Washer and Dryer and has a Large Linen closet and the guest bathroom with shower over tub. The guest room could also be utilized as an office and has ample closet space. The Primary Suite is large and has a separate wall A/C. The Primary bath features updated step in shower and also large garden tub. There is an alternative Evaporative cooling system, both the A/C & Roof have been replaced within the past 10 years. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $421 · $35/mo
• Projected year-2 tax: $1,026 · $86/mo
• Expected delta: +$605/yr (+$50/mo · 143.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,356
• − Mortgage interest: −$7,562
• − Property taxes: −$421
• − Insurance: −$675
• − Repairs & maintenance: −$2,588
• − Management: −$2,588
• − Depreciation: −$3,927
• Taxable income: $14,594
• Est. tax owed @ 24.0%: −$3,502
• After-tax cash flow: $12,467/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Springs Unified
• NCES district ID: 0629550
• Math proficiency: 21% ▼ -7.00%
• Reading proficiency: 42% ▬ 0.00%
• Median HH income: $43,638
• Composite: 26.76/100
• National rank: #7131
• State rank: #328 of 517 in CA

Livability — Cathedral City

• Score: 66/100
• State rank: #344
• US rank: #11749

Category grades

Amenities D- Commute A+ Cost of living F Crime B- Employment D+ Housing B+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cathedral City, CA
• County: Riverside County · 2,287,001 people
• City population: 52,267
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 52,267
• Household income: $73,572
• Rent vs Own: 33.5% rent · 66.5% own
• Severe rent burden: 1682.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Hispanic / Latino 59% White 30% Two or more races 27% Asian 6% Native American 2% Black 2%
• Hispanic origin (detail): Mexican 51%
• Common ancestry: Lithuanian 2% Romanian 1% Italian 1%
• Foreign-born: 28% · Canada, Vietnam
• Languages at home: 48% English-only · Spanish 46% Tagalog/Filipino 3% Other Asian/Pacific 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -136.57%
• Current HPI: 356.9845
• Rent YoY: ▲ 3.22%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-10.1% since first listed

5 events — show timeline

• 2026-05-05 Relisted — GPSMLS
• 2026-05-01 Listing Removed — GPSMLS
• 2026-04-03 Price Changed $142,000 GPSMLS
• 2026-01-02 Price Changed $149,000 GPSMLS
• 2025-11-01 Listed $158,000 GPSMLS

Property tax history

+0.9%/yr

Latest (2025): $421 · +1.7% YoY. Source: county tax records.