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3000 Claudia Dr
B Composite 73.78
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$80,000

3000 Claudia Dr · Augusta-Richmond County consolidated government (balance), GA 30906
3 bd · 1.5 ba · 1,008 sqft · SingleFamily public records · 12 Days on market
Built 1963 0.26 ac lot $79/sqft · 20% below area Est $100k · 20% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

SOLD AS IS

Key facts

  • 0.26 acre lot
  • Garage
  • Built 1963

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $384 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Cap rate 12.0% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Glenn Hills Elementary School (math 2% / reading 8%, grade F, #1,160 of 1,228 statewide, top 98%, 393 students, 98% FRL); Glenn Hills Middle School (math 2% / reading 6%, grade F, #467 of 470 statewide, top 99%, 762 students, 98% FRL); Glenn Hills High School (math 2% / reading 2%, grade F, #421 of 424 statewide, top 100%, 883 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 4% at this address vs 16% district-wide (-12 pts) — the specific schools serving this property underperform the Richmond County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.2%/yr); 367 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,000

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
12.05%
Cash-on-cash
20.55%
DSCR
1.91
GRM
5.5

CMA / ARV

ARV (median comp)
$99,670
List price
$80,000
Delta
-19.74%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3000 Claudia Dr 0.00mi 3/1.5 1,008 (0%) 1mo $80,000 $79 99
2704 Deen Ave 0.05mi 3/1.0 975 (-3%) 1mo $100,000 $103 90
2706 Deen Ave 0.06mi 3/1.5 988 (-2%) 16mo $95,000 $96 80
3042 Acorn Rd 0.49mi 3/1.0 1,040 (+3%) 4mo $136,000 $131 66
2508 South St 0.10mi 3/1.0 1,131 (+12%) 15mo $75,000 $66 61
2506 South St 0.11mi 3/1.0 1,131 (+12%) 17mo $60,000 $53 58
2355 Golden Camp Rd 0.60mi 4/1.5 (+1) 1,080 (+7%) 5mo $128,000 $119 51
3103 Fir Ct 0.58mi 3/1.5 1,122 (+11%) 5mo $82,500 $74 50
3004 Acorn Rd 0.57mi 3/2.0 1,138 (+13%) 2mo $155,000 $136 48
2511 Lumpkin Rd 0.75mi 3/1.0 1,026 (+2%) 19mo $125,000 $122 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
9.4%
Equity multiple
1.36×
Total profit
$7,952
Equity at exit
$11,928
10-year hold
IRR
15.8%
Equity multiple
2.11×
Total profit
$24,796
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30906

Home prices YoY
-21.6%
Rents YoY
-0.2%
Active inventory
367
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,211 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$120 /mo · $1,443/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$384

Break-even live

Break-even rent $725
Max offer price $80,000
Occupancy floor 63%

Sensitivity live

Price -10% $429 -5% $406 +0% $384 +5% $361 +10% $338
Rent -10% $288 -5% $336 +0% $384 +5% $431 +10% $479
Rate -1.0pp $424 -0.5pp $404 base $384 +0.5pp $363 +1.0pp $342

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2830 Lumpkin Rd Unit A Augusta, GA 3.0 1.5 1000 $900 $0.90 24d 1 0.48mi
3126 Arcadia Dr Unit B Augusta, GA 2.0 1.0 748 $895 $1.20 24d 1 0.63mi
3126 Arcadia Dr Unit B Augusta, GA 2.0 1.0 748 $1,025 $1.37 45d 1 0.63mi
2544 Dover St Unit 2544 Augusta, GA 3.0 1.0 888 $900 $1.01 45d 1 0.64mi
3018 Acorn Rd Augusta, GA 2.0 1.0 962 $1,115 $1.16 24d 1 0.66mi
3012 Pinewood Dr Augusta, GA 3.0 2.0 1465 $1,100 $0.75 45d 1 0.83mi
2438 Lumpkin Rd Augusta, GA 3.0 1.0 864 $1,500 $1.74 24d 1 0.97mi
2851 Rocky Creek Rd Augusta, GA 2.0 1.0 1171 $1,100 $0.94 45d 1 1.03mi
2851 Rocky Creek Rd Augusta, GA 2.0 1.0 1171 $1,100 $0.94 24d 1 1.03mi
3412 Kensington Dr N Augusta, GA 3.0 2.0 1225 $1,350 $1.10 24d 1 1.03mi
2826 Thomas Ln Augusta, GA 2.0 1.0 1456 $1,095 $0.75 45d 1 1.13mi
2826 Thomas Ln Augusta, GA 2.0 1.0 1456 $1,095 $0.75 24d 1 1.13mi
2824 Thomas Ln Augusta, GA 2.0 2.0 960 $950 $0.99 45d 1 1.15mi
2818 Gordy Rd Augusta, GA 2.0 1.0 888 $825 $0.93 45d 1 1.16mi
2820 Thomas Ln Augusta, GA 2.0 2.0 960 $950 $0.99 45d 1 1.19mi
2816 Thomas Ln Augusta, GA 2.0 2.0 960 $950 $0.99 15d 1 1.22mi
2663 Thomas Ln Augusta, GA 2.0–3.0 2.0–2.5 1250 $1,446 $1.16 24d 3 1.24mi
3200 Deans Bridge Rd Augusta, GA 1.0–4.0 1.0–1.5 1075 $970 $0.90 24d 6 1.25mi
2810 Thomas Ln Augusta, GA 2.0 2.0 1030 $975 $0.95 45d 6 1.28mi
2941 Rollingwood Dr Augusta, GA 3.0 2.0 1297 $1,750 $1.35 24d 1 1.36mi
2605 Shalimar Dr Augusta, GA 4.0 2.0 1444 $1,500 $1.04 22d 1 1.37mi
2708 Blossom Dr Unit B Augusta, GA 2.0 1.5 896 $950 $1.06 45d 1 1.48mi

Listing history 5 events

  1. 2026-05-11
    historical
  2. 2026-05-01
    listed $80,000 Active
  3. 2026-05-01
    listed $80,000 Active 10-char remark
  4. 2019-12-04
    soldstatus $73,800
  5. 1978-12-01
    soldstatus $25,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,443 · $120/mo
Projected year-2 tax
$1,443 · $120/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,533
− Mortgage interest
−$4,481
− Property taxes
−$1,443
− Insurance
−$400
− Repairs & maintenance
−$1,163
− Management
−$1,163
− Depreciation
−$2,327
Taxable income
$3,556
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$853
After-tax cash flow
$3,750/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
60,423
Household income
$45,999
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3363.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.99%
Current HPI
213.5733
Rent YoY
▼ -0.25%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+213.7% since first listed
7 events — show timeline
  • 2026-05-28 Sold (MLS) $80,000 Hive MLS
  • 2026-05-23 Pending Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-01 Listed $80,000 Hive MLS
  • 2026-05-01 Listed $80,000 Hive MLS
  • 2019-12-04 Sold (Public Records) $73,800 Public Records
  • 1978-12-01 Sold (Public Records) $25,500 Public Records

Property tax history

+2.6%/yr

Latest (2025): $1,443 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…