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8579 Gallberry Cir 🏷️ Likely Rental
B- Composite 69.21
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.7/10.0
  • Rent growth +3.0/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,900

8579 Gallberry Cir · Port St. Lucie, FL 34952
3 bd · 2.0 ba · 1,746 sqft · Manufactured public records · 3 Days on market
Built 1994 5,533 sqft lot $300/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

Key facts

  • 5,533 sq ft lot
  • 3 parking spots
  • Community pool

Property features AI

Finance

  • Other: Property faces west
  • HOA & community: Community association with monthly fee; Association amenities: basketball court, billiard room, clubhouse, fitness center, golf course, jogging path, pool, shuffleboard court, spa/hot tub, tennis courts, manager on site, community room, library, putting green; Association fee: $272 monthly; Senior community

Exterior

  • Parking: Attached carport with 2 covered spaces
  • Utilities: Three-phase electric; Cable available
  • Home design: Manufactured home; Single-story; Resale
  • Construction: Modular construction; Other roof
  • Exterior features: Porch; Not waterfront

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Ceramic tile; Wood
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating; Central air conditioning (electric)
  • Interior features: Kitchen island; Split bedroom layout; Roman tub; Skylights

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $89,900 price doesn't fit this home's estimated sale value (~$244,440) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $893 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Cap rate 18.2% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Savanna Ridge Elementary School (math 40% / reading 45%, grade F, #1,383 of 2,144 statewide, top 65%, 452 students, 75% FRL); Port St. Lucie High School (math 21% / reading 43%, grade F, #415 of 667 statewide, top 63%, 1,748 students, 67% FRL).
  • Market conditions: Rents rising (+1.9%/yr); 646 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.9% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 26y ago; this cycle's ask has dropped $124k (58%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $34k; list at $90k implies a 161% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $89,900

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.42%
Cap rate
18.21%
Cash-on-cash
42.58%
DSCR
2.89
GRM
3.4

CMA / ARV

ARV (on-the-fly)
$244,440
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3720 Pebble Bch 0.36mi 3/2.0 1,608 (-8%) 3mo $225,000 $140 67
8522 Leadtree Ct 0.25mi 2/2.0 (-1) 1,550 (-11%) 15mo $245,000 $158 52
172 W Carribean 0.63mi 2/2.0 (-1) 1,650 (-6%) 8mo $9,500 $6 49
8112 Long Dr 0.68mi 3/2.0 1,786 (+2%) 19mo $122,000 $68 49
16 Nuevo Leon Rd 0.29mi 3/2.0 1,500 (-14%) 19mo $69,000 $46 48
8380 Gallberry Cir 0.31mi 2/2.0 (-1) 1,527 (-12%) 15mo $278,000 $182 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold
IRR
38.0%
Equity multiple
2.59×
Total profit
$40,134
Equity at exit
$13,404
10-year hold
IRR
43.9%
Equity multiple
4.95×
Total profit
$99,444
Equity at exit
$7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34952

Home prices YoY
-29.6%
Rents YoY
1.9%
Active inventory
646
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$2,175 high interval (Pro) →
Mortgage (P&I)
$471
Tax from tax record
$17 /mo · $200/yr
Insurance
$37
HOA
$300
Vacancy / Maint / Mgmt
$457
Net cashflow
$893

Break-even live

Break-even rent $1,045
Max offer price $89,900
Occupancy floor 54%

Sensitivity live

Price -10% $944 -5% $919 +0% $893 +5% $868 +10% $842
Rent -10% $721 -5% $807 +0% $893 +5% $979 +10% $1,065
Rate -1.0pp $938 -0.5pp $916 base $893 +0.5pp $870 +1.0pp $846

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3784 Sapodilla Ct Port Saint Lucie, FL 2.0 2.0 1121 $2,300 $2.05 25d 1 0.21mi
71 W Caribbean Port St. Lucie, FL 2.0 2.0 1417 $1,700 $1.20 25d 1 0.51mi
2183 SE Wild Meadow Cir Port Saint Lucie, FL 2.0 2.0 1550 $1,900 $1.23 15d 1 0.63mi
2209 SE East Dunbrooke Cir Port Saint Lucie, FL 3.0 2.0 1212 $2,950 $2.43 15d 1 0.63mi
2058 SE Wild Meadow Cir #101 Port St Lucie, FL 2.0 2.5 1425 $2,200 $1.54 15d 1 0.65mi
2082 SE Wild Meadow Cir Port Saint Lucie, FL 2.0 2.0 1524 $1,850 $1.21 25d 1 0.66mi
2130 SE Wild Meadow Cir Port Saint Lucie, FL 2.0 2.0 1440 $1,695 $1.18 15d 1 0.66mi
1811 SE Walton Lakes Dr Port Saint Lucie, FL 2.0 1.0–2.0 1117 $1,926 $1.72 15d 6 0.71mi
1810 SE Pinewood Trl Port Saint Lucie, FL 1.0–2.0 1.0–2.0 1013 $2,055 $2.03 15d 7 0.93mi
1900 Bella Vista Way Port Saint Lucie, FL 1.0–2.0 1.0–2.0 995 $1,764 $1.77 15d 15 0.96mi
1500 SE Tiffany Club Pl Port Saint Lucie, FL 1.0–3.0 1.0–2.0 895 $2,139 $2.39 15d 7 1.15mi

HOA detail

Monthly dues
$300 · $3,600/yr

Listing history 50 events

  1. 2026-06-21
    days on market $89,900 Active 3 DOM
  2. 2026-06-18
    pricedays on marketlisting id $89,900 Active 1 DOM
  3. 2026-06-18
    days on market $99,900 Active 627 DOM
  4. 2026-06-17
    days on market $99,900 Active 626 DOM
  5. 2026-06-16
    days on market $99,900 Active 625 DOM
  6. 2026-06-15
    days on market $99,900 Active 624 DOM
  7. 2026-06-14
    days on market $99,900 Active 622 DOM
  8. 2026-06-13
    days on market $99,900 Active 621 DOM
  9. 2026-06-10
    days on market $99,900 Active 619 DOM
  10. 2026-06-09
    days on market $99,900 Active 618 DOM
  11. 2026-06-08
    days on market $99,900 Active 617 DOM
  12. 2026-06-07
    days on market $99,900 Active 616 DOM
  13. 2026-06-05
    days on market $99,900 Active 613 DOM
  14. 2026-06-03
    days on market $99,900 Active 612 DOM
  15. 2026-06-02
    days on market $99,900 Active 611 DOM
  16. 2026-06-01
    days on market $99,900 Active 610 DOM
  17. 2026-05-31
    days on market $99,900 Active 609 DOM
  18. 2026-05-30
    days on market $99,900 Active 608 DOM
  19. 2026-03-03
    price $99,900
  20. 2026-01-31
    price $124,900
  21. 2025-12-12
    price $154,000
  22. 2025-11-17
    price $158,900
  23. 2025-09-28
    status Active
  24. 2025-09-16
    historical
  25. 2025-08-03
    price $159,900
  26. 2025-05-20
    price $179,000
  27. 2025-05-07
    price $185,000
  28. 2025-02-26
    price $195,000
  29. 2024-10-30
    price $209,000
  30. 2024-09-17
    listed $214,000 Active
  31. 2018-04-27
    soldstatus $34,500 Sold 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  32. 2018-02-14
    historical Pending W/Cont 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  33. 2018-01-18
    price $36,000 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  34. 2017-12-27
    status Active 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  35. 2017-12-14
    historical Pending W/Cont 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  36. 2017-12-08
    status Active 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  37. 2017-12-06
    historical Pending W/Cont 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  38. 2017-11-06
    price $42,000 1027-char remark
    Show marketing remark (1027 chars)

    Lovely location in the Savanna Club golf community. Granite in kitchen, master bedroom has 2 closets and master bath comes equipped with double sinks, a garden tub and separate shower. Lots of built-ins. Spacious open floor plan. Sky lights & enclosed porch make for charming Florida lifestyle. This is a land lease property, lease is $434.00 per month Call Darlene at 772-409-6204 to verify land lease amount. Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. Great Buy!HOA interview required at bilateral, call HOA at 772-340-1889. Buyers Agent to verify new lease with Sun Homes.

  39. 2017-10-27
    listed $49,900 Active 1027-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  40. 2017-10-27
    historical 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  41. 2017-09-27
    price $49,900 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  42. 2017-09-15
    status Active 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  43. 2017-08-22
    historical 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  44. 2017-08-11
    status Active 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  45. 2017-06-07
    historical Contingent 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  46. 2017-03-09
    listed $60,000 Active 213-char remark
    Show marketing remark (213 chars)

    Large home in desirable area of Savanna Club. Huge family room, large kitchen with cook island and skylights separate dining area. Split bedrooms, 2 baths. Master bath has roman tub. This is a land lease property.

  47. 2017-02-15
    soldstatus $57,400
  48. 2004-03-05
    soldstatus $115,200
  49. 2004-03-01
    soldstatus $127,000
  50. 2001-08-28
    soldstatus $92,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$200 · $17/mo
Projected year-2 tax
$746 · $62/mo
Expected delta
+$547/yr (+$46/mo · 273.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,106
− Mortgage interest
−$5,036
− Property taxes
−$200
− Insurance
−$450
− Repairs & maintenance
−$2,088
− Management
−$2,088
− HOA
−$3,600
− Depreciation
−$2,615
Taxable income
$10,029
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,407
After-tax cash flow
$8,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Lucie
NCES district ID
1201770
Math proficiency
40% ▼ -11.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$44,737
Composite
37.28/100
National rank
#4449
State rank
#51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Saint Lucie County · 337,150 people
City population
221,051
Metro
Port St. Lucie, FL
Population (ZIP)
42,655
Household income
$61,628
Rent vs Own
25.8% rent · 74.2% own
Severe rent burden
1759.0

Population outlook (St. Lucie County) Hauer SSP2

Today (2025)
338,016 people
By 2030
355,687 · +5.2%
By 2040
385,521 · +14.1%
By 2050
406,106 · +20.1%
By 2075
441,054 · +30.5%
By 2100
436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 62% Hispanic / Latino 19% Two or more races 14% Black 10% Asian 3%
Hispanic origin (detail)
Mexican 4% Puerto Rican 4% Cuban 2% Dominican 2%
Common ancestry
Romanian 3% Lithuanian 2% Hispanic 1%
Foreign-born
18% · Canada, Jamaica, China
Languages at home
76% English-only · Spanish 16% French/Haitian/Cajun 3% Tagalog/Filipino 2%

Political lean MEDSL · St. Lucie

2024 margin
Lean R (+9.1) · D 45.1% · R 54.2%
2008→2024 swing
-21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
All cycles
2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.80%
Current HPI
371.0573
Rent YoY
▲ 1.92%
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+13.0% since first listed
39 events — show timeline
  • 2026-03-03 Price Changed $99,900 Beaches MLS
  • 2026-01-31 Price Changed $124,900 Beaches MLS
  • 2025-12-12 Price Changed $154,000 Beaches MLS
  • 2025-11-17 Price Changed $158,900 Beaches MLS
  • 2025-09-28 Relisted Beaches MLS
  • 2025-09-16 Listing Removed Beaches MLS
  • 2025-08-03 Price Changed $159,900 Beaches MLS
  • 2025-05-20 Price Changed $179,000 Beaches MLS
  • 2025-05-07 Price Changed $185,000 Beaches MLS
  • 2025-02-26 Price Changed $195,000 Beaches MLS
  • 2024-10-30 Price Changed $209,000 Beaches MLS
  • 2024-09-17 Listed $214,000 Beaches MLS
  • 2018-04-27 Sold (MLS) $34,500 MCRTC
  • 2018-02-14 Contingent MCRTC
  • 2018-01-18 Price Changed $36,000 MCRTC
  • 2017-12-27 Relisted MCRTC
  • 2017-12-14 Contingent MCRTC
  • 2017-12-08 Relisted MCRTC
  • 2017-12-06 Contingent MCRTC
  • 2017-11-06 Price Changed $42,000 MCRTC
  • 2017-10-27 Listed $49,900 MCRTC
  • 2017-10-27 Listing Removed Beaches MLS
  • 2017-09-27 Price Changed $49,900 Beaches MLS
  • 2017-09-15 Relisted Beaches MLS
  • 2017-08-22 Listing Removed Beaches MLS
  • 2017-08-11 Relisted Beaches MLS
  • 2017-06-07 Contingent Beaches MLS
  • 2017-03-09 Listed $60,000 Beaches MLS
  • 2017-02-15 Sold (Public Records) $57,400 Public Records
  • 2004-03-05 Sold (Public Records) $115,200 Public Records
  • 2004-03-01 Sold (Public Records) $127,000 Public Records
  • 2001-08-28 Sold (Public Records) $92,000 Public Records
  • 2001-08-02 Sold (MLS) $92,000 Beaches MLS
  • 2001-08-02 Sold (MLS) $92,000 Beaches MLS
  • 2001-07-23 Listing Removed Beaches MLS
  • 2001-07-23 Listing Removed Beaches MLS
  • 2000-12-15 Listed $98,500 Beaches MLS
  • 2000-12-15 Listed $98,500 Beaches MLS
  • 1994-09-14 Sold (Public Records) $88,400 Public Records

Property tax history

-6.6%/yr

Latest (2025): $200 · +7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…