101 Kent Dr · Centerville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 73.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Livability +3.7/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This manufactured home has a carport and a shed in the backyard. It is situated on a spacious .44-acre lot. The house has updated lighting, giving it a bright and modern feel. This home is move-in ready and sold as is, so you can start enjoying your new home immediately. Cash or conventional loans only.Take advantage of this fantastic opportunity!
Key facts
- Move-in ready
- Massive lot
- Turnkey upgrades
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $130k.
Deal economics
- At list price, monthly cash flow is $542 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 5.8% in Centerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#56 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: amenities F, commute F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Centerville Elementary School (math 50% / reading 49%, grade D, #264 of 1,228 statewide, top 23%, 630 students, 84% FRL); Northside Middle School (math 29% / reading 31%, grade F, #243 of 470 statewide, top 53%, 844 students, 84% FRL); Northside High School (math 5% / reading 21%, grade F, #331 of 424 statewide, top 78%, 1,959 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 31% at this address vs 44% district-wide (-14 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.8%/yr); 166 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.8% rent growth), your $36k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 29 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $85k; list at $130k implies a 53% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 11.30%
- Cash-on-cash
- 17.87%
- DSCR
- 1.79
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.78% rent growth · sell at horizon
- IRR
- 9.1%
- Equity multiple
- 1.36×
- Total profit
- $13,025
- Equity at exit
- $19,369
- IRR
- 18.1%
- Equity multiple
- 2.49×
- Total profit
- $54,056
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31093
- Rents YoY
- 2.8%
- Active inventory
- 166
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,674 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$46 /mo · $547/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$352
- Net cashflow
- $542
Break-even live
Sensitivity live
| Price | -10% $615 | -5% $578 | +0% $542 | +5% $505 | +10% $468 |
|---|---|---|---|---|---|
| Rent | -10% $409 | -5% $475 | +0% $542 | +5% $608 | +10% $674 |
| Rate | -1.0pp $607 | -0.5pp $575 | base $542 | +0.5pp $508 | +1.0pp $474 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 213 Webb St Warner Robins, GA | 3.0 | 2.0 | 1152 | $1,600 | $1.39 | 22d | 1 | 0.50mi |
| 700 Fieldstone Rd Warner Robins, GA | 3.0 | 2.0 | 1339 | $1,625 | $1.21 | 45d | 1 | 1.12mi |
| 103 Abney Ct Centerville, GA | 3.0 | 2.0 | 1500 | $1,800 | $1.20 | 22d | 1 | 1.22mi |
| 108 Stonefield Ct Warner Robins, GA | 3.0 | 2.0 | 1483 | $1,475 | $0.99 | 45d | 1 | 1.34mi |
| 106 Scarborough Rd Centerville, GA | 3.0 | 2.0 | 1471 | $1,400 | $0.95 | 22d | 1 | 1.43mi |
| 1280 Dunbar Rd Warner Robins, GA | 2.0–4.0 | 2.0 | 1235 | $2,052 | $1.66 | 15d | 11 | 1.48mi |
Listing history 28 events
-
2026-06-21days on market $129,900 Active 29 DOM
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2026-06-19days on market $129,900 Active 27 DOM
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2026-06-18days on market $129,900 Active 26 DOM
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2026-06-17days on market $129,900 Active 25 DOM
-
2026-06-16days on market $129,900 Active 24 DOM
-
2026-06-15days on market $129,900 Active 23 DOM
-
2026-06-14days on market $129,900 Active 21 DOM
-
2026-06-13days on market $129,900 Active 20 DOM
-
2026-06-10days on market $129,900 Active 18 DOM
-
2026-06-09days on market $129,900 Active 17 DOM
-
2026-06-08days on market $129,900 Active 16 DOM
-
2026-06-07days on market $129,900 Active 15 DOM
-
2026-06-05days on market $129,900 Active 12 DOM
-
2026-06-03days on market $129,900 Active 11 DOM
-
2026-06-02days on market $129,900 Active 10 DOM
-
2026-06-01days on market $129,900 Active 9 DOM
-
2026-05-31days on market $129,900 Active 8 DOM
-
2026-05-30days on market $129,900 Active 7 DOM
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2026-05-24$129,900 Active
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2024-05-29soldstatus $85,000
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2024-05-23soldstatus $85,000 Sold 349-char remark
Show marketing remark (349 chars)
This manufactured home has a carport and a shed in the backyard. It is situated on a spacious .44-acre lot. The house has updated lighting, giving it a bright and modern feel. This home is move-in ready and sold as is, so you can start enjoying your new home immediately. Cash or conventional loans only.Take advantage of this fantastic opportunity!
-
2024-05-21status Under Contract 349-char remark
Show marketing remark (349 chars)
This manufactured home has a carport and a shed in the backyard. It is situated on a spacious .44-acre lot. The house has updated lighting, giving it a bright and modern feel. This home is move-in ready and sold as is, so you can start enjoying your new home immediately. Cash or conventional loans only.Take advantage of this fantastic opportunity!
-
2024-01-25$89,000 New 349-char remark
Show marketing remark (349 chars)
This manufactured home has a carport and a shed in the backyard. It is situated on a spacious .44-acre lot. The house has updated lighting, giving it a bright and modern feel. This home is move-in ready and sold as is, so you can start enjoying your new home immediately. Cash or conventional loans only.Take advantage of this fantastic opportunity!
-
2015-11-30soldstatus $12,500 192-char remark
Show marketing remark (192 chars)
3 bedroom, 2 bath mobile home with front porch, covered rear patio, located in Houston County. See attachment for PAS requirements and WFHM offer submittal information in MLS document section.
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2015-11-30soldstatus $12,500
Show marketing remark (192 chars)
3 bedroom, 2 bath mobile home with front porch, covered rear patio, located in Houston County. See attachment for PAS requirements and WFHM offer submittal information in MLS document section.
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2015-10-16$12,900
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2015-10-15$12,900 192-char remark
Show marketing remark (192 chars)
3 bedroom, 2 bath mobile home with front porch, covered rear patio, located in Houston County. See attachment for PAS requirements and WFHM offer submittal information in MLS document section.
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1994-05-27soldstatus $32,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $547 · $46/mo
- Projected year-2 tax
- $1,195 · $100/mo
- Expected delta
- +$648/yr (+$54/mo · 118.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 73% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,088
- − Mortgage interest
- −$7,276
- − Property taxes
- −$547
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,607
- − Management
- −$1,607
- − Depreciation
- −$3,779
- Taxable income
- $4,622
- Est. tax owed @ 24.0%
- −$1,109
- After-tax cash flow
- $5,389/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Centerville
- Score
- 73/100
- State rank
- #56
- US rank
- #5374
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Houston County · 157,321 people
- City population
- 6,312
- Metro
- Warner Robins, GA
- Population (ZIP)
- 26,872
- Household income
- $45,991
- Rent vs Own
- Severe rent burden
- 1516.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 47% White 35% Hispanic / Latino 10% Two or more races 7% Asian 1%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Iranian 1% Serbian 1% Italian 1%
- Foreign-born
- 6% · Canada, Vietnam, South Korea
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -130.35%
- Current HPI
- 222.1627
- Rent YoY
- ▲ 2.78%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+305.9% since first listed10 events — show timeline
- 2026-05-24 Listed $129,900 FSBO.com
- 2024-05-29 Sold (Public Records) $85,000 Public Records
- 2024-05-23 Sold (MLS) $85,000 GAMLS
- 2024-05-21 Pending — GAMLS
- 2024-01-25 Listed $89,000 GAMLS
- 2015-11-30 Sold (MLS) $12,500 CGMLS
- 2015-11-30 Sold (MLS) $12,500 MGMLS
- 2015-10-16 Listed $12,900 CGMLS
- 2015-10-15 Listed $12,900 MGMLS
- 1994-05-27 Sold (Public Records) $32,000 Public Records
Property tax history
+21.9%/yrLatest (2025): $547 · +80.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…