24 Lois Ave · Inglis, FL 34449

$227,500

4 bd · 2.0 ba · 1,836 sqft · Manufactured public records · 44 Days on market

Built 2019 1.00 ac lot Est $231k · at est.

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +8.2/15.0
• Appreciation +7.0/10.0
• Schools +3.6/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

Key facts

• Not in a flood zone
• Close to us-19
• Open concept

Tags

• CORNER LOT
• NOT IN A FLOOD ZONE
• OPEN CONCEPT
• OVERSIZED SHOWER
• LARGE WALK-IN CLOSET
• CLOSE TO US-19

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath manufactured listed at $228k.

Deal economics

• At list price, monthly cash flow is $2k ($25k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $228k).
• Recommended offer: $221k (3.0% below list) — sets the bar for market timing.
• Cap rate 17.1% vs local median 5.1% in Inglis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#796 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 81 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($2k loan paydown + $9k appreciation (4.0% local appreciation)).
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (4.0% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $189k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $220,675 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.93% ✓
• Cap rate: 17.11%
• Cash-on-cash: 38.62%
• DSCR: 2.72
• GRM: 4.3

CMA / ARV

• ARV (on-the-fly): $231,336
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
61 Jerry St	0.60mi	3/2.0 (-1)	1,568 (-15%)	4mo	$197,500	$126	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.03% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 45.6%
• Equity multiple: 3.68×
• Total profit: $170,584
• Equity at exit: $115,742

10-year hold

• IRR: 44.4%
• Equity multiple: 7.43×
• Total profit: $409,345
• Equity at exit: $189,621

Cash invested: $63,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34449

• Home prices YoY: 1.3%
• Active inventory: 81
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $4,400 medium
• Mortgage (P&I): −$1,193
• Tax from tax record: −$138 /mo · $1,659/yr
• Insurance: −$95
• HOA: −$0
• Vacancy / Maint / Mgmt: −$924
• Net cashflow: $2,050

Break-even live

Break-even rent $1,805

Max offer price $227,500

Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,875
• Closing costs: $6,825
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
28 River Trail Dr Inglis, FL	3.0	2.5	1540	$4,400	$2.86	21d	1	1.13mi

Listing history 16 events

1. 2026-03-20
   status Pending
2. 2025-07-23
   soldstatus $189,000
3. 2025-07-18
   soldstatus $189,000 Closed 1195-char remark

   Show marketing remark (1195 chars)

   Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

4. 2025-06-28
   status Pending 1195-char remark

   Show marketing remark (1195 chars)

   Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

5. 2025-06-20
   price $225,000 1195-char remark

   Show marketing remark (1195 chars)

   Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

6. 2025-05-30
   price $227,500

   Show marketing remark (1195 chars)

   Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

7. 2025-05-30
   price $227,500 1195-char remark

   Show marketing remark (1195 chars)

   Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

8. 2025-05-27
   listed $230,000 Active
9. 2025-05-13
   price $230,000 1195-char remark

   Show marketing remark (1195 chars)

   Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

10. 2025-04-26
    price $231,700 1195-char remark

    Show marketing remark (1195 chars)

    Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

11. 2025-03-20
    price $237,700 1195-char remark

    Show marketing remark (1195 chars)

    Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

12. 2025-02-10
    listed $243,700 Active 1195-char remark

    Show marketing remark (1195 chars)

    Welcome to 24 Lois Avenue in picturesque Inglis along Florida’s west coast. This home features over 1,800 SF of space spread out with 4 bedrooms and 2 bathrooms on a corner lot of over an acre of high & dry land that is NOT in a flood zone! Featuring an open concept, the living room, kitchen with island seating, and the dining room are clustered together, The master bedroom with its ensuite bath with oversized shower featuring a large bench and large walk-in closet are on one end, three spacious bedrooms share a full bath on the opposite end. Close to US-19 for a quick drive down to Crystal River or East to Dunnellon or eventually on to Ocala. This home is like new and absolutely move-in ready. It's even close to the Inglis Lake Rousseau Dam & Recreational Area at Lake Rousseau for all you boating, fishing or outdoor enthusiasts or those who would like to get started. The recreation area is part of the Marjorie Harris Carr Cross-Florida Greenway, a 110 mile lineal park spanning from the Gulf of America to the St Johns River. The Greenway hosts more than 300 miles of trails of all types — paddling, hiking, mountain biking, equestrian and paved multi-use.

13. 2005-12-16
    soldstatus $76,000
14. 2004-01-08
    soldstatus $15,000
15. 1998-10-01
    soldstatus $11,000
16. 1973-01-01
    soldstatus $2,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,659 · $138/mo
• Projected year-2 tax: $1,888 · $157/mo
• Expected delta: +$229/yr (+$19/mo · 13.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,800
• − Mortgage interest: −$12,744
• − Property taxes: −$1,659
• − Insurance: −$1,138
• − Repairs & maintenance: −$4,224
• − Management: −$4,224
• − Depreciation: −$6,618
• Taxable income: $22,194
• Est. tax owed @ 24.0%: −$5,326
• After-tax cash flow: $19,273/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — Inglis

• Score: 61/100
• State rank: #796
• US rank: #18314

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety C- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Inglis, FL
• Population (ZIP): 3,508

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 5% Hispanic / Latino 3%
• Common ancestry: Lithuanian 2% Slovak 2% Serbian 2%
• Foreign-born: 2% · Canada, Guatemala
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.03%
• Current HPI: 319.0929
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+9350.0% since first listed

16 events — show timeline

• 2026-03-20 Pending — DGLMLS
• 2025-07-23 Sold (Public Records) $189,000 Public Records
• 2025-07-18 Sold (MLS) $189,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-06-20 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-30 Price Changed $227,500 DGLMLS
• 2025-05-30 Price Changed $227,500 Stellar MLS as Distributed by MLS Grid
• 2025-05-27 Listed $230,000 DGLMLS
• 2025-05-13 Price Changed $230,000 Stellar MLS as Distributed by MLS Grid
• 2025-04-26 Price Changed $231,700 Stellar MLS as Distributed by MLS Grid
• 2025-03-20 Price Changed $237,700 Stellar MLS as Distributed by MLS Grid
• 2025-02-10 Listed $243,700 Stellar MLS as Distributed by MLS Grid
• 2005-12-16 Sold (Public Records) $76,000 Public Records
• 2004-01-08 Sold (Public Records) $15,000 Public Records
• 1998-10-01 Sold (Public Records) $11,000 Public Records
• 1973-01-01 Sold (Public Records) $2,000 Public Records

Property tax history

+26.6%/yr

Latest (2025): $1,659 · +7.9% YoY. Source: county tax records.