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BRISTOL Plan 🏗️ New Construction
D Composite 43.78
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.5/10.0
  • 1% rule +4.1/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • Schools +2.6/10.0
  • Appreciation +0.0/10.0

$304,990

BRISTOL Plan · La Marque, TX 77568
5 bd · 2.5 ba · 2,439 sqft · SingleFamily · 414 Days on market
Good condition ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The two-story Bristol floor plan is the answer for the home buyer looking for a spacious home to meet their needs. The primary suite is privately situated on the first floor, separate from the secondary bedrooms in the home. The 5th bedroom is also located on the first floor, offering flexibility in how to use the space - if not an additional bedroom, a home office or nursery are some ideas that come to mind! Combined formals with an island kitchen make the Bristol a modern open-concept design that is so popular with today's home buyer. And the upstairs gameroom offers a secondary entertainment space for the home.

Key facts

  • Island kitchen
  • Primary suite
  • Covered patio

Tags

PRIMARY SUITEISLAND KITCHENUPSTAIRS GAMEROOMCOVERED PATIO

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $304,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $306,385.

What this means for you Summary

Snapshot

  • This is a 5-bed/2.5-bath single-family listed at $305k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $80 ($955/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $278k (8.8% below list).
  • Recommended offer: $268k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Hitchcock ISD (suburban): math 28% / reading 31% proficiency, ranked #628 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hitchcock Pri (453 students, 85% FRL); Crosby Middle (math 25% / reading 33%, grade F, #1,103 of 1,662 statewide, top 67%, 410 students, 84% FRL); Hitchcock H S (math 47% / reading 47%, grade D-, #591 of 1,632 statewide, top 38%, 470 students, 77% FRL).
  • Market conditions: Rents rising (+4.0%/yr); 661 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 414 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
Recommended offer $268,391 (12.0% below list)

Questions for the listing agent

  1. It's been on market 414 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.60%
Cash-on-cash
1.11%
DSCR
1.05
GRM
9.2

CMA / ARV

ARV (median comp)
$306,385
List price
$304,990
Delta
-0.46%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
656 Blackberry Ln 0.10mi 4/3.5 (-1) 2,231 (-8%) 2mo $317,810 $142 71
802 Brushfield Ct 0.27mi 4/2.5 (-1) 2,198 (-10%) 3mo $320,000 $146 64
1234 Sacred Light Ln 0.53mi 4/3.0 (-1) 2,364 (-3%) 1mo $318,990 $135 62
858 Driftwood Ln 0.51mi 4/2.5 (-1) 2,203 (-10%) 2mo $239,950 $109 54
506 Waterside Ridge Ln 0.69mi 4/2.5 (-1) 2,290 (-6%) 1mo $275,000 $120 51
1333 Blue Moon Ln 0.55mi 4/2.5 (-1) 2,169 (-11%) 3mo $292,990 $135 49
509 Naples Terrace Ln 0.52mi 4/2.0 (-1) 2,659 (+9%) 6mo $285,000 $107 49
777 Montclair Mist Ln 0.53mi 4/3.5 (-1) 2,694 (+10%) 2mo $324,900 $121 47
615 Laurel Trail Ln 0.56mi 4/3.5 (-1) 2,694 (+10%) 0mo $325,000 $121 47
406 Forest Village Cir 0.69mi 5/3.5 2,695 (+10%) 2mo $359,999 $134 45
5042 Celestial Ct 0.69mi 5/3.0 2,675 (+10%) 6mo $366,990 $137 44
26251 Astral Way 0.74mi 4/2.5 (-1) 2,139 (-12%) 2mo $299,990 $140 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.51×
Total profit
$-41,855
Equity at exit
$45,683
10-year hold
IRR
-3.1%
Equity multiple
0.78×
Total profit
$-18,526
Equity at exit
$26,491

Cash invested: $85,788 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77568

Home prices YoY
-22.7%
Rents YoY
4.0%
Active inventory
661
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,781 medium interval (Pro) →
Mortgage (P&I)
$1,607
Tax est. 1.5%
$383 /mo · $4,596/yr
Insurance
$128
HOA
$0
Vacancy / Maint / Mgmt
$584
Net cashflow
$80

Break-even live

Break-even rent $2,680
Max offer price $306,385
Occupancy floor 92%

Sensitivity live

Price -10% $291 -5% $185 +0% $80 +5% $-26 +10% $-132
Rent -10% $-140 -5% $-30 +0% $80 +5% $189 +10% $299
Rate -1.0pp $234 -0.5pp $157 base $80 +0.5pp $0 +1.0pp $-81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,596
Closing costs
$9,192
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8208 Ash Rd Texas City, TX 4.0 2.0 1701 $1,795 $1.06 45d 1 1.43mi
14403 Daniel Shores Dr La Marque, TX 4.0 3.0–3.5 1872 $2,600 $1.39 0d 12 1.45mi

Listing history 17 events

  1. 2026-06-21
    days on market $304,990 Active 414 DOM
  2. 2026-06-18
    days on market $304,990 Active 411 DOM
  3. 2026-06-17
    days on market $304,990 Active 410 DOM
  4. 2026-06-16
    days on market $304,990 Active 409 DOM
  5. 2026-06-15
    days on market $304,990 Active 408 DOM
  6. 2026-06-13
    days on market $304,990 Active 406 DOM
  7. 2026-06-13
    days on market $304,990 Active 405 DOM
  8. 2026-06-09
    days on market $304,990 Active 402 DOM
  9. 2026-06-08
    days on market $304,990 Active 401 DOM
  10. 2026-06-07
    days on market $304,990 Active 400 DOM
  11. 2026-06-04
    days on market $304,990 Active 397 DOM
  12. 2026-06-03
    days on market $304,990 Active 396 DOM
  13. 2026-06-02
    days on market $304,990 Active 395 DOM
  14. 2026-06-01
    days on market $304,990 Active 394 DOM
  15. 2026-05-31
    days on market $304,990 Active 393 DOM
  16. 2025-12-18
    price $304,990 621-char remark
    Show marketing remark (621 chars)

    The two-story Bristol floor plan is the answer for the home buyer looking for a spacious home to meet their needs. The primary suite is privately situated on the first floor, separate from the secondary bedrooms in the home. The 5th bedroom is also located on the first floor, offering flexibility in how to use the space - if not an additional bedroom, a home office or nursery are some ideas that come to mind! Combined formals with an island kitchen make the Bristol a modern open-concept design that is so popular with today's home buyer. And the upstairs gameroom offers a secondary entertainment space for the home.

  17. 2025-05-03
    listed $309,990 Active 621-char remark
    Show marketing remark (621 chars)

    The two-story Bristol floor plan is the answer for the home buyer looking for a spacious home to meet their needs. The primary suite is privately situated on the first floor, separate from the secondary bedrooms in the home. The 5th bedroom is also located on the first floor, offering flexibility in how to use the space - if not an additional bedroom, a home office or nursery are some ideas that come to mind! Combined formals with an island kitchen make the Bristol a modern open-concept design that is so popular with today's home buyer. And the upstairs gameroom offers a secondary entertainment space for the home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,371
− Mortgage interest
−$17,162
− Property taxes
−$4,596
− Insurance
−$1,532
− Repairs & maintenance
−$2,670
− Management
−$2,670
− Depreciation
−$8,913
Taxable loss
−$4,171
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,001
After-tax cash flow
$1,956/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab

This two-story Bristol floor plan is in good condition with a modern and open-concept design. It is move-in ready with minimal maintenance required.

Value-add opportunities

  • Resale Paint exterior trim — Fresh paint can enhance curb appeal and home value.
  • Rental Inspect and clean gutters — Clean gutters improve drainage and reduce maintenance costs for tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior trim — Fresh paint can enhance curb appeal and home value.
  • Rental Inspect and clean gutters — Clean gutters improve drainage and reduce maintenance costs for tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hitchcock ISD
NCES district ID
4823310
Math proficiency
28% ▼ -2.00%
Reading proficiency
31% ▼ -4.00%
Median HH income
$47,041
Composite
25.5/100
National rank
#7439
State rank
#628 of 826 in TX

Livability — La Marque

Score
59/100
State rank
#1136
US rank
#20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Marque, TX
County
Galveston County · 357,330 people
City population
23,083
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
23,083
Household income
$74,694
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
700.0

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 22% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1% Serbian 1%
Foreign-born
8% · Canada
Languages at home
77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.39%
Current HPI
236.0239
Rent YoY
▲ 3.95%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-1.6% since first listed
2 events — show timeline
  • 2025-12-18 Price Changed $304,990 Zillow
  • 2025-05-03 Listed $309,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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