25 Shoreline Dr · Mayflower, AR 72106

$135,000

1 bd · 1.0 ba · 1,008 sqft · SingleFamily public records · 21 Days on market

Built 1971 Fair condition Garage $134/sqft · 44% below area Est $241k · 44% under · waterfront

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.6/30.0
• ARV discount +15.0/15.0
• Appreciation +9.8/10.0
• DSCR +8.5/10.0
• 1% rule +5.8/10.0
• Schools +3.4/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0

Listing remarks MLS

Perfect getaway or potential air bnb with private dock and lake Conway frontage with view and storage building! This home comes fully furnished including fishing gear and kayaks! NEW roof 2022, NEW siding 2022, NEW windows 2022, Screen porch updated in 2022, HVAC 2019, WH 2018 and so many more updates!

Key facts

• Screened front porch
• Recent upgrades
• Dock ready to go

Tags

• LAKE FRONT PROPERTY
• DOCK READY TO GO
• SCREENED FRONT PORCH
• FENCED IN BACKYARD
• RECENT UPGRADES
• SPACIOUS SHOP

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $135k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $318 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $135k).
• Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 4.2% in Mayflower — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 56/100 on livability (#390 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime F, amenities F, commute F.
• Mayflower School District (rural): math 32% / reading 34% proficiency, ranked #127 of 238 in AR (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Mayflower Elementary School (math 52% / reading 32%, grade F, #173 of 454 statewide, top 43%, 373 students, 70% FRL); Mayflower Middle School (math 31% / reading 37%, grade F, #127 of 201 statewide, top 64%, 315 students, 68% FRL); Mayflower High School (math 22% / reading 32%, grade F, #164 of 292 statewide, top 61%, 357 students, 57% FRL) — zoned schools average 65% FRL vs 47% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 161 active listings in the ZIP; 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).

Forward outlook

• In year one you build about $14k of equity ($933 loan paydown + $13k appreciation (9.6% local appreciation)).
• Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (9.6% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 21 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 9.12%
• Cash-on-cash: 10.11%
• DSCR: 1.45
• GRM: 7.7

CMA / ARV

• ARV (median comp): $241,068
• List price: $135,000
• Delta: -44.00%
• Verdict: UNDERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
49 Lake Forest Dr	0.30mi	2/1.5 (+1)	1,040 (+3%)	5mo	$155,000	$149	70
33 Hwy 89	0.47mi	2/2.0 (+1)	942 (-6%)	12mo	$75,000	$80	48
15 Pine Tree Loop	0.70mi	2/1.0 (+1)	1,080 (+7%)	9mo	$100,000	$93	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.62% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.9%
• Equity multiple: 3.39×
• Total profit: $90,242
• Equity at exit: $117,873

10-year hold

• IRR: 26.9%
• Equity multiple: 7.58×
• Total profit: $248,848
• Equity at exit: $250,313

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 1 active
• Months of supply: 6.0 mo (17%/mo absorbed)
• Median asking: $153,000 ($145/sqft)
• Median days on market: 110 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +65.1% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 72106

• Home prices YoY: 4.2%
• Active inventory: 161
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,458 medium
• Mortgage (P&I): −$708
• Tax from tax record: −$69 /mo · $829/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$306
• Net cashflow: $318

Break-even live

Break-even rent $1,055

Max offer price $135,000

Occupancy floor 73%

Sensitivity live

Price	-10% $395	-5% $357	+0% $318	+5% $280	+10% $242
Rent	-10% $203	-5% $261	+0% $318	+5% $376	+10% $434
Rate	-1.0pp $386	-0.5pp $353	base $318	+0.5pp $283	+1.0pp $248

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Property features AI

Finance

• Other: Property in George Subshoreline subdivision, Mayflower, Faulkner County
• Financial info: Financing available: VA, FHA, Conventional, or Cash
• HOA & community: No-fee area amenities

Exterior

• Parking: Attached garage for 2 cars
• Utilities: Public sewerPublic waterElectric service (municipal / Entergy)Electric service (co-op)Insulated windows
• Home design: Crawl space foundation
• Construction: Metal roofPaved road access
• Exterior features: Screened porchFully fenced yardShopBoat dockChain link fencingLake viewLakefront settingCommon access to lakeWaterfront

Interior

• Kitchen: Free-standing stove
• Flooring: VinylLuxury vinyl
• Bathrooms: 1 full bathroom1 half bathroom
• Heating & cooling: Central electric heatCentral electric cooling
• Interior features: Washer connectionElectric dryer connectionElectric water heaterCeiling fans
• Laundry & utility: Washer hookupElectric dryer hookup

Listing history 50 events

1. 2026-09-24
   days on market $135,000 Active 21 DOM
2. 2026-09-23
   days on market $135,000 Active 20 DOM
3. 2026-09-22
   days on market $135,000 Active 19 DOM
4. 2026-09-21
   days on market $135,000 Active 18 DOM
5. 2026-09-20
   days on market $135,000 Active 17 DOM
6. 2026-09-19
   days on market $135,000 Active 16 DOM
7. 2026-09-18
   days on market $135,000 Active 15 DOM
8. 2026-09-17
   days on market $135,000 Active 14 DOM
9. 2026-09-16
   days on market $135,000 Active 13 DOM
10. 2026-09-15
    days on market $135,000 Active 12 DOM
11. 2026-09-14
    days on market $135,000 Active 11 DOM
12. 2026-09-13
    days on market $135,000 Active 10 DOM
13. 2026-09-12
    days on market $135,000 Active 9 DOM
14. 2026-09-11
    statusdays on market $135,000 Active 8 DOM
15. 2026-09-05
    days on market $135,000 New Listing 2 DOM
16. 2026-09-03
    remarks 699-char remark
17. 2026-09-03
    statusdays on marketlisting id $135,000 New Listing 1 DOM
18. 2026-08-22
    days on market $135,000 Active 115 DOM
19. 2026-08-21
    days on market $135,000 Active 114 DOM
20. 2026-08-20
    days on market $135,000 Active 113 DOM
21. 2026-08-19
    days on market $135,000 Active 112 DOM
22. 2026-08-18
    days on market $135,000 Active 111 DOM
23. 2026-08-17
    days on market $135,000 Active 110 DOM
24. 2026-08-16
    days on market $135,000 Active 109 DOM
25. 2026-08-15
    days on market $135,000 Active 108 DOM
26. 2026-08-14
    days on market $135,000 Active 107 DOM
27. 2026-08-13
    days on market $135,000 Active 106 DOM
28. 2026-08-12
    days on market $135,000 Active 105 DOM
29. 2026-08-11
    days on market $135,000 Active 104 DOM
30. 2026-08-10
    days on market $135,000 Active 103 DOM
31. 2026-08-09
    days on market $135,000 Active 102 DOM
32. 2026-08-08
    days on market $135,000 Active 101 DOM
33. 2026-08-07
    days on market $135,000 Active 100 DOM
34. 2026-08-06
    days on market $135,000 Active 99 DOM
35. 2026-08-05
    days on market $135,000 Active 98 DOM
36. 2026-08-04
    days on market $135,000 Active 97 DOM
37. 2026-08-03
    days on market $135,000 Active 96 DOM
38. 2026-07-31
    days on market $135,000 Active 93 DOM
39. 2026-07-30
    days on market $135,000 Active 92 DOM
40. 2026-07-29
    days on market $135,000 Active 91 DOM
41. 2026-07-27
    days on market $135,000 Active 89 DOM
42. 2026-07-25
    days on market $135,000 Active 87 DOM
43. 2026-07-24
    days on market $135,000 Active 86 DOM
44. 2026-07-23
    days on market $135,000 Active 85 DOM
45. 2026-07-22
    days on market $135,000 Active 84 DOM
46. 2026-07-21
    days on market $135,000 Active 83 DOM
47. 2026-07-18
    statusdays on market $135,000 Active 80 DOM
48. 2026-07-16
    days on market $135,000 Price Change 78 DOM
49. 2026-07-16
    days on market $135,000 Price Change 77 DOM
50. 2026-07-14
    days on market $135,000 Price Change 76 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $829 · $69/mo
• Projected year-2 tax: $864 · $72/mo
• Expected delta: +$35/yr (+$3/mo · 4.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $17,494
• − Mortgage interest: −$7,562
• − Property taxes: −$829
• − Insurance: −$675
• − Repairs & maintenance: −$1,400
• − Management: −$1,400
• − Depreciation: −$3,927
• Taxable income: $1,701
• Est. tax owed @ 24.0%: −$408
• After-tax cash flow: $3,412/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $25,200–$45,360 screening

This home requires moderate renovations to improve its condition and increase its value. Painting, updating the kitchen and bathroom, and landscaping are the highest-ROI updates.

Repairs flagged

• Minor Kitchen cabinets — The cabinets are older and could benefit from a fresh coat of paint or replacement.
• Minor Bathroom fixtures — The bathroom fixtures appear outdated and could be replaced for a more modern look.
• Minor Exterior siding — The siding shows some wear and could be repainted or replaced for a fresh look.
• Minor Landscaping — The landscaping is overgrown and could be trimmed and improved for better curb appeal.

Value-add opportunities

• Both Painting the exterior and interior — Painting can significantly improve the home's curb appeal and interior aesthetics, enhancing both resale and rental value. ↑
• Both Updating the kitchen and bathroom — Updating these spaces can increase the home's functionality and appeal, making it more attractive to potential buyers or renters. ↑
• Both Landscaping and curb appeal — A well-maintained and attractive exterior can increase the home's value and make it more appealing to potential buyers or renters. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Mayflower Elementary School F AR #173/454 Nat'l #17,861/41,679 Middle Mayflower Middle School F AR #127/201 Nat'l #7,813/14,009 High Mayflower High School F AR #164/292 Nat'l #11,887/17,239

Schools (NCES district)

• District: Mayflower School District
• NCES district ID: 0509540
• Math proficiency: 32% ▼ -9.00%
• Reading proficiency: 34% ▼ -6.00%
• Median HH income: $47,119
• Composite: 28.41/100
• National rank: #6760
• State rank: #127 of 238 in AR

D Composite livability gradescore 56/100

Livability — Mayflower

• Score: 56/100
• State rank: #390
• US rank: #22893

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing B+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mayflower, AR
• County: Faulkner · 138,985 people
• Metro: Little Rock-North Little Rock-Conway, AR
• Population (ZIP): 5,719
• Household income: $59,375
• Rent vs Own: 17.9% rent · 82.1% own
• Severe rent burden: 17% of renters

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Population outlook (Faulkner County) Hauer SSP2

• Today (2025): 138,985 people
• By 2030: 148,264 · +6.7%
• By 2040: 166,010 · +19.4%
• By 2050: 183,362 · +31.9%
• By 2075: 224,593 · +61.6%
• By 2100: 250,603 · +80.3%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 7% Black 6% Hispanic / Latino 1%
• Common ancestry: Slovak 3% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada

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Political lean MEDSL · Faulkner

• 2024 margin: Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
• 2008→2024 swing: -7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
• All cycles: 2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.62%
• Current HPI: 236.6197
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

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Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Property features AI

Finance

• Other: Property in George Subshoreline subdivision, Mayflower, Faulkner County
• Financial info: Financing available: VA, FHA, Conventional, or Cash
• HOA & community: No-fee area amenities

Exterior

• Parking: Attached garage for 2 cars
• Utilities: Public sewerPublic waterElectric service (municipal / Entergy)Electric service (co-op)Insulated windows
• Home design: Crawl space foundation
• Construction: Metal roofPaved road access
• Exterior features: Screened porchFully fenced yardShopBoat dockChain link fencingLake viewLakefront settingCommon access to lakeWaterfront

Interior

• Kitchen: Free-standing stove
• Flooring: VinylLuxury vinyl
• Bathrooms: 1 full bathroom1 half bathroom
• Heating & cooling: Central electric heatCentral electric cooling
• Interior features: Washer connectionElectric dryer connectionElectric water heaterCeiling fans
• Laundry & utility: Washer hookupElectric dryer hookup

Price history

+80.2% since first listed

24 events — show timeline

• 2026-09-03 Listed $135,000 CARMLS
• 2026-08-23 Listing Removed — CARMLS
• 2026-07-12 Price Changed $135,000 CARMLS
• 2026-06-03 Price Changed $140,000 CARMLS
• 2026-05-20 Price Changed $149,999 CARMLS
• 2026-05-11 Price Changed $165,000 CARMLS
• 2026-04-29 Listed $175,000 CARMLS
• 2022-11-07 Sold (Public Records) $140,000 Public Records
• 2022-11-03 Sold (MLS) $140,000 CARMLS
• 2022-09-29 Pending — CARMLS
• 2022-09-27 Contingent — CARMLS
• 2022-09-25 Listed $125,000 CARMLS
• 2021-05-12 Sold (Public Records) $95,500 Public Records
• 2021-05-04 Sold (MLS) $95,500 CARMLS
• 2021-04-05 Listing Removed — CARMLS
• 2021-03-29 Listed $110,000 CARMLS
• 2016-06-15 Sold (Public Records) $65,000 Public Records
• 2016-06-13 Sold (MLS) $65,000 CARMLS
• 2016-04-25 Contingent — CARMLS
• 2016-03-11 Listed $72,900 CARMLS
• 2016-03-09 Listing Removed — CARMLS
• 2015-11-11 Relisted — CARMLS
• 2015-10-20 Pending — CARMLS
• 2015-09-09 Listed $74,900 CARMLS

Property tax history

+2.3%/yr

Latest (2025): $829 · +12.4% YoY. Source: county tax records.