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216 High St
C Composite 55.32
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.8/30.0
  • ARV discount +10.5/15.0
  • DSCR +6.3/10.0
  • 1% rule +5.3/10.0
  • Rent growth +3.7/5.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,900

216 High St · Glendon, PA 18042
3 bd · 1.0 ba · 945 sqft · Townhouse public records · 7 Days on market
Built 1900 5,000 sqft lot Est $193k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* * Offer Deadline 6/14 at 12pm * * Welcome to 216 High Street in Glendon, a charming and well-maintained home that offers the perfect blend of comfort, functionality, and outdoor living. This 2-bedroom, 1-bath property is an incredible opportunity for first-time homebuyers, downsizers, or anyone looking for a low-maintenance home with outstanding curb appeal. From the moment you arrive, you’ll appreciate the carefully manicured landscaping and inviting exterior. A newer Trex front porch provides the perfect place to enjoy your morning coffee, while the newer patio creates an ideal outdoor entertaining space for gatherings with family and friends or simply relaxing in a peaceful se

Key facts

  • Newer patio
  • Inviting exterior
  • Parking

Tags

NEWER TREX FRONT PORCHNEWER PATIOINVITING EXTERIORLOW-MAINTENANCE OWNERSHIPMOVE-IN-READY PROPERTY

Property features AI

Finance

  • Other: Above-grade finished area reported (size not shown per instructions); Zoning: 13R2
  • HOA & community: Sidewalks in the community

Exterior

  • Parking: Off-street parking; Parking pad; On-street parking
  • Utilities: Public water; Public sewer; 200+ amp electrical service with circuit breakers
  • Home design: Single-story listed (stories total reported as 1); Stone, vinyl siding and wood siding exterior; Asphalt/fiberglass roof
  • Construction: Built with stone, vinyl siding and wood siding; Asphalt/fiberglass roof; Full basement (foundation details not specified)
  • Exterior features: Awning(s); Porch; Patio

Interior

  • Kitchen: Gas oven; Gas range
  • Bedrooms: Two bedrooms on the second level
  • Bathrooms: One full bathroom (located on the second level)
  • Heating & cooling: Gas hot water heating; Ceiling fans; Wall and wall/window air conditioning units
  • Interior features: Dining area and separate/formal dining room; Full basement
  • Laundry & utility: Washer; Electric dryer; Electric dryer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $180k.

Deal economics

  • At list price, monthly cash flow is $214 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).

Location & tenants

  • Location reads 74/100 on livability (#512 in PA, #4,688 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, employment A, housing A-; Watch: schools F, amenities F, commute F.
  • Wilson Area SD (suburban): math 28% / reading 52% proficiency, ranked #338 of 539 in PA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.9%/yr); 185 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $75k; list at $180k implies a 140% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $179,900

Questions for the listing agent

  1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.72%
Cash-on-cash
5.09%
DSCR
1.23
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$192,780
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
169 Main St 0.44mi 2/1.0 (-1) 888 (-6%) 0mo $150,000 $169 64
421 Front St 0.51mi 2/1.5 (-1) 896 (-5%) 13mo $215,000 $240 50
2336 2nd St 0.73mi 2/1.0 (-1) 998 (+6%) 4mo $210,000 $210 48
306 Canal Park 0.66mi 2/2.0 (-1) 1,020 (+8%) 1mo $208,000 $204 46
201 Canal Park 0.67mi 2/1.0 (-1) 838 (-11%) 2mo $191,000 $228 43
210 Canal Park 0.68mi 2/2.0 (-1) 1,020 (+8%) 5mo $196,000 $192 42
410 Canal Park 0.65mi 2/2.0 (-1) 1,020 (+8%) 11mo $200,000 $196 38
521 Reynolds St 0.64mi 3/2.0 824 (-13%) 8mo $175,000 $212 38
1420 Lynn St 0.74mi 2/1.0 (-1) 900 (-5%) 19mo $173,000 $192 37
203 Canal Park 0.67mi 2/2.0 (-1) 1,020 (+8%) 16mo $185,000 $181 33
512 W Berwick St 0.70mi 3/1.0 840 (-11%) 21mo $194,500 $232 31
110 Canal Park 0.68mi 2/2.0 (-1) 1,020 (+8%) 18mo $190,000 $186 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.94% rent growth · sell at horizon

5-year hold
IRR
-6.2%
Equity multiple
0.77×
Total profit
$-11,828
Equity at exit
$26,824
10-year hold
IRR
5.7%
Equity multiple
1.46×
Total profit
$23,105
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18042

Rents YoY
4.9%
Active inventory
185
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,855 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$234 /mo · $2,804/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$214

Break-even live

Break-even rent $1,585
Max offer price $179,900
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
457 W Lincoln St Easton, PA 1.0–2.0 1.0–2.0 837 $1,932 $2.31 2d 6 0.75mi
600 Canal St Easton, PA 2.0 1.0 900 $1,599 $1.78 2d 2 0.80mi
600 Canal St Easton, PA 2.0 1.0 900 $1,599 $1.78 23d 2 0.80mi
817 Ridge St Easton, PA 2.0 1.0 1014 $1,900 $1.87 43d 1 0.81mi
1237 Butler St Unit 2 Easton, PA 3.0 1.0 900 $1,700 $1.89 2d 1 0.96mi
1619 Butler St Easton, PA 3.0 1.0 965 $2,050 $2.12 23d 1 0.97mi
1205 Butler St Easton, PA 2.0 1.0 900 $1,700 $1.89 14d 1 0.97mi
1304 Lehigh St Unit 1 Easton, PA 2.0 1.0 733 $1,295 $1.77 2d 1 1.05mi
1051 Washington St Easton, PA 3.0 1.0 900 $1,550 $1.72 14d 1 1.06mi
932 Washington St Easton, PA 2.0 1.0 765 $1,600 $2.09 43d 1 1.08mi
203 S 11th St Unit 1st floor Easton, PA 2.0 1.0 900 $1,450 $1.61 43d 1 1.09mi
100 Woodmont Cir Easton, PA 1.0–2.0 1.0–2.0 978 $2,450 $2.51 2d 11 1.10mi
2250 Butler St Unit 06 Easton, PA 2.0 1.0 1000 $1,700 $1.70 19d 1 1.10mi
102 Rock St Unit 220B Easton, PA 2.0 1.0 765 $1,611 $2.11 43d 1 1.15mi
812 Ferry St Easton, PA 2.0 1.0 1000 $1,640 $1.64 23d 1 1.27mi
815 Ferry St Unit 815 C Easton, PA 2.0 1.0 750 $1,525 $2.03 23d 1 1.28mi
11 Early St Easton, PA 2.0 1.0 998 $1,625 $1.63 43d 1 1.29mi
810 Pine St Easton, PA 3.0 1.0 1120 $1,800 $1.61 23d 1 1.32mi
810 Pine St Easton, PA 3.0 1.0 1120 $1,800 $1.61 43d 1 1.32mi
922 Northampton St Unit 1 Easton, PA 2.0 1.0 900 $1,395 $1.55 43d 1 1.33mi
29 S 7th St Easton, PA 2.0 2.0 1100 $1,350 $1.23 14d 1 1.36mi
513 Spruce St Easton, PA 2.0 1.0 850 $1,600 $1.88 43d 1 1.44mi
40 S 6th St Easton, PA 1.0–2.0 1.0–2.0 1156 $3,000 $2.59 14d 11 1.46mi
35 N 7th St Easton, PA 3.0 1.0 1088 $1,750 $1.61 14d 1 1.48mi
199 Cedar Park Blvd Easton, PA 1.0–3.0 1.0–4.0 1410 $3,035 $2.15 2d 10 1.48mi
140 S 4th St Easton, PA 2.0 1.0–2.0 841 $2,460 $2.93 2d 106 1.48mi

Listing history 7 events

  1. 2026-06-17
    status $179,900 Pending 7 DOM
  2. 2026-06-16
    days on market $179,900 Active 7 DOM
  3. 2026-06-15
    days on market $179,900 Active 6 DOM
  4. 2026-06-14
    remarks 693-char remark
  5. 2026-06-14
    days on market $179,900 Active 4 DOM
  6. 2026-06-10
    remarks 687-char remark
  7. 2026-06-10
    listed $179,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,804 · $234/mo
Projected year-2 tax
$2,823 · $235/mo
Expected delta
+$19/yr (+$2/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,261
− Mortgage interest
−$10,077
− Property taxes
−$2,804
− Insurance
−$900
− Repairs & maintenance
−$1,781
− Management
−$1,781
− Depreciation
−$5,233
Taxable loss
−$314
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$75
After-tax cash flow
$2,638/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wilson Area SD
NCES district ID
4226550
Math proficiency
28% ▼ -29.00%
Reading proficiency
52% ▼ -21.00%
Median HH income
$58,534
Composite
35.22/100
National rank
#4984
State rank
#338 of 539 in PA

Livability — Glendon

Score
74/100
State rank
#512
US rank
#4688

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A Housing A- Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Glendon, PA
County
Northampton County · 236,814 people
Metro
Allentown-Bethlehem-Easton, PA-NJ
Population (ZIP)
45,532
Household income
$77,556
Rent vs Own
45.0% rent · 55.0% own
Severe rent burden
1590.0

Population outlook (Northampton County) Hauer SSP2

Today (2025)
312,227 people
By 2030
314,769 · +0.8%
By 2040
316,914 · +1.5%
By 2050
318,037 · +1.9%
By 2075
334,003 · +7.0%
By 2100
344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 21% Black 12% Two or more races 12% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 7% Dominican 3%
Common ancestry
Romanian 3% Polish 2% Iranian 1%
Foreign-born
13% · Canada, China, Jamaica
Languages at home
80% English-only · Spanish 15% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Northampton

2024 margin
Toss-up / Even · D 48.6% · R 50.4%
2008→2024 swing
-14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -460.52%
Current HPI
254.8776
Rent YoY
▲ 4.94%
Metro
Allentown-Bethlehem-Easton, PA-NJ
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+157.4% since first listed
4 events — show timeline
  • 2026-06-09 Listed $179,900 GLVRMLS
  • 2015-06-03 Sold (Public Records) $75,000 Public Records
  • 1991-05-01 Sold (Public Records) $36,500 Public Records
  • 1988-10-01 Sold (Public Records) $69,900 Public Records

Property tax history

+1.0%/yr

Latest (2026): $2,804 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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