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1101 Lysle Ave 🏷️ Likely Rental
B+ Composite 76.23
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.3/10.0
  • Livability +3.7/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$25,000

1101 Lysle Ave · Port Vue, PA 15133
2 bd · 1.0 ba · 752 sqft · SingleFamily public records · 49 Days on market
Built 1910 2,748 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Solid investment property with major capital improvements already completed, including a 2-year-old roof, newer furnace and strong mechanicals. Property needs only cosmetic updates, offering value-add potential. Off-street parking increases tenant appeal. Conveniently located near shopping, schools, and main commuter routes, supporting consistent rental demand—an excellent addition to an investor's portfolio.

Key facts

  • 2 year old roof
  • Near schools
  • Newer furnace

Tags

2 YEAR OLD ROOFNEWER FURNACESTRONG MECHANICALSOFF STREET PARKINGNEAR SCHOOLSNEAR MAIN COMMUTER ROUTES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $25,000 price doesn't fit this home's estimated sale value (~$54,144) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $25k.

Deal economics

  • At list price, monthly cash flow is $571 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($976 rent vs $25k).
  • Recommended offer: $24k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#545 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F, commute F.
  • South Allegheny SD (suburban): math 23% / reading 44% proficiency, ranked #430 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 39 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($66k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $1k of equity ($173 loan paydown + $1k appreciation (4.5% local appreciation)).
  • At projected returns (4.5% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask is 11% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $24,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.90%
Cap rate
33.68%
Cash-on-cash
97.82%
DSCR
5.35
GRM
2.1

CMA / ARV

ARV (on-the-fly)
$54,144
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1101 Lysle Ave 0.00mi 2/1.0 752 (0%) 1mo $20,000 $27 99
1022 Alquin St 0.18mi 2/1.0 714 (-5%) 2mo $75,000 $105 82
1014 Alquin St 0.12mi 2/1.5 768 (+2%) 12mo $55,000 $72 79
1009 Oakland Ave 0.22mi 3/2.0 (+1) 778 (+4%) 6mo $15,000 $19 70
514 Reynolds St 0.40mi 2/1.0 778 (+4%) 11mo $26,000 $33 67
1706 Romine 0.56mi 2/2.0 820 (+9%) 17mo $100,000 $122 41
1457 Washington Blvd 0.57mi 2/1.5 808 (+7%) 23mo $124,900 $155 40
1006 Woodland Ave 0.67mi 3/1.0 (+1) 864 (+15%) 10mo $61,000 $71 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.52% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.92×
Total profit
$41,459
Equity at exit
$13,448
10-year hold
IRR
Equity multiple
14.47×
Total profit
$94,315
Equity at exit
$22,636

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15133

Home prices YoY
2.1%
Active inventory
39
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$976 high interval (Pro) →
Mortgage (P&I)
$131
Tax from tax record
$59 /mo · $705/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$571

Break-even live

Break-even rent $253
Max offer price $25,000
Occupancy floor 37%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
306 Laredo St McKeesport, PA 2.0 1.0 928 $995 $1.07 43d 1 0.46mi
308 Marie St Glassport, PA 2.0 1.0 850 $925 $1.09 16d 1 0.85mi
604 Shaw Ave McKeesport, PA 2.0 1.0–1.5 800 $900 $1.12 12d 3 0.89mi
604 Shaw Ave Unit 101 McKeesport, PA 2.0 1.5 1050 $900 $0.86 14d 1 0.89mi
604 Shaw Ave Unit 102 McKeesport, PA 1.0 1.0 750 $750 $1.00 43d 1 0.89mi
1205 5th Ave McKeesport, PA 1.0 1.0 593 $1,090 $1.84 43d 1 1.29mi
311-313 24th St McKeesport, PA 2.0 1.0 950 $900 $0.95 43d 1 1.29mi
526 Ohio Ave Unit 3 Glassport, PA 2.0 1.0 800 $900 $1.12 43d 1 1.44mi
733 Memory Ln McKeesport, PA 2.0 1.0 850 $1,200 $1.41 23d 1 1.50mi

Listing history 6 events

  1. 2026-04-08
    status Pending
  2. 2026-04-02
    price $25,000
  3. 2026-03-05
    price $37,000
  4. 2026-02-19
    status Active
  5. 2026-02-10
    price $39,500
  6. 2026-02-09
    listed $22,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$705 · $59/mo
Projected year-2 tax
$705 · $59/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,709
− Mortgage interest
−$1,400
− Property taxes
−$705
− Insurance
−$125
− Repairs & maintenance
−$937
− Management
−$937
− Depreciation
−$727
Taxable income
$6,878
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,651
After-tax cash flow
$5,196/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South Allegheny SD
NCES district ID
4221910
Math proficiency
23% ▼ -10.00%
Reading proficiency
44% ▼ -13.00%
Median HH income
$40,891
Composite
28.15/100
National rank
#6815
State rank
#430 of 539 in PA

Livability — Port Vue

Score
73/100
State rank
#545
US rank
#5090

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Vue, PA
County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
6,112
Household income
$65,938
Rent vs Own
20.7% rent · 79.3% own
Severe rent burden
94.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 7% Black 4% Hispanic / Latino 3%
Common ancestry
Romanian 10% Slovene 2% Italian 2%
Foreign-born
0%
Languages at home
99% English-only · Other Indo-European 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.52%
Current HPI
214.5922
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+11.1% since first listed
6 events — show timeline
  • 2026-04-08 Pending West Penn MLS
  • 2026-04-02 Price Changed $25,000 West Penn MLS
  • 2026-03-05 Price Changed $37,000 West Penn MLS
  • 2026-02-19 Relisted West Penn MLS
  • 2026-02-10 Price Changed $39,500 West Penn MLS
  • 2026-02-09 Listed $22,500 West Penn MLS

Property tax history

+1.3%/yr

Latest (2026): $705 · +6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…