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2806 Moton Cir
D+ Composite 46.15
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.1/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0

$25,000

2806 Moton Cir · Tuskegee, AL 36088
3 bd · 1.0 ba · 1,242 sqft · SingleFamily · 48 Days on market
Built 1951 0.29 ac lot $20/sqft · 73% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor special! Home has been fully gutted inside & is ready for your vision. Major updates already started w/ new roof, doors & windows installed. Great opportunity for renovation, flip or rental. Sold as-is. All info to be verified.

Key facts

  • New doors
  • New roof
  • New windows

Tags

NEW ROOFNEW DOORSNEW WINDOWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $25k.

Deal economics

  • At list price, monthly cash flow is $771 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $24k (3.0% below list) — sets the bar for market timing.
  • Cap rate 43.3% vs local median 7.3% in Tuskegee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#375 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools F, crime F, amenities F.
  • Macon County (town): math 2% / reading 17% proficiency, ranked #123 of 129 in AL (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 97% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 10 active listings in the ZIP; 5 units permitted in Macon County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $212 of equity ($173 loan paydown + $39 appreciation (0.1% local appreciation)).
  • Macon County population projected at -42% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.1% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $15k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $16k; list at $25k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $24,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.78%
Cap rate
43.32%
Cash-on-cash
132.25%
DSCR
6.88
GRM
1.7

CMA / ARV

ARV (median comp)
$91,187
List price
$25,000
Delta
-72.58%
Verdict
UNDERPRICED
Comps
12 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2806 Wake Forest Dr 0.00mi 3/2.0 1,242 (0%) 23mo $16,500 $13 77
1003 Fielder St 0.49mi 2/2.0 (-1) 1,275 (+3%) 19mo $93,402 $73 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.94×
Total profit
$48,602
Equity at exit
$7,453
10-year hold
IRR
Equity multiple
16.59×
Total profit
$109,149
Equity at exit
$9,116

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36088

Home prices YoY
0.1%
Active inventory
10
Price-to-rent
1.7×

Monthly cashflow live

Estimated rent
$1,195 medium interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$251
Net cashflow
$771

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 30%

Sensitivity live

Price -10% $789 -5% $780 +0% $771 +5% $763 +10% $754
Rent -10% $677 -5% $724 +0% $771 +5% $819 +10% $866
Rate -1.0pp $784 -0.5pp $778 base $771 +0.5pp $765 +1.0pp $758

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-02
    days on market $25,000 Active 48 DOM
  2. 2026-06-01
    days on market $25,000 Active 47 DOM
  3. 2026-05-31
    days on market $25,000 Active 46 DOM
  4. 2026-05-30
    days on market $25,000 Active 45 DOM
  5. 2026-05-19
    price $25,000 244-char remark
    Show marketing remark (244 chars)

    Investor special! Home has been fully gutted inside & is ready for your vision. Major updates already started w/ new roof, doors & windows installed. Great opportunity for renovation, flip or rental. Sold as-is. All info to be verified.

  6. 2026-05-02
    price $29,000 244-char remark
    Show marketing remark (244 chars)

    Investor special! Home has been fully gutted inside & is ready for your vision. Major updates already started w/ new roof, doors & windows installed. Great opportunity for renovation, flip or rental. Sold as-is. All info to be verified.

  7. 2026-04-23
    price $35,000 244-char remark
    Show marketing remark (244 chars)

    Investor special! Home has been fully gutted inside & is ready for your vision. Major updates already started w/ new roof, doors & windows installed. Great opportunity for renovation, flip or rental. Sold as-is. All info to be verified.

  8. 2026-04-15
    listed $39,900 Active 244-char remark
    Show marketing remark (244 chars)

    Investor special! Home has been fully gutted inside & is ready for your vision. Major updates already started w/ new roof, doors & windows installed. Great opportunity for renovation, flip or rental. Sold as-is. All info to be verified.

  9. 2024-07-19
    soldstatus $16,500 Sold 83-char remark
    Show marketing remark (83 chars)

    Just hitting the market, property for sale at 2806 Moton Circle, Tuskegee, AL, USA.

  10. 2024-07-08
    status Pending 83-char remark
    Show marketing remark (83 chars)

    Just hitting the market, property for sale at 2806 Moton Circle, Tuskegee, AL, USA.

  11. 2024-03-21
    listed $19,000 Active 83-char remark
    Show marketing remark (83 chars)

    Just hitting the market, property for sale at 2806 Moton Circle, Tuskegee, AL, USA.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,342
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$1,147
− Management
−$1,147
− Depreciation
−$727
Taxable income
$9,420
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,261
After-tax cash flow
$6,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Macon County
NCES district ID
0102190
Math proficiency
2% ▼ -18.00%
Reading proficiency
17% ▼ -8.00%
Median HH income
$30,012
Composite
7.24/100
National rank
#9958
State rank
#123 of 129 in AL

Livability — Tuskegee

Score
57/100
State rank
#375
US rank
#21590

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tuskegee, AL
City population
3,493
Population (ZIP)
3,493

Population outlook (Macon County) Hauer SSP2

Today (2025)
15,805 people
By 2030
14,101 · -10.8%
By 2040
11,244 · -28.9%
By 2050
9,088 · -42.5%
By 2075
6,606 · -58.2%
By 2100
6,309 · -60.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (83%)
Race & ethnicity
Black 83% White 10% Two or more races 3% Hispanic / Latino 2% Asian 1%
Foreign-born
2% · Canada
Languages at home
98% English-only · Other Indo-European 1% Spanish 1%

Political lean MEDSL · Macon

2024 margin
Solid D (+56.3) · D 77.8% · R 21.5%
2008→2024 swing
-17.8pp toward R · 2008: 74.0pp · 2024: 56.3pp
All cycles
2024: D+56.3 2020: D+63.8 2016: D+66.8 2012: D+74.4 2008: D+74.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.15%
Current HPI
149.1572
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+31.6% since first listed
7 events — show timeline
  • 2026-05-19 Price Changed $25,000 VMLS
  • 2026-05-02 Price Changed $29,000 VMLS
  • 2026-04-23 Price Changed $35,000 VMLS
  • 2026-04-15 Listed $39,900 VMLS
  • 2024-07-19 Sold (MLS) $16,500 Greater Alabama MLS
  • 2024-07-08 Pending Greater Alabama MLS
  • 2024-03-21 Listed $19,000 Greater Alabama MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…