9611 NE 66th Ln · East Bronson, FL 32621

$184,000

3 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 88 Days on market

Built 2019 0.46 ac lot Est $199k · 7% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.4/30.0
• ARV discount +10.8/15.0
• Appreciation +6.2/10.0
• DSCR +5.4/10.0
• 1% rule +3.9/10.0
• Schools +3.6/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Cute & Cozy completely renovated 3BR/2BA manufactured home on spacious . 46 acre lot just outside of the city limits of Bronson on paved street. Features include: Open floorplan, modern kitchen with breakfast bar and brand new appliances, modern lighting, new vinyl plank flooring throughout, updated bathrooms, plenty of windows, and completely fenced. Easy commute to Ocala and Gainesville. Enjoy no lot rent, HOA fees, and lower Levy County taxes.

Key facts

• Bright kitchen
• Remodeled
• Ample cabinetry

Tags

• REMODELED
• UPDATED FLOORING
• OPEN-CONCEPT LAYOUT
• BRIGHT KITCHEN
• AMPLE CABINETRY
• BREAKFAST BAR

Property features AI

Exterior

• Home design: Residential mobile home; Located in Bronson Heights
• Construction: Vinyl siding; Metal roof; Built as a mobile home
• Exterior features: Deck; Level lot

Interior

• Kitchen: Dishwasher; Refrigerator
• Bedrooms: Total of 5 rooms (bedroom count not specified)
• Flooring: Vinyl flooring
• Bathrooms: 2 full bathrooms
• Interior features: Crawl space foundation

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $184k.

Deal economics

• At list price, monthly cash flow is $71 ($849/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (10.5% below list).
• Recommended offer: $165k (10.5% below list) — sets the bar for 1% rule.
• Cap rate 7.2% vs local median 3.2% in East Bronson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#768 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D, amenities F, commute F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Nature Coast Middle School (math 32% / reading 42%, grade F, #399 of 571 statewide, top 71%, 90 students, 82% FRL, charter) — zoned schools average 82% FRL vs 62% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 154 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($1k loan paydown + $4k appreciation (2.4% local appreciation)).
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $52k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 88 days — a 6% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 17y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $164,628 (10.5% below list)

Questions for the listing agent

1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 7.19%
• Cash-on-cash: 3.20%
• DSCR: 1.14
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $198,528
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6810 NE 100th Ct	0.40mi	3/2.0	960 (-9%)	10mo	$180,000	$188	58
7551 NE 97th Ct	0.74mi	3/2.0	1,152 (+9%)	8mo	$139,000	$121	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.35% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.2%
• Equity multiple: 1.40×
• Total profit: $20,395
• Equity at exit: $76,060

10-year hold

• IRR: 10.3%
• Equity multiple: 2.44×
• Total profit: $74,334
• Equity at exit: $112,271

Cash invested: $51,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32621

• Home prices YoY: 0.7%
• Active inventory: 154
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,646 medium
• Mortgage (P&I): −$965
• Tax from tax record: −$122 /mo · $1,462/yr
• Insurance: −$77
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$346
• Net cashflow: $71

Break-even live

Break-even rent $1,557

Max offer price $184,000

Occupancy floor 91%

Sensitivity live

Price	-10% $175	-5% $123	+0% $71	+5% $19	+10% $-33
Rent	-10% $-59	-5% $6	+0% $71	+5% $136	+10% $201
Rate	-1.0pp $163	-0.5pp $118	base $71	+0.5pp $23	+1.0pp $-25

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,000
• Closing costs: $5,520
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10230 NE 72nd St Bronson, FL	3.0	2.0	1071	$1,595	$1.49	23d	1	0.68mi
6057 NE 87th Ave Bronson, FL	3.0	2.0	936	$1,750	$1.87	23d	1	1.23mi

Listing history 27 events

1. 2026-06-21
   days on market $184,000 Active 88 DOM
2. 2026-06-18
   days on market $184,000 Active 85 DOM
3. 2026-06-17
   days on market $184,000 Active 84 DOM
4. 2026-06-16
   days on market $184,000 Active 83 DOM
5. 2026-06-15
   days on market $184,000 Active 82 DOM
6. 2026-06-14
   days on market $184,000 Active 80 DOM
7. 2026-06-13
   days on market $184,000 Active 79 DOM
8. 2026-06-10
   days on market $184,000 Active 77 DOM
9. 2026-06-09
   days on market $184,000 Active 76 DOM
10. 2026-06-08
    days on market $184,000 Active 75 DOM
11. 2026-06-07
    days on market $184,000 Active 74 DOM
12. 2026-06-05
    days on market $184,000 Active 71 DOM
13. 2026-06-03
    days on market $184,000 Active 70 DOM
14. 2026-06-02
    days on market $184,000 Active 69 DOM
15. 2026-06-01
    days on market $184,000 Active 68 DOM
16. 2026-05-31
    days on market $184,000 Active 67 DOM
17. 2026-05-30
    days on market $184,000 Active 66 DOM
18. 2026-05-07
    price $184,000
19. 2026-04-09
    price $189,000
20. 2026-03-25
    listed $199,000 Active
21. 2023-02-16
    soldstatus $169,900 Closed 456-char remark

    Show marketing remark (456 chars)

    Cute & Cozy completely renovated 3BR/2BA manufactured home on spacious . 46 acre lot just outside of the city limits of Bronson on paved street. Features include: Open floorplan, modern kitchen with breakfast bar and brand new appliances, modern lighting, new vinyl plank flooring throughout, updated bathrooms, plenty of windows, and completely fenced. Easy commute to Ocala and Gainesville. Enjoy no lot rent, HOA fees, and lower Levy County taxes.

22. 2023-01-04
    status Pending 456-char remark

    Show marketing remark (456 chars)

    Cute & Cozy completely renovated 3BR/2BA manufactured home on spacious . 46 acre lot just outside of the city limits of Bronson on paved street. Features include: Open floorplan, modern kitchen with breakfast bar and brand new appliances, modern lighting, new vinyl plank flooring throughout, updated bathrooms, plenty of windows, and completely fenced. Easy commute to Ocala and Gainesville. Enjoy no lot rent, HOA fees, and lower Levy County taxes.

23. 2022-12-26
    listed $169,900 Active 456-char remark

    Show marketing remark (456 chars)

    Cute & Cozy completely renovated 3BR/2BA manufactured home on spacious . 46 acre lot just outside of the city limits of Bronson on paved street. Features include: Open floorplan, modern kitchen with breakfast bar and brand new appliances, modern lighting, new vinyl plank flooring throughout, updated bathrooms, plenty of windows, and completely fenced. Easy commute to Ocala and Gainesville. Enjoy no lot rent, HOA fees, and lower Levy County taxes.

24. 2011-09-09
    soldstatus $29,750 501-char remark

    Show marketing remark (501 chars)

    Looking for peace and quiet? 3 bedroom, 2 bath, manufactured home built in 2004. Large open kitchen, vaulted ceilings in great room and fenced acre lot. Easy commute to Ocala and Gainesville. Priced to sell. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down. Close by 10/31/11 & receive up to 3.5% of the final sales price to be used for closing cost assistance! Check HomePath.com Special Offers for more details or ask me. Eligibility restrictions apply.

25. 2011-02-10
    listed $29,750 501-char remark

    Show marketing remark (501 chars)

    Looking for peace and quiet? 3 bedroom, 2 bath, manufactured home built in 2004. Large open kitchen, vaulted ceilings in great room and fenced acre lot. Easy commute to Ocala and Gainesville. Priced to sell. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down. Close by 10/31/11 & receive up to 3.5% of the final sales price to be used for closing cost assistance! Check HomePath.com Special Offers for more details or ask me. Eligibility restrictions apply.

26. 2010-06-21
    historical
27. 2009-02-16
    listed $72,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,462 · $122/mo
• Projected year-2 tax: $1,527 · $127/mo
• Expected delta: +$66/yr (+$5/mo · 4.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,755
• − Mortgage interest: −$10,307
• − Property taxes: −$1,462
• − Insurance: −$1,718
• − Repairs & maintenance: −$1,580
• − Management: −$1,580
• − Depreciation: −$5,353
• Taxable loss: −$2,244
• Est. tax savings @ 24.0%: +$539
• After-tax cash flow: $1,387/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — East Bronson

• Score: 62/100
• State rank: #768
• US rank: #17230

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 5,540

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Hispanic / Latino 14% Black 9% Two or more races 9% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 6% Cuban 1%
• Common ancestry: Romanian 2% Lithuanian 2% Serbian 1%
• Foreign-born: 4% · Canada, Jamaica
• Languages at home: 91% English-only · Spanish 8%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.35%
• Current HPI: 340.879
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+155.6% since first listed

10 events — show timeline

• 2026-05-07 Price Changed $184,000 DGLMLS
• 2026-04-09 Price Changed $189,000 DGLMLS
• 2026-03-25 Listed $199,000 DGLMLS
• 2023-02-16 Sold (MLS) $169,900 Stellar MLS as Distributed by MLS Grid
• 2023-01-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-12-26 Listed $169,900 Stellar MLS as Distributed by MLS Grid
• 2011-09-09 Sold (MLS) $29,750 Stellar MLS as Distributed by MLS Grid
• 2011-02-10 Listed $29,750 Stellar MLS as Distributed by MLS Grid
• 2010-06-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2009-02-16 Listed $72,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+16.0%/yr

Latest (2025): $1,462 · +18.3% YoY. Source: county tax records.