8841 SW 91st St Unit B · On Top of the World, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.0/30.0
- 1% rule +6.0/10.0
- Schools +3.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.1/10.0
- Appreciation +0.0/10.0
$154,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICED TO SELL - DON’T WAIT! This nicely maintained Birmingham Villa in On Top of The World has 2 bedrooms, 2 bathrooms, an attached 1 car garage and 1,530 living sq ft. Updates include: a new AC in 2024, newer roof in 2022, water heater replaced in 2013, extra attic insulation, step-in shower in the primary bathroom, updated granite vanities in both bathrooms, & newer kitchen appliances. NO CARPET, separate dining & living areas, a spacious kitchen w/ tile backsplash & pantry, a primary bedroom w/ a large walk-in closet, & guest bath with a tub. Additional highlights include an attached one-car garage w/ golf cart parking & a screened garage door, a Florida room off the dining area, & a concrete patio perfect for grilling or enjoying your morning coffee. On Top of the World is an award-winning 55+ community offering nearly every recreational facility imaginable, including golf courses, multiple indoor & outdoor swimming pools, pickleball & tennis courts, dog parks, state-of-the-art fitness centers, a library, billiards room, learning center, remote-control complex for planes & vehicles, over 200 clubs, & a newer Veterans’ Park w/ archery, basketball, shuffleboard, horseshoes, grills, & more. Shopping & dining are accessible by golf cart, including groceries, restaurants, haircuts, post office, & pharmacies. The furniture, washer, dryer, and golf cart convey, with the golf cart recently serviced. Don’t miss the opportunity to enjoy this vibrant, active community—schedule your showing today!
Key facts
- Newer roof
- New ac
- Step-in shower
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $155k.
Deal economics
- At list price, monthly cash flow is $-157 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $127k (17.9% below list).
- Meets the 1% rule at list price ($2k rent vs $155k).
- Recommended offer: $127k (17.9% below list) — sets the bar for cash-flow.
- Cap rate 5.1% vs local median 2.9% in On Top of the World — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Hammett Bowen Jr. Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 867 students, 54% FRL); Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
- Market conditions: 1161 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
- This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 76 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $125k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 29% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 76 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 5.08%
- Cash-on-cash
- -4.33%
- DSCR
- 0.81
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $189,704
- List price
- $154,900
- Delta
- -18.35%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -23.3%
- Equity multiple
- 0.20×
- Total profit
- $-34,782
- Equity at exit
- $23,096
- IRR
- -17.4%
- Equity multiple
- 0.03×
- Total profit
- $-41,946
- Equity at exit
- $13,393
Cash invested: $43,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34481
- Home prices YoY
- -25.2%
- Active inventory
- 1161
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,704 high interval (Pro) →
- Mortgage (P&I)
- −$812
- Tax from tax record
- −$133 /mo · $1,592/yr
- Insurance
- −$65
- HOA
- −$493
- Vacancy / Maint / Mgmt
- −$358
- Net cashflow
- $-157
Break-even live
Sensitivity live
| Price | -10% $-69 | -5% $-113 | +0% $-157 | +5% $-200 | +10% $-244 |
|---|---|---|---|---|---|
| Rent | -10% $-291 | -5% $-224 | +0% $-157 | +5% $-89 | +10% $-22 |
| Rate | -1.0pp $-79 | -0.5pp $-117 | base $-157 | +0.5pp $-197 | +1.0pp $-238 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,725
- Closing costs
- $4,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9013 SW 91st Cir Ocala, FL | 2.0 | 2.0 | 1494 | $1,900 | $1.27 | 15d | 1 | 0.27mi |
| 8666 SW 92nd Ln Unit F Ocala, FL | 2.0 | 2.0 | 1748 | $2,000 | $1.14 | 23d | 1 | 0.32mi |
| 8430 SW 90th Ln Unit D Ocala, FL | 2.0 | 2.0 | 1454 | $1,600 | $1.10 | 23d | 1 | 0.41mi |
| 8431 SW 90th Ln Ocala, FL | 2.0 | 2.0 | 1366 | $1,395 | $1.02 | 23d | 1 | 0.43mi |
| 8665 SW 94th St Unit C Ocala, FL | 2.0 | 2.0 | 1589 | $1,600 | $1.01 | 23d | 1 | 0.45mi |
| 8680 SW 94th Ln Unit G Ocala, FL | 3.0 | 2.0 | 1409 | $1,550 | $1.10 | 23d | 1 | 0.46mi |
| 9289 SW 92nd Ln Ocala, FL | 2.0 | 2.0 | 1600 | $1,350 | $0.84 | 23d | 1 | 0.47mi |
| 9257 SW 82nd Ter Unit H Ocala, FL | 2.0 | 2.0 | 1748 | $1,600 | $0.92 | 23d | 1 | 0.61mi |
| 9513 SW 92nd Place Rd Ocala, FL | 2.0 | 2.0 | 1651 | $2,000 | $1.21 | 15d | 1 | 0.63mi |
| 8671 SW 97th St Unit C Ocala, FL | 2.0 | 2.0 | 1341 | $1,474 | $1.10 | 15d | 1 | 0.65mi |
| 8670 SW 97th St Unit A Ocala, FL | 2.0 | 2.0 | 1341 | $1,600 | $1.19 | 23d | 1 | 0.67mi |
| 8655 SW 98th Street Rd Unit G Ocala, FL | 2.0 | 2.0 | 1424 | $1,500 | $1.05 | 23d | 1 | 0.72mi |
| 8701 SW 83rd Cir Ocala, FL | 3.0 | 2.0 | 1726 | $2,200 | $1.27 | 15d | 1 | 0.76mi |
| 8714 SW 83rd Loop Ocala, FL | 2.0 | 2.0 | 1658 | $1,900 | $1.15 | 15d | 1 | 0.78mi |
| 8757 SW 97th Lane Rd Unit C Ocala, FL | 2.0 | 2.0 | 1490 | $1,600 | $1.07 | 15d | 1 | 0.90mi |
| 9770 SW 92nd Place Rd Ocala, FL | 2.0 | 2.0 | 1399 | $2,200 | $1.57 | 23d | 1 | 0.96mi |
| 9746 SW 89th Loop Ocala, FL | 2.0 | 2.0 | 1660 | $1,950 | $1.17 | 23d | 1 | 1.01mi |
| 7754 SW 86th Loop Ocala, FL | 2.0 | 2.0 | 1460 | $1,800 | $1.23 | 23d | 1 | 1.10mi |
| 9758 SW 96th St Ocala, FL | 2.0 | 2.0 | 1219 | $1,400 | $1.15 | 23d | 1 | 1.12mi |
| 9013 SW 79th Ln Ocala, FL | 2.0 | 2.0 | 2118 | $2,500 | $1.18 | 23d | 1 | 1.12mi |
| 9791 SW 96th St Ocala, FL | 2.0 | 2.0 | 1906 | $1,800 | $0.94 | 23d | 1 | 1.14mi |
| 9748 SW 97th St Ocala, FL | 2.0 | 2.0 | 1105 | $1,500 | $1.36 | 23d | 1 | 1.14mi |
| 8935 SW 102nd Pl Ocala, FL | 2.0 | 2.0 | 1144 | $1,500 | $1.31 | 23d | 1 | 1.15mi |
| 9119 SW 99th Court Rd Ocala, FL | 2.0 | 2.0 | 1504 | $1,900 | $1.26 | 23d | 1 | 1.15mi |
| 9794 SW 96th St Ocala, FL | 2.0 | 2.0 | 1201 | $1,700 | $1.42 | 23d | 1 | 1.15mi |
| 7978 SW 90th Ter Ocala, FL | 2.0 | 2.0 | 1226 | $1,875 | $1.53 | 15d | 1 | 1.18mi |
| 10211 SW 93rd Ct Ocala, FL | 3.0 | 2.0 | 1456 | $1,495 | $1.03 | 23d | 1 | 1.25mi |
| 7928 SW 80th Place Rd Ocala, FL | 3.0 | 2.0 | 1576 | $1,900 | $1.21 | 23d | 1 | 1.38mi |
| 7750 SW 100th St Ocala, FL | 3.0 | 2.0 | 1805 | $1,750 | $0.97 | 15d | 1 | 1.43mi |
| 7750 SW 100th St Ocala, FL | 3.0 | 2.0 | 1805 | $1,795 | $0.99 | 23d | 1 | 1.43mi |
| 10441 SW 85th Ct Ocala, FL | 2.0 | 2.0 | 1090 | $1,495 | $1.37 | 23d | 1 | 1.44mi |
| 9760 SW 101st Ln Ocala, FL | 2.0 | 2.0 | 1360 | $1,500 | $1.10 | 23d | 1 | 1.46mi |
HOA detail condo
- Monthly dues
- $493 · $5,916/yr
- Likely covers
- waterpoolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 27 events
-
2026-06-21days on market $154,900 Active 76 DOM
-
2026-06-18days on market $154,900 Active 73 DOM
-
2026-06-17days on market $154,900 Active 72 DOM
-
2026-06-16days on market $154,900 Active 71 DOM
-
2026-06-15days on market $154,900 Active 70 DOM
-
2026-06-14days on market $154,900 Active 68 DOM
-
2026-06-13days on market $154,900 Active 67 DOM
-
2026-06-10days on market $154,900 Active 65 DOM
-
2026-06-09days on market $154,900 Active 64 DOM
-
2026-06-08days on market $154,900 Active 63 DOM
-
2026-06-07days on market $154,900 Active 62 DOM
-
2026-06-03days on market $154,900 Active 58 DOM
-
2026-06-02days on market $154,900 Active 57 DOM
-
2026-06-01days on market $154,900 Active 56 DOM
-
2026-05-31days on market $154,900 Active 55 DOM
-
2026-05-30days on market $154,900 Active 54 DOM
-
2026-04-30price $154,900 1611-char remark
Show marketing remark (1611 chars)
PRICED TO SELL - DON’T WAIT! This nicely maintained Birmingham Villa in On Top of The World has 2 bedrooms, 2 bathrooms, an attached 1 car garage and 1,530 living sq ft. Updates include: a new AC in 2024, newer roof in 2022, water heater replaced in 2013, extra attic insulation, step-in shower in the primary bathroom, updated granite vanities in both bathrooms, & newer kitchen appliances. NO CARPET, separate dining & living areas, a spacious kitchen w/ tile backsplash & pantry, a primary bedroom w/ a large walk-in closet, & guest bath with a tub. Additional highlights include an attached one-car garage w/ golf cart parking & a screened garage door, a Florida room off the dining area, & a concrete patio perfect for grilling or enjoying your morning coffee. On Top of the World is an award-winning 55+ community offering nearly every recreational facility imaginable, including golf courses, multiple indoor & outdoor swimming pools, pickleball & tennis courts, dog parks, state-of-the-art fitness centers, a library, billiards room, learning center, remote-control complex for planes & vehicles, over 200 clubs, & a newer Veterans’ Park w/ archery, basketball, shuffleboard, horseshoes, grills, & more. Shopping & dining are accessible by golf cart, including groceries, restaurants, haircuts, post office, & pharmacies. The furniture, washer, dryer, and golf cart convey, with the golf cart recently serviced. Don’t miss the opportunity to enjoy this vibrant, active community—schedule your showing today!
-
2026-04-06$159,900 Active 1611-char remark
Show marketing remark (1611 chars)
PRICED TO SELL - DON’T WAIT! This nicely maintained Birmingham Villa in On Top of The World has 2 bedrooms, 2 bathrooms, an attached 1 car garage and 1,530 living sq ft. Updates include: a new AC in 2024, newer roof in 2022, water heater replaced in 2013, extra attic insulation, step-in shower in the primary bathroom, updated granite vanities in both bathrooms, & newer kitchen appliances. NO CARPET, separate dining & living areas, a spacious kitchen w/ tile backsplash & pantry, a primary bedroom w/ a large walk-in closet, & guest bath with a tub. Additional highlights include an attached one-car garage w/ golf cart parking & a screened garage door, a Florida room off the dining area, & a concrete patio perfect for grilling or enjoying your morning coffee. On Top of the World is an award-winning 55+ community offering nearly every recreational facility imaginable, including golf courses, multiple indoor & outdoor swimming pools, pickleball & tennis courts, dog parks, state-of-the-art fitness centers, a library, billiards room, learning center, remote-control complex for planes & vehicles, over 200 clubs, & a newer Veterans’ Park w/ archery, basketball, shuffleboard, horseshoes, grills, & more. Shopping & dining are accessible by golf cart, including groceries, restaurants, haircuts, post office, & pharmacies. The furniture, washer, dryer, and golf cart convey, with the golf cart recently serviced. Don’t miss the opportunity to enjoy this vibrant, active community—schedule your showing today!
-
2020-12-30soldstatus $125,000 1757-char remark
Show marketing remark (1757 chars)
This well-maintained Expanded Birmingham Villa has much to offer for your comfort and pleasure. Updates include a new 30 year roof (coming soon) paid by seller, new windows throughout, all new ductwork, extra insulation in the attic, new step-in shower in main bedroom and new vanities in both baths, privacy screens on windows in rear of home, and newer kitchen appliances including a bottom freezer refrigerator. There is no carpet in this home making it easier to clean the Florida sand out, especially with pets. HVAC w/ UV light was replaced in 2014, water heater 2013 which means no worries for you and an American Home Shield Warranty is included with this home. To complete your investment there is a Club Car Golf cart with nearly new batteries and a workbench in the garage. This extremely desirable 55+ community with nearly every recreational facility that you can imagine – includes golf courses, several swimming pools (indoor and out), pickleball and tennis courts, several dog parks for your 4-legged family members, state of the art exercise facilities, library, billiards room, very popular learning center (Master the Possibilities), remote-control complex for planes & cars/trucks and drones, over 200 clubs and a new lovely Veterans' Park facility with archery, basketball shuffle board, horseshoes, grills and more. Shopping is available by golf cart for food, haircuts, post office, drug stores and much more, even restaurants. This beautiful and wonderfully planned community has so much to offer and many opportunities to make new friends and learn new things. On Top of the World is an Award-winning 55+Community that understands and embraces senior needs. It is time to stop dreaming and come join us in sunny Florida!
-
2020-12-08$129,000 1757-char remark
Show marketing remark (1757 chars)
This well-maintained Expanded Birmingham Villa has much to offer for your comfort and pleasure. Updates include a new 30 year roof (coming soon) paid by seller, new windows throughout, all new ductwork, extra insulation in the attic, new step-in shower in main bedroom and new vanities in both baths, privacy screens on windows in rear of home, and newer kitchen appliances including a bottom freezer refrigerator. There is no carpet in this home making it easier to clean the Florida sand out, especially with pets. HVAC w/ UV light was replaced in 2014, water heater 2013 which means no worries for you and an American Home Shield Warranty is included with this home. To complete your investment there is a Club Car Golf cart with nearly new batteries and a workbench in the garage. This extremely desirable 55+ community with nearly every recreational facility that you can imagine – includes golf courses, several swimming pools (indoor and out), pickleball and tennis courts, several dog parks for your 4-legged family members, state of the art exercise facilities, library, billiards room, very popular learning center (Master the Possibilities), remote-control complex for planes & cars/trucks and drones, over 200 clubs and a new lovely Veterans' Park facility with archery, basketball shuffle board, horseshoes, grills and more. Shopping is available by golf cart for food, haircuts, post office, drug stores and much more, even restaurants. This beautiful and wonderfully planned community has so much to offer and many opportunities to make new friends and learn new things. On Top of the World is an Award-winning 55+Community that understands and embraces senior needs. It is time to stop dreaming and come join us in sunny Florida!
-
2020-12-08historical
Show marketing remark (1757 chars)
This well-maintained Expanded Birmingham Villa has much to offer for your comfort and pleasure. Updates include a new 30 year roof (coming soon) paid by seller, new windows throughout, all new ductwork, extra insulation in the attic, new step-in shower in main bedroom and new vanities in both baths, privacy screens on windows in rear of home, and newer kitchen appliances including a bottom freezer refrigerator. There is no carpet in this home making it easier to clean the Florida sand out, especially with pets. HVAC w/ UV light was replaced in 2014, water heater 2013 which means no worries for you and an American Home Shield Warranty is included with this home. To complete your investment there is a Club Car Golf cart with nearly new batteries and a workbench in the garage. This extremely desirable 55+ community with nearly every recreational facility that you can imagine – includes golf courses, several swimming pools (indoor and out), pickleball and tennis courts, several dog parks for your 4-legged family members, state of the art exercise facilities, library, billiards room, very popular learning center (Master the Possibilities), remote-control complex for planes & cars/trucks and drones, over 200 clubs and a new lovely Veterans' Park facility with archery, basketball shuffle board, horseshoes, grills and more. Shopping is available by golf cart for food, haircuts, post office, drug stores and much more, even restaurants. This beautiful and wonderfully planned community has so much to offer and many opportunities to make new friends and learn new things. On Top of the World is an Award-winning 55+Community that understands and embraces senior needs. It is time to stop dreaming and come join us in sunny Florida!
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2020-10-28$122,900
-
2006-03-09soldstatus $87,000
-
2006-02-10soldstatus $87,000
-
2005-03-30$91,900
-
1994-11-01soldstatus $68,000
-
1991-08-01soldstatus $68,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,592 · $133/mo
- Projected year-2 tax
- $1,592 · $133/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,444
- − Mortgage interest
- −$8,677
- − Property taxes
- −$1,592
- − Insurance
- −$774
- − Repairs & maintenance
- −$1,636
- − Management
- −$1,636
- − HOA
- −$5,916
- − Depreciation
- −$4,506
- Taxable loss
- −$4,292
- Est. tax savings @ 24.0%
- +$1,030
- After-tax cash flow
- $-849/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Marion
- NCES district ID
- 1201260
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $40,015
- Composite
- 35.61/100
- National rank
- #4890
- State rank
- #61 of 73 in FL
Livability — On Top of the World
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- On Top of the World, FL
- County
- Marion County · 315,796 people
- City population
- 25,668
- Metro
- Ocala, FL
- Population (ZIP)
- 26,782
- Household income
- $57,324
- Rent vs Own
- Severe rent burden
- 313.0
Population outlook (Marion County) Hauer SSP2
- Today (2025)
- 365,905 people
- By 2030
- 376,768 · +3.0%
- By 2040
- 396,555 · +8.4%
- By 2050
- 412,723 · +12.8%
- By 2075
- 446,090 · +21.9%
- By 2100
- 436,193 · +19.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Hispanic / Latino 11% Black 7% Two or more races 5%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 4% Cuban 1%
- Common ancestry
- Romanian 7% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Jamaica
- Languages at home
- 88% English-only · Spanish 9% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Marion
- 2024 margin
- Solid R (+31.6) · D 33.8% · R 65.5%
- 2008→2024 swing
- -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
- All cycles
- 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -67.48%
- Current HPI
- 199.986
- Rent YoY
- —
- Metro
- Ocala, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+125.5% since first listed11 events — show timeline
- 2026-04-30 Price Changed $154,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-06 Listed $159,900 Stellar MLS as Distributed by MLS Grid
- 2020-12-30 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
- 2020-12-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2020-12-08 Listed $129,000 Stellar MLS as Distributed by MLS Grid
- 2020-10-28 Listed $122,900 Stellar MLS as Distributed by MLS Grid
- 2006-03-09 Sold (Public Records) $87,000 Public Records
- 2006-02-10 Sold (MLS) $87,000 Stellar MLS as Distributed by MLS Grid
- 2005-03-30 Listed $91,900 Stellar MLS as Distributed by MLS Grid
- 1994-11-01 Sold (Public Records) $68,000 Public Records
- 1991-08-01 Sold (Public Records) $68,700 Public Records
Property tax history
+10.6%/yrLatest (2025): $1,592 · +17.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…