7004 BLVD E Unit 1B · Guttenberg, NJ
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.27%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.9/15.0
- 1% rule +4.7/10.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Cash flow +2.7/30.0
- Schools +2.2/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$297,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Experience luxury high-rise living where serenity meets community. This beautiful renovated 979sf condominium offers a thoughtfully designed layout with one spacious bedroom featuring an en-suite bathroom along with a convenient half bath for guest. The kitchen is both elegant and functional, showcasing rich dark chocolate cabinetry, stainless steel appliances, granite countertops, a sleek glass backsplash, and tiled flooring-all seamlessly flowing into the dining area. Designed with versatility in mind, the dining space features a Murphy bed, making it idea for hosting guests. Creating a home office, or adapting to your lifestyle needs. Gorgeous hardwood floors run throughout, complemented by an abundance of custom closets that provide both typle and exceptional storage. Residents of the Galaxy enjoy an impressive array of amenities designed to promote wellness, relaxaton, and connection. Indulge in a state-of-the-art fitness center, tennis courts, indoor and outdoor pools, hot tub, sauna, and steam rooms-all exclusively available to residents. ALL AMENITIES AND UTILITIES ARE INCLUDED IN THE MONTHLY MAINTENANCE FEE, with parking available for an additonal $120 per space/per month. Step outside and enjoy breathtaking panoramic views of the Hudson River and New York City Skyline, with endless entertainment from boats and planes to spectacular fireworks. First time buyer may be eligible for up to $15,000 in down payment and closing cost assistance.
Key facts
- Tiled flooring
- Granite countertops
- $1,219 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.5-bath condo listed at $297k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-1k ($-12k/yr) — negative.
- To cash-flow at today's rent, offer at most $152k (48.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $287k (3.3% below list).
- Recommended offer: $152k (48.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 406 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 85% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $2,871/mo this rent would consume 47% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 174 days — a 12% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 8y ago; this cycle's ask has dropped $21k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $235k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 42% of rent.
- Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 174 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 2.24%
- Cash-on-cash
- -14.48%
- DSCR
- 0.36
- GRM
- 8.6
CMA / ARV
- ARV (median comp)
- $355,736
- List price
- $297,000
- Delta
- -16.51%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7000 BLVD E Unit 14F | 0.08mi | 1/1.5 | 1,069 (+9%) | 0mo | $315,000 | $295 | 80 |
| 62 69TH St #408 | 0.15mi | 1/1.0 | 744 (-24%) | 0mo | $400,000 | $538 | 66 |
| 7400 RIVER Rd #113 | 0.12mi | 2/2.0 (+1) | 1,223 (+25%) | 1mo | $538,000 | $440 | 62 |
| 6401 PARK Ave #402 | 0.38mi | 2/1.0 (+1) | 855 (-13%) | 0mo | $459,000 | $537 | 54 |
| 24 AVENUE AT PORT IMPERIAL #215 | 0.85mi | 2/2.0 (+1) | 1,012 (+3%) | 1mo | $699,000 | $691 | 52 |
| 965 BLVD E Unit 1-1 | 1.23mi | 2/1.0 (+1) | 915 (-6%) | 1mo | $590,000 | $645 | 46 |
| 5903 JEFFERSON St #202 | 1.12mi | 1/1.0 | 856 (-13%) | 0mo | $290,000 | $339 | 42 |
| 8400 BLVD E Unit 2B | 0.69mi | 1/1.0 | 750 (-23%) | 1mo | $175,000 | $233 | 40 |
| 9060 PALISADE Ave #404 | 1.09mi | 1/1.0 | 815 (-17%) | 1mo | $395,000 | $485 | 37 |
| 26 AVENUE AT PORT IMPERIAL #219 | 0.87mi | 2/2.0 (+1) | 1,146 (+17%) | 0mo | $735,000 | $641 | 33 |
| 1215 HUDSON Park #1215 | 1.28mi | 2/2.0 (+1) | 1,198 (+22%) | 0mo | $640,000 | $534 | 33 |
| 519 54TH St Unit 2C | 1.16mi | 2/2.0 (+1) | 1,169 (+19%) | 1mo | $520,000 | $445 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
- IRR
- -43.9%
- Equity multiple
- -0.35×
- Total profit
- $-112,078
- Equity at exit
- $44,284
- IRR
- -78.4%
- Equity multiple
- -1.17×
- Total profit
- $-180,076
- Equity at exit
- $25,679
Cash invested: $83,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 9 under contract
- Median asking
- $439,500 ($568/sqft)
- Median days on market
- 56 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -36.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 406
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $2,871 high interval (Pro) →
- Mortgage (P&I)
- −$1,558
- Tax est. 1.5%
- −$371 /mo · $4,455/yr
- Insurance
- −$124
- HOA
- −$1,219
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$603
- Net cashflow
- $-1,003
Break-even live
Sensitivity live
| Price | -10% $-798 | -5% $-901 | +0% $-1,003 | +5% $-1,106 | +10% $-1,209 |
|---|---|---|---|---|---|
| Rent | -10% $-1,230 | -5% $-1,117 | +0% $-1,003 | +5% $-890 | +10% $-777 |
| Rate | -1.0pp $-854 | -0.5pp $-928 | base $-1,003 | +0.5pp $-1,080 | +1.0pp $-1,159 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,250
- Closing costs
- $8,910
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7004 JFK Blvd E Unit 29D Guttenberg, NJ | 1.0 | 1.5 | 1003 | $3,150 | $3.14 | 74d | 1 | 0.02mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 1.0 | 1.0 | 766 | $2,800 | $3.66 | 5d | 1 | 0.03mi |
| 7002 JFK Blvd E Unit 25C West New York, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 31d | 1 | 0.03mi |
| 7900 River Rd Unit 1012 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,700 | $3.29 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 1 Bdrm 900sf Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,395 | $3.77 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 302 Guttenberg, NJ | — | 1.0 | 600 | $3,100 | $5.17 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 411 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,750 | $4.17 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 1 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,550 | $3.94 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 00 Guttenberg, NJ | — | 1.0 | 600 | $2,995 | $4.99 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 311 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,450 | $3.83 | 120d | 1 | 0.05mi |
| 7900 River Rd Unit 912 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,225 | $2.87 | 57d | 1 | 0.05mi |
| 7000 JFK Blvd E Unit 22A West New York, NJ | 1.0 | 1.0 | 875 | $2,900 | $3.31 | 51d | 1 | 0.05mi |
| 7002 JFK Blvd E Unit 6C Guttenberg, NJ | 1.0 | 1.5 | 932 | $2,700 | $2.90 | 50d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 15B Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 120d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 14B Guttenberg, NJ | 1.0 | 1.5 | 950 | $3,150 | $3.32 | 120d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 41J Guttenberg, NJ | 1.0 | 1.5 | 840 | $2,600 | $3.10 | 94d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 23F West New York, NJ | 1.0 | 1.0 | 875 | $2,850 | $3.26 | 120d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 108d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 117d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $2,900 | $2.96 | 60d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $3,100 | $3.17 | 84d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 42I West New York, NJ | 1.0 | 1.5 | 941 | $3,000 | $3.19 | 106d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 42I West New York, NJ | 1.0 | 1.5 | 941 | $3,000 | $3.19 | 74d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 6H West New York, NJ | 1.0 | 1.5 | 932 | $3,200 | $3.43 | 45d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 6H West New York, NJ | 1.0 | 1.5 | 932 | $3,200 | $3.43 | 4d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 26A West New York, NJ | 1.0 | 1.0 | 766 | $2,650 | $3.46 | 113d | 1 | 0.07mi |
| 7000 E Boulevard Unit 42J West New York, NJ | 1.0 | 1.5 | 850 | $2,900 | $3.41 | 18d | 1 | 0.07mi |
| 7000 JFK Blvd E Apt 26E Guttenberg, NJ | 1.0 | 1.5 | 970 | $3,375 | $3.48 | 7d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 42H West New York, NJ | 1.0 | 1.5 | 970 | $2,950 | $3.04 | 113d | 1 | 0.07mi |
| 24 68th St Guttenberg, NJ | 1.0 | 1.0 | 580 | $1,725 | $2.97 | 51d | 1 | 0.13mi |
| 62 69th St Guttenberg, NJ | 1.0 | 1.0 | 829 | $2,495 | $3.01 | 113d | 1 | 0.15mi |
| 56 68th St Unit 3 Guttenberg, NJ | 1.0 | 1.0 | 716 | $1,975 | $2.76 | 45d | 1 | 0.15mi |
| 60 68th St Unit 304 Guttenberg, NJ | 2.0 | 1.0 | 1066 | $3,650 | $3.42 | 5d | 1 | 0.15mi |
| 60 68th St Unit 207 Guttenberg, NJ | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 51d | 1 | 0.15mi |
| 60 68th St Unit 505 Guttenberg, NJ | 1.0 | 1.0 | 670 | $2,550 | $3.81 | 108d | 1 | 0.15mi |
| 60 68th St Unit 406 Guttenberg, NJ | 1.0 | 1.0 | 700 | $2,600 | $3.71 | 108d | 1 | 0.15mi |
| 74 69th St Unit 3B Guttenberg, NJ | 1.0 | 1.0 | 535 | $2,050 | $3.83 | 120d | 1 | 0.17mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 71d | 1 | 0.18mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 44d | 1 | 0.18mi |
| 7435 Boulevard East #33 North Bergen, NJ | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 20d | 1 | 0.22mi |
Property features AI
Finance
- Other
- Lead paint form: YesBuilding amenities: community room, exercise room, health club, jacuzzi, sauna, storage, washer/dryer room
- HOA & community
- Monthly maintenance fee includes heat, water, gas, electric, hot water, and air conditioning
Exterior
- Parking
- Attached garage with additional parking/other (see remarks)
- Security
- DoormanSecurityBuilding elevator
- Utilities
- Water and hot water included in maintenanceGas and electric service included in maintenanceAir conditioning included in maintenance
- Home design
- Condominium unit (building with shared amenities)
- Construction
- Brick exterior
- Exterior features
- Brick exteriorNear train, shopping, bus, and schoolsCommunity amenities including pool, tennis court, play area, and shops on premises
Interior
- Kitchen
- Includes dishwasher, microwave, refrigerator
- Bedrooms
- 1 bedroom on the main level
- Flooring
- Hardwood floor
- Bathrooms
- 2 total baths (1 full, 1 half)
- Heating & cooling
- Electric heatHeat pump
- Interior features
- DishwasherMicrowaveRefrigeratorHardwood floor
- Laundry & utility
- Washer/Dryer room available in building
HOA detail $1,219/mo · $14,628/yr condo
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $297,000 Active 174 DOM
-
2026-09-22days on market $297,000 Active 173 DOM
-
2026-09-21days on market $297,000 Active 172 DOM
-
2026-09-20days on market $297,000 Active 171 DOM
-
2026-09-19days on market $297,000 Active 170 DOM
-
2026-09-18days on market $297,000 Active 169 DOM
-
2026-09-17days on market $297,000 Active 168 DOM
-
2026-09-16days on market $297,000 Active 167 DOM
-
2026-09-15days on market $297,000 Active 166 DOM
-
2026-09-14days on market $297,000 Active 165 DOM
-
2026-09-13days on market $297,000 Active 164 DOM
-
2026-09-12days on market $297,000 Active 163 DOM
-
2026-09-11days on market $297,000 Active 162 DOM
-
2026-09-05days on market $297,000 Active 156 DOM
-
2026-09-04days on market $297,000 Active 155 DOM
-
2026-09-02days on market $297,000 Active 153 DOM
-
2026-08-31days on market $297,000 Active 151 DOM
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2026-08-29days on market $297,000 Active 149 DOM
-
2026-08-28days on market $297,000 Active 148 DOM
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2026-08-27days on market $297,000 Active 147 DOM
-
2026-08-26days on market $297,000 Active 146 DOM
-
2026-08-25days on market $297,000 Active 145 DOM
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2026-08-24days on market $297,000 Active 144 DOM
-
2026-08-23days on market $297,000 Active 143 DOM
-
2026-08-22days on market $297,000 Active 142 DOM
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2026-08-21days on market $297,000 Active 141 DOM
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2026-08-20days on market $297,000 Active 140 DOM
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2026-08-19days on market $297,000 Active 139 DOM
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2026-08-18days on market $297,000 Active 138 DOM
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2026-08-17days on market $297,000 Active 137 DOM
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2026-08-16days on market $297,000 Active 136 DOM
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2026-08-15days on market $297,000 Active 135 DOM
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2026-08-14days on market $297,000 Active 134 DOM
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2026-08-13days on market $297,000 Active 133 DOM
-
2026-08-12days on market $297,000 Active 132 DOM
-
2026-08-11days on market $297,000 Active 131 DOM
-
2026-08-10days on market $297,000 Active 130 DOM
-
2026-08-09days on market $297,000 Active 129 DOM
-
2026-08-08days on market $297,000 Active 128 DOM
-
2026-08-06days on market $297,000 Active 126 DOM
-
2026-08-05days on market $297,000 Active 125 DOM
-
2026-08-04days on market $297,000 Active 124 DOM
-
2026-08-03days on market $297,000 Active 123 DOM
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2026-07-31days on market $297,000 Active 120 DOM
-
2026-07-30days on market $297,000 Active 119 DOM
-
2026-07-30days on market $297,000 Active 118 DOM
-
2026-07-28days on market $297,000 Active 117 DOM
-
2026-07-26days on market $297,000 Active 115 DOM
-
2026-07-24days on market $297,000 Active 113 DOM
-
2026-07-23days on market $297,000 Active 112 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $34,452
- − Mortgage interest
- −$16,637
- − Property taxes
- −$4,455
- − Insurance
- −$1,485
- − Repairs & maintenance
- −$2,756
- − Management
- −$2,756
- − HOA
- −$14,628
- − Depreciation
- −$8,640
- Taxable loss
- −$16,905
- Est. tax savings @ 24.0%
- +$4,057
- After-tax cash flow
- $-7,984/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This modern, well-maintained high-rise condominium is in excellent condition with a good condition score of 80. It offers a spacious layout, high-end finishes, and a prime location. The property is ready for immediate occupancy and would benefit from minor updates to the landscaping and interior painting to further enhance its value.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both painting — refreshes interior and exterior ↑
- Both HVAC maintenance — improves comfort and energy efficiency ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Common ancestry
- Romanian 1% Scotch-Irish 1% Lithuanian 1%
- Foreign-born
- 58% · Canada, Jamaica, China
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+21.2% since first listed29 events — show timeline
- 2026-07-10 Price Changed $297,000 HCMLS
- 2026-07-10 Price Changed $297,000 NJMLS
- 2026-06-11 Price Changed $309,000 HCMLS
- 2026-06-11 Price Changed $309,000 NJMLS
- 2026-04-02 Listed $318,000 NJMLS
- 2026-04-02 Listed $318,000 HCMLS
- 2023-05-24 Delisted — NJMLS
- 2023-03-22 Price Changed $279,000 NJMLS
- 2022-11-24 Listed $290,000 NJMLS
- 2021-04-03 Listing Removed — HCMLS
- 2021-02-25 Price Changed $264,999 HCMLS
- 2021-02-15 Listing Removed — HCMLS
- 2021-02-15 Listed $284,900 HCMLS
- 2021-01-10 Price Changed $285,000 HCMLS
- 2021-01-10 Price Changed $298,500 HCMLS
- 2021-01-10 Price Changed $285,000 HCMLS
- 2020-11-27 Listing Removed — HCMLS
- 2020-11-27 Listed $298,500 HCMLS
- 2020-11-19 Price Changed $298,500 HCMLS
- 2020-11-14 Price Changed $299,000 HCMLS
- 2020-11-09 Listed $310,000 HCMLS
- 2018-10-05 Sold (MLS) $235,000 HCMLS
- 2018-10-05 Sold (MLS) $235,000 GSMLS
- 2018-08-02 Delisted — GSMLS
- 2018-07-25 Listing Removed — HCMLS
- 2018-07-13 Price Changed $235,000 HCMLS
- 2018-07-12 Price Changed $235,000 GSMLS
- 2018-06-08 Listed $245,000 HCMLS
- 2018-06-08 Listed $245,000 GSMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…