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313 Forestwood Dr
C- Composite 50.9
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.5/10.0
  • 1% rule +4.3/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,900

313 Forestwood Dr · Dentsville, SC 29223
3 bd · 1.0 ba · 1,035 sqft · SingleFamily public records · 24 Days on market
Built 1972 8,276 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Remodeled and modernized move in ready home in a nice location with a great floor plan. This home features a newly remodeled kitchen among many other great features. The updated kitchen boasts all new appliances, new granite counters, white shaker style cabinetry, and includes a new Fridge! More features include beautiful new luxury plank flooring, a brand new 30 year warranty shingle roof, new HVAC system, updated bathroom, all new paint inside, all new paint outside, all new fixtures, new landscaping and more! There is also a nice backyard with woods behind. .. .all with a location close to downtown, various shopping, and close freeway access to Columbia or Charlotte making this the perfe

Key facts

  • Remodeled kitchen
  • New appliances
  • New fridge

Tags

REMODELED KITCHENNEW APPLIANCESGRANITE COUNTERSWHITE SHAKER STYLE CABINETRYNEW FRIDGELUXURY PLANK FLOORING

Property features AI

Exterior

  • Parking: Four parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Single-story home
  • Construction: Crawlspace foundation
  • Exterior features: Brick exterior above foundation; Paved road access

Interior

  • Kitchen: Eat-in kitchen with granite countertops and painted cabinets; Pantry; Dishwasher; Microwave (above stove); Refrigerator; Free-standing range
  • Bedrooms: Master bedroom on the main level with ceiling fan and luxury vinyl plank flooring; Second bedroom on the main level with ceiling fan and luxury vinyl plank flooring; Third bedroom on the main level with ceiling fan and luxury vinyl plank flooring
  • Flooring: Luxury vinyl plank flooring
  • Bathrooms: One full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans in living room and all bedrooms; Luxury vinyl plank flooring throughout main living areas; Pantry; Granite countertops; Painted cabinets; Eat-in kitchen
  • Laundry & utility: Laundry in heated utility room on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $221 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (7.0% below list).
  • Recommended offer: $158k (7.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 83% FRL vs 38% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $43k; list at $170k implies a 296% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,038 (7.0% below list)

Questions for the listing agent

  1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.85%
Cash-on-cash
5.57%
DSCR
1.25
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-10.6%
Equity multiple
0.62×
Total profit
$-17,855
Equity at exit
$25,333
10-year hold
IRR
-5.3%
Equity multiple
0.70×
Total profit
$-14,463
Equity at exit
$14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,580 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$66 /mo · $792/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$221

Break-even live

Break-even rent $1,301
Max offer price $169,900
Occupancy floor 81%

Sensitivity live

Price -10% $317 -5% $269 +0% $221 +5% $173 +10% $125
Rent -10% $96 -5% $158 +0% $221 +5% $283 +10% $346
Rate -1.0pp $306 -0.5pp $264 base $221 +0.5pp $177 +1.0pp $132

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
137 Carr Ln Columbia, SC 3.0 2.5 1250 $1,900 $1.52 4d 1 0.72mi
712 Blazing Star Trl Columbia, SC 3.0 2.0 1100 $1,699 $1.54 4d 1 0.75mi
1659 Legrand Rd Columbia, SC 2.0–3.0 2.0–2.5 1450 $2,500 $1.72 4d 12 0.79mi
2058 Mapleton Dr Columbia, SC 3.0 2.5 1476 $1,995 $1.35 22d 1 0.84mi
237 Foxhunt Rd Columbia, SC 3.0 1.5 1008 $1,250 $1.24 15d 1 0.90mi
381 Valley Heights Ln Columbia, SC 3.0 2.5 1471 $1,719 $1.17 24d 1 0.96mi
125 Charleswood Dr Columbia, SC 3.0 1.0 1074 $1,350 $1.26 24d 1 1.01mi
113 Charleswood Dr Columbia, SC 4.0 1.5 1196 $1,555 $1.30 4d 1 1.01mi
1000 Windsor Shores Dr Columbia, SC 1.0–3.0 1.0–2.0 1011 $1,590 $1.57 24d 1 1.10mi
1728 Springwoods Lake Dr Columbia, SC 2.0 1.5 1025 $1,200 $1.17 4d 1 1.18mi
1310 Oakcrest Dr Columbia, SC 1.0–3.0 1.0–2.0 1110 $1,848 $1.66 4d 27 1.20mi
1682 Horseshoe Dr Unit D Columbia, SC 2.0 2.0 1000 $895 $0.90 15d 1 1.27mi
1718 Horseshoe Dr Apt B Columbia, SC 2.0 1.5 1050 $1,300 $1.24 12d 1 1.31mi
8100 Bayfield Rd Columbia, SC 3.0 1.0–2.0 773 $1,364 $1.76 24d 1 1.32mi
2920 Chatsworth Rd Unit A Columbia, SC 2.0 2.0 980 $1,100 $1.12 4d 1 1.44mi
2920 Chatsworth Rd Apt C Columbia, SC 2.0 2.0 980 $1,100 $1.12 24d 1 1.44mi
229 Windsor Point Rd Unit 3H Columbia, SC 2.0 2.0 1000 $1,243 $1.24 3d 1 1.48mi
229 Windsor Point Rd Unit 3H Columbia, SC 2.0 2.0 1000 $1,243 $1.24 24d 1 1.48mi
2919 Chatsworth Rd Columbia, SC 2.0 1.0 975 $1,300 $1.33 24d 1 1.50mi

Listing history 6 events

  1. 2026-05-24
    status Pending
  2. 2026-05-10
    historical Active - Contingent
  3. 2026-04-30
    listed $169,900 Active
  4. 1989-09-01
    soldstatus $42,900
  5. 1987-12-01
    soldstatus $38,862
  6. 1987-06-01
    soldstatus $19,812

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$792 · $66/mo
Projected year-2 tax
$968 · $81/mo
Expected delta
+$176/yr (+$15/mo · 22.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,965
− Mortgage interest
−$9,517
− Property taxes
−$792
− Insurance
−$850
− Repairs & maintenance
−$1,517
− Management
−$1,517
− Depreciation
−$4,943
Taxable loss
−$171
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$41
After-tax cash flow
$2,690/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+757.6% since first listed
6 events — show timeline
  • 2026-05-24 Pending Consolidated MLS
  • 2026-05-10 Contingent Consolidated MLS
  • 2026-04-30 Listed $169,900 Consolidated MLS
  • 1989-09-01 Sold (Public Records) $42,900 Public Records
  • 1987-12-01 Sold (Public Records) $38,862 Public Records
  • 1987-06-01 Sold (Public Records) $19,812 Public Records

Property tax history

+8.3%/yr

Latest (2025): $792 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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