680 Wellington Ave · Level Park-Oak Park, MI 49037

$155,000

2 bd · 1.0 ba · 1,375 sqft · SingleFamily public records · 5 Days on market

Built 1950 0.39 ac lot Est $209k · 26% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.2/30.0
• ARV discount +15.0/15.0
• DSCR +5.4/10.0
• Rent growth +5.0/5.0
• 1% rule +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

Key facts

• 0.39 acre lot
• 2 garage spots
• Built 1950

Property features AI

Exterior

• Parking: Detached 2-car garage
• Utilities: Well water; Electricity available; Natural gas available and connected
• Home design: Ranch-style single family home; Built in 1950
• Construction: Vinyl siding; Composition roof; Slab basement
• Exterior features: Corner lot; Paved road access; Shed(s) on property

Interior

• Kitchen: Range; Refrigerator
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Has cooling
• Interior features: Garage door opener; Storm windows and screens; 6 total rooms
• Laundry & utility: Washer; Dryer; Natural gas water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $110 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (13.6% below list).
• Recommended offer: $134k (13.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Battle Creek Public Schools (urban): math 8% / reading 19% proficiency, ranked #510 of 540 in MI (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+11.8%/yr); 236 active listings in the ZIP; 2 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 132 units permitted in Calhoun County in 2024 (0 in 5+ unit buildings).
• This rent runs 38% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Calhoun County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $133,943 (13.6% below list)

Questions for the listing agent

1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 7.15%
• Cash-on-cash: 3.06%
• DSCR: 1.14
• GRM: 9.6

CMA / ARV

• ARV (on-the-fly): $209,000
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
680 Wellington Ave	0.00mi	3/1.0 (+1)	1,375 (0%)	1mo	$165,000	$120	94
646 Marie Ave	0.13mi	3/1.0 (+1)	1,442 (+5%)	4mo	$235,000	$163	77
321 Snow Ave	0.21mi	3/1.0 (+1)	1,412 (+3%)	16mo	$83,000	$59	67
113 Blueberry Ln	0.25mi	3/2.0 (+1)	1,314 (-4%)	6mo	$185,000	$141	67
135 N Lindow Dr	0.09mi	3/1.0 (+1)	1,196 (-13%)	4mo	$181,617	$152	65
420 Presidential Dr	0.48mi	3/2.0 (+1)	1,344 (-2%)	8mo	$248,500	$185	59
641 John Bria Rd	0.29mi	3/1.0 (+1)	1,184 (-14%)	8mo	$215,000	$182	52
119 Bansill Dr	0.67mi	3/1.0 (+1)	1,295 (-6%)	13mo	$115,000	$89	43
139 Maxine Pl	0.30mi	3/2.0 (+1)	1,248 (-9%)	23mo	$205,500	$165	42
141 Maxine Pl	0.29mi	3/1.0 (+1)	1,191 (-13%)	23mo	$170,000	$143	40
197 Collier Ave	0.36mi	3/1.0 (+1)	1,176 (-14%)	19mo	$210,000	$179	38
29 Lamora Ave	0.73mi	3/1.0 (+1)	1,272 (-8%)	20mo	$157,500	$124	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.75×
• Total profit: $-11,056
• Equity at exit: $23,111

10-year hold

• IRR: 7.9%
• Equity multiple: 1.72×
• Total profit: $31,425
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 49037

• Home prices YoY: -29.0%
• Rents YoY: 11.8%
• Active inventory: 236
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,339 medium
• Mortgage (P&I): −$813
• Tax from tax record: −$70 /mo · $843/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $110

Break-even live

Break-even rent $1,200

Max offer price $155,000

Occupancy floor 87%

Sensitivity live

Price	-10% $198	-5% $154	+0% $110	+5% $67	+10% $23
Rent	-10% $5	-5% $58	+0% $110	+5% $163	+10% $216
Rate	-1.0pp $189	-0.5pp $150	base $110	+0.5pp $70	+1.0pp $29

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1767 Michigan Ave Unit 1 Battle Creek, MI	3.0	2.0	1758	$2,000	$1.14	21d	1	0.97mi
55 Stringham Rd Battle Creek, MI	1.0–2.0	1.0–1.5	850	$1,075	$1.26	14d	7	1.10mi

Listing history 6 events

1. 2026-04-16
   status Pending 756-char remark

   Show marketing remark (756 chars)

   YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

2. 2026-04-16
   status Pending 756-char remark

   Show marketing remark (756 chars)

   YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

3. 2026-04-16
   status Pending

   Show marketing remark (756 chars)

   YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

4. 2026-04-10
   listed $155,000 Active 756-char remark

   Show marketing remark (756 chars)

   YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

5. 2026-04-10
   listed $155,000 Active 756-char remark

   Show marketing remark (756 chars)

   YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

6. 2026-04-10
   listed $155,000 Active

   Show marketing remark (756 chars)

   YOU FOUND IT!! Big corner lot, oversized 2-car garage, well-maintained house at a price you can afford. This Bedford ranch offers generous living spaces, , attractive and efficient kitchen, 2-3 bedrooms, and obvious care. Roof shingles, furnace and air conditioning have all been updated, along with some replacement windows. Sitting on more than 1/3-acre piece of land, you can relax on the covered patio, toss a ball with a loved one, and pursue hobbies in your she-shed. And there is so much storage in the attic and the pole building-style garage. Range, refrigerator, washer and dryer are included. Owners report a great neighborhood and you're close to jobs in the Fort and shopping in Urbandale. Time to make a move - Call us to schedule your visit.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $843 · $70/mo
• Projected year-2 tax: $1,615 · $135/mo
• Expected delta: +$772/yr (+$64/mo · 91.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,073
• − Mortgage interest: −$8,682
• − Property taxes: −$843
• − Insurance: −$775
• − Repairs & maintenance: −$1,286
• − Management: −$1,286
• − Depreciation: −$4,509
• Taxable loss: −$1,308
• Est. tax savings @ 24.0%: +$314
• After-tax cash flow: $1,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Battle Creek Public Schools
• NCES district ID: 2600005
• Math proficiency: 8% ▼ -2.00%
• Reading proficiency: 19% ▬ 0.00%
• Median HH income: $31,697
• Composite: 10.73/100
• National rank: #9769
• State rank: #510 of 540 in MI

Livability — Level Park-Oak Park

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Level Park-Oak Park, MI
• County: Calhoun County · 91,590 people
• Metro: Battle Creek, MI
• Population (ZIP): 20,550
• Household income: $42,690
• Rent vs Own: 40.7% rent · 59.3% own
• Severe rent burden: 717.0

Population outlook (Calhoun County) Hauer SSP2

• Today (2025): 130,157 people
• By 2030: 126,691 · -2.7%
• By 2040: 118,517 · -8.9%
• By 2050: 109,855 · -15.6%
• By 2075: 90,486 · -30.5%
• By 2100: 70,766 · -45.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 58% Black 23% Two or more races 11% Hispanic / Latino 7% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 1%
• Common ancestry: Slovak 3% Romanian 2% Lithuanian 2%
• Foreign-born: 4% · Canada, Philippines
• Languages at home: 92% English-only · Spanish 4% Other Asian/Pacific 2% Other Indo-European 1%

Political lean MEDSL · Calhoun

• 2024 margin: R (+14.1) · D 42.3% · R 56.4% · Other 1.3%
• 2008→2024 swing: -23.4pp toward R · 2008: 9.4pp · 2024: -14.1pp
• All cycles: 2024: R+14.1 2020: R+11.1 2016: R+12.5 2012: D+1.6 2008: D+9.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.62%
• Current HPI: 273.2446
• Rent YoY: ▲ 11.76%
• Metro: Battle Creek, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+0.0% since first listed

6 events — show timeline

• 2026-04-16 Pending — REALCOMP
• 2026-04-16 Pending — MiRealSource-MiMLS
• 2026-04-16 Pending — SW Michigan MLS
• 2026-04-10 Listed $155,000 REALCOMP
• 2026-04-10 Listed $155,000 SW Michigan MLS
• 2026-04-10 Listed $155,000 MiRealSource-MiMLS

Property tax history

-9.6%/yr

Latest (2025): $843 · -45.8% YoY. Source: county tax records.