2311 Brisbane St #29 · Clearwater, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.3/30.0
- 1% rule +8.3/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Livability +4.1/5.0
- DSCR +2.6/10.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$124,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
Key facts
- Florida room
- Two pools
- $543 HOA
Tags
Property features AI
Finance
- Other: Furnished unit; Homestead exemption indicated
- Financial info: Total annual fees: $6,516; Lease restrictions apply
- HOA & community: Monthly HOA fee of $543 covering cable TV, pool, internet, grounds maintenance and recreational facilities; Association approval required; Association: Orientation Department Clearwater; Community amenities include clubhouse, fitness center, golf, reclaimed water irrigation, pool, sidewalks, and tennis courts; Pets allowed (large weight limit)
Exterior
- Utilities: Public water; Public sewer; Public utilities
- Home design: Condominium; Residential property; One story; Faces northeast; Floor level: 2
- Construction: Block and concrete construction; Membrane roof; Slab foundation; Building/Unit: 18A
- Exterior features: Other exterior features; Asphalt road surface
Interior
- Kitchen: Cooktop; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans
- Laundry & utility: Laundry: Other
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $125k.
Deal economics
- At list price, monthly cash flow is $-92 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $112k (10.6% below list).
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $112k (10.6% below list) — sets the bar for cash-flow.
- Cap rate 5.4% vs local median 2.9% in Clearwater — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#60 in FL, #988 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Mcmullen-Booth Elementary School (math 44% / reading 46%, grade D-, #1,271 of 2,144 statewide, top 60%, 458 students, 63% FRL); Safety Harbor Middle School (math 45% / reading 43%, grade D, #327 of 571 statewide, top 57%, 974 students, 50% FRL); Countryside High School (math 25% / reading 45%, grade F, #379 of 667 statewide, top 58%, 1,741 students, 44% FRL) — zoned schools at 52% FRL track the district average.
- Market conditions: Rents soft (-2.6%/yr); 293 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 36% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 5.41%
- Cash-on-cash
- -3.15%
- DSCR
- 0.86
- GRM
- 6.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -27.1%
- Equity multiple
- 0.12×
- Total profit
- $-30,628
- Equity at exit
- $18,638
- IRR
- -60.1%
- Equity multiple
- -0.47×
- Total profit
- $-51,601
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33763
- Rents YoY
- -2.6%
- Active inventory
- 293
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,664 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$543
- Vacancy / Maint / Mgmt
- −$350
- Net cashflow
- $-92
Break-even live
Sensitivity live
| Price | -10% $-6 | -5% $-49 | +0% $-92 | +5% $-135 | +10% $-178 |
|---|---|---|---|---|---|
| Rent | -10% $-223 | -5% $-158 | +0% $-92 | +5% $-26 | +10% $40 |
| Rate | -1.0pp $-29 | -0.5pp $-60 | base $-92 | +0.5pp $-124 | +1.0pp $-157 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2310 Denmark St Clearwater, FL | 2.0 | 2.0 | 1100 | $1,550 | $1.41 | 0d | 1 | 0.03mi |
| 2311 Brisbane St #65 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,700 | $1.55 | 14d | 1 | 0.04mi |
| 2042 Australia Way W Clearwater, FL | 1.0 | 1.0 | 825 | $1,350 | $1.64 | 12d | 1 | 0.07mi |
| 2071 Australia Way W #29 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,525 | $1.39 | 26d | 1 | 0.10mi |
| 2040 World Parkway Blvd #34 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,650 | $1.18 | 26d | 1 | 0.13mi |
| 2361 Ecuadorian Way #45 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,700 | $1.21 | 5d | 1 | 0.14mi |
| 2380 World Parkway Blvd #56 Clearwater, FL | 1.0 | 2.0 | 1244 | $1,200 | $0.96 | 5d | 1 | 0.18mi |
| 2331 Finlandia Ln #53 Clearwater, FL | 1.0 | 1.0 | 825 | $1,345 | $1.63 | 4d | 1 | 0.19mi |
| 2020 World Parkway Blvd #54 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,795 | $1.28 | 12d | 1 | 0.19mi |
| 2287 Philippine Dr #29 Clearwater, FL | 2.0 | 2.0 | 1070 | $1,550 | $1.45 | 9d | 1 | 0.20mi |
| 2287 Philippine Dr #29 Clearwater, FL | 2.0 | 2.0 | 1070 | $1,550 | $1.45 | 4d | 1 | 0.20mi |
| 2358 Ecuadorian Way #56 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 4d | 1 | 0.21mi |
| 2359 Finlandia Ln Clearwater, FL | 2.0 | 2.0–20.0 | 1100 | $1,400 | $1.27 | 19d | 2 | 0.22mi |
| 2378 Ecuadorian Way #38 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,800 | $1.29 | 3d | 1 | 0.24mi |
| 2284 Philippine Dr #59 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,795 | $1.63 | 23d | 1 | 0.25mi |
| 2433 Brazilia Dr #49 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,750 | $1.59 | 26d | 1 | 0.27mi |
| 2434 Australia Way E #50 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,700 | $1.21 | 3d | 1 | 0.28mi |
| 2402 Ecuadorian Way Clearwater, FL | 2.0 | 2.0 | 1400 | $1,800 | $1.29 | 26d | 2 | 0.29mi |
| 2402 Ecuadorian Way #28 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,900 | $1.36 | 6d | 1 | 0.29mi |
| 2256 Philippine Dr Clearwater, FL | 2.0 | 2.0 | 1400 | $1,550 | $1.11 | 26d | 1 | 0.29mi |
| 2428 Columbia Dr #68 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,750 | $1.59 | 5d | 1 | 0.30mi |
| 2429 Ecuadorian Way #65 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 6d | 1 | 0.30mi |
| 2450 Canadian Way #26 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,700 | $1.21 | 26d | 1 | 0.33mi |
| 2451 Canadian Way Clearwater, FL | 2.0 | 1.0–2.0 | 1250 | $1,598 | $1.28 | 9d | 2 | 0.34mi |
| 2448 Columbia Dr #72 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 25d | 1 | 0.36mi |
| 2456 Ecuadorian Way #42 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,700 | $1.55 | 6d | 1 | 0.39mi |
| 2400 Franciscan Dr #44 Clearwater, FL | 1.0 | 1.0 | 735 | $1,200 | $1.63 | 26d | 1 | 0.40mi |
| 2463 Brazilia Dr #61 Clearwater, FL | 2.0 | 1.0 | 1100 | $1,450 | $1.32 | 26d | 1 | 0.41mi |
| 2464 Australia Way E #24 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 26d | 1 | 0.41mi |
| 2464 Australia Way E #72 Clearwater, FL | 1.0 | 1.0 | 1100 | $1,295 | $1.18 | 0d | 1 | 0.41mi |
| 2458 Columbia Dr #64 Clearwater, FL | 1.0 | 1.0 | 825 | $1,275 | $1.55 | 26d | 1 | 0.42mi |
| 2455 Finlandia Ln #67 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,495 | $1.36 | 13d | 1 | 0.43mi |
| 2466 Ecuadorian Way #32 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 26d | 1 | 0.45mi |
| 2405 Franciscan Dr #23 Clearwater, FL | 2.0 | 2.0 | 1400 | $1,875 | $1.34 | 22d | 1 | 0.45mi |
| 2262 Swedish Dr #10 Clearwater, FL | 2.0 | 2.0 | 1115 | $2,000 | $1.79 | 26d | 1 | 0.50mi |
| 2363 Israeli Dr #67 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 26d | 1 | 0.55mi |
| 2578 Sea Wind Way Clearwater, FL | 2.0 | 2.5 | 1252 | $2,100 | $1.68 | 26d | 1 | 0.64mi |
| 2460 Persian Dr #44 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,800 | $1.64 | 6d | 1 | 0.72mi |
| 25350 US Highway 19 N Clearwater, FL | 3.0 | 1.0–2.0 | 875 | $1,732 | $1.98 | 0d | 34 | 0.76mi |
| 2323 Surrey Ln Clearwater, FL | 2.0 | 2.0 | 1280 | $2,250 | $1.76 | 23d | 1 | 0.78mi |
HOA detail condo
- Monthly dues
- $543 · $6,516/yr
- Likely covers
- poolgymparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 24 events
-
2026-06-22days on market $124,999 Active 15 DOM
-
2026-06-18days on market $124,999 Active 12 DOM
-
2026-06-17days on market $124,999 Active 11 DOM
-
2026-06-16days on market $124,999 Active 10 DOM
-
2026-06-15days on market $124,999 Active 9 DOM
-
2026-06-13days on market $124,999 Active 7 DOM
-
2026-06-09days on market $124,999 Active 3 DOM
-
2026-06-08days on market $124,999 Active 2 DOM
-
2026-06-07pricedays on market $124,999 Active 1 DOM
-
2026-04-20$140,000 Active
-
2025-08-10historical
-
2025-07-10historical $1,400
-
2025-07-10price $1,400
-
2025-06-06$1,600
-
2025-05-14$151,900 Active
-
2023-09-06soldstatus $148,000
-
2023-08-31soldstatus $148,000 Closed 1096-char remark
Show marketing remark (1096 chars)
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
-
2023-08-12status Pending 1096-char remark
Show marketing remark (1096 chars)
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
-
2023-07-07status Active 1096-char remark
Show marketing remark (1096 chars)
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
-
2023-05-19status Pending 1096-char remark
Show marketing remark (1096 chars)
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
-
2023-04-14price $168,000 1096-char remark
Show marketing remark (1096 chars)
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
-
2022-11-10$170,000 Active 1096-char remark
Show marketing remark (1096 chars)
Furnished clean second floor, two bed/2 bath, 1,100 square feet condo with updated windows. Move in ready and all furnishings remain for easy transition. This condo is located walking distance from the East Activity Center. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.
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1992-02-17soldstatus $39,900
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1985-05-01soldstatus $48,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,974
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,598
- − Management
- −$1,598
- − HOA
- −$6,516
- − Depreciation
- −$3,636
- Taxable loss
- −$2,876
- Est. tax savings @ 24.0%
- +$690
- After-tax cash flow
- $-413/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Clearwater
- Score
- 82/100
- State rank
- #60
- US rank
- #988
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Pinellas County · 939,478 people
- City population
- 170,933
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 21,146
- Household income
- $54,794
- Rent vs Own
- Severe rent burden
- 753.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 17% Two or more races 9% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 3% Cuban 1%
- Common ancestry
- Romanian 3% Lithuanian 2% Slovak 2%
- Foreign-born
- 15% · Canada, Jamaica, Vietnam
- Languages at home
- 81% English-only · Spanish 10% Other Indo-European 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -439.90%
- Current HPI
- 265.3099
- Rent YoY
- ▼ -2.63%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+188.7% since first listed15 events — show timeline
- 2026-04-20 Listed $140,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-07-10 Rental Removed $1,400 STELLARMLS
- 2025-07-10 Price Changed $1,400 STELLARMLS
- 2025-06-06 Listed for Rent $1,600 STELLARMLS
- 2025-05-14 Listed $151,900 Stellar MLS as Distributed by MLS Grid
- 2023-09-06 Sold (Public Records) $148,000 Public Records
- 2023-08-31 Sold (MLS) $148,000 Stellar MLS as Distributed by MLS Grid
- 2023-08-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-07-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2023-05-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-04-14 Price Changed $168,000 Stellar MLS as Distributed by MLS Grid
- 2022-11-10 Listed $170,000 Stellar MLS as Distributed by MLS Grid
- 1992-02-17 Sold (Public Records) $39,900 Public Records
- 1985-05-01 Sold (Public Records) $48,500 Public Records
Property tax history
-10.5%/yrLatest (2025): $192 · +11.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…