389 Peachtree Rd · Jefferson, GA 30549

$299,900

3 bd · 2.0 ba · 1,269 sqft · SingleFamily public records · 9 Days on market

Built 1990 1.06 ac lot $236/sqft · at area comps Est $318k · 6% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.0/15.0
• Cash flow +9.1/30.0
• Schools +5.9/10.0
• Rent growth +4.4/5.0
• Livability +3.7/5.0
• DSCR +2.5/10.0
• Condition / age +2.5/5.0
• 1% rule +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming and unique home on approximately 1 acre just minutes from downtown Jefferson and located in the Jefferson City School District. A major highlight of the property is the detached 24x32 two bay garage/shop featuring roll up doors, side entry, and built in office space, perfect for storage, hobbies, workshop space, or a home business setup. The 3 bedroom, 2 bath home features an open layout with vaulted ceilings, abundant natural light, hardwood floors, and a striking spiral staircase in the main living area. The kitchen features granite countertops and tile backsplash. One bedroom and full bath are located on the main level, with additional bedrooms upstairs including a spacious primary bedroom with walk in closet and private deck access. The secondary upstairs bedroom includes a loft area with ladder access. Multiple porches and decks provide great outdoor living space overlooking the private wooded lot. Long driveway with ample parking and convenient access to Jefferson, Athens, and I 85.

Key facts

• 1.06 acre lot
• 2 garage spots
• Built 1990

Property features AI

Exterior

• Parking: Detached garage; Two garage spaces; One carport space; Carport; Level driveway; Open parking available
• Utilities: Public water; Septic tank sewer; Electricity available (110V and 220V)
• Home design: Two levels; Vinyl siding; Resale property; Concrete perimeter foundation; Metal roof; Other structures include garage(s) and a workshop; Road frontage on a city street (asphalt)
• Construction: Vinyl siding construction; Metal roof; Concrete perimeter foundation
• Exterior features: Rain gutters; Rear stairs; Fenced yard; Covered patio/porch areas; Deck; Front porch; Side porch

Interior

• Kitchen: Breakfast bar; White cabinets; Stone countertops; Kitchen open to family room; Dishwasher; Electric range; Range hood
• Bedrooms: One main-level bedroom; Two upper-level bedrooms; Roommate floor plan
• Flooring: Carpet; Hardwood; Luxury vinyl
• Bathrooms: Two full bathrooms; Double vanity in master bathroom; One main-level bathroom; One upper-level full bathroom
• Heating & cooling: Central heating; Central air
• Interior features: Built-in bookcases; Vaulted ceilings; Double-pane windows; No shared/common walls; Loft; Partial, unfinished basement
• Laundry & utility: Dedicated laundry room; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-232 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $259k (13.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (32.6% below list).
• Recommended offer: $202k (32.6% below list) — sets the bar for 1% rule.
• Cap rate 5.4% vs local median 3.1% in Jefferson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#40 in GA, #4,690 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: amenities F, commute F.
• Jefferson City (town): math 73% / reading 65% proficiency, ranked #4 of 174 in GA (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Jefferson Academy (math 81% / reading 64%, grade A, #44 of 1,228 statewide, top 4%, 931 students, 20% FRL); Jefferson Middle School (math 68% / reading 66%, grade A-, #22 of 470 statewide, top 5%, 1,014 students, 20% FRL); Jefferson High School (math 67% / reading 64%, grade B, #6 of 424 statewide, top 1%, 1,214 students, 17% FRL).
• Market conditions: Rents rising fast (+7.5%/yr); 570 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,167 units permitted in Jackson County in 2024 (59 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Jackson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $202,181 (32.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 5.37%
• Cash-on-cash: -3.31%
• DSCR: 0.85
• GRM: 12.4

CMA / ARV

• ARV (median comp): $317,648
• List price: $299,900
• Delta: -5.59%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
389 Peachtree Rd	0.00mi	3/2.0	1,400 (+10%)	1mo	$305,000	$218	82
189 Hampton Dr	0.29mi	3/2.0	1,282 (+1%)	3mo	$321,000	$250	82
362 Dixie Red Ave	0.48mi	2/1.0 (-1)	1,260 (-1%)	2mo	$195,000	$155	66
892 Athens St	0.64mi	3/2.0	1,305 (+3%)	1mo	$296,000	$227	65
151 Fairfield Dr	0.43mi	3/2.0	1,243 (-2%)	15mo	$325,000	$261	64
280 Georgia Belle Dr	0.33mi	3/2.0	1,104 (-13%)	1mo	$278,000	$252	62
506 Elrod Ave	0.33mi	3/2.0	1,169 (-8%)	14mo	$255,000	$218	60
61 Harris Ln	0.65mi	3/1.0	1,200 (-5%)	2mo	$255,000	$213	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.48% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.36×
• Total profit: $-53,956
• Equity at exit: $44,716

10-year hold

• IRR: -3.6%
• Equity multiple: 0.72×
• Total profit: $-23,602
• Equity at exit: $25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30549

• Home prices YoY: -13.1%
• Rents YoY: 7.5%
• Active inventory: 570
• Price-to-rent: 12.4×

Monthly cashflow live

• Estimated rent: $2,022 medium
• Mortgage (P&I): −$1,573
• Tax from tax record: −$131 /mo · $1,577/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$425
• Net cashflow: $-232

Break-even live

Break-even rent $2,315

Max offer price $258,948

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,975
• Closing costs: $8,997
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
273 Blue Dragon Dr Jefferson, GA	4.0	2.5	1875	$2,200	$1.17	43d	1	0.24mi
657 Athens St Jefferson, GA	3.0	2.0	1262	$1,750	$1.39	43d	1	0.58mi
43 Cactus Blossom Ct Jefferson, GA	3.0–4.0	2.5	1645	$1,999	$1.22	13d	14	0.95mi
339 Mahaffey St Jefferson, GA	2.0	1.0	910	$1,250	$1.37	43d	1	1.27mi

Listing history 26 events

1. 2026-05-18
   status Under Contract 1012-char remark

   Show marketing remark (1012 chars)

   Charming and unique home on approximately 1 acre just minutes from downtown Jefferson and located in the Jefferson City School District. A major highlight of the property is the detached 24x32 two bay garage/shop featuring roll up doors, side entry, and built in office space, perfect for storage, hobbies, workshop space, or a home business setup. The 3 bedroom, 2 bath home features an open layout with vaulted ceilings, abundant natural light, hardwood floors, and a striking spiral staircase in the main living area. The kitchen features granite countertops and tile backsplash. One bedroom and full bath are located on the main level, with additional bedrooms upstairs including a spacious primary bedroom with walk in closet and private deck access. The secondary upstairs bedroom includes a loft area with ladder access. Multiple porches and decks provide great outdoor living space overlooking the private wooded lot. Long driveway with ample parking and convenient access to Jefferson, Athens, and I 85.

2. 2026-05-18
   status Pending 1012-char remark

   Show marketing remark (1012 chars)

   Charming and unique home on approximately 1 acre just minutes from downtown Jefferson and located in the Jefferson City School District. A major highlight of the property is the detached 24x32 two bay garage/shop featuring roll up doors, side entry, and built in office space, perfect for storage, hobbies, workshop space, or a home business setup. The 3 bedroom, 2 bath home features an open layout with vaulted ceilings, abundant natural light, hardwood floors, and a striking spiral staircase in the main living area. The kitchen features granite countertops and tile backsplash. One bedroom and full bath are located on the main level, with additional bedrooms upstairs including a spacious primary bedroom with walk in closet and private deck access. The secondary upstairs bedroom includes a loft area with ladder access. Multiple porches and decks provide great outdoor living space overlooking the private wooded lot. Long driveway with ample parking and convenient access to Jefferson, Athens, and I 85.

3. 2026-05-08
   listed $299,900 New 1012-char remark

   Show marketing remark (1012 chars)

   Charming and unique home on approximately 1 acre just minutes from downtown Jefferson and located in the Jefferson City School District. A major highlight of the property is the detached 24x32 two bay garage/shop featuring roll up doors, side entry, and built in office space, perfect for storage, hobbies, workshop space, or a home business setup. The 3 bedroom, 2 bath home features an open layout with vaulted ceilings, abundant natural light, hardwood floors, and a striking spiral staircase in the main living area. The kitchen features granite countertops and tile backsplash. One bedroom and full bath are located on the main level, with additional bedrooms upstairs including a spacious primary bedroom with walk in closet and private deck access. The secondary upstairs bedroom includes a loft area with ladder access. Multiple porches and decks provide great outdoor living space overlooking the private wooded lot. Long driveway with ample parking and convenient access to Jefferson, Athens, and I 85.

4. 2026-05-07
   listed $299,900 Active 1012-char remark
5. 2024-04-22
   soldstatus $255,000
6. 2024-03-12
   soldstatus $255,000 Closed

   Show marketing remark (1863 chars)

   Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

7. 2024-03-12
   soldstatus $255,000 Sold

   Show marketing remark (1863 chars)

   Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

8. 2024-02-29
   status Pending

   Show marketing remark (1863 chars)

   Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

9. 2024-02-09
   historical Active Under Contract

   Show marketing remark (1863 chars)

   Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

10. 2024-02-08
    status Under Contract

    Show marketing remark (1863 chars)

    Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

11. 2024-02-08
    status Pending

    Show marketing remark (1863 chars)

    Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

12. 2024-01-31
    listed $255,000 New
13. 2024-01-17
    listed $255,000 Active

    Show marketing remark (1863 chars)

    Unique opportunity to own a home on 1.25 acres just outside of the heart of downtown Jefferson. This special property has so much potential and is ready for the new owner’s touches. The 1400 sq. ft. one-of-a-kind gem has wide-open spaces and is flooded with natural light. The long driveway offers plenty of parking. When you enter the foyer from one of the porches, you are greeted by ample natural light, tall ceilings, and a grand oak spiral staircase. There is one bedroom on the main level with one full bath. Kitchen upgrades include new Corian counters, refrigerator, dishwasher, and sink/faucet. There is no range, but it is set up for a gas range if so desired. The laundry room, with adjacent closet, has been newly remodeled Upstairs are 2 additional bedrooms, including the primary which has a large walk-in closet & a private deck & entrance. The secondary bedroom upstairs includes a loft space with ladder entry that could be used for many purposes. Hardwood floors are throughout the house. Head down the spiral stairs or down the back exterior stairs to make your way onto one of the decks/porches! Walk out onto the deck and down to the basement where you can easily add an additional bathroom using the existing plumbing. The 24’ x 32’ detached 2-bay garage has been permitted. It has two roll-up doors and a side entry. PLUS an office is built in. All around the property are many bulbs that will pop up and thrive through the spring! The property also has bountiful gardens for anyone looking to create a little homestead and live more sustainably. The old-growth trees and mature plants will add extra privacy in the spring and summer months. This is a home that you must see to fully appreciate! Schedule your showing today, as this delightful and charming home won’t last long! JEFFERSON CITY SCHOOLS.

14. 2012-08-21
    soldstatus $49,999
15. 2012-08-17
    soldstatus $49,999 Sold
16. 2012-07-06
    historical
17. 2012-07-03
    price $49,999 Active
18. 2012-07-03
    status Active
19. 2012-06-25
    historical
20. 2012-05-25
    listed $65,900 New
21. 2011-02-17
    price $69,400 Reduced
22. 2011-01-05
    price $73,000 Reduced
23. 2010-09-02
    price $83,700 Reduced
24. 2010-08-11
    price $88,100 Reduced
25. 2010-07-09
    price $92,700 Reduced
26. 1998-04-10
    soldstatus $78,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,577 · $131/mo
• Projected year-2 tax: $2,759 · $230/mo
• Expected delta: +$1,182/yr (+$99/mo · 75.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,262
• − Mortgage interest: −$16,799
• − Property taxes: −$1,577
• − Insurance: −$1,500
• − Repairs & maintenance: −$1,941
• − Management: −$1,941
• − Depreciation: −$8,724
• Taxable loss: −$8,220
• Est. tax savings @ 24.0%: +$1,973
• After-tax cash flow: $-809/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson City
• NCES district ID: 1303030
• Math proficiency: 73% ▲ 2.00%
• Reading proficiency: 65% ▼ -3.00%
• Median HH income: $51,957
• Composite: 58.77/100
• National rank: #976
• State rank: #4 of 174 in GA

Livability — Jefferson

• Score: 74/100
• State rank: #40
• US rank: #4690

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jefferson, GA
• County: Jackson County · 50,436 people
• City population: 32,075
• Metro: Jefferson, GA
• Population (ZIP): 32,075
• Household income: $96,195
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 354.0

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 68,403 people
• By 2030: 70,771 · +3.5%
• By 2040: 75,050 · +9.7%
• By 2050: 78,022 · +14.1%
• By 2075: 82,646 · +20.8%
• By 2100: 80,701 · +18.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Black 9% Hispanic / Latino 6% Two or more races 5% Asian 2%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Italian 3% Slovak 3% Serbian 1%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 93% English-only · Spanish 4% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Jackson

• 2024 margin: Solid R (+55.1) · D 22.2% · R 77.2%
• 2008→2024 swing: +0.8pp no change · 2008: -55.9pp · 2024: -55.1pp
• All cycles: 2024: R+55.1 2020: R+58.0 2016: R+63.9 2012: R+62.9 2008: R+55.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -49.79%
• Current HPI: 330.992
• Rent YoY: ▲ 7.48%
• Metro: Jefferson, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+291.0% since first listed

28 events — show timeline

• 2026-06-01 Sold (MLS) $305,000 FMLS
• 2026-06-01 Sold (MLS) $305,000 GAMLS
• 2026-05-18 Pending — GAMLS
• 2026-05-18 Pending — FMLS
• 2026-05-08 Listed $299,900 GAMLS
• 2026-05-07 Listed $299,900 FMLS
• 2024-04-22 Sold (Public Records) $255,000 Public Records
• 2024-03-12 Sold (MLS) $255,000 GAMLS
• 2024-03-12 Sold (MLS) $255,000 FMLS
• 2024-02-29 Pending — FMLS
• 2024-02-09 Contingent — FMLS
• 2024-02-08 Pending — GAMLS
• 2024-02-08 Pending — FMLS
• 2024-01-31 Listed $255,000 GAMLS
• 2024-01-17 Listed $255,000 FMLS
• 2012-08-21 Sold (Public Records) $49,999 Public Records
• 2012-08-17 Sold (MLS) $49,999 GAMLS
• 2012-07-06 Listing Removed — GAMLS
• 2012-07-03 Relisted — GAMLS
• 2012-07-03 Price Changed $49,999 GAMLS
• 2012-06-25 Listing Removed — GAMLS
• 2012-05-25 Listed $65,900 GAMLS
• 2011-02-17 Price Changed $69,400 GAMLS
• 2011-01-05 Price Changed $73,000 GAMLS
• 2010-09-02 Price Changed $83,700 GAMLS
• 2010-08-11 Price Changed $88,100 GAMLS
• 2010-07-09 Price Changed $92,700 GAMLS
• 1998-04-10 Sold (Public Records) $78,000 Public Records

Property tax history

+7.4%/yr

Latest (2025): $1,577 · +0.5% YoY. Source: county tax records.