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10236 Earl Dr
D- Composite 36.05
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • DSCR +3.3/10.0
  • Livability +3.2/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • ARV discount +1.9/15.0
  • Schools +0.4/10.0

$170,000

10236 Earl Dr · Castle Point, MO 63136
3 bd · 2.0 ba · 1,229 sqft · SingleFamily public records · 30 Days on market
Built 2001 6,499 sqft lot Est $151k · 12% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor / Sweat-Equity Opportunity – 10236 Earl Dr, St. Louis, MO 63136. Great opportunity for rehabbers, buy-and-hold investors, or owner-occupants ready to earn sweat equity. This 3-bedroom, 2.5-bath newer build for the area, features a two-car garage and a partially finished basement, offering plenty of space and upside potential. Estimated rent is around $1,300/month once improved. This is a light rehab project — most of the work is cosmetic and cleaning, not a full gut renovation. Property is being sold strictly AS-IS – seller will make no repairs or offer any warranties. Buyer should verify all systems and plan for updates as needed. Perfect for investors seeking a quick-turn rental with strong cash flow or a simple flip, as well as owner-occupants looking to build equity fast. Opportunities like this — newer construction, garage, space, and minimal repairs — don’t come along often. Schedule your showing today!

Key facts

  • 6,499 sq ft lot
  • 2 garage spots
  • Built 2001

Property features AI

Finance

  • Other: Residential property type; Above-grade finished area verified by public records; Below-grade finished area reported by appraiser
  • Financial info: Lease not considered

Exterior

  • Parking: 2-car garage
  • Utilities: Public water; Ameren electric; Public sewer; Electricity connected; Natural gas connected; Sewer connected
  • Home design: Single-family residence; One level
  • Construction: Vinyl siding; Shingle roof; Partially finished basement (has basement)
  • Exterior features: Back yard fencing; Front yard; Landscaped yard; Near public transit

Interior

  • Kitchen: Stainless steel appliances; Microwave; Exhaust fan
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Vinyl flooring
  • Bathrooms: 3 full bathrooms (2 on main level, 1 on lower level)
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Stainless steel appliances; Exhaust fan; Microwave

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-59 ($-708/yr) — negative.
  • To cash-flow at today's rent, offer at most $160k (6.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (23.5% below list).
  • Recommended offer: $130k (23.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 12.9% in Castle Point — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 64/100 on livability (#313 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime B; Watch: amenities F, commute F, employment F.
  • Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Lewis And Clark Elem. (math 2% / reading 2%, grade F, #1,099 of 1,115 statewide, top 100%, 145 students, 98% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
  • Market conditions: Rents rising fast (+5.0%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $8k of equity ($1k loan paydown + $6k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $48k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; list at $170k implies a 79% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,073 (23.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.88%
Cash-on-cash
-1.49%
DSCR
0.93
GRM
10.9

CMA / ARV

ARV (on-the-fly)
$151,167
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10217 Viscount Dr 0.35mi 3/2.0 1,205 (-2%) 2mo $149,000 $124 79
10139 Edgefield Dr 0.32mi 3/2.0 1,140 (-7%) 0mo $119,900 $105 73
10006 Castle Dr 0.41mi 3/1.0 1,178 (-4%) 5mo $35,900 $30 66
10231 Monarch Dr 0.26mi 3/2.0 1,073 (-13%) 1mo $189,999 $177 66
2360 Chambers Rd 0.40mi 2/1.0 (-1) 1,168 (-5%) 1mo $44,900 $38 63
1443 Attica Dr 0.58mi 3/1.0 1,302 (+6%) 3mo $159,600 $123 57
9922 Lanier Dr 0.59mi 3/1.0 1,159 (-6%) 5mo $85,000 $73 55
2442 Gardner Dr 0.55mi 3/2.0 1,054 (-14%) 2mo $59,900 $57 49
10421 Canfield Dr 0.52mi 3/1.5 1,073 (-13%) 5mo $154,900 $144 49
10539 Monarch Dr 0.54mi 4/2.5 (+1) 1,073 (-13%) 3mo $135,000 $126 44
2414 Castle Dr 0.60mi 3/1.5 1,054 (-14%) 4mo $130,000 $123 43
10201 Surf Dr 0.70mi 3/2.0 1,074 (-13%) 5mo $114,900 $107 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
9.2%
Equity multiple
1.56×
Total profit
$26,532
Equity at exit
$84,114
10-year hold
IRR
12.0%
Equity multiple
3.00×
Total profit
$95,225
Equity at exit
$135,943

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
376
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,301 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$124 /mo · $1,490/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$-59

Break-even live

Break-even rent $1,375
Max offer price $159,584
Occupancy floor 100%

Sensitivity live

Price -10% $37 -5% $-11 +0% $-59 +5% $-107 +10% $-155
Rent -10% $-162 -5% $-110 +0% $-59 +5% $-8 +10% $44
Rate -1.0pp $27 -0.5pp $-16 base $-59 +0.5pp $-103 +1.0pp $-148

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10348 Earl Dr Saint Louis, MO 3.0 1.0 770 $1,325 $1.72 0d 1 0.15mi
10404 Earl Dr Saint Louis, MO 2.0 1.0 770 $1,100 $1.43 5d 1 0.19mi
10365 Lord Dr Saint Louis, MO 3.0 1.0 864 $1,075 $1.24 3d 1 0.19mi
10139 Royal Dr Saint Louis, MO 2.0 1.0 1016 $900 $0.89 45d 1 0.19mi
10113 Duke Dr Saint Louis, MO 3.0 1.0 770 $1,325 $1.72 45d 1 0.22mi
10409 Count Dr Saint Louis, MO 3.0 1.0 912 $1,100 $1.21 23d 1 0.25mi
10421 Prince Dr Saint Louis, MO 3.0 2.0 1023 $1,275 $1.25 25d 1 0.26mi
10112 Count Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 9d 1 0.26mi
10322 Monarch Dr Saint Louis, MO 3.0 2.0 1073 $1,728 $1.61 25d 1 0.27mi
10113 Count Dr Saint Louis, MO 2.0 1.0 882 $775 $0.88 45d 1 0.27mi
10441 Prince Dr Saint Louis, MO 4.0 1.5 1380 $1,380 $1.00 45d 1 0.30mi
10501 Duke Dr Saint Louis, MO 2.0 1.0 1140 $1,090 $0.96 45d 1 0.32mi
10512 Count Dr Saint Louis, MO 3.0 1.0 888 $1,195 $1.35 16d 1 0.37mi
10504 Baron Dr Saint Louis, MO 3.0 1.0 1000 $1,300 $1.30 9d 1 0.38mi
2326 Chambers Rd Saint Louis, MO 2.0 1.0 1056 $1,050 $0.99 25d 1 0.45mi
13061 Lord Dr St. Louis, MO 2.0 1.0 900 $1,040 $1.16 23d 1 0.46mi
10557 Castle Dr Saint Louis, MO 3.0 2.0 1023 $1,300 $1.27 16d 1 0.48mi
1520 Attica Dr Saint Louis, MO 2.0 1.0 1062 $1,200 $1.13 25d 1 0.50mi
2257 Chambers Rd Saint Louis, MO 3.0 1.0 1200 $1,400 $1.17 25d 1 0.54mi
2321 Noll Dr Saint Louis, MO 3.0 1.0 975 $1,320 $1.35 25d 1 0.56mi
10129 Cavalier Ct Saint Louis, MO 3.0 1.5 912 $1,250 $1.37 25d 1 0.75mi
9908 Norbridge Ln Saint Louis, MO 2.0 2.0 1240 $1,650 $1.33 21d 1 0.77mi
9744 Lanier Dr Saint Louis, MO 3.0 1.0 1014 $1,345 $1.33 45d 1 0.79mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 16d 1 0.83mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 19d 1 0.83mi
2155 Hecht Ave St. Louis, MO 1.0–2.0 1.0 673 $1,162 $1.73 0d 23 0.83mi
2259 Ainsworth Dr Saint Louis, MO 4.0 2.0 1500 $1,776 $1.18 45d 1 0.83mi
1255 Bosworth Dr Saint Louis, MO 3.0 1.0 1071 $1,575 $1.47 12d 1 0.88mi
9723 Portage Dr Saint Louis, MO 3.0 1.0 1014 $1,450 $1.43 9d 1 0.88mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 0d 1 0.88mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 45d 1 0.88mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 25d 1 0.88mi
1230 Roxton Dr Saint Louis, MO 3.0 1.0 912 $1,400 $1.54 23d 1 0.94mi
62 Capitol Hill Dr Saint Louis, MO 3.0 2.0 1239 $1,250 $1.01 45d 1 0.96mi
10078 Green Valley Dr Saint Louis, MO 3.0 1.0 900 $1,325 $1.47 9d 1 0.96mi
10239 Green Valley Dr Saint Louis, MO 3.0 1.0 1014 $1,395 $1.38 25d 1 0.99mi
1238 Hoyt Dr Saint Louis, MO 3.0 1.0 1176 $1,400 $1.19 23d 1 0.99mi
10124 Winkler Dr Saint Louis, MO 2.0 1.0 792 $1,400 $1.77 4d 1 1.00mi
2257 Luxmore Dr Saint Louis, MO 3.0 3.0 1073 $1,495 $1.39 25d 1 1.01mi
10200 Tappan Dr Saint Louis, MO 3.0 1.0 912 $1,450 $1.59 18d 1 1.02mi

Listing history 37 events

  1. 2026-06-21
    days on market $170,000 Active 30 DOM
  2. 2026-06-18
    days on market $170,000 Active 27 DOM
  3. 2026-06-17
    days on market $170,000 Active 26 DOM
  4. 2026-06-16
    days on market $170,000 Active 25 DOM
  5. 2026-06-15
    days on market $170,000 Active 24 DOM
  6. 2026-06-13
    days on market $170,000 Active 22 DOM
  7. 2026-06-13
    days on market $170,000 Active 21 DOM
  8. 2026-06-09
    days on market $170,000 Active 18 DOM
  9. 2026-06-08
    days on market $170,000 Active 17 DOM
  10. 2026-06-07
    days on market $170,000 Active 16 DOM
  11. 2026-06-05
    days on market $170,000 Active 13 DOM
  12. 2026-06-03
    days on market $170,000 Active 12 DOM
  13. 2026-06-02
    days on market $170,000 Active 11 DOM
  14. 2026-06-01
    days on market $170,000 Active 10 DOM
  15. 2026-05-31
    days on market $170,000 Active 9 DOM
  16. 2026-05-23
    listed $170,000 Active
  17. 2026-05-21
    historical $170,000
  18. 2025-10-08
    soldstatus Closed 971-char remark
    Show marketing remark (971 chars)

    Investor / Sweat-Equity Opportunity – 10236 Earl Dr, St. Louis, MO 63136. Great opportunity for rehabbers, buy-and-hold investors, or owner-occupants ready to earn sweat equity. This 3-bedroom, 2.5-bath newer build for the area, features a two-car garage and a partially finished basement, offering plenty of space and upside potential. Estimated rent is around $1,300/month once improved. This is a light rehab project — most of the work is cosmetic and cleaning, not a full gut renovation. Property is being sold strictly AS-IS – seller will make no repairs or offer any warranties. Buyer should verify all systems and plan for updates as needed. Perfect for investors seeking a quick-turn rental with strong cash flow or a simple flip, as well as owner-occupants looking to build equity fast. Opportunities like this — newer construction, garage, space, and minimal repairs — don’t come along often. Schedule your showing today!

  19. 2025-09-19
    status Pending 971-char remark
    Show marketing remark (971 chars)

    Investor / Sweat-Equity Opportunity – 10236 Earl Dr, St. Louis, MO 63136. Great opportunity for rehabbers, buy-and-hold investors, or owner-occupants ready to earn sweat equity. This 3-bedroom, 2.5-bath newer build for the area, features a two-car garage and a partially finished basement, offering plenty of space and upside potential. Estimated rent is around $1,300/month once improved. This is a light rehab project — most of the work is cosmetic and cleaning, not a full gut renovation. Property is being sold strictly AS-IS – seller will make no repairs or offer any warranties. Buyer should verify all systems and plan for updates as needed. Perfect for investors seeking a quick-turn rental with strong cash flow or a simple flip, as well as owner-occupants looking to build equity fast. Opportunities like this — newer construction, garage, space, and minimal repairs — don’t come along often. Schedule your showing today!

  20. 2025-09-16
    listed $79,900 Active 971-char remark
    Show marketing remark (971 chars)

    Investor / Sweat-Equity Opportunity – 10236 Earl Dr, St. Louis, MO 63136. Great opportunity for rehabbers, buy-and-hold investors, or owner-occupants ready to earn sweat equity. This 3-bedroom, 2.5-bath newer build for the area, features a two-car garage and a partially finished basement, offering plenty of space and upside potential. Estimated rent is around $1,300/month once improved. This is a light rehab project — most of the work is cosmetic and cleaning, not a full gut renovation. Property is being sold strictly AS-IS – seller will make no repairs or offer any warranties. Buyer should verify all systems and plan for updates as needed. Perfect for investors seeking a quick-turn rental with strong cash flow or a simple flip, as well as owner-occupants looking to build equity fast. Opportunities like this — newer construction, garage, space, and minimal repairs — don’t come along often. Schedule your showing today!

  21. 2025-09-16
    historical $79,900 971-char remark
    Show marketing remark (971 chars)

    Investor / Sweat-Equity Opportunity – 10236 Earl Dr, St. Louis, MO 63136. Great opportunity for rehabbers, buy-and-hold investors, or owner-occupants ready to earn sweat equity. This 3-bedroom, 2.5-bath newer build for the area, features a two-car garage and a partially finished basement, offering plenty of space and upside potential. Estimated rent is around $1,300/month once improved. This is a light rehab project — most of the work is cosmetic and cleaning, not a full gut renovation. Property is being sold strictly AS-IS – seller will make no repairs or offer any warranties. Buyer should verify all systems and plan for updates as needed. Perfect for investors seeking a quick-turn rental with strong cash flow or a simple flip, as well as owner-occupants looking to build equity fast. Opportunities like this — newer construction, garage, space, and minimal repairs — don’t come along often. Schedule your showing today!

  22. 2022-12-15
    soldstatus Closed 539-char remark
    Show marketing remark (539 chars)

    Built in 2001, this adorable home with an attached garage and over 1200 sq ft is ready for a new owner. It is currently rented to a Sec 8 tenant at $982/month. The inside of the home boasts 3 good-sized bedrooms plus 2.5 bathrooms and a finished lower level. The neighbor's home at 10308 Earl Dr sold for $80,000 on 9/9/22 - so don't wait to add this to your portfolio. Property to be sold as is, with the seller to do no inspections or repairs. The tenant is not aware of the sale so please do not walk the property or disturb the tenant.

  23. 2022-11-22
    status Pending 539-char remark
    Show marketing remark (539 chars)

    Built in 2001, this adorable home with an attached garage and over 1200 sq ft is ready for a new owner. It is currently rented to a Sec 8 tenant at $982/month. The inside of the home boasts 3 good-sized bedrooms plus 2.5 bathrooms and a finished lower level. The neighbor's home at 10308 Earl Dr sold for $80,000 on 9/9/22 - so don't wait to add this to your portfolio. Property to be sold as is, with the seller to do no inspections or repairs. The tenant is not aware of the sale so please do not walk the property or disturb the tenant.

  24. 2022-11-21
    historical 539-char remark
    Show marketing remark (539 chars)

    Built in 2001, this adorable home with an attached garage and over 1200 sq ft is ready for a new owner. It is currently rented to a Sec 8 tenant at $982/month. The inside of the home boasts 3 good-sized bedrooms plus 2.5 bathrooms and a finished lower level. The neighbor's home at 10308 Earl Dr sold for $80,000 on 9/9/22 - so don't wait to add this to your portfolio. Property to be sold as is, with the seller to do no inspections or repairs. The tenant is not aware of the sale so please do not walk the property or disturb the tenant.

  25. 2022-10-25
    listed $75,000 Active 539-char remark
    Show marketing remark (539 chars)

    Built in 2001, this adorable home with an attached garage and over 1200 sq ft is ready for a new owner. It is currently rented to a Sec 8 tenant at $982/month. The inside of the home boasts 3 good-sized bedrooms plus 2.5 bathrooms and a finished lower level. The neighbor's home at 10308 Earl Dr sold for $80,000 on 9/9/22 - so don't wait to add this to your portfolio. Property to be sold as is, with the seller to do no inspections or repairs. The tenant is not aware of the sale so please do not walk the property or disturb the tenant.

  26. 2016-12-23
    price $59,500
  27. 2016-11-16
    price $66,000
  28. 2016-10-24
    price $71,000
  29. 2013-01-31
    soldstatus $95,000
  30. 2012-05-15
    soldstatus $557,000
  31. 2012-04-23
    soldstatus $45,000
  32. 2008-10-21
    soldstatus $30,000
  33. 1999-05-28
    soldstatus $17,600
  34. 1991-09-24
    soldstatus $23,500
  35. 1991-01-01
    soldstatus $23,000
  36. 1991-01-01
    soldstatus
  37. 1988-12-01
    soldstatus $24,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,490 · $124/mo
Projected year-2 tax
$1,649 · $137/mo
Expected delta
+$159/yr (+$13/mo · 10.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,609
− Mortgage interest
−$9,523
− Property taxes
−$1,490
− Insurance
−$850
− Repairs & maintenance
−$1,249
− Management
−$1,249
− Depreciation
−$4,945
Taxable loss
−$3,697
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$887
After-tax cash flow
$180/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Riverview Gardens
NCES district ID
2926670
Math proficiency
2% ▼ -6.00%
Reading proficiency
9% ▼ -6.00%
Median HH income
$32,759
Composite
4.22/100
National rank
#10058
State rank
#324 of 324 in MO

Livability — Castle Point

Score
64/100
State rank
#313
US rank
#14373

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing C+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Castle Point, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+591.1% since first listed
22 events — show timeline
  • 2026-05-23 Listed $170,000 MARIS as Distributed by MLS Grid
  • 2026-05-21 Coming Soon $170,000 MARIS as Distributed by MLS Grid
  • 2025-10-08 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2025-09-19 Pending MARIS as Distributed by MLS Grid
  • 2025-09-16 Listed $79,900 MARIS as Distributed by MLS Grid
  • 2025-09-16 Coming Soon $79,900 MARIS as Distributed by MLS Grid
  • 2022-12-15 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2022-11-22 Pending MARIS as Distributed by MLS Grid
  • 2022-11-21 Delisted MARIS as Distributed by MLS Grid
  • 2022-10-25 Listed $75,000 MARIS as Distributed by MLS Grid
  • 2016-12-23 Price Changed $59,500 MARIS as Distributed by MLS Grid
  • 2016-11-16 Price Changed $66,000 MARIS as Distributed by MLS Grid
  • 2016-10-24 Price Changed $71,000 MARIS as Distributed by MLS Grid
  • 2013-01-31 Sold (Public Records) $95,000 Public Records
  • 2012-05-15 Sold (Public Records) $557,000 Public Records
  • 2012-04-23 Sold (Public Records) $45,000 Public Records
  • 2008-10-21 Sold (Public Records) $30,000 Public Records
  • 1999-05-28 Sold (Public Records) $17,600 Public Records
  • 1991-09-24 Sold (Public Records) $23,500 Public Records
  • 1991-01-01 Sold (Public Records) Public Records
  • 1991-01-01 Sold (Public Records) $23,000 Public Records
  • 1988-12-01 Sold (Public Records) $24,600 Public Records

Property tax history

+1.8%/yr

Latest (2022): $1,490 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…