91 Franklin St · Rutland, VT 05701

$205,000

5 bd · 2.0 ba · 1,918 sqft · SingleFamily public records · 118 Days on market

Built 1915 4,791 sqft lot $107/sqft · 6% below area Est $273k · 25% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.7/30.0
• ARV discount +15.0/15.0
• DSCR +6.2/10.0
• Schools +5.0/10.0
• 1% rule +4.6/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

Key facts

• 4,791 sq ft lot
• Built 1915
• Listed 117 days

What this means for you Summary

Snapshot

• This is a 5-bed/2.0-bath single-family listed at $205k.

Deal economics

• At list price, monthly cash flow is $240 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (4.1% below list).
• Recommended offer: $187k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.7% vs local median 4.3% in Rutland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#6 in VT, #1,410 nationally) — a professional / high-income tenant draw. Strengths: schools A+, commute A+, cost of living A+; Watch: employment C-, crime F.
• Market conditions: 97 active listings in the ZIP; 90 units permitted in Rutland County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Rutland County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $186,550 (9.0% below list)

Questions for the listing agent

1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.70%
• Cash-on-cash: 5.03%
• DSCR: 1.22
• GRM: 8.7

CMA / ARV

• ARV (median comp): $273,161
• List price: $205,000
• Delta: -24.95%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
102 Brown St	0.19mi	4/2.0 (-1)	1,648 (-14%)	5mo	$259,000	$157	58
69 Plain St	0.49mi	4/2.0 (-1)	1,752 (-9%)	10mo	$130,000	$74	50
34 Evergreen Ave	0.65mi	4/2.0 (-1)	1,896 (-1%)	21mo	$239,000	$126	45
30 E Washington St	0.71mi	4/2.0 (-1)	1,840 (-4%)	14mo	$240,000	$130	43
133 Dorr Dr	0.67mi	4/2.0 (-1)	2,136 (+11%)	6mo	$315,000	$147	40
110 East St	0.75mi	6/2.0 (+1)	1,988 (+4%)	21mo	$140,000	$70	36
24 Engrem Ave	0.68mi	4/2.5 (-1)	1,722 (-10%)	16mo	$345,000	$200	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.5%
• Equity multiple: 0.69×
• Total profit: $-17,941
• Equity at exit: $30,566

10-year hold

• IRR: 1.0%
• Equity multiple: 1.07×
• Total profit: $3,954
• Equity at exit: $17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Vermont: 41 Moderately Tenant-Leaning · D+15
• County: — inherits STATE
• City: — inherits STATE

Just-cause in Burlington (2022); strong habitability.

Methodology + full state rankings →

ZIP-level market 05701

• Home prices YoY: -18.1%
• Active inventory: 97
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,965 medium
• Mortgage (P&I): −$1,075
• Tax from tax record: −$152 /mo · $1,818/yr
• Insurance: −$85
• HOA: −$0
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $240

Break-even live

Break-even rent $1,661

Max offer price $205,000

Occupancy floor 83%

Sensitivity live

Price	-10% $356	-5% $298	+0% $240	+5% $182	+10% $124
Rent	-10% $85	-5% $163	+0% $240	+5% $318	+10% $396
Rate	-1.0pp $344	-0.5pp $293	base $240	+0.5pp $187	+1.0pp $133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,250
• Closing costs: $6,150
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-18
   days on market $205,000 Active 118 DOM
2. 2026-06-17
   days on market $205,000 Active 117 DOM
3. 2026-06-16
   days on market $205,000 Active 116 DOM
4. 2026-06-15
   days on market $205,000 Active 115 DOM
5. 2026-06-15
   days on market $205,000 Active 114 DOM
6. 2026-06-13
   days on market $205,000 Active 113 DOM
7. 2026-06-12
   days on market $205,000 Active 112 DOM
8. 2026-06-09
   days on market $205,000 Active 109 DOM
9. 2026-06-08
   days on market $205,000 Active 108 DOM
10. 2026-06-08
    days on market $205,000 Active 107 DOM
11. 2026-06-07
    days on market $205,000 Active 106 DOM
12. 2026-06-03
    days on market $205,000 Active 103 DOM
13. 2026-06-02
    days on market $205,000 Active 102 DOM
14. 2026-06-01
    days on market $205,000 Active 101 DOM
15. 2026-05-31
    days on market $205,000 Active 100 DOM
16. 2026-04-12
    price $205,000 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

17. 2026-04-09
    status Active 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

18. 2026-04-01
    historical Active with Contract 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

19. 2026-03-28
    status Active 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

20. 2026-03-19
    historical Active with Contract 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

21. 2026-03-15
    price $210,000 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

22. 2026-03-14
    status Active 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

23. 2026-03-01
    historical Active with Contract 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

24. 2026-02-21
    listed $225,000 Active 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

25. 2026-02-18
    historical $225,000 1308-char remark

    Show marketing remark (1308 chars)

    Back on the market! Grab it before it's gone again! Classic charm meets flexible and newly updated living space. Originally built in 1915 and updated in 2024, this spacious single family home offers 5 bedrooms, 3 bathrooms, and lots of flex space. Set on an . 11 acre city lot, the property offers convenience access to shopping, transportation, and downtown amenities. Inside the home features a versatile layout with multiple flexible rooms, including one currently serving as a den/formal dining room. The main level includes a kitchen with updated appliances, a living room and a formal dining room/ den, along with two first floor bedrooms for added accessibility. Upstairs, you'll find additional bedrooms and a spacious primary suite with its own bath, creating separation and privacy ideal for multi-generational living or guests. The home retains classic character while offering practical updates. Exterior features include a welcoming enclosed front porch, enclosed storage space around back, and a paved driveway. Whether you're seeking a large primary residence, flexible layout for work from home living, or for an investment opportunity in Rutland City, 91 Franklin St. delivers size, character, and convenience in one well located property. OPEN HOUSE Saturday 3/21 11am-1pm for a first look!

26. 2024-06-05
    soldstatus $189,900 Closed 637-char remark

    Show marketing remark (637 chars)

    Need a nice big house? Rooms galore and a lot of flexibility to the floor plan. The first floor features a large kitchen with new SS refrigerator and stove, very spacious dining room, living room with nice light, smaller rooms off the kitchen and one off the dining room could be bedrooms and there is a full bath on this level. Upstairs has a large common room perfect for a family room, huge master bedroom with ¾ bath and an additional spacious bedroom with another ¾ bath for this level. Refreshed condition throughout, check out the pictures!! Front porch, side porch and attached rear storage shed. A Value Package!

27. 2024-06-05
    soldstatus $189,900

    Show marketing remark (637 chars)

    Need a nice big house? Rooms galore and a lot of flexibility to the floor plan. The first floor features a large kitchen with new SS refrigerator and stove, very spacious dining room, living room with nice light, smaller rooms off the kitchen and one off the dining room could be bedrooms and there is a full bath on this level. Upstairs has a large common room perfect for a family room, huge master bedroom with ¾ bath and an additional spacious bedroom with another ¾ bath for this level. Refreshed condition throughout, check out the pictures!! Front porch, side porch and attached rear storage shed. A Value Package!

28. 2024-04-27
    historical Active with Contract 637-char remark

    Show marketing remark (637 chars)

    Need a nice big house? Rooms galore and a lot of flexibility to the floor plan. The first floor features a large kitchen with new SS refrigerator and stove, very spacious dining room, living room with nice light, smaller rooms off the kitchen and one off the dining room could be bedrooms and there is a full bath on this level. Upstairs has a large common room perfect for a family room, huge master bedroom with ¾ bath and an additional spacious bedroom with another ¾ bath for this level. Refreshed condition throughout, check out the pictures!! Front porch, side porch and attached rear storage shed. A Value Package!

29. 2024-04-11
    price $189,900 637-char remark

    Show marketing remark (637 chars)

    Need a nice big house? Rooms galore and a lot of flexibility to the floor plan. The first floor features a large kitchen with new SS refrigerator and stove, very spacious dining room, living room with nice light, smaller rooms off the kitchen and one off the dining room could be bedrooms and there is a full bath on this level. Upstairs has a large common room perfect for a family room, huge master bedroom with ¾ bath and an additional spacious bedroom with another ¾ bath for this level. Refreshed condition throughout, check out the pictures!! Front porch, side porch and attached rear storage shed. A Value Package!

30. 2024-01-10
    listed $199,900 Active 637-char remark

    Show marketing remark (637 chars)

    Need a nice big house? Rooms galore and a lot of flexibility to the floor plan. The first floor features a large kitchen with new SS refrigerator and stove, very spacious dining room, living room with nice light, smaller rooms off the kitchen and one off the dining room could be bedrooms and there is a full bath on this level. Upstairs has a large common room perfect for a family room, huge master bedroom with ¾ bath and an additional spacious bedroom with another ¾ bath for this level. Refreshed condition throughout, check out the pictures!! Front porch, side porch and attached rear storage shed. A Value Package!

31. 2022-04-15
    soldstatus $44,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

• Current annual tax: $1,818 · $152/mo
• Projected year-2 tax: $2,857 · $238/mo
• Expected delta: +$1,038/yr (+$87/mo · 57.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,581
• − Mortgage interest: −$11,483
• − Property taxes: −$1,818
• − Insurance: −$1,025
• − Repairs & maintenance: −$1,886
• − Management: −$1,886
• − Depreciation: −$5,964
• Taxable loss: −$482
• Est. tax savings @ 24.0%: +$116
• After-tax cash flow: $3,001/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Rutland

• Score: 81/100
• State rank: #6
• US rank: #1410

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A- Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rutland, VT
• Population (ZIP): 20,142

Population outlook (Rutland County) Hauer SSP2

• Today (2025): 55,307 people
• By 2030: 52,364 · -5.3%
• By 2040: 45,751 · -17.3%
• By 2050: 39,627 · -28.4%
• By 2075: 29,080 · -47.4%
• By 2100: 20,673 · -62.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Lithuanian 14% Romanian 6% Slovak 3%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · Spanish 3% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Rutland

• 2024 margin: Lean D (+5.3) · D 51.3% · R 46.0% · Other 2.7%
• 2008→2024 swing: -19.3pp toward R · 2008: 24.6pp · 2024: 5.3pp
• All cycles: 2024: D+5.3 2020: D+10.5 2016: D+4.2 2012: D+22.0 2008: D+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -63.90%
• Current HPI: 288.4214
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+365.9% since first listed

16 events — show timeline

• 2026-04-12 Price Changed $205,000 PrimeMLS
• 2026-04-09 Relisted — PrimeMLS
• 2026-04-01 Contingent — PrimeMLS
• 2026-03-28 Relisted — PrimeMLS
• 2026-03-19 Contingent — PrimeMLS
• 2026-03-15 Price Changed $210,000 PrimeMLS
• 2026-03-14 Relisted — PrimeMLS
• 2026-03-01 Contingent — PrimeMLS
• 2026-02-21 Listed $225,000 PrimeMLS
• 2026-02-18 Coming Soon $225,000 PrimeMLS
• 2024-06-05 Sold (Public Records) $189,900 Public Records
• 2024-06-05 Sold (MLS) $189,900 PrimeMLS
• 2024-04-27 Contingent — PrimeMLS
• 2024-04-11 Price Changed $189,900 PrimeMLS
• 2024-01-10 Listed $199,900 PrimeMLS
• 2022-04-15 Sold (Public Records) $44,000 Public Records

Property tax history

+17.2%/yr

Latest (2024): $1,818 · +10.7% YoY. Source: county tax records.