1037 E Blackford Ave · Evansville, IN
Flood risk 6/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.69%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $717 – $1,331
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.5/5.0
- Schools +4.1/10.0
- Livability +3.2/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$78,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious older home with a closed in porch, hardwood floors, large dinning room, fireplace, wood burning stove, butlers pantry, metal roof, new windows upstairs, bonus room plus and unfinished extra room used for storage p offering lots of potential!its livable with all kinds of room to add extra bathrooms, bedrooms, etc . Would be great for Airbnb or large or multi family& apos; s. Fenced in yard and new roof on detached garage. sold as is by home owner.
Key facts
- Closed in porch
- Large dinning room
- Butlers pantry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $78k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $481 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $78k).
- Recommended offer: $69k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.7% vs local median 4.4% in Evansville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#416 in IN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, commute F, employment D-.
- Evansville Vanderburgh School Corporation (urban): math 36% / reading 43% proficiency, ranked #153 of 301 in IN (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Evans School (math 9% / reading 7%, grade F, #945 of 994 statewide, top 95%, 499 students, 85% FRL); North Junior High School (math 44% / reading 57%, grade C, #43 of 330 statewide, top 14%, 929 students, 42% FRL); North High School (math 57% / reading 74%, grade B, #29 of 369 statewide, top 8%, 1,674 students, 35% FRL) — zoned schools at 54% FRL track the district average.
- Market conditions: Rents rising fast (+7.9%/yr); 263 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 508 units permitted in Vanderburgh County in 2024 (32 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 7.9% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 238 days — a 12% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 238 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.52% ✓
- Cap rate
- 13.69%
- Cash-on-cash
- 26.42%
- DSCR
- 2.18
- GRM
- 5.5
CMA / ARV
- ARV (median comp)
- $171,361
- List price
- $78,000
- Delta
- -54.48%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 752 S Englewood Ave | 0.58mi | 3/1.0 | 1,184 (-1%) | 1mo | $215,000 | $182 | 71 |
| 1425 Covert Ave | 0.73mi | 3/1.0 | 1,183 (-1%) | 2mo | $118,000 | $100 | 62 |
| 1107 S Evans Ave | 0.39mi | 2/1.0 (-1) | 1,096 (-8%) | 2mo | $100,000 | $91 | 61 |
| 1101 Ravenswood Dr | 0.51mi | 2/1.0 (-1) | 1,269 (+6%) | 3mo | $155,000 | $122 | 59 |
| 1114 S Englewood Ave | 0.62mi | 3/1.0 | 1,108 (-7%) | 3mo | $154,000 | $139 | 56 |
| 712 E Blackford Ave | 0.46mi | 2/1.0 (-1) | 1,327 (+11%) | 2mo | $22,000 | $17 | 54 |
| 1059 Waggoner Ave | 0.65mi | 2/2.0 (-1) | 1,150 (-4%) | 3mo | $125,000 | $109 | 52 |
| 1414 Marshall Ave | 0.53mi | 3/1.0 | 1,364 (+14%) | 2mo | $122,000 | $89 | 50 |
| 513 S Denby Ave | 0.62mi | 4/1.0 (+1) | 1,096 (-8%) | 4mo | $54,000 | $49 | 49 |
| 713 S Runnymeade Ave | 0.63mi | 2/1.0 (-1) | 1,056 (-12%) | 2mo | $153,500 | $145 | 44 |
| 1451 Bellemeade Ave | 0.52mi | 2/1.0 (-1) | 1,016 (-15%) | 3mo | $215,000 | $212 | 43 |
| 1659 S Evans Ave | 0.74mi | 2/2.0 (-1) | 1,073 (-10%) | 0mo | $145,000 | $135 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.86% rent growth · sell at horizon
- IRR
- 25.2%
- Equity multiple
- 2.10×
- Total profit
- $24,047
- Equity at exit
- $11,630
- IRR
- 35.6%
- Equity multiple
- 5.02×
- Total profit
- $87,880
- Equity at exit
- $6,744
Cash invested: $21,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Indiana
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 50 active · 32 under contract
- Months of supply
- 6.8 mo (15%/mo absorbed)
- Median asking
- $94,950 ($86/sqft)
- Median days on market
- 68 d
- This list price
- 26% of active listings are priced below it
- ARV vs active asking
- +67.2% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 47714
- Rents YoY
- 7.9%
- Active inventory
- 263
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,187 high interval (Pro) →
- Mortgage (P&I)
- −$409
- Tax from tax record
- −$15 /mo · $183/yr
- Insurance
- −$32
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$249
- Net cashflow
- $481
Break-even live
Sensitivity live
| Price | -10% $525 | -5% $503 | +0% $481 | +5% $459 | +10% $437 |
|---|---|---|---|---|---|
| Rent | -10% $387 | -5% $434 | +0% $481 | +5% $528 | +10% $575 |
| Rate | -1.0pp $520 | -0.5pp $501 | base $481 | +0.5pp $461 | +1.0pp $440 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,500
- Closing costs
- $2,340
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1133 Bayard Park Dr Unit B Evansville, IN | 2.0 | 1.0 | 990 | $800 | $0.81 | 70d | 1 | 0.19mi |
| 734 Bayard Park Dr Evansville, IN | 3.0 | 2.0 | 1000 | $1,425 | $1.43 | 70d | 1 | 0.45mi |
| 1500 S Harlan Ave Evansville, IN | 2.0 | 1.0 | 712 | $900 | $1.26 | 62d | 1 | 0.52mi |
| 638 Jackson Ave Evansville, IN | 4.0 | 1.0 | 1176 | $1,495 | $1.27 | 70d | 1 | 0.62mi |
| 605 Madison Ave Evansville, IN | 2.0 | 1.0 | 1069 | $1,375 | $1.29 | 70d | 1 | 0.64mi |
| 507 S Evans Ave Evansville, IN | 2.0 | 1.0 | 750 | $795 | $1.06 | 70d | 1 | 0.64mi |
| 1505 Jackson Ave Evansville, IN | 2.0 | 1.0 | 780 | $995 | $1.28 | 70d | 1 | 0.65mi |
| 304 S Grand Ave Evansville, IN | 2.0 | 1.0 | 967 | $955 | $0.99 | 70d | 1 | 0.73mi |
| 715 E Riverside Dr Evansville, IN | 2.0 | 1.0 | 806 | $895 | $1.11 | 70d | 1 | 0.84mi |
| 827 Judson St Evansville, IN | 3.0 | 1.0 | 1008 | $1,295 | $1.28 | 62d | 1 | 0.86mi |
| 1909 Taylor Ave Evansville, IN | 2.0 | 1.0 | 700 | $1,200 | $1.71 | 62d | 1 | 0.94mi |
| 1303 E Indiana St Evansville, IN | 2.0 | 1.0 | 975 | $1,195 | $1.23 | 62d | 1 | 1.01mi |
| 1321 E Indiana St Evansville, IN | 2.0 | 1.0 | 964 | $1,050 | $1.09 | 62d | 1 | 1.02mi |
| 17 Washington Ave Evansville, IN | 2.0 | 1.0 | 882 | $1,455 | $1.65 | 70d | 1 | 1.06mi |
| 1415 E Indiana St Evansville, IN | 2.0 | 1.0 | 814 | $795 | $0.98 | 62d | 1 | 1.06mi |
| 210 S Weinbach Ave Evansville, IN | 3.0 | 1.0 | 1080 | $1,450 | $1.34 | 70d | 1 | 1.19mi |
| 1909 Plantation Ct Evansville, IN | 2.0 | 1.0 | 780 | $700 | $0.90 | 70d | 2 | 1.30mi |
| 1762 Spring Ct Evansville, IN | 2.0 | 1.0 | 975 | $1,450 | $1.49 | 70d | 1 | 1.34mi |
| 1952 Colts Ln Evansville, IN | 1.0–3.0 | 1.0 | 1146 | $1,275 | $1.11 | 70d | 8 | 1.35mi |
| 322 SE 1st St Evansville, IN | 1.0–2.0 | 1.0 | 1100 | $1,700 | $1.55 | 70d | 6 | 1.41mi |
| 41 W Division St Apt 200 Evansville, IN | 2.0 | 2.0 | 1083 | $1,500 | $1.39 | 70d | 1 | 1.44mi |
| 329 Main St Evansville, IN | 1.0–2.0 | 1.0–2.0 | 717 | $1,505 | $2.10 | 62d | 1 | 1.45mi |
| 202 SE 1st St Evansville, IN | 1.0–2.0 | 1.0 | 926 | $2,449 | $2.64 | 70d | 4 | 1.48mi |
| 200 N Main St Evansville, IN | 2.0 | 1.0–2.0 | 857 | $1,599 | $1.86 | 62d | 7 | 1.50mi |
| 2340 Sunburst Blvd Unit 2200-202 Evansville, IN | 3.0 | 1.0 | 973 | $1,050 | $1.08 | 70d | 1 | 1.50mi |
| 2340 Sunburst Blvd Unit 2270-318 Evansville, IN | 2.0 | 1.0 | 815 | $900 | $1.10 | 70d | 1 | 1.50mi |
Property features AI
Finance
- Other
- Additional details not provided
- Financial info
- Financial details not provided
- HOA & community
- HOA/community details not provided
Exterior
- Parking
- Attached or detached 6-car garage
- Security
- Security details not provided
- Utilities
- Utilities details not provided
- Home design
- Property type and stories not providedEntry level and facing direction not provided
- Construction
- Construction details not provided
- Exterior features
- Exterior details not provided
Interior
- Kitchen
- Kitchen details not provided
- Bedrooms
- Bedroom information not provided
- Flooring
- Flooring details not provided
- Bathrooms
- 1 full bath1 half bath
- Heating & cooling
- Heating and cooling details not provided
- Interior features
- Main level living areas (details limited)
- Laundry & utility
- Laundry details not provided
Listing history 50 events
-
2026-08-08days on market $78,000 Active 238 DOM
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2026-08-07days on market $78,000 Active 237 DOM
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2026-08-06days on market $78,000 Active 236 DOM
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2026-08-05days on market $78,000 Active 235 DOM
-
2026-08-04days on market $78,000 Active 234 DOM
-
2026-08-03days on market $78,000 Active 233 DOM
-
2026-07-31days on market $78,000 Active 230 DOM
-
2026-07-29days on market $78,000 Active 228 DOM
-
2026-07-27days on market $78,000 Active 226 DOM
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2026-07-25days on market $78,000 Active 224 DOM
-
2026-07-24days on market $78,000 Active 223 DOM
-
2026-07-23days on market $78,000 Active 222 DOM
-
2026-07-22days on market $78,000 Active 221 DOM
-
2026-07-21days on market $78,000 Active 220 DOM
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2026-07-18days on market $78,000 Active 217 DOM
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2026-07-16days on market $78,000 Active 215 DOM
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2026-07-16days on market $78,000 Active 214 DOM
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2026-07-14days on market $78,000 Active 213 DOM
-
2026-07-13days on market $78,000 Active 212 DOM
-
2026-07-12days on market $78,000 Active 211 DOM
-
2026-07-10days on market $78,000 Active 209 DOM
-
2026-07-09days on market $78,000 Active 208 DOM
-
2026-07-08days on market $78,000 Active 207 DOM
-
2026-07-07days on market $78,000 Active 206 DOM
-
2026-07-06days on market $78,000 Active 205 DOM
-
2026-07-05days on market $78,000 Active 204 DOM
-
2026-07-04days on market $78,000 Active 203 DOM
-
2026-07-03days on market $78,000 Active 202 DOM
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2026-07-02days on market $78,000 Active 201 DOM
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2026-07-01days on market $78,000 Active 200 DOM
-
2026-06-30days on market $78,000 Active 199 DOM
-
2026-06-29days on market $78,000 Active 198 DOM
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2026-06-28days on market $78,000 Active 197 DOM
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2026-06-28days on market $78,000 Active 196 DOM
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2026-06-27days on market $78,000 Active 195 DOM
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2026-06-25days on market $78,000 Active 193 DOM
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2026-06-23days on market $78,000 Active 191 DOM
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2026-06-22days on market $78,000 Active 190 DOM
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2026-06-18days on market $78,000 Active 187 DOM
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2026-06-17days on market $78,000 Active 186 DOM
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2026-06-16days on market $78,000 Active 185 DOM
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2026-06-15days on market $78,000 Active 184 DOM
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2026-06-14days on market $78,000 Active 182 DOM
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2026-06-13days on market $78,000 Active 181 DOM
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2026-06-10days on market $78,000 Active 179 DOM
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2026-06-09days on market $78,000 Active 178 DOM
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2026-06-08days on market $78,000 Active 177 DOM
-
2026-06-07days on market $78,000 Active 176 DOM
-
2026-06-02days on market $78,000 Active 171 DOM
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2026-06-01days on market $78,000 Active 170 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IN · Partial reset (capped growth)
- Current annual tax
- $183 · $15/mo
- Projected year-2 tax
- $423 · $35/mo
- Expected delta
- +$240/yr (+$20/mo · 130.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X · 69% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,244
- − Mortgage interest
- −$4,369
- − Property taxes
- −$183
- − Insurance
- −$390
- − Repairs & maintenance
- −$1,140
- − Management
- −$1,140
- − Depreciation
- −$2,269
- Taxable income
- $4,753
- Est. tax owed @ 24.0%
- −$1,141
- After-tax cash flow
- $4,630/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
The home requires significant repairs and maintenance, including a new roof, fencing repair, and landscaping. Painting and updating the interior can also improve its value.
Repairs flagged
- Major fencing — Weathered and in need of repair.
- Major roof — Aged and weathered, likely in need of replacement.
- Major landscaping — Overgrown and in need of trimming and maintenance.
Value-add opportunities
- Both painting — Fresh paint can improve curb appeal and interior aesthetics. ↑
- Both landscaping — Well-maintained landscaping can enhance curb appeal and property value. ↑
- Both roof replacement — A new roof will improve the home's structural integrity and increase its value. ↑
- Both fencing repair — A repaired fence will enhance the home's curb appeal and security. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Evansville Vanderburgh School Corporation
- NCES district ID
- 1803450
- Math proficiency
- 36% ▼ -7.00%
- Reading proficiency
- 43% ▼ -3.00%
- Median HH income
- $43,270
- Composite
- 33.41/100
- National rank
- #5471
- State rank
- #153 of 301 in IN
Livability — Evansville
- Score
- 63/100
- State rank
- #416
- US rank
- #15047
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Evansville, IN
- County
- Vanderburgh County · 187,038 people
- City population
- 146,793
- Metro
- Evansville, IN-KY
- Population (ZIP)
- 32,132
- Household income
- $55,910
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Vanderburgh County) Hauer SSP2
- Today (2025)
- 187,038 people
- By 2030
- 188,907 · +1.0%
- By 2040
- 190,272 · +1.7%
- By 2050
- 188,871 · +1.0%
- By 2075
- 180,751 · -3.4%
- By 2100
- 163,015 · -12.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 17% Two or more races 6% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Italian 3% Lithuanian 2% Slovak 1%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 92% English-only · Spanish 4% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Vanderburgh
- 2024 margin
- R (+12.7) · D 43.0% · R 55.6% · Other 1.4%
- 2008→2024 swing
- -15.1pp toward R · 2008: 2.5pp · 2024: -12.7pp
- All cycles
- 2024: R+12.7 2020: R+9.6 2016: R+16.9 2012: R+10.8 2008: D+2.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -124.80%
- Current HPI
- 211.1755
- Rent YoY
- ▲ 7.86%
- Metro
- Evansville, IN-KY
- State GDP YoY
- ▲ 2.90%
- F500 in state
- 18
Industry mix (Fortune 500 HQ in IN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 2 | $37B |
|
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| Healthcare | 1 | $177B |
|
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| Pharmaceuticals | 1 | $45B |
|
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| Metals / Steel | 1 | $18B |
|
||
| Agriculture | 1 | $17B |
|
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| Packaging | 1 | $12B |
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Price history
1 event — show timeline
- 2025-12-09 Listed $78,000 Fizber.com
Property tax history
+1.4%/yrLatest (2024): $183 · +5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…