🏷️ Likely Rental
205 W Post Rd Unit E-1-O · White Plains, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.4/10.0
- Livability +3.6/5.0
- Rent growth +2.6/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Why rent when you can own? Conveniently located to downtown White Plains and a short distance to Eastchester and Scarsdale is the Netherland Garden complex. This corner unit, first floor, one bedroom, one bathroom coop has a combination updated kitchen & living room open floor plan. On-site laundry. PET friendly. Garage parking is waitlisted. NO elevator. Close to schools, parks, shops, buses and the White Plains Metro North Station.
Key facts
- Close to schools
- Updated kitchen
- Pet friendly
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $165k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $906 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $165k).
- Recommended offer: $150k (9.0% below list) — sets the bar for market timing.
- Cap rate 12.9% vs local median 4.2% in White Plains — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#410 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, crime A-; Watch: amenities F, cost of living F.
- White Plains City School District (urban): math 49% / reading 54% proficiency, ranked #313 of 590 in NY (top 53%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: White Plains Middle School (math 36% / reading 53%, grade D, #348 of 729 statewide, top 50%, 1,517 students, 50% FRL); White Plains Senior High School (math 89% / reading 67%, grade A-, #577 of 1,100 statewide, top 52%, 2,220 students, 53% FRL).
- Market conditions: Rents flat; 86 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 59% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.4% rent growth), your $46k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 120 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $35k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $99k; list at $165k implies a 67% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.57% ✓
- Cap rate
- 12.88%
- Cash-on-cash
- 23.53%
- DSCR
- 2.05
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $212,526
- List price
- $165,000
- Delta
- -22.36%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 39 Sterling Ave Unit 1A | 0.14mi | 1/1.0 | 696 (+7%) | 14mo | $281,000 | $404 | 70 |
| 505 Central Ave #724 | 0.26mi | 1/1.0 | 700 (+8%) | 16mo | $115,000 | $164 | 62 |
| 31 Greenridge Ave Unit 3M | 0.67mi | 1/1.0 | 689 (+6%) | 3mo | $380,000 | $552 | 56 |
| 2 Greenridge Ave Unit 2P | 0.67mi | 1/1.0 | 675 (+4%) | 12mo | $255,000 | $378 | 52 |
| 4 Martine Ave #612 | 0.71mi | 1/1.0 | 704 (+8%) | 6mo | $390,000 | $554 | 48 |
| 31 Greenridge Ave Unit 1F | 0.68mi | 1/1.0 | 690 (+6%) | 13mo | $364,000 | $528 | 47 |
| 31 Greenridge Ave Unit 2E | 0.68mi | 1/1.0 | 700 (+8%) | 11mo | $380,000 | $543 | 46 |
| 4 Martine Ave #712 | 0.73mi | 1/1.0 | 704 (+8%) | 14mo | $410,000 | $582 | 40 |
| 9 Greenridge Ave Unit 7A | 0.70mi | 1/1.0 | 700 (+8%) | 21mo | $250,000 | $357 | 37 |
| 4 Martine Ave #1109 | 0.73mi | 1/1.0 | 710 (+9%) | 16mo | $390,000 | $549 | 37 |
| 4 Martine Ave #619 | 0.73mi | 1/1.0 | 727 (+12%) | 24mo | $426,000 | $586 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.41% rent growth · sell at horizon
- IRR
- 13.7%
- Equity multiple
- 1.53×
- Total profit
- $24,428
- Equity at exit
- $24,602
- IRR
- 20.4%
- Equity multiple
- 2.52×
- Total profit
- $70,100
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 6 active · 18 under contract
- Months of supply
- 2.6 mo (39%/mo absorbed)
- Median asking
- $305,000 ($415/sqft)
- Median days on market
- 71 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- -21.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10606
- Rents YoY
- 0.4%
- Active inventory
- 86
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $2,590 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$544
- Net cashflow
- $906
Break-even live
Sensitivity live
| Price | -10% $1,020 | -5% $963 | +0% $906 | +5% $849 | +10% $792 |
|---|---|---|---|---|---|
| Rent | -10% $701 | -5% $804 | +0% $906 | +5% $1,008 | +10% $1,111 |
| Rate | -1.0pp $989 | -0.5pp $948 | base $906 | +0.5pp $863 | +1.0pp $820 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15 Quinby Ave Unit 1E White Plains, NY | — | 1.0 | 530 | $1,875 | $3.54 | 12d | 1 | 0.12mi |
| 121 Westmoreland Ave White Plains, NY | 2.0 | 1.0–2.0 | 772 | $3,075 | $3.98 | 59d | 2 | 0.52mi |
| 57 Bank St Unit 1040036P White Plains, NY | 1.0 | 1.0 | 592 | $7,170 | $12.11 | 114d | 1 | 0.66mi |
| 57 Bank St Unit 1040035P White Plains, NY | 2.0 | 1.0–2.0 | 726 | $7,940 | $10.94 | 98d | 3 | 0.66mi |
| 55 Bank St White Plains, NY | 2.0 | 1.0–2.0 | 762 | $3,774 | $4.95 | 0d | 15 | 0.68mi |
| 3 Greenridge Ave Unit D7 White Plains, NY | 1.0 | 1.0 | 720 | $2,300 | $3.19 | 84d | 1 | 0.69mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0 | 707 | $2,750 | $3.89 | 98d | 1 | 0.72mi |
| 4 Martine Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 918 | $2,700 | $2.94 | 76d | 3 | 0.72mi |
| 4 Old Mamaroneck Rd Unit 4b White Plains, NY | 1.0 | 1.0 | 600 | $2,250 | $3.75 | 69d | 1 | 0.74mi |
| 250 Mamaroneck Ave White Plains, NY | 3.0 | 1.0–2.5 | 1247 | $5,695 | $4.57 | 0d | 87 | 0.75mi |
| 1 Martine Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 862 | $2,850 | $3.30 | 0d | 11 | 0.75mi |
| 15 Bank St White Plains, NY | 1.0–2.0 | 1.0–2.0 | 934 | $2,779 | $2.97 | 0d | 35 | 0.78mi |
| 34 S Lexington Ave White Plains, NY | 2.0 | 1.0 | 746 | $2,972 | $3.98 | 5d | 7 | 0.78mi |
| 59 Old Mamaroneck Rd Unit 2E White Plains, NY | 1.0 | 1.0 | 700 | $1,912 | $2.73 | 120d | 1 | 0.81mi |
| 25 N Lexington Ave White Plains, NY | 2.0 | 1.0–2.0 | 846 | $4,402 | $5.20 | 0d | 26 | 0.91mi |
| 169 Old Mamaroneck Rd Unit B1 White Plains, NY | — | 1.0 | 500 | $2,000 | $4.00 | 139d | 1 | 0.91mi |
| 131 Mamaroneck Ave White Plains, NY | 3.0 | 1.0–2.0 | 913 | $3,926 | $4.30 | 0d | 26 | 0.92mi |
| 10 Lyon Pl White Plains, NY | 1.0–2.0 | 1.0–2.0 | 894 | $2,980 | $3.33 | 0d | 8 | 0.92mi |
| 1 DeKalb Ave White Plains, NY | 1.0 | 1.0 | 749 | $3,390 | $4.53 | 139d | 1 | 0.94mi |
| 1 Lyon Pl Unit 103 White Plains, NY | — | 1.0 | 406 | $2,295 | $5.65 | 98d | 1 | 0.95mi |
| 1 Lyon Pl Unit 509 White Plains, NY | 1.0 | 1.0 | 668 | $2,980 | $4.46 | 98d | 1 | 0.95mi |
| 210 Martine Ave Unit 5G White Plains, NY | — | 1.0 | 550 | $2,150 | $3.91 | 114d | 1 | 0.99mi |
| 51 S Broadway White Plains, NY | 2.0 | 1.0–2.0 | 810 | $3,608 | $4.45 | 0d | 7 | 1.01mi |
| 100 Hale Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 966 | $2,995 | $3.10 | 0d | 16 | 1.03mi |
| 6 City Pl Apt 125 White Plains, NY | — | 1.0 | 519 | $1,782 | $3.43 | 19d | 1 | 1.06mi |
| 6 City Pl Apt 122 White Plains, NY | — | 1.0 | 513 | $2,375 | $4.63 | 19d | 1 | 1.06mi |
| 27 Barker Ave White Plains, NY | 2.0 | 1.0–2.0 | 1094 | $4,104 | $3.75 | 0d | 20 | 1.14mi |
| 1 S Broadway Unit 4M White Plains, NY | — | 1.0 | 600 | $2,207 | $3.68 | 139d | 1 | 1.14mi |
| 96 Park Ave White Plains, NY | — | 1.0 | 500 | $1,895 | $3.79 | 70d | 1 | 1.15mi |
| 10 Franklin Ave Unit 2MEF White Plains, NY | — | 1.0 | 422 | $1,800 | $4.27 | 139d | 1 | 1.20mi |
| 1 Franklin Ave Unit 4DD White Plains, NY | — | 1.0 | 550 | $1,950 | $3.55 | 89d | 1 | 1.20mi |
| 1 Franklin Ave Unit 4DD White Plains, NY | — | 1.0 | 550 | $1,950 | $3.55 | 100d | 1 | 1.20mi |
| 37 Lake St White Plains, NY | 1.0–2.0 | 1.0 | 685 | $2,580 | $3.76 | 139d | 1 | 1.22mi |
| 440 Hamilton Ave White Plains, NY | 2.0 | 1.0–2.0 | 880 | $3,968 | $4.51 | 0d | 29 | 1.22mi |
| 25 Franklin Ave Apt 2K White Plains, NY | — | 1.0 | 650 | $2,200 | $3.38 | 65d | 1 | 1.25mi |
| 11 Lake St Unit 7A White Plains, NY | — | 1.0 | 600 | $1,875 | $3.12 | 70d | 1 | 1.36mi |
| 15 Lake St Unit 4-J White Plains, NY | 1.0 | 1.0 | 640 | $2,325 | $3.63 | 54d | 1 | 1.38mi |
| 2 Canfield Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 850 | $3,237 | $3.81 | 0d | 13 | 1.39mi |
| 37 Lake St Unit 2B White Plains, NY | 2.0 | 1.0 | 721 | $3,140 | $4.36 | 116d | 1 | 1.49mi |
Property features AI
Finance
- HOA & community
- Association managed by McGrath ManagementAssociation fee includes heat and hot water
Exterior
- Parking
- GarageOn-street parking
- Utilities
- Electric service by Con-EdisonPublic sewerCable connectedElectricity connectedPhone connected
- Home design
- Stock cooperativeTwo-story buildingEntry level: 1
- Construction
- Brick construction
- Exterior features
- Brick exteriorNear public transitClose to schoolsClose to shopsNot waterfront
Interior
- Kitchen
- CooktopDishwasherRefrigerator
- Bedrooms
- 2 rooms total
- Flooring
- Hardwood flooring
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Oil heatingRadiant heatingWall/window air conditioning unit(s)
- Interior features
- Ceiling fansBlinds
- Laundry & utility
- Common area laundry
Listing history 50 events
-
2026-09-24days on market $165,000 Active 120 DOM
-
2026-09-23days on market $165,000 Active 119 DOM
-
2026-09-22days on market $165,000 Active 118 DOM
-
2026-09-21days on market $165,000 Active 117 DOM
-
2026-09-20days on market $165,000 Active 116 DOM
-
2026-09-19days on market $165,000 Active 115 DOM
-
2026-09-18days on market $165,000 Active 114 DOM
-
2026-09-17days on market $165,000 Active 113 DOM
-
2026-09-16days on market $165,000 Active 112 DOM
-
2026-09-15days on market $165,000 Active 111 DOM
-
2026-09-14days on market $165,000 Active 110 DOM
-
2026-09-13days on market $165,000 Active 109 DOM
-
2026-09-12days on market $165,000 Active 108 DOM
-
2026-09-11days on market $165,000 Active 107 DOM
-
2026-09-05days on market $165,000 Active 101 DOM
-
2026-09-04days on market $165,000 Active 100 DOM
-
2026-09-02days on market $165,000 Active 98 DOM
-
2026-08-31days on market $165,000 Active 96 DOM
-
2026-08-30days on market $165,000 Active 95 DOM
-
2026-08-29days on market $165,000 Active 94 DOM
-
2026-08-28days on market $165,000 Active 93 DOM
-
2026-08-27days on market $165,000 Active 92 DOM
-
2026-08-26days on market $165,000 Active 91 DOM
-
2026-08-25days on market $165,000 Active 90 DOM
-
2026-08-24days on market $165,000 Active 89 DOM
-
2026-08-23days on market $165,000 Active 88 DOM
-
2026-08-22days on market $165,000 Active 87 DOM
-
2026-08-21days on market $165,000 Active 86 DOM
-
2026-08-20days on market $165,000 Active 85 DOM
-
2026-08-19days on market $165,000 Active 84 DOM
-
2026-08-18days on market $165,000 Active 83 DOM
-
2026-08-17days on market $165,000 Active 82 DOM
-
2026-08-16days on market $165,000 Active 81 DOM
-
2026-08-15days on market $165,000 Active 80 DOM
-
2026-08-14days on market $165,000 Active 79 DOM
-
2026-08-13days on market $165,000 Active 78 DOM
-
2026-08-12days on market $165,000 Active 77 DOM
-
2026-08-11days on market $165,000 Active 76 DOM
-
2026-08-10days on market $165,000 Active 75 DOM
-
2026-08-09days on market $165,000 Active 74 DOM
-
2026-08-08days on market $165,000 Active 73 DOM
-
2026-08-06days on market $165,000 Active 71 DOM
-
2026-08-05days on market $165,000 Active 70 DOM
-
2026-08-04days on market $165,000 Active 69 DOM
-
2026-08-03days on market $165,000 Active 68 DOM
-
2026-07-31days on market $165,000 Active 65 DOM
-
2026-07-30days on market $165,000 Active 64 DOM
-
2026-07-30days on market $165,000 Active 63 DOM
-
2026-07-28days on market $165,000 Active 62 DOM
-
2026-07-26days on market $165,000 Active 60 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,083
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$825
- − Repairs & maintenance
- −$2,487
- − Management
- −$2,487
- − Depreciation
- −$4,800
- Taxable income
- $8,767
- Est. tax owed @ 24.0%
- −$2,104
- After-tax cash flow
- $8,768/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 0 photos
This property requires extensive renovations and repairs to bring it up to a livable condition. Significant work is needed in the kitchen, bathrooms, exterior, flooring, and landscaping to improve its value.
Repairs flagged
- Major kitchen appliances — Significant wear and tear
- Major bathroom fixtures — Worn and outdated
- Major exterior siding — Visible damage
- Major flooring — Worn and damaged
- Major interior walls — Peeling paint
- Major windows — Visible damage
- Major HVAC system — No visible damage, but likely outdated
- Major landscaping — Overgrown vegetation
Value-add opportunities
- Both kitchen renovation — Modernizing the kitchen will improve both resale and rental value ↑
- Both bathroom renovation — Updating the bathroom will improve both resale and rental value ↑
- Both exterior siding repair — Repairing the siding will improve both resale and rental value ↑
- Both flooring replacement — Replacing the flooring will improve both resale and rental value ↑
- Both painting interior walls — Painting the interior walls will improve both resale and rental value ↑
- Both window repair/replacement — Repairing or replacing the windows will improve both resale and rental value ↑
- Both HVAC system upgrade — Upgrading the HVAC system will improve both resale and rental value ↑
- Both landscaping and curb appeal — Improving the landscaping and curb appeal will improve both resale and rental value ↑
ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- White Plains City School District
- NCES district ID
- 3631260
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 54% ▲ 2.00%
- Median HH income
- $78,366
- Composite
- 46.72/100
- National rank
- #2397
- State rank
- #313 of 590 in NY
Livability — White Plains
- Score
- 71/100
- State rank
- #410
- US rank
- #6801
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- White Plains, NY
- County
- Westchester County · 1,028,035 people
- City population
- 61,281
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 17,341
- Household income
- $112,270
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 44% White 30% Black 14% Two or more races 14% Asian 9%
- Hispanic origin (detail)
- Mexican 16% Puerto Rican 4% Dominican 3%
- Common ancestry
- Romanian 1% Lithuanian 1% Hispanic 1%
- Foreign-born
- 38% · Canada, Jamaica, China
- Languages at home
- 49% English-only · Spanish 37% Other Indo-European 4% Chinese 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -474.05%
- Current HPI
- 247.9311
- Rent YoY
- ▲ 0.41%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+54.0% since first listed7 events — show timeline
- 2026-05-27 Listed $200,000 OneKey® MLS as Distributed by MLS Grid
- 2022-07-21 Sold (MLS) $99,000 OneKey® MLS as Distributed by MLS Grid
- 2022-05-05 Pending — OneKey® MLS as Distributed by MLS Grid
- 2022-03-21 Listed $99,000 OneKey® MLS as Distributed by MLS Grid
- 2022-01-04 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2021-11-16 Price Changed $99,500 OneKey® MLS as Distributed by MLS Grid
- 2021-10-21 Listed $129,900 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…