CashFlowRE
Sign in Sign up
31816 Avenue Ave E #101
C Composite 55.17
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.1/30.0
  • DSCR +8.8/10.0
  • 1% rule +7.0/10.0
  • Schools +3.8/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • ARV discount +1.4/15.0
  • Appreciation +0.0/10.0

$199,999

31816 Avenue Ave E #101 · Yucaipa, CA 92399
3 bd · 2.0 ba · 1,560 sqft · Manufactured public records · 16 Days on market
Built 1972 Est $176k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

~~REMODELED TO PERFECTION, IMMACULATE THROUGHOUT~~SHOWS LIKE A MODEL HOME~~ LARGE 3 BEDROOM NICELY LOCATED ALONG THE PERIMETER, LOCATED IN CRAFTON HILLS YUCAIPA'S HIGHLY REQUESTED FAMILY PARK, SPACE RENT ONLY $357~~ROOF RECOATED OCTOBER 2020~~RECENT REMODEL 2018-2019 INCLUDED. .. NEW HARDWOOD LAMINATE FLOORS AND NEW PLUSH CARPETING IN BEDROOMS WITH MEMORY FOAM PADDING~NEUTRALLY PAINTED INTERIOR~~NEW 6 PANEL DOORS AND NEW WATER HEATER!! ~HEATING & AIR NEW IN 2009~NEW ELECTRICAL SUB PANEL IN 2013~GREAT LAYOUT WITH HUGE BRIGHT LIVING ROOM AND FULL SIZE DINING ROOM WITH BUILT IN HUTCH~SPACIOUS GREAT ROOM/FAMILY ROOM OFF KITCHEN~REMODELED KITCHEN WITH NEWER CABINETS, COUNTERS AND APPLICANCES. .. FRIDGE INCLUDED~SEPARATE LAUNDRY ROOM . .. WASHER & DRYER INCLUDED~MASTER BEDROOM IS KING SIZE WITH MIRRORED CLOSET DOORS~MASTER BATH WITH NEW VANITY, TOILET AND NEWER TUB/SHOWER~BEDROOMS 2 & 3 ARE QUEEN/KING SIZE WITH MIRRORED CLOSET DOORS~BEAUTIFUL JACK & JILL BATHROOM WITH NEW MABLE VANITY WITH DUAL SINKS AND SOFT CLOSE DOORS AND DRAWERS PLUS NEWER TOILET AND TUB/SHOWER~~HUGE CONCRETE FRONT PORCH~PERFECT SIZE PRIVATE BACK YARD WITH BLOCK WALL AND NO NEIGHBORS BEHIND~ * * * CALL FOR A TOUR, FUSSIEST BUYERS WELCOME * * *

Key facts

  • Laundry facilities
  • Clubhouse
  • Community amenities

Tags

COMMUNITY AMENITIESCLUBHOUSERELAXING JACUZZILAUNDRY FACILITIESPET FRIENDLY LIVINGUTILITIES INCLUDED

Property features AI

Finance

  • Financial info: Monthly land lease approximately $416 (seller-provided)
  • HOA & community: Land lease in place (monthly); Rent includes all utilities; Community features include sidewalks and a park; Manager approval required for tenancy; Pets allowed

Exterior

  • Parking: Attached carport; Public parking available; Park name: Crafton Hills Mobile Home Park
  • Utilities: Public sewer; District/Public water
  • Home design: Single-story mobile home; Mobile home remains on site; Mobile dimensions approximately 12 ft by 65 ft; Facing/directions available from I-10: exit Yucaipa Blvd north, right on Avenue E (located in Crafton Hills Mobile Estates)
  • Construction: Year built per assessor; Living area per assessor's data
  • Exterior features: Association-maintained pool; Front yard; Has a view

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: One-level home; Main entry on the first level
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $200k.

Deal economics

  • At list price, monthly cash flow is $507 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $197k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.3% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools D, health & safety D, amenities F.
  • Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.3%/yr); 205 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($92k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $117k; list at $200k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $196,999 (1.5% below list)

Questions for the listing agent

  1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
9.33%
Cash-on-cash
10.86%
DSCR
1.48
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$176,280
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31816 E Ave #144 0.00mi 3/2.0 1,488 (-5%) 1mo $192,000 $129 91
31816 Avenue E #33 0.07mi 2/2.0 (-1) 1,536 (-2%) 7mo $167,000 $109 83
31816 Avenue Ave E #16 0.00mi 2/2.0 (-1) 1,664 (+7%) 3mo $188,000 $113 81

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.5%
Equity multiple
0.87×
Total profit
$-7,097
Equity at exit
$29,821
10-year hold
IRR
2.4%
Equity multiple
1.15×
Total profit
$8,455
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92399

Rents YoY
-1.3%
Active inventory
205
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,391 medium interval (Pro) →
Mortgage (P&I)
$1,049
Tax est. 1.5%
$250 /mo · $3,000/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$502
Net cashflow
$507

Break-even live

Break-even rent $1,750
Max offer price $199,999
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12766 13th St Yucaipa, CA 3.0 2.0 1400 $2,795 $2.00 3d 1 1.12mi

Listing history 12 events

  1. 2026-06-18
    days on market $199,999 Active 16 DOM
  2. 2026-06-17
    days on market $199,999 Active 15 DOM
  3. 2026-06-16
    days on market $199,999 Active 14 DOM
  4. 2026-06-15
    days on market $199,999 Active 13 DOM
  5. 2026-06-13
    days on market $199,999 Active 11 DOM
  6. 2026-06-13
    days on market $199,999 Active 10 DOM
  7. 2026-06-09
    days on market $199,999 Active 7 DOM
  8. 2026-06-08
    days on market $199,999 Active 6 DOM
  9. 2026-06-07
    days on market $199,999 Active 5 DOM
  10. 2026-06-04
    days on market $199,999 Active 2 DOM
  11. 2026-06-02
    remarks 693-char remark
  12. 2026-06-02
    listed $199,999 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 7/10 Severe 6 d/yr ≥100°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 30 unhealthy d/yr today · 37 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,694
− Mortgage interest
−$11,203
− Property taxes
−$3,000
− Insurance
−$1,000
− Repairs & maintenance
−$2,296
− Management
−$2,296
− Depreciation
−$5,818
Taxable income
$3,082
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$740
After-tax cash flow
$5,343/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yucaipa-Calimesa Joint Unified
NCES district ID
0643560
Math proficiency
32% ▼ -4.00%
Reading proficiency
55% ▲ 6.00%
Median HH income
$58,243
Composite
38.09/100
National rank
#4277
State rank
#195 of 517 in CA

Livability — Yucaipa

Score
66/100
State rank
#334
US rank
#11542

Category grades

Amenities F Commute C Cost of living F Crime B- Employment B+ Housing A+ Health & safety D User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucaipa, CA
County
San Bernardino County · 2,030,291 people
City population
55,366
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
55,366
Household income
$92,440
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1110.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 4% Iranian 2% Lithuanian 2%
Foreign-born
10% · Canada
Languages at home
77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -632.71%
Current HPI
353.4762
Rent YoY
▼ -1.27%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+473.1% since first listed
14 events — show timeline
  • 2026-06-02 Listed $199,999 CRMLS
  • 2025-12-09 Pending CRMLS
  • 2025-12-01 Listing Removed CRMLS
  • 2025-11-21 Listed $210,000 CRMLS
  • 2020-12-02 Sold (MLS) $117,000 CRMLS
  • 2020-11-07 Pending CRMLS
  • 2020-10-21 Listed $117,000 CRMLS
  • 2008-07-18 Sold (MLS) $68,000 CRMLS
  • 2008-07-14 Listing Removed CRMLS
  • 2008-05-02 Listed $68,900 CRMLS
  • 2008-05-02 Listing Removed CRMLS
  • 2008-04-13 Listed $75,000 CRMLS
  • 2003-12-30 Listing Removed CRMLS
  • 2003-09-16 Listed $34,900 CRMLS

Property tax history

-1.5%/yr

Latest (2025): $100 · +1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…