6748 Ripple Pond Loop · Zephyrhills, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.0/15.0
- Condition / age +4.0/5.0
- Cash flow +3.6/30.0
- Livability +3.6/5.0
- Schools +3.2/10.0
- 1% rule +3.1/10.0
- Rent growth +1.9/5.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$235,000
6748 Ripple Pond Loop · Zephyrhills, FL 33541
2 bd · 2.0 ba · 1,413 sqft · Townhouse
public records
· 11 Days on market
Built 2022
2,987 sqft lot
Garage
$166/sqft
· 8% below area
Est $255k · 8% under
$340/mo HOA · 18% of rent
↓ 17% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this meticulously maintained 2 bedroom, 2 bath Villa located in the desirable gated community of Abbott Square in Zephyrhills. Only a few years old, this light-filled home offers modern comfort, low-maintenance living, and a welcoming atmosphere perfect for year round living or a seasonal retreat. Inside, you’ll find a bright and open layout designed for both everyday living and entertaining. The kitchen features stainless steel appliances, granite countertops, and ample cabinet space, creating a stylish and functional heart of the home. The home has been exceptionally well maintained and offers comfortable living spaces with plenty of natural light throughout.
Key facts
- Gated community
- Natural light
- Ample cabinet space
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $235k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-702 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $128k (45.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (19.1% below list).
- Recommended offer: $128k (45.5% below list) — sets the bar for cash-flow.
- Cap rate 2.7% vs local median 3.9% in Zephyrhills — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 72/100 on livability (#330 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime C-, amenities F, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: West Zephyrhills Elementary School (math 27% / reading 32%, grade F, #1,896 of 2,144 statewide, top 90%, 615 students, 81% FRL); Raymond B. Stewart Middle School (math 33% / reading 30%, grade F, #453 of 571 statewide, top 81%, 988 students, 77% FRL); Zephyrhills High School (math 35% / reading 37%, grade F, #359 of 667 statewide, top 55%, 1,656 students, 70% FRL) — zoned schools average 76% FRL vs 48% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 32% at this address vs 51% district-wide (-19 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-2.5%/yr); 1306 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 78d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 40% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$128,061
(45.5% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 2.71%
- Cash-on-cash
- -12.80%
- DSCR
- 0.43
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $254,932
- List price
- $235,000
- Delta
- -7.82%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6856 Ripple Pond Loop | 0.11mi | 2/2.0 | 1,530 (+8%) | 12mo | $215,000 | $141 | 72 |
| 37540 Daliha Ter | 0.94mi | 3/2.5 (+1) | 1,363 (-4%) | 6mo | $190,000 | $139 | 47 |
| 6246 Timberly Ln | 1.03mi | 3/2.5 (+1) | 1,363 (-4%) | 7mo | $175,000 | $128 | 47 |
| 6262 Timberly Ln #99 | 1.02mi | 3/2.5 (+1) | 1,363 (-4%) | 11mo | $200,000 | $147 | 43 |
| 37604 Aaralyn Rd | 0.99mi | 2/2.5 | 1,561 (+10%) | 4mo | $185,000 | $119 | 42 |
| 36401 Camp Fire Ter | 0.53mi | 3/2.5 (+1) | 1,634 (+16%) | 6mo | $210,000 | $129 | 38 |
| 37669 Aaralyn Rd | 1.06mi | 2/2.5 | 1,561 (+10%) | 9mo | $170,000 | $109 | 38 |
| 37712 Aaralyn Rd | 1.10mi | 2/2.5 | 1,561 (+10%) | 10mo | $185,000 | $119 | 38 |
| 37715 Aaralyn Rd | 1.09mi | 2/2.5 | 1,561 (+10%) | 11mo | $195,000 | $125 | 37 |
| 6332 Timberly Ln | 1.01mi | 2/2.5 | 1,561 (+10%) | 12mo | $207,000 | $133 | 36 |
| 36495 Garden Wall Way | 0.52mi | 3/2.5 (+1) | 1,624 (+15%) | 11mo | $210,000 | $129 | 35 |
| 6250 Maisie Rd | 0.96mi | 3/2.5 (+1) | 1,561 (+10%) | 9mo | $176,300 | $113 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -45.1%
- Equity multiple
- -0.34×
- Total profit
- $-87,958
- Equity at exit
- $35,039
10-year hold
- IRR
- —
- Equity multiple
- -1.34×
- Total profit
- $-154,111
- Equity at exit
- $20,319
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 18 active
- Months of supply
- 54.0 mo (2%/mo absorbed)
- Median asking
- $249,450 ($159/sqft)
- Median days on market
- 77 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- +13.7% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33541
- Home prices YoY
- -15.2%
- Rents YoY
- -2.5%
- Active inventory
- 1306
- Price-to-rent
- 10.3×
Monthly cashflow live
↻
- Estimated rent
- $1,902 high interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$534 /mo · $6,403/yr
- Insurance
- −$98
- HOA
- −$340
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$399
- Net cashflow
- $-702
Break-even live
Break-even rent
$2,790
Max offer price
$128,061
Occupancy floor
—
Sensitivity live
| Price | -10% $-569 | -5% $-635 | +0% $-702 | +5% $-768 | +10% $-835 |
|---|---|---|---|---|---|
| Rent | -10% $-852 | -5% $-777 | +0% $-702 | +5% $-627 | +10% $-551 |
| Rate | -1.0pp $-583 | -0.5pp $-642 | base $-702 | +0.5pp $-763 | +1.0pp $-825 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6851 Ripple Pond Loop Zephyrhills, FL | 2.0 | 2.0 | 1400 | $1,850 | $1.32 | 32d | 1 | 0.13mi |
| 6773 Branham Mill Ct Zephyrhills, FL | 3.0 | 2.0 | 1454 | $1,950 | $1.34 | 120d | 1 | 0.13mi |
| 7064 Ripple Pond Loop Zephyrhills, FL | 3.0 | 2.5 | 1787 | $2,047 | $1.15 | 110d | 1 | 0.17mi |
| 7002 Ripple Pond Loop Zephyrhills, FL | 3.0 | 2.5 | 1787 | $1,995 | $1.12 | 7d | 1 | 0.24mi |
| 36507 Camp Fire Ter Zephyrhills, FL | 3.0 | 2.0 | 1537 | $2,500 | $1.63 | 120d | 1 | 0.45mi |
| 36456 Well Hill Way Zephyrhills, FL | 2.0 | 2.5 | 1541 | $1,900 | $1.23 | 44d | 1 | 0.46mi |
| 36403 Well Hill Way Zephyrhills, FL | 3.0 | 2.5 | 1528 | $2,200 | $1.44 | 120d | 1 | 0.47mi |
| 36406 Well Hill Way Zephyrhills, FL | 3.0 | 2.5 | 1634 | $2,000 | $1.22 | 113d | 1 | 0.49mi |
| 36429 Camp Fire Ter Zephyrhills, FL | 3.0 | 2.5 | 1634 | $1,895 | $1.16 | 69d | 1 | 0.49mi |
| 36425 Camp Fire Ter Zephyrhills, FL | 3.0 | 2.5 | 1634 | $1,900 | $1.16 | 80d | 1 | 0.50mi |
| 6633 Foxmoor Dr Zephyrhills, FL | 3.0 | 2.0 | 1300 | $2,000 | $1.54 | 120d | 1 | 0.50mi |
| 36401 Camp Fire Ter Unit 36401 Zephyrhills, FL | 3.0 | 2.5 | 1634 | $1,895 | $1.16 | 115d | 1 | 0.51mi |
| 36352 Well Hill Way Zephyrhills, FL | 3.0 | 2.5 | 1634 | $1,900 | $1.16 | 76d | 1 | 0.53mi |
| 36367 Camp Fire Ter Zephyrhills, FL | 2.0 | 2.5 | 1541 | $1,950 | $1.27 | 77d | 1 | 0.53mi |
| 6302 Abbott Station Dr Zephyrhills, FL | 3.0 | 1.0–2.5 | 859 | $1,618 | $1.88 | 6d | 90 | 0.69mi |
| 36095 Carriage Pine Ct Zephyrhills, FL | 3.0 | 2.0 | 1461 | $1,990 | $1.36 | 120d | 1 | 0.71mi |
| 36321 Stonewood Ln #103 Zephyrhills, FL | 2.0 | 2.0 | 987 | $1,525 | $1.55 | 120d | 1 | 0.88mi |
| 6335 Maisie Rd Zephyrhills, FL | 3.0 | 2.5 | 1363 | $1,650 | $1.21 | 116d | 1 | 0.89mi |
| 36243 Lake Chase Blvd #203 Zephyrhills, FL | 3.0 | 2.0 | 1278 | $1,775 | $1.39 | 120d | 1 | 0.91mi |
| 6249 Maisai Rd #6 Zephyrhills, FL | 3.0 | 2.5 | 1561 | $1,550 | $0.99 | 98d | 1 | 0.92mi |
| 5914 Willow Ridge Dr #101 Zephyrhills, FL | 2.0 | 2.0 | 987 | $1,425 | $1.44 | 63d | 1 | 0.93mi |
| 37549 Daliha Ter Zephyrhills, FL | 2.0 | 2.5 | 1561 | $1,700 | $1.09 | 0d | 1 | 0.93mi |
| 37555 Daliha Ter Zephyrhills, FL | 3.0 | 2.5 | 1365 | $1,558 | $1.14 | 69d | 1 | 0.93mi |
| 6262 Maisie Rd Zephyrhills, FL | 3.0 | 2.5 | 1363 | $1,700 | $1.25 | 120d | 1 | 0.93mi |
| 37554 Daliha Ter Zephyrhills, FL | 3.0 | 2.5 | 1363 | $1,500 | $1.10 | 7d | 1 | 0.94mi |
| 36901 Kimela Ave Unit 36901 Zephyrhills, FL | 2.0 | 2.0 | 1400 | $1,545 | $1.10 | 44d | 1 | 0.95mi |
| 37603 Daliha Ter Zephyrhills, FL | 3.0 | 2.5 | 1363 | $1,600 | $1.17 | 56d | 1 | 0.95mi |
| 5903 Willow Ridge Dr #203 Zephyrhills, FL | 3.0 | 2.0 | 1097 | $1,600 | $1.46 | 63d | 1 | 0.96mi |
| 36101 Deer Creek Dr #103 Zephyrhills, FL | 2.0 | 2.0 | 1029 | $1,500 | $1.46 | 10d | 1 | 0.99mi |
| 36101 Deer Creek Dr #202 Zephyrhills, FL | 2.0 | 2.0 | 1149 | $1,395 | $1.21 | 84d | 1 | 0.99mi |
| 36101 Deer Creek Dr #104 Zephyrhills, FL | 2.0 | 2.0 | 1029 | $1,450 | $1.41 | 3d | 1 | 0.99mi |
| 5716 Pawnee St Zephyrhills, FL | 2.0 | 2.0 | 1048 | $1,675 | $1.60 | 7d | 1 | 1.01mi |
| 6888 Pebblebrooke Way Zephyrhills, FL | 3.0 | 2.0 | 1567 | $2,150 | $1.37 | 6d | 1 | 1.01mi |
| 6246 Timberly Ln Zephyrhills, FL | 3.0 | 2.5 | 1363 | $1,900 | $1.39 | 120d | 1 | 1.02mi |
| 36122 Lake Chase Blvd #203 Zephyrhills, FL | 3.0 | 2.0 | 1278 | $1,750 | $1.37 | 43d | 1 | 1.03mi |
| 37661 Aaralyn Rd Zephyrhills, FL | 3.0 | 2.5 | 1363 | $1,800 | $1.32 | 120d | 1 | 1.04mi |
| 36027 Deer Creek Dr #103 Zephyrhills, FL | 2.0 | 2.0 | 987 | $1,400 | $1.42 | 32d | 1 | 1.04mi |
| 36106 Lake Chase Blvd Zephyrhills, FL | 3.0 | 2.0 | 1325 | $1,700 | $1.28 | 120d | 1 | 1.04mi |
| 36106 Lake Chase Blvd #104 Zephyrhills, FL | 3.0 | 2.0 | 1170 | $1,650 | $1.41 | 63d | 1 | 1.04mi |
| 36106 Lake Chase Blvd #102 Zephyrhills, FL | 3.0 | 2.0 | 1170 | $1,650 | $1.41 | 100d | 1 | 1.04mi |
Property features AI
Finance
- Other
- Homestead exemptZoning: PUD
- Financial info
- Lease restrictions apply
- HOA & community
- Monthly HOA $340HOA amenities: clubhouse, pool, playground, tennis courts, sidewalksAssociation fee includes pool, internet, structure and grounds maintenance
Exterior
- Parking
- Attached garage (1 car)
- Utilities
- Public waterPublic sewerElectricity availableCable available
- Home design
- TownhouseResidential propertyOne storyFaces westEntry level: One
- Construction
- Block, concrete and stucco constructionShingle roofSlab foundationBuilt with conventional materials
- Exterior features
- Enclosed screened rear porchPatio/porchOutdoor lightingSidewalkSliding doorsLandscapedPaved surfaces
Interior
- Kitchen
- DishwasherRangeMicrowaveRefrigeratorStone countertops
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Ceiling fansEat-in kitchenOpen floorplanStone countersWalk-in closet(s)
- Laundry & utility
- Laundry roomWasherDryer
HOA detail $340/mo · $4,080/yr
- Likely covers
- security
Listing history 8 events
-
2026-06-09days on market $235,000 Active 11 DOM
-
2026-06-08days on market $235,000 Active 10 DOM
-
2026-06-07days on market $235,000 Active 9 DOM
-
2026-06-04days on market $235,000 Active 6 DOM
-
2026-06-03days on market $235,000 Active 5 DOM
-
2026-06-02days on market $235,000 Active 4 DOM
-
2026-06-01days on market $235,000 Active 3 DOM
-
2026-05-31days on market $235,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,403 · $534/mo
- Projected year-2 tax
- $6,403 · $534/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,818
- − Mortgage interest
- −$13,164
- − Property taxes
- −$6,403
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$1,825
- − Management
- −$1,825
- − HOA
- −$4,080
- − Depreciation
- −$6,836
- Taxable loss
- −$12,491
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,998
- After-tax cash flow
- $-5,422/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $7,065–$21,195 screening
This well-maintained 2-bedroom townhouse in Abbott Square, Zephyrhills, offers a good condition with minimal repairs needed. It's ready for a new owner to move in and enjoy.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both Replace worn-out carpet — Improves comfort and reduces maintenance costs ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 32/100
Zoned Schools
Elementary
West Zephyrhills Elementary School
F
FL #1,896/2,144
Nat'l #26,716/41,679
Middle
Raymond B. Stewart Middle School
F
FL #453/571
Nat'l #8,497/14,009
High
Zephyrhills High School
F
FL #359/667
Nat'l #9,405/17,239
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
B
Composite livability gradescore 72/100
Livability — Zephyrhills
- Score
- 72/100
- State rank
- #330
- US rank
- #5760
Category grades
Amenities F
Commute F
Cost of living A+
Crime C-
Employment D-
Housing A+
Health & safety A
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Zephyrhills, FL
- County
- Pasco County · 570,045 people
- City population
- 48,266
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 24,654
- Household income
- $56,579
- Rent vs Own
- Severe rent burden
- 24% of renters
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 9%
- Common ancestry
- Lithuanian 4% Romanian 3% Serbian 3%
- Foreign-born
- 9% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.21%
- Current HPI
- 308.0619
- Rent YoY
- ▼ -2.51%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-17.0% since first listed14 events — show timeline
- 2026-05-29 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-29 Listed $240,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-08-16 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
- 2025-07-21 Listed $262,500 Stellar MLS as Distributed by MLS Grid
- 2025-06-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-01-01 Listed $265,500 Stellar MLS as Distributed by MLS Grid
- 2022-11-30 Sold (MLS) $259,990 Stellar MLS as Distributed by MLS Grid
- 2022-09-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-09-07 Price Changed $259,990 Stellar MLS as Distributed by MLS Grid
- 2022-08-30 Price Changed $269,990 Stellar MLS as Distributed by MLS Grid
- 2022-08-16 Price Changed $274,990 Stellar MLS as Distributed by MLS Grid
- 2022-07-26 Price Changed $279,990 Stellar MLS as Distributed by MLS Grid
- 2022-07-21 Listed $282,990 Stellar MLS as Distributed by MLS Grid
Property tax history
+186.8%/yrLatest (2025): $6,403 · +15.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…