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1750 Kent Dr
C+ Composite 63.51
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.6/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • ARV discount +1.6/15.0
  • Appreciation +0.0/10.0

$68,900

1750 Kent Dr · Sebring, FL 33870
1 bd · 1.0 ba · 480 sqft · Manufactured public records · 129 Days on market
Built 1969 6,500 sqft lot Est $61k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment opportunity!! This single wide mobile home offers plenty of options to customize and make it your own. It has been converted to a 3/1.5 with tons of extra storage space. Conveniently located close to US 27. Selling AS-IS, the seller is highly motivated and open to any cash offer.

Key facts

  • Extra storage
  • Newer roof
  • Land owned

Tags

LAND OWNEDEXTRA STORAGENEWER ROOF

Property features AI

Finance

  • Other: Property faces south
  • Financial info: No lease restrictions indicated
  • HOA & community: No association reported; Pets allowed

Exterior

  • Parking: Carport (1 space)
  • Utilities: Public water; No public sewer listed; Electricity available
  • Home design: Single-wide mobile home; Residential property; One story
  • Construction: Metal siding; Other roof; Stilt / on piling foundation; Built on a lot of about 0.15 acres
  • Exterior features: Public maintained asphalt road access; Lot dimensions approximately 50 x 130

Interior

  • Kitchen: No appliances included
  • Bedrooms: 3 bedrooms
  • Flooring: Other flooring
  • Bathrooms: 1 full bath; 1 half bath
  • Heating & cooling: No central heating; Wall or window AC units
  • Interior features: Living room and dining room combined
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $69k.

Deal economics

  • At list price, monthly cash flow is $362 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $69k).
  • Recommended offer: $61k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.6% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D, amenities F, commute F.
  • Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.3%/yr); 475 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $476 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $19k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $11k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $45k; list at $69k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,632 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.52%
Cap rate
12.59%
Cash-on-cash
22.49%
DSCR
2.00
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$60,960
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
30425 Tiger Tail Rd 0.22mi 1/1.0 480 (0%) 18mo $49,886 $104 75
30508 Francis St 0.19mi 2/1.0 (+1) 528 (+10%) 12mo $67,000 $127 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
11.9%
Equity multiple
1.46×
Total profit
$8,795
Equity at exit
$10,273
10-year hold
IRR
18.4%
Equity multiple
2.32×
Total profit
$25,464
Equity at exit
$5,957

Cash invested: $19,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33870

Home prices YoY
-20.0%
Rents YoY
-0.3%
Active inventory
475
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,049 medium interval (Pro) →
Mortgage (P&I)
$361
Tax from tax record
$77 /mo · $930/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$220
Net cashflow
$362

Break-even live

Break-even rent $592
Max offer price $68,900
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,225
Closing costs
$2,067
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-19
    days on market $68,900 Active 129 DOM
  2. 2026-06-18
    days on market $68,900 Active 128 DOM
  3. 2026-06-17
    days on market $68,900 Active 127 DOM
  4. 2026-06-16
    days on market $68,900 Active 126 DOM
  5. 2026-06-15
    days on market $68,900 Active 125 DOM
  6. 2026-06-14
    days on market $68,900 Active 123 DOM
  7. 2026-06-10
    days on market $68,900 Active 120 DOM
  8. 2026-06-09
    days on market $68,900 Active 119 DOM
  9. 2026-06-08
    days on market $68,900 Active 118 DOM
  10. 2026-06-07
    days on market $68,900 Active 117 DOM
  11. 2026-06-02
    days on market $68,900 Active 112 DOM
  12. 2026-06-01
    days on market $68,900 Active 111 DOM
  13. 2026-05-31
    days on market $68,900 Active 110 DOM
  14. 2026-05-30
    days on market $68,900 Active 109 DOM
  15. 2026-04-28
    price $68,900
  16. 2026-04-20
    price $70,900
  17. 2026-04-09
    price $72,900
  18. 2026-03-10
    price $74,900
  19. 2026-02-10
    listed $79,900 Active
  20. 2023-09-25
    soldstatus $45,000
  21. 2023-09-19
    soldstatus $50,000 Closed 291-char remark
    Show marketing remark (291 chars)

    Investment opportunity!! This single wide mobile home offers plenty of options to customize and make it your own. It has been converted to a 3/1.5 with tons of extra storage space. Conveniently located close to US 27. Selling AS-IS, the seller is highly motivated and open to any cash offer.

  22. 2023-09-01
    historical Active Under Contract 291-char remark
    Show marketing remark (291 chars)

    Investment opportunity!! This single wide mobile home offers plenty of options to customize and make it your own. It has been converted to a 3/1.5 with tons of extra storage space. Conveniently located close to US 27. Selling AS-IS, the seller is highly motivated and open to any cash offer.

  23. 2023-08-25
    listed $69,900 Active 291-char remark
    Show marketing remark (291 chars)

    Investment opportunity!! This single wide mobile home offers plenty of options to customize and make it your own. It has been converted to a 3/1.5 with tons of extra storage space. Conveniently located close to US 27. Selling AS-IS, the seller is highly motivated and open to any cash offer.

  24. 2014-09-10
    soldstatus $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$930 · $77/mo
Projected year-2 tax
$930 · $77/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,592
− Mortgage interest
−$3,859
− Property taxes
−$930
− Insurance
−$344
− Repairs & maintenance
−$1,007
− Management
−$1,007
− Depreciation
−$2,004
Taxable income
$3,440
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$826
After-tax cash flow
$3,513/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Highlands
NCES district ID
1200840
Math proficiency
45% ▼ -7.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$35,276
Composite
36.42/100
National rank
#4672
State rank
#54 of 73 in FL

Livability — Sebring

Score
66/100
State rank
#618
US rank
#11992

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Highlands County · 98,898 people
City population
50,797
Metro
Sebring-Avon Park, FL
Population (ZIP)
25,195
Household income
$49,942
Rent vs Own
31.3% rent · 68.7% own
Severe rent burden
994.0

Population outlook (Highlands County) Hauer SSP2

Today (2025)
99,674 people
By 2030
99,615 · -0.1%
By 2040
99,342 · -0.3%
By 2050
98,242 · -1.4%
By 2075
93,291 · -6.4%
By 2100
79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 60% Hispanic / Latino 22% Black 13% Two or more races 10% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 7% Cuban 5%
Common ancestry
Slovak 2% Romanian 1% Lithuanian 1%
Foreign-born
10% · Canada, Jamaica, China
Languages at home
80% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Highlands

2024 margin
Solid R (+40.8) · D 29.3% · R 70.1%
2008→2024 swing
-22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
All cycles
2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.68%
Current HPI
273.9861
Rent YoY
▼ -0.29%
Metro
Sebring-Avon Park, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+146.1% since first listed
10 events — show timeline
  • 2026-04-28 Price Changed $68,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-20 Price Changed $70,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Price Changed $72,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-10 Price Changed $74,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-10 Listed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2023-09-25 Sold (Public Records) $45,000 Public Records
  • 2023-09-19 Sold (MLS) $50,000 HAOR as distributed by MLS GRID
  • 2023-09-01 Contingent HAOR as distributed by MLS GRID
  • 2023-08-25 Listed $69,900 HAOR as distributed by MLS GRID
  • 2014-09-10 Sold (Public Records) $28,000 Public Records

Property tax history

+6.6%/yr

Latest (2025): $930 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…