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5130 County Road 868e Rd
B Composite 73.73
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +8.7/10.0
  • ARV discount +3.6/15.0
  • Livability +3.3/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$114,900

5130 County Road 868e Rd · Jones Creek, TX 77422
3 bd · 2.0 ba · 1,680 sqft · Manufactured public records · 85 Days on market
Built 2015 1.07 ac lot $68/sqft · 9% above area Est $106k · 9% over ↓ 42% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This Double-wide Mobile Home with a 16' x 19' Screened Porch on 1.07 acre has so much potential. You can make it your own with a few cosmetic repairs. The Primary Bathroom has a large separate Shower and a 4' x 5' Corner Jetted Tub. The Vanity Cabinet has Double Sinks and Double Mirrors. The Walk-in Closet is 27' x 5' with an Entry from both the Primary Bathroom and Primary Bedroom. This is a "Split Bedroom Plan" with the Primary Bedroom & Primary Bathroom on one end off the Living Area and the other two bedrooms & bath on the other end. There is a Built-in Corner Desk and Overhead Shelves and Cabinets. There is an inside Utility Room and a Wood Burning Fireplace. This can be a great second home and/or resort home to relax and go boating or fishing in the nearby river.

Key facts

  • 1.07 acre lot
  • Built 2015
  • Listed 84 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $115k.

Deal economics

  • At list price, monthly cash flow is $102 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 1.8% in Jones Creek — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#633 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Sweeny ISD (town): math 32% / reading 40% proficiency, ranked #480 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 212 active listings in the ZIP; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($794 loan paydown + $11k appreciation (10.0% local appreciation)).
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,006 (6.0% below list)

Questions for the listing agent

  1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
11.82%
Cash-on-cash
19.72%
DSCR
1.88
GRM
6.1

CMA / ARV

ARV (median comp)
$105,652
List price
$114,900
Delta
8.75%
Verdict
FAIR
Comps
1 within 2.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.1%
Equity multiple
3.15×
Total profit
$69,328
Equity at exit
$103,511
10-year hold
IRR
23.8%
Equity multiple
7.20×
Total profit
$199,512
Equity at exit
$223,225

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77422

Home prices YoY
5.1%
Active inventory
212
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,577 medium interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$66 /mo · $796/yr
Insurance
$48
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$102

Break-even live

Break-even rent $1,447
Max offer price $114,900
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-19
    days on market $114,900 Active 85 DOM
  2. 2026-06-18
    days on market $114,900 Active 84 DOM
  3. 2026-06-17
    days on market $114,900 Active 83 DOM
  4. 2026-06-16
    days on market $114,900 Active 82 DOM
  5. 2026-06-15
    days on market $114,900 Active 81 DOM
  6. 2026-06-14
    days on market $114,900 Active 79 DOM
  7. 2026-06-12
    days on market $114,900 Active 78 DOM
  8. 2026-06-09
    days on market $114,900 Active 75 DOM
  9. 2026-06-08
    days on market $114,900 Active 74 DOM
  10. 2026-06-07
    days on market $114,900 Active 73 DOM
  11. 2026-06-07
    days on market $114,900 Active 72 DOM
  12. 2026-06-03
    days on market $114,900 Active 69 DOM
  13. 2026-06-02
    days on market $114,900 Active 68 DOM
  14. 2026-06-01
    days on market $114,900 Active 67 DOM
  15. 2026-05-31
    days on market $114,900 Active 66 DOM
  16. 2026-05-30
    days on market $114,900 Active 65 DOM
  17. 2026-03-26
    listed $114,900 Active 799-char remark
    Show marketing remark (799 chars)

    This Double-wide Mobile Home with a 16' x 19' Screened Porch on 1.07 acre has so much potential. You can make it your own with a few cosmetic repairs. The Primary Bathroom has a large separate Shower and a 4' x 5' Corner Jetted Tub. The Vanity Cabinet has Double Sinks and Double Mirrors. The Walk-in Closet is 27' x 5' with an Entry from both the Primary Bathroom and Primary Bedroom. This is a "Split Bedroom Plan" with the Primary Bedroom & Primary Bathroom on one end off the Living Area and the other two bedrooms & bath on the other end. There is a Built-in Corner Desk and Overhead Shelves and Cabinets. There is an inside Utility Room and a Wood Burning Fireplace. This can be a great second home and/or resort home to relax and go boating or fishing in the nearby river.

  18. 2022-12-30
    historical
  19. 2022-07-19
    listed $165,000 Active
  20. 2022-07-17
    historical
  21. 2022-07-06
    price $165,000
  22. 2022-03-21
    price $169,000
  23. 2022-01-17
    status Active
  24. 2022-01-11
    historical
  25. 2021-10-18
    price $174,000
  26. 2021-09-28
    price $179,000
  27. 2021-09-09
    price $189,000
  28. 2021-09-03
    listed $199,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$796 · $66/mo
Projected year-2 tax
$2,103 · $175/mo
Expected delta
+$1,307/yr (+$109/mo · 164.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥117°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,919
− Mortgage interest
−$6,436
− Property taxes
−$796
− Insurance
−$5,693
− Repairs & maintenance
−$1,514
− Management
−$1,514
− Depreciation
−$3,343
Taxable loss
−$375
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$90
After-tax cash flow
$1,317/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sweeny ISD
NCES district ID
4841970
Math proficiency
32% ▼ -12.00%
Reading proficiency
40% ▼ -1.00%
Median HH income
$53,607
Composite
31.49/100
National rank
#5975
State rank
#480 of 826 in TX

Livability — Jones Creek

Score
66/100
State rank
#633
US rank
#12077

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
14,548

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 21% Two or more races 15% Black 10%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Lithuanian 3% Slovak 2% Italian 2%
Foreign-born
7% · Canada
Languages at home
86% English-only · Spanish 13%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 14.41%
Current HPI
296.0632
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-42.3% since first listed
12 events — show timeline
  • 2026-03-26 Listed $114,900 HARMLS
  • 2022-12-30 Listing Removed HARMLS
  • 2022-07-19 Listed $165,000 HARMLS
  • 2022-07-17 Listing Removed HARMLS
  • 2022-07-06 Price Changed $165,000 HARMLS
  • 2022-03-21 Price Changed $169,000 HARMLS
  • 2022-01-17 Relisted HARMLS
  • 2022-01-11 Listing Removed HARMLS
  • 2021-10-18 Price Changed $174,000 HARMLS
  • 2021-09-28 Price Changed $179,000 HARMLS
  • 2021-09-09 Price Changed $189,000 HARMLS
  • 2021-09-03 Listed $199,000 HARMLS

Property tax history

+13.7%/yr

Latest (2019): $796 · -4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…