CashFlowRE
Sign in Sign up
11416 S Clara Anita Dr #205
B- Composite 66.45
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • ARV discount +10.8/15.0
  • 1% rule +10.0/10.0
  • DSCR +8.5/10.0
  • Condition / age +3.8/5.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$72,500

11416 S Clara Anita Dr #205 · Fortuna Foothills, AZ 85367
1 bd · 1.0 ba · 405 sqft · Manufactured · 87 Days on market
Built 1984 Good condition 1,760 sqft lot Est $78k · 7% under $205/mo HOA · 18% of rent ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover the perfect blend of comfort and community in this beautifully redecorated turnkey 1-bedroom, 1-bathroom park model located in the highly sought-after Yuma Venture 55+ community. Built in 1984, this home has been thoughtfully upgraded to offer a modern feel while maintaining its cozy charm. The interior features updated durable flooring, energy efficient dual pane windows, cordless light filtering top down/bottom up decorative window shades, and 2 mini split units for heating & cooling. The kitchen comes fully equipped with an electric range, refrigerator, & reverse osmosis - making cooking a breeze in your bright, refreshed living space. Home also offers Trex decking, n

Key facts

  • Newer pex plumbing
  • Mini split units
  • Trex decking

Tags

MINI SPLIT UNITSFULLY EQUIPPED KITCHENTREX DECKINGNEWER PEX PLUMBINGPRIVATE STORAGE SHEDCOMMUNITY INGROUND POOL

Property features AI

Finance

  • HOA & community: Homeowners association with a monthly fee

Exterior

  • Parking: Open parking
  • Security: Smoke detector(s)
  • Utilities: Public water
  • Home design: Manufactured home (residential); Located in a senior community
  • Construction: Mobile home / manufactured construction
  • Exterior features: Patio; Deck; Shed

Interior

  • Kitchen: Refrigerator; Microwave; Electric range
  • Flooring: Tile; Other
  • Bathrooms: One three-quarter bathroom
  • Heating & cooling: Heating; Cooling
  • Interior features: Double-pane windows with blinds; Water purifier; No fireplace
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $72k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $170 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $72k).
  • Recommended offer: $68k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 413 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $501 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $20k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,150 (6.0% below list)

Questions for the listing agent

  1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.53%
Cap rate
9.11%
Cash-on-cash
10.08%
DSCR
1.45
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$78,165
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11463 S Maria Rosa Dr 0.08mi 1/1.0 409 (+1%) 2mo $85,000 $208 93
11393 S Maria Rosa Dr 0.05mi 1/1.0 396 (-2%) 2mo $51,250 $129 92
11423 S Maria Rosa Dr 0.05mi 1/1.0 398 (-2%) 4mo $60,000 $151 91
11370 S Clara Anita Dr 0.05mi 1/1.0 402 (-1%) 7mo $99,500 $248 90
11409 S Clara Anita Dr 0.02mi 1/1.0 385 (-5%) 3mo $76,000 $197 89
11360 S Maria Rosa Dr 0.07mi 1/1.0 420 (+4%) 4mo $67,300 $160 87
11281 S Clara Anita Dr #22 0.16mi 1/1.0 395 (-2%) 4mo $70,000 $177 85
11275 S Clara Anita Dr #21 0.17mi 1/1.0 391 (-4%) 5mo $73,000 $187 83
11341 S Maria Rosa Dr 0.10mi 1/1.0 386 (-5%) 6mo $68,900 $178 82
12276 S Maria Rosa Pl 0.31mi 2/1.0 (+1) 405 (0%) 3mo $78,000 $193 78
12156 E 39 St 0.48mi 1/1.0 396 (-2%) 3mo $120,000 $303 71
11529 S Sandra Ave 0.50mi 1/1.0 400 (-1%) 5mo $113,500 $284 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.46% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.04×
Total profit
$906
Equity at exit
$10,810
10-year hold
IRR
12.7%
Equity multiple
2.10×
Total profit
$22,340
Equity at exit
$6,268

Cash invested: $20,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85367

Home prices YoY
-26.2%
Rents YoY
4.5%
Active inventory
413
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,110 medium interval (Pro) →
Mortgage (P&I)
$380
Tax est. 1.5%
$91 /mo · $1,088/yr
Insurance
$30
HOA
$205
Vacancy / Maint / Mgmt
$233
Net cashflow
$170

Break-even live

Break-even rent $894
Max offer price $72,500
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,125
Closing costs
$2,175
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$205 · $2,460/yr
Likely covers
electric

Listing history 18 events

  1. 2026-06-19
    days on market $72,500 Active 87 DOM
  2. 2026-06-18
    days on market $72,500 Active 86 DOM
  3. 2026-06-17
    days on market $72,500 Active 85 DOM
  4. 2026-06-16
    days on market $72,500 Active 84 DOM
  5. 2026-06-15
    days on market $72,500 Active 83 DOM
  6. 2026-06-14
    days on market $72,500 Active 81 DOM
  7. 2026-06-13
    days on market $72,500 Active 80 DOM
  8. 2026-06-10
    days on market $72,500 Active 78 DOM
  9. 2026-06-09
    days on market $72,500 Active 77 DOM
  10. 2026-06-08
    days on market $72,500 Active 76 DOM
  11. 2026-06-07
    days on market $72,500 Active 75 DOM
  12. 2026-06-05
    days on market $72,500 Active 72 DOM
  13. 2026-06-02
    days on market $72,500 Active 70 DOM
  14. 2026-06-01
    days on market $72,500 Active 69 DOM
  15. 2026-05-31
    days on market $72,500 Active 68 DOM
  16. 2026-05-30
    days on market $72,500 Active 67 DOM
  17. 2026-05-01
    price $72,500
  18. 2026-03-24
    listed $76,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,314
− Mortgage interest
−$4,061
− Property taxes
−$1,088
− Insurance
−$362
− Repairs & maintenance
−$1,065
− Management
−$1,065
− HOA
−$2,460
− Depreciation
−$2,109
Taxable income
$1,104
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$265
After-tax cash flow
$1,781/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This turnkey 1-bedroom, 1-bathroom park model in Yuma Venture 55+ community has been thoughtfully upgraded with updated cabinets, appliances, flooring, and Trex decking, making it move-in ready and ready to rent.

Value-add opportunities

  • Both Painting the exterior — Fresh paint enhances curb appeal and value
  • Both Updating window screens — Improved functionality and appearance
  • Both Replacing Trex decking — Durable and low-maintenance, enhances curb appeal and value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Fresh paint enhances curb appeal and value
  • Both Updating window screens — Improved functionality and appearance
  • Both Replacing Trex decking — Durable and low-maintenance, enhances curb appeal and value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
22,074
Household income
$58,469
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
408.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 4% Lithuanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.81%
Current HPI
227.2692
Rent YoY
▲ 4.46%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-4.6% since first listed
2 events — show timeline
  • 2026-05-01 Price Changed $72,500 YAR
  • 2026-03-24 Listed $76,000 YAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…