CashFlowRE
Sign in Sign up
7810 W Peoria Ave #85
C+ Composite 63.92
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Schools +3.5/10.0
  • Rent growth +2.7/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$117,000

7810 W Peoria Ave #85 · Peoria, AZ 85345
3 bd · 2.0 ba · 1,248 sqft · Manufactured · 107 Days on market
Built 1985 Good condition $94/sqft · 43% above area Est $82k · 43% over ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming Updated 3-bedroom, 2-bath mobile home in the All Ages Suncrest MHP is the one! Fully Updated in 2024. You're greeted by a welcoming front porch, perfect for enjoying morning coffee. Inside, you'll find an appealing open layout with vaulted ceilings, a soothing palette, blinds, and stylish wood-look flooring. The well-appointed kitchen comes with granite counters, white shaker cabinets, a subway tile backsplash, and stainless steel appliances for a delightful cooking experience. The main bedroom features soft carpeting, a closet with mirrored doors that enhance the sense of space, and a private bathroom with dual sinks. Unwind in the backyard, which offers a shed for additional storage. Don't miss out on this one!

Key facts

  • Front porch
  • Open layout
  • Granite counters

Tags

FRONT PORCHOPEN LAYOUTGRANITE COUNTERSWHITE SHAKER CABINETSSUBWAY TILE BACKSPLASHSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $117k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $693 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $117k).
  • Recommended offer: $106k (9.0% below list) — sets the bar for market timing.
  • Cap rate 13.4% vs local median 3.3% in Peoria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#14 in AZ, #3,603 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A, employment A; Watch: cost of living C-, amenities D, health & safety F.
  • Peoria Unified School District (4237) (suburban): math 36% / reading 42% proficiency, ranked #64 of 249 in AZ (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 333 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $809 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.6% rent growth), your $33k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $106,470 (9.0% below list)

Questions for the listing agent

  1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.62%
Cap rate
13.40%
Cash-on-cash
25.39%
DSCR
2.13
GRM
5.1

CMA / ARV

ARV (median comp)
$81,867
List price
$117,000
Delta
42.92%
Verdict
OVERPRICED
Comps
11 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7810 W Peoria Ave #36 0.00mi 3/2.0 1,344 (+8%) 19mo $125,000 $93 71
10955 N 79th Ave #106 0.19mi 3/2.0 1,342 (+8%) 22mo $140,000 $104 60
10955 N 79th Ave #149 0.19mi 2/2.0 (-1) 1,152 (-8%) 20mo $87,500 $76 57
7344 W Peoria Ave #4 0.54mi 2/2.0 (-1) 1,344 (+8%) 11mo $32,500 $24 48
7302 W Peoria` Ave #77 0.58mi 3/2.0 1,428 (+14%) 22mo $149,000 $104 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.62% rent growth · sell at horizon

5-year hold
IRR
16.2%
Equity multiple
1.63×
Total profit
$20,775
Equity at exit
$17,445
10-year hold
IRR
23.0%
Equity multiple
2.76×
Total profit
$57,662
Equity at exit
$10,116

Cash invested: $32,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85345

Home prices YoY
-19.8%
Rents YoY
0.6%
Active inventory
333
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,901 high interval (Pro) →
Mortgage (P&I)
$614
Tax est. 1.5%
$146 /mo · $1,755/yr
Insurance
$49
HOA
$0
Vacancy / Maint / Mgmt
$399
Net cashflow
$693

Break-even live

Break-even rent $1,023
Max offer price $117,000
Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,250
Closing costs
$3,510
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7914 W Mescal St Peoria, AZ 3.0 2.0 1296 $1,700 $1.31 4d 1 0.36mi
9903 N 77th Ave Peoria, AZ 3.0 2.0 1446 $1,895 $1.31 4d 1 0.46mi
11014 N 81st Ave Peoria, AZ 3.0 3.0 1133 $1,699 $1.50 5d 1 0.49mi
11600 N 75th Ave Peoria, AZ 2.0 2.0 814 $1,325 $1.63 2d 4 0.62mi
8280 W Madison St Peoria, AZ 2.0 2.0 800 $1,400 $1.75 43d 1 0.68mi
7951 W Whitney Dr Peoria, AZ 2.0–4.0 2.0–2.5 1411 $2,540 $1.80 1d 30 0.68mi
11110 N 82nd Ln Peoria, AZ 3.0 2.0 1350 $1,899 $1.41 24d 1 0.69mi
8311 W Edwards St Peoria, AZ 3.0 2.0 1242 $2,100 $1.69 24d 1 0.74mi
9914 N 73rd Ave Peoria, AZ 3.0 1.5 1312 $1,716 $1.31 43d 1 0.74mi
11807 N 76th Ave Peoria, AZ 3.0 2.0 1228 $1,995 $1.62 43d 1 0.75mi
8165 W Whitney Dr Peoria, AZ 1.0–2.0 1.0–2.0 911 $2,223 $2.44 1d 229 0.77mi
11851 N 76th Dr Peoria, AZ 3.0 2.0 1266 $1,899 $1.50 5d 1 0.80mi
9592 N 82nd Ave Peoria, AZ 3.0 2.5 1401 $1,775 $1.27 15d 1 0.89mi
10860 N 85th Ave Unit 87 Peoria, AZ 2.0 1.0 780 $1,149 $1.47 5d 1 0.99mi
10860 N 85th Ave Peoria, AZ 2.0 1.0 780 $1,225 $1.57 43d 1 1.00mi
10860 N 85th Ave Peoria, AZ 1.0–2.0 1.0 630 $1,350 $2.14 3d 1 1.00mi
6960 W Peoria Ave #90 Peoria, AZ 2.0 1.0 704 $1,320 $1.88 24d 1 1.00mi
7102 W Palo Verde Ave Peoria, AZ 3.0 2.0 1360 $2,000 $1.47 43d 1 1.02mi
8560 W Peoria Ave Peoria, AZ 2.0 1.0 888 $1,450 $1.63 1d 8 1.02mi
7102 W Carol Ave Peoria, AZ 3.0 2.0 1288 $1,970 $1.53 5d 1 1.09mi
8650 W Peoria Ave Peoria, AZ 1.0–2.0 1.0–2.0 836 $1,492 $1.78 2d 19 1.11mi
9201 N 83rd Ave Peoria, AZ 1.0–3.0 1.0–2.0 981 $1,975 $2.01 2d 29 1.11mi
7027 W Palo Verde Ave Peoria, AZ 3.0 2.0 1500 $1,999 $1.33 43d 1 1.12mi
6826 W Cholla St Peoria, AZ 4.0 2.0 1440 $1,869 $1.30 43d 1 1.24mi
10221 N 87th Ln Peoria, AZ 3.0 2.0 1232 $2,059 $1.67 43d 1 1.29mi
9190 N 83rd Ave Peoria, AZ 1.0–2.0 1.0–2.0 821 $2,203 $2.68 15d 10 1.29mi
8551 W Carol Ave Peoria, AZ 3.0 2.0 1323 $2,135 $1.61 11d 1 1.30mi
7040 W Olive Ave #12 Peoria, AZ 2.0 2.0 900 $1,445 $1.61 24d 1 1.32mi
8821 W Sahuaro Dr Peoria, AZ 3.0 2.0 1074 $1,595 $1.49 2d 1 1.33mi
8821 W Sahuaro Dr Peoria, AZ 3.0 2.0 1074 $1,595 $1.49 24d 1 1.33mi
12480 N 83rd Dr Peoria, AZ 3.0 2.0 1410 $1,895 $1.34 2d 1 1.35mi
7040 W Olive Ave Peoria, AZ 2.0 2.0 953 $1,465 $1.54 5d 1 1.37mi
8563 W Mission Ln Peoria, AZ 3.0 2.0 1323 $1,950 $1.47 24d 1 1.40mi
10013 N 66th Ln Glendale, AZ 3.0 2.0 1063 $1,999 $1.88 24d 1 1.43mi
8630 W Shaw Butte Dr Peoria, AZ 3.0 2.0 1284 $1,951 $1.52 12d 1 1.43mi
8610 W Eva St Peoria, AZ 3.0 2.0 1208 $2,035 $1.68 22d 1 1.47mi
8610 W Eva St Peoria, AZ 3.0 2.0 1208 $1,985 $1.64 4d 1 1.47mi
9350 N 67th Ave Unit B1 Glendale, AZ 2.0 1.0 842 $1,070 $1.27 24d 1 1.49mi
9350 N 67th Ave Unit B2 Glendale, AZ 2.0 2.0 970 $1,250 $1.29 43d 1 1.49mi
6605 W Mescal St Glendale, AZ 3.0 2.0 1369 $1,895 $1.38 5d 1 1.50mi

Listing history 29 events

  1. 2026-06-18
    days on market $117,000 Active 107 DOM
  2. 2026-06-17
    days on market $117,000 Active 106 DOM
  3. 2026-06-16
    days on market $117,000 Active 105 DOM
  4. 2026-06-15
    days on market $117,000 Active 104 DOM
  5. 2026-06-13
    days on market $117,000 Active 102 DOM
  6. 2026-06-13
    days on market $117,000 Active 101 DOM
  7. 2026-06-09
    days on market $117,000 Active 98 DOM
  8. 2026-06-08
    days on market $117,000 Active 97 DOM
  9. 2026-06-07
    days on market $117,000 Active 96 DOM
  10. 2026-06-04
    days on market $117,000 Active 93 DOM
  11. 2026-06-03
    days on market $117,000 Active 92 DOM
  12. 2026-06-02
    days on market $117,000 Active 91 DOM
  13. 2026-06-02
    price $117,000 Active 90 DOM
  14. 2026-06-01
    days on market $118,000 Active 90 DOM
  15. 2026-05-31
    days on market $118,000 Active 89 DOM
  16. 2026-05-02
    price $118,000 736-char remark
    Show marketing remark (736 chars)

    This charming Updated 3-bedroom, 2-bath mobile home in the All Ages Suncrest MHP is the one! Fully Updated in 2024. You're greeted by a welcoming front porch, perfect for enjoying morning coffee. Inside, you'll find an appealing open layout with vaulted ceilings, a soothing palette, blinds, and stylish wood-look flooring. The well-appointed kitchen comes with granite counters, white shaker cabinets, a subway tile backsplash, and stainless steel appliances for a delightful cooking experience. The main bedroom features soft carpeting, a closet with mirrored doors that enhance the sense of space, and a private bathroom with dual sinks. Unwind in the backyard, which offers a shed for additional storage. Don't miss out on this one!

  17. 2026-03-21
    price $119,000 736-char remark
    Show marketing remark (736 chars)

    This charming Updated 3-bedroom, 2-bath mobile home in the All Ages Suncrest MHP is the one! Fully Updated in 2024. You're greeted by a welcoming front porch, perfect for enjoying morning coffee. Inside, you'll find an appealing open layout with vaulted ceilings, a soothing palette, blinds, and stylish wood-look flooring. The well-appointed kitchen comes with granite counters, white shaker cabinets, a subway tile backsplash, and stainless steel appliances for a delightful cooking experience. The main bedroom features soft carpeting, a closet with mirrored doors that enhance the sense of space, and a private bathroom with dual sinks. Unwind in the backyard, which offers a shed for additional storage. Don't miss out on this one!

  18. 2026-03-02
    listed $121,999 Active 736-char remark
    Show marketing remark (736 chars)

    This charming Updated 3-bedroom, 2-bath mobile home in the All Ages Suncrest MHP is the one! Fully Updated in 2024. You're greeted by a welcoming front porch, perfect for enjoying morning coffee. Inside, you'll find an appealing open layout with vaulted ceilings, a soothing palette, blinds, and stylish wood-look flooring. The well-appointed kitchen comes with granite counters, white shaker cabinets, a subway tile backsplash, and stainless steel appliances for a delightful cooking experience. The main bedroom features soft carpeting, a closet with mirrored doors that enhance the sense of space, and a private bathroom with dual sinks. Unwind in the backyard, which offers a shed for additional storage. Don't miss out on this one!

  19. 2026-01-27
    historical
  20. 2026-01-08
    price $125,800
  21. 2025-10-01
    price $126,000
  22. 2025-10-01
    price $12,600
  23. 2025-08-26
    price $129,000
  24. 2025-07-29
    listed $130,000 Active
  25. 2024-05-02
    soldstatus $125,000 Closed
  26. 2024-05-01
    status Pending
  27. 2024-04-29
    soldstatus $125,000 Closed
  28. 2024-03-29
    historical Under Contract Accepting Backups
  29. 2024-03-21
    listed $125,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,812
− Mortgage interest
−$6,554
− Property taxes
−$1,755
− Insurance
−$585
− Repairs & maintenance
−$1,825
− Management
−$1,825
− Depreciation
−$3,404
Taxable income
$6,865
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,647
After-tax cash flow
$6,671/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This updated mobile home is in good condition with fresh paint and well-maintained landscaping. It has a good curb appeal and is ready for a new owner.

Value-add opportunities

  • Both Painting the exterior walls — Fresh paint can enhance curb appeal and property value.
  • Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value.
  • Resale Kitchen appliances — Upgrading to more modern or energy-efficient appliances can attract more buyers.
  • Resale Bathroom fixtures — Upgrading to more modern or energy-efficient fixtures can attract more buyers.
  • Resale Flooring — Replacing worn-out flooring with more modern or energy-efficient options can attract more buyers.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior walls — Fresh paint can enhance curb appeal and property value.
  • Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value.
  • Resale Kitchen appliances — Upgrading to more modern or energy-efficient appliances can attract more buyers.
  • Resale Bathroom fixtures — Upgrading to more modern or energy-efficient fixtures can attract more buyers.
  • Resale Flooring — Replacing worn-out flooring with more modern or energy-efficient options can attract more buyers.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Peoria Unified School District (4237)
NCES district ID
0406250
Math proficiency
36% ▼ -14.00%
Reading proficiency
42% ▼ -8.00%
Median HH income
$60,171
Composite
34.62/100
National rank
#5152
State rank
#64 of 249 in AZ

Livability — Peoria

Score
76/100
State rank
#14
US rank
#3603

Category grades

Amenities D Commute A Cost of living C- Crime B Employment A Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Peoria, AZ
County
Maricopa County · 4,537,380 people
City population
206,687
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
60,918
Household income
$67,380
Rent vs Own
33.5% rent · 66.5% own
Severe rent burden
1879.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 51% Hispanic / Latino 34% Two or more races 14% Black 5% Asian 4% Native American 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Romanian 2% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
76% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.77%
Current HPI
328.1069
Rent YoY
▲ 0.62%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-5.6% since first listed
14 events — show timeline
  • 2026-05-02 Price Changed $118,000 ARMLS
  • 2026-03-21 Price Changed $119,000 ARMLS
  • 2026-03-02 Listed $121,999 ARMLS
  • 2026-01-27 Listing Removed ARMLS
  • 2026-01-08 Price Changed $125,800 ARMLS
  • 2025-10-01 Price Changed $126,000 ARMLS
  • 2025-10-01 Price Changed $12,600 ARMLS
  • 2025-08-26 Price Changed $129,000 ARMLS
  • 2025-07-29 Listed $130,000 ARMLS
  • 2024-05-02 Sold (MLS) $125,000 ARMLS
  • 2024-05-01 Pending ARMLS
  • 2024-04-29 Sold (MLS) $125,000 ARMLS
  • 2024-03-29 Contingent ARMLS
  • 2024-03-21 Listed $125,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…